MVBF
MVB Financial Corp.
Price Chart
Latest Quote
$28.25
+0.49 (+1.77%)
Current Price
| Previous Close | $27.76 |
| Open | $27.93 |
| Day High | $28.33 |
| Day Low | $27.51 |
| Volume | 43,155 |
Stock Information
| Quarterly Dividend / Yield | $0.68 / 2.41% |
| Shares Outstanding | 12.85M |
| Quarterly Dividend Yield | 2.41% |
| Quarterly Dividend | $0.68 |
| Total Debt | $62.04M |
| Cash Equivalents | $186.10M |
| Revenue | $159.58M |
| Net Income | $28.55M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $363.01M |
| P/E Ratio | 12.96 |
| EPS (TTM) | $2.18 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $238.95M |
| Sales | $159.58M |
| Income | $28.55M |
| Book/sh | $26.07 |
| Cash/sh | $14.48 |
| Employees | 403 |
Financial Ratios
| EPS Growth TTM | 44.90% |
Returns & Margins
| ROA | 0.90% |
| ROE | 8.85% |
| Operating Margin | 22.32% |
| Profit Margin | 17.89% |
Ownership
| Insider Ownership | 10.51% |
| Institutional Ownership | 57.23% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.24 |
| P/S | 2.27 |
| P/B | 1.08 |
Analyst Data
| Recommendation | none |
| Target Price | $31.00 |
Technical Indicators
| SMA20 | $27.29 |
| SMA50 | $26.35 |
| SMA200 | $26.08 |
| RSI | 61.24 |
| ATR | 0.8971 |
| Shares Float | 11.70M |
| Short Float | 2.50% |
| Short Ratio | 5.23 |
| Volatility | 0.81 |
| Rel Volume | 0.91 |
Performance History
| Week | +2.10% |
| Month | +10.07% |
| Quarter | +12.02% |
| 6 Months | +1.07% |
| YTD | +12.35% |
| Year | +41.70% |
| 3 Years | +43.91% |
| 5 Years | -24.39% |
| 10 Years | +162.81% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $28.25 | 43,200 |
| 2026-06-22 | $27.76 | 40,400 |
| 2026-06-18 | $27.63 | 57,200 |
| 2026-06-17 | $27.16 | 34,600 |
| 2026-06-16 | $27.75 | 63,400 |
| 2026-06-15 | $27.67 | 57,300 |
| 2026-06-12 | $28.42 | 62,400 |
| 2026-06-11 | $27.65 | 38,900 |
| 2026-06-10 | $27.92 | 61,500 |
| 2026-06-09 | $27.98 | 24,900 |
| 2026-06-08 | $27.65 | 28,700 |
| 2026-06-05 | $27.86 | 46,500 |
| 2026-06-04 | $27.04 | 45,400 |
| 2026-06-03 | $26.48 | 75,800 |
| 2026-06-02 | $26.91 | 61,200 |
| 2026-06-01 | $26.28 | 33,800 |
| 2026-05-29 | $26.58 | 58,200 |
| 2026-05-28 | $26.54 | 46,600 |
| 2026-05-27 | $26.23 | 30,200 |
| 2026-05-26 | $26.08 | 40,500 |
About MVB Financial Corp.
MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. The company was founded in 1999 and is based in Fairmont, West Virginia.
đ° Latest News
Does MVB Financial (NASDAQ:MVBF) Deserve A Spot On Your Watchlist?
Simply Wall St. âĸ 2026-05-27T10:16:38Z
Mvb Financial Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-30T00:27:27Z
MVB Financial (MVBF) Surpasses Q1 Earnings Estimates
Zacks âĸ 2026-04-29T22:40:10Z
Merchants Bancorp (MBIN) Q1 Earnings Surpass Estimates
Zacks âĸ 2026-04-28T21:45:06Z
MVB Financial (MVBF) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-04-22T14:00:27Z
Several Insiders Invested In MVB Financial Flagging Positive News
Simply Wall St. âĸ 2026-04-16T10:40:25Z
MVB Financial Touts AI Efficiency and Fintech Growth at Virtual Investor Banking Conference
MarketBeat âĸ 2026-03-26T18:33:36Z
West Virginia bank director quits over executive pay concerns
Banking Dive âĸ 2026-03-06T12:25:01Z
A community-bank director quits with a parting blast
American Banker âĸ 2026-03-05T21:10:00Z
Undervalued Small Caps With Insider Activity Across Regions In February 2026
Simply Wall St. âĸ 2026-02-13T11:39:58Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $124,669,000 | $150,690,000 | $146,483,000 | $138,207,000 |
| Operating Revenue | $124,669,000 | $150,690,000 | $146,483,000 | $138,207,000 |
| Expenses | ||||
| Interest Expense | $67,915,000 | $76,644,000 | $66,535,000 | $14,154,000 |
| General And Administrative Expense | $74,623,000 | $72,124,000 | $67,807,000 | $65,139,000 |
| Professional Expense And Contract Services Expense | $15,116,000 | $21,348,000 | $18,344,000 | $15,661,000 |
| Other Non Interest Expense | $23,978,000 | $20,286,000 | $22,215,000 | $19,799,000 |
| Selling And Marketing Expense | - | - | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $26,940,000 | $20,091,000 | $22,450,000 | $12,394,000 |
| Net Interest Income | $107,408,000 | $109,198,000 | $123,283,000 | $111,803,000 |
| Interest Income | $175,323,000 | $185,842,000 | $189,818,000 | $125,957,000 |
| Normalized Income | $1,757,050 | $11,103,096 | $23,228,940 | $8,511,160 |
| Net Income From Continuing And Discontinued Operation | $26,940,000 | $20,091,000 | $31,232,000 | $15,047,000 |
| Net Income Common Stockholders | $26,940,000 | $20,091,000 | $31,232,000 | $15,047,000 |
| Net Income | $26,940,000 | $20,091,000 | $31,232,000 | $15,047,000 |
| Net Income Including Noncontrolling Interests | $26,922,000 | $20,245,000 | $31,006,000 | $14,387,000 |
| Net Income Discontinuous Operations | $0 | $0 | $8,782,000 | $2,653,000 |
| Net Income Continuous Operations | $26,922,000 | $20,245,000 | $22,224,000 | $11,734,000 |
| Special Income Charges | $34,854,000 | $0 | $-986,000 | $0 |
| Depreciation Amortization Depletion Income Statement | $3,272,000 | $4,581,000 | $5,558,000 | $5,496,000 |
| Depreciation And Amortization In Income Statement | $3,272,000 | $4,581,000 | $5,558,000 | $5,496,000 |
| Depreciation Income Statement | $3,272,000 | $4,581,000 | $5,558,000 | $5,496,000 |
| Pretax Income | - | - | - | $15,028,000 |
| Per Share | ||||
| Diluted EPS | $2.06 | $1.53 | $2.40 | $1.17 |
| Basic EPS | $2.11 | $1.56 | $2.46 | $1.23 |
| Other | ||||
| Tax Effect Of Unusual Items | $9,267,050 | $2,715,096 | $-207,060 | $1,095,160 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $34,450,000 | $11,703,000 | $-986,000 | $4,978,000 |
| Total Unusual Items Excluding Goodwill | $34,450,000 | $11,703,000 | $-986,000 | $4,978,000 |
| Reconciled Depreciation | $2,599,000 | $3,931,000 | $5,003,000 | $5,322,000 |
| Diluted Average Shares | $13,105,521 | $13,136,758 | $12,997,332 | $12,944,919 |
| Basic Average Shares | $12,775,242 | $12,890,161 | $12,694,206 | $12,057,451 |
| Diluted NI Availto Com Stockholders | $26,940,000 | $20,091,000 | $31,232,000 | $15,047,000 |
| Minority Interests | $18,000 | $-154,000 | $226,000 | $660,000 |
| Tax Provision | $9,928,000 | $6,099,000 | $5,070,000 | $3,294,000 |
| Restructuring And Mergern Acquisition | $-34,854,000 | $0 | $986,000 | $0 |
| Gain On Sale Of Security | $-4,126,000 | $2,005,000 | $-2,318,000 | $-949,000 |
| Selling General And Administration | $74,623,000 | $72,124,000 | $67,807,000 | $65,139,000 |
| Insurance And Claims | $3,639,000 | $4,169,000 | $4,436,000 | $2,605,000 |
| Salaries And Wages | $70,984,000 | $67,955,000 | $63,371,000 | $62,534,000 |
| Occupancy And Equipment | $5,098,000 | $3,887,000 | $3,701,000 | $4,051,000 |
| Gain On Sale Of Business | - | $0 | $-986,000 | $0 |
| Other Gand A | - | - | - | $12,196,000 |
| Preferred Stock Dividends | - | - | - | - |
Fetched: 2026-06-21
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $333,968,000 | $305,679,000 | $289,384,000 | $258,246,000 |
| Total Assets | $3,308,918,000 | $3,128,704,000 | $3,313,882,000 | $3,068,850,000 |
| Cash And Cash Equivalents | $244,125,000 | $317,913,000 | $398,229,000 | $40,280,000 |
| Cash Financial | $10,568,000 | $7,876,000 | $6,564,000 | $5,290,000 |
| Cash Cash Equivalents And Federal Funds Sold | $244,125,000 | $317,913,000 | $398,229,000 | $40,280,000 |
| Goodwill And Other Intangible Assets | - | - | $2,838,000 | $2,838,000 |
| Other Intangible Assets | - | - | - | $1,631,000 |
| Receivables | - | - | - | $89,344,000 |
| Accounts Receivable | - | - | - | $89,344,000 |
| Debt | ||||
| Total Debt | $74,026,000 | $73,787,000 | $80,326,000 | $185,384,000 |
| Long Term Debt And Capital Lease Obligation | $74,026,000 | $73,787,000 | $80,326,000 | $185,384,000 |
| Long Term Debt | $74,026,000 | $73,787,000 | $80,326,000 | $185,384,000 |
| Net Debt | - | - | - | $145,104,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,974,950,000 | $2,822,913,000 | $3,024,540,000 | $2,807,459,000 |
| Payables And Accrued Expenses | - | - | - | $41,556,000 |
| Payables | - | - | - | $41,556,000 |
| Accounts Payable | - | - | - | $41,556,000 |
| Equity | ||||
| Common Stock Equity | $333,968,000 | $305,679,000 | $289,384,000 | $261,084,000 |
| Total Equity Gross Minority Interest | $333,968,000 | $305,791,000 | $289,342,000 | $261,391,000 |
| Stockholders Equity | $333,968,000 | $305,679,000 | $289,384,000 | $261,084,000 |
| Gains Losses Not Affecting Retained Earnings | $-13,866,000 | $-28,231,000 | $-28,831,000 | $-37,704,000 |
| Other Equity Adjustments | $-13,866,000 | $-28,231,000 | $-28,831,000 | $-37,704,000 |
| Retained Earnings | $190,414,000 | $172,181,000 | $160,862,000 | $144,911,000 |
| Long Term Equity Investment | $86,823,000 | $78,255,000 | $75,754,000 | $76,223,000 |
| Other | ||||
| Treasury Shares Number | $1,327,085 | $848,016 | $848,016 | $848,016 |
| Ordinary Shares Number | $12,715,598 | $12,945,295 | $12,758,383 | $12,618,265 |
| Share Issued | $14,042,683 | $13,793,311 | $13,606,399 | $13,466,281 |
| Tangible Book Value | $333,968,000 | $305,679,000 | $289,384,000 | $258,246,000 |
| Invested Capital | $407,994,000 | $379,466,000 | $369,710,000 | $446,468,000 |
| Total Capitalization | $407,994,000 | $379,466,000 | $369,710,000 | $446,468,000 |
| Minority Interest | $0 | $112,000 | $-42,000 | $307,000 |
| Treasury Stock | $27,003,000 | $16,741,000 | $16,741,000 | $16,741,000 |
| Additional Paid In Capital | $170,380,000 | $164,677,000 | $160,488,000 | $157,152,000 |
| Capital Stock | $14,043,000 | $13,793,000 | $13,606,000 | $13,466,000 |
| Common Stock | $14,043,000 | $13,793,000 | $13,606,000 | $13,466,000 |
| Investments And Advances | $547,976,000 | $531,797,000 | $462,115,000 | $494,781,000 |
| Available For Sale Securities | $455,417,000 | $42,583,000 | $41,086,000 | $38,744,000 |
| Net PPE | $10,379,000 | $12,475,000 | $20,928,000 | $23,630,000 |
| Accumulated Depreciation | $-14,724,000 | $-21,200,000 | $-24,251,000 | $-20,140,000 |
| Gross PPE | $25,103,000 | $33,675,000 | $45,179,000 | $43,770,000 |
| Leases | $2,811,000 | $2,836,000 | $2,836,000 | $2,836,000 |
| Construction In Progress | $636,000 | $270,000 | $45,000 | $508,000 |
| Machinery Furniture Equipment | $12,847,000 | $21,718,000 | $25,440,000 | $23,568,000 |
| Buildings And Improvements | $7,779,000 | $7,779,000 | $13,393,000 | $13,393,000 |
| Land And Improvements | $1,030,000 | $1,072,000 | $3,465,000 | $3,465,000 |
| Other Short Term Investments | $5,736,000 | $410,959,000 | $345,275,000 | $379,814,000 |
| Goodwill | - | - | $2,838,000 | $2,838,000 |
| Preferred Stock | - | - | - | - |
Fetched: 2026-06-21
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $2,113,000 | $-1,905,000 | $56,318,000 | $4,312,000 |
| Operating Activities | ||||
| Operating Cash Flow | $4,028,000 | $-285,000 | $58,233,000 | $7,353,000 |
| Cash Flow From Continuing Operating Activities | $4,028,000 | $-285,000 | $58,233,000 | $7,353,000 |
| Operating Gains Losses | $-4,342,000 | $-15,239,000 | $5,616,000 | $6,408,000 |
| Cash From Discontinued Operating Activities | - | - | $-11,800,000 | $0 |
| Investing Activities | ||||
| Capital Expenditure | $-1,915,000 | $-1,620,000 | $-1,915,000 | $-3,041,000 |
| Investing Cash Flow | $-208,601,000 | $144,463,000 | $88,249,000 | $-571,127,000 |
| Cash Flow From Continuing Investing Activities | $-208,601,000 | $144,463,000 | $88,249,000 | $-571,127,000 |
| Net Other Investing Changes | $-7,885,000 | $17,474,000 | $-3,396,000 | $-6,722,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-10,160,000 | $0 | $0 | $0 |
| Financing Cash Flow | $130,785,000 | $-224,494,000 | $211,467,000 | $296,617,000 |
| Cash Flow From Continuing Financing Activities | $130,785,000 | $-224,494,000 | $211,467,000 | $296,617,000 |
| Cash Dividends Paid | $-8,707,000 | $-8,772,000 | $-8,639,000 | $-8,355,000 |
| Common Stock Dividend Paid | $-8,707,000 | $-8,772,000 | $-8,639,000 | $-8,355,000 |
| Net Common Stock Issuance | $-10,160,000 | $0 | $0 | $0 |
| Issuance Of Capital Stock | - | - | $0 | $0 |
| Net Other Financing Charges | - | - | $-100,000 | $-41,000 |
| Preferred Stock Dividend Paid | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Common Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $0 | $-6,845,000 | $-105,363,000 | $-248,000 |
| Interest Paid Supplemental Data | $71,493,000 | $73,242,000 | $66,708,000 | $12,285,000 |
| End Cash Position | $244,125,000 | $317,913,000 | $398,229,000 | $40,280,000 |
| Beginning Cash Position | $317,913,000 | $398,229,000 | $40,280,000 | $307,437,000 |
| Changes In Cash | $-73,788,000 | $-80,316,000 | $357,949,000 | $-267,157,000 |
| Proceeds From Stock Option Exercised | $1,843,000 | $1,046,000 | $-209,000 | $1,399,000 |
| Common Stock Payments | $-10,160,000 | $0 | $0 | $0 |
| Net Issuance Payments Of Debt | $0 | $-6,845,000 | $-105,363,000 | $112,085,000 |
| Net Long Term Debt Issuance | $0 | $-6,845,000 | $-105,363,000 | $112,085,000 |
| Long Term Debt Payments | $0 | $-6,845,000 | $-105,363,000 | $-248,000 |
| Net Investment Purchase And Sale | $6,299,000 | $-72,218,000 | $39,117,000 | $-49,488,000 |
| Sale Of Investment | $223,333,000 | $41,844,000 | $131,728,000 | $82,964,000 |
| Purchase Of Investment | $-217,034,000 | $-114,062,000 | $-92,611,000 | $-132,452,000 |
| Net Business Purchase And Sale | $45,745,000 | $0 | $-8,000 | $0 |
| Net PPE Purchase And Sale | $-1,701,000 | $-1,620,000 | $-1,490,000 | $-2,992,000 |
| Sale Of PPE | $214,000 | $0 | $425,000 | $49,000 |
| Purchase Of PPE | $-1,915,000 | $-1,620,000 | $-1,915,000 | $-3,041,000 |
| Change In Working Capital | $981,000 | $-21,361,000 | $-4,534,000 | $-14,864,000 |
| Change In Other Current Liabilities | $214,000 | $267,000 | $1,657,000 | $-12,426,000 |
| Change In Other Current Assets | $767,000 | $-21,628,000 | $-6,191,000 | $-2,438,000 |
| Other Non Cash Items | $-36,027,000 | $-151,000 | $16,889,000 | $-22,802,000 |
| Stock Based Compensation | $3,801,000 | $2,913,000 | $2,658,000 | $3,217,000 |
| Amortization Of Securities | $196,000 | $1,937,000 | $2,072,000 | $2,596,000 |
| Deferred Tax | $-390,000 | $2,196,000 | $97,000 | $-3,631,000 |
| Deferred Income Tax | $-390,000 | $2,196,000 | $97,000 | $-3,631,000 |
| Depreciation Amortization Depletion | $2,599,000 | $3,931,000 | $5,003,000 | $5,322,000 |
| Depreciation And Amortization | $2,599,000 | $3,931,000 | $5,003,000 | $5,322,000 |
| Earnings Losses From Equity Investments | $-8,151,000 | $-553,000 | $3,213,000 | $8,988,000 |
| Gain Loss On Investment Securities | $3,660,000 | $-1,945,000 | $1,659,000 | $949,000 |
| Net Income From Continuing Operations | $26,922,000 | $20,245,000 | $31,006,000 | $14,387,000 |
| Issuance Of Debt | - | $0 | $0 | $112,333,000 |
| Income Tax Paid Supplemental Data | - | $924,000 | $13,082,000 | $2,285,000 |
| Long Term Debt Issuance | - | $0 | $0 | $112,333,000 |
| Purchase Of Business | - | $0 | $-8,000 | $0 |
| Preferred Stock Payments | - | - | $0 | $0 |
| Depreciation | - | - | $5,003,000 | $5,322,000 |
| Gain Loss On Sale Of Business | - | - | $-11,800,000 | $0 |
Fetched: 2026-06-21