MYFW
First Western Financial, Inc.
Price Chart
Latest Quote
$30.99
| Previous Close | $30.41 |
| Open | $30.51 |
| Day High | $31.04 |
| Day Low | $30.21 |
| Volume | 32,963 |
Stock Information
| Shares Outstanding | 9.73M |
| Total Debt | $118.48M |
| Cash Equivalents | $265.69M |
| Revenue | $100.46M |
| Net Income | $15.21M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $301.50M |
| P/E Ratio | 20.12 |
| EPS (TTM) | $1.54 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $154.30M |
| Sales | $100.46M |
| Income | $15.21M |
| Book/sh | $28.10 |
| Cash/sh | $27.31 |
| Employees | 320 |
Financial Ratios
| EPS Growth TTM | 48.30% |
Returns & Margins
| ROA | 0.50% |
| ROE | 5.74% |
| Operating Margin | 28.84% |
| Profit Margin | 15.14% |
Ownership
| Insider Ownership | 13.04% |
| Institutional Ownership | 69.82% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.41 |
| P/S | 3.00 |
| P/B | 1.10 |
Analyst Data
| Recommendation | none |
| Target Price | $28.00 |
Technical Indicators
| SMA20 | $29.50 |
| SMA50 | $28.52 |
| SMA200 | $25.47 |
| RSI | 66.16 |
| ATR | 0.9657 |
| Shares Float | 7.77M |
| Short Float | 1.49% |
| Short Ratio | 3.45 |
| Volatility | 0.73 |
| Rel Volume | 0.80 |
Performance History
| Week | +3.54% |
| Month | +9.31% |
| Quarter | +25.36% |
| 6 Months | +19.88% |
| YTD | +16.29% |
| Year | +46.18% |
| 3 Years | +68.42% |
| 5 Years | +15.72% |
| 10 Years | +57.31% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $30.99 | 41,700 |
| 2026-06-22 | $30.41 | 37,800 |
| 2026-06-18 | $30.55 | 64,500 |
| 2026-06-17 | $30.23 | 108,700 |
| 2026-06-16 | $29.63 | 81,200 |
| 2026-06-15 | $29.93 | 42,800 |
| 2026-06-12 | $30.53 | 95,200 |
| 2026-06-11 | $29.85 | 39,800 |
| 2026-06-10 | $29.30 | 101,400 |
| 2026-06-09 | $29.40 | 45,400 |
| 2026-06-08 | $29.44 | 30,300 |
| 2026-06-05 | $29.18 | 83,400 |
| 2026-06-04 | $28.84 | 22,300 |
| 2026-06-03 | $28.22 | 29,400 |
| 2026-06-02 | $29.06 | 20,400 |
| 2026-06-01 | $28.83 | 26,000 |
| 2026-05-29 | $29.17 | 57,700 |
| 2026-05-28 | $28.87 | 29,500 |
| 2026-05-27 | $28.83 | 28,500 |
| 2026-05-26 | $28.68 | 50,800 |
About First Western Financial, Inc.
First Western Financial, Inc., a financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients. The company operates in two segments, Wealth Management and Mortgage. The Wealth Management segment provides deposit products, including money market, demand deposit, time-deposit, interest checking, and saving accounts; loans comprising consumer and commercial purpose, unsecured consumer, construction and development, 1-4 residential, commercial real estate, and commercial and industrial loans; trust and investment management advisory products and services; and insurance. The Mortgage segment engages in soliciting, originating, and selling residential mortgage loans into the secondary market. It serves entrepreneurs, professionals, high net worth individuals or families, and business and philanthropic organizations. The company was incorporated in 2002 and is headquartered in Denver, Colorado.
đ° Latest News
First Western (MYFW) Upgraded to Strong Buy: What Does It Mean for the Stock?
Zacks âĸ 2026-05-29T16:00:02ZHigh Insider Ownership Growth Stocks To Watch In May 2026
Simply Wall St. âĸ 2026-05-28T17:35:41Z3 Undiscovered Gems In The US Market For Savvy Investors
Simply Wall St. âĸ 2026-04-30T17:33:29ZInsider Owned Growth Companies To Watch In April 2026
Simply Wall St. âĸ 2026-04-29T17:36:08ZEarnings Estimates Moving Higher for First Western (MYFW): Time to Buy?
Zacks âĸ 2026-04-29T16:20:02ZFirst Western Financial Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-27T18:43:00ZFirst Western Financial Inc (MYFW) Q1 2026 Earnings Call Highlights: Strong EPS Growth and ...
GuruFocus.com âĸ 2026-04-25T07:05:20ZFirst Western (MYFW) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-24T17:28:12ZFirst Western Financial, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-24T12:30:00ZEnterprise Financial Services (EFSC) Q1 Earnings and Revenues Top Estimates
Zacks âĸ 2026-04-22T21:45:04ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $99,438,000 | $89,440,000 | $90,929,000 | $110,244,000 |
| Operating Revenue | $99,438,000 | $89,440,000 | $90,929,000 | $110,244,000 |
| Expenses | ||||
| Interest Expense | $84,419,000 | $88,327,000 | $74,453,000 | $17,270,000 |
| Selling And Marketing Expense | $1,220,000 | $1,208,000 | $1,540,000 | $1,888,000 |
| General And Administrative Expense | $49,009,000 | $47,944,000 | $47,887,000 | $50,688,000 |
| Professional Expense And Contract Services Expense | $7,685,000 | $7,951,000 | $7,638,000 | $7,896,000 |
| Other Non Interest Expense | $10,991,000 | $10,317,000 | $8,601,000 | $9,434,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Net Interest Income | $74,792,000 | $63,861,000 | $70,485,000 | $83,545,000 |
| Interest Income | $159,211,000 | $152,188,000 | $144,938,000 | $100,815,000 |
| Normalized Income | $12,833,652 | $8,473,000 | $5,225,000 | $21,661,856 |
| Net Income From Continuing And Discontinued Operation | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Net Income Common Stockholders | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Net Income | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Net Income Including Noncontrolling Interests | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Net Income Continuous Operations | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Pretax Income | $17,074,000 | $11,579,000 | $7,061,000 | $28,828,000 |
| Depreciation Amortization Depletion Income Statement | $206,000 | $226,000 | $250,000 | $308,000 |
| Depreciation And Amortization In Income Statement | $206,000 | $226,000 | $250,000 | $308,000 |
| Amortization Of Intangibles Income Statement | $206,000 | $226,000 | $250,000 | $308,000 |
| Special Income Charges | - | - | - | - |
| Per Share | ||||
| Diluted EPS | $1.35 | $0.87 | $0.90 | $2.23 |
| Basic EPS | $1.36 | $0.88 | $0.91 | $2.29 |
| Other | ||||
| Tax Effect Of Unusual Items | $104,652 | $0 | $0 | $11,856 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $459,000 | $0 | $0 | $48,000 |
| Total Unusual Items Excluding Goodwill | $459,000 | $0 | $0 | $48,000 |
| Reconciled Depreciation | $2,636,000 | $2,565,000 | $2,377,000 | $2,012,000 |
| Diluted Average Shares | $9,725,731 | $9,770,436 | $9,725,366 | $9,714,064 |
| Basic Average Shares | $9,725,731 | $9,649,352 | $9,540,506 | $9,461,087 |
| Diluted NI Availto Com Stockholders | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Tax Provision | $3,886,000 | $3,106,000 | $1,836,000 | $7,130,000 |
| Gain On Sale Of Security | $14,000 | $-33,000 | $-22,000 | $349,000 |
| Amortization | $206,000 | $226,000 | $250,000 | $308,000 |
| Selling General And Administration | $50,229,000 | $49,152,000 | $49,427,000 | $52,576,000 |
| Other Gand A | $2,891,000 | $2,904,000 | $2,685,000 | $2,440,000 |
| Salaries And Wages | $46,118,000 | $45,040,000 | $45,202,000 | $48,248,000 |
| Occupancy And Equipment | $8,228,000 | $8,282,000 | $7,597,000 | $7,520,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $234,138,000 | $220,695,000 | $210,884,000 | $208,760,000 |
| Total Assets | $3,154,981,000 | $2,919,037,000 | $2,975,462,000 | $2,866,748,000 |
| Goodwill And Other Intangible Assets | $31,422,000 | $31,627,000 | $31,854,000 | $32,104,000 |
| Other Intangible Assets | $1,022,000 | $1,227,000 | $1,454,000 | $1,704,000 |
| Receivables | $18,232,000 | $20,837,000 | $20,990,000 | $17,291,000 |
| Other Receivables | $2,444,000 | $5,710,000 | $4,467,000 | $1,973,000 |
| Accounts Receivable | $15,788,000 | $15,127,000 | $16,523,000 | $15,318,000 |
| Cash And Cash Equivalents | $200,281,000 | $237,941,000 | $254,442,000 | $196,512,000 |
| Cash Financial | $9,755,000 | $9,770,000 | $7,284,000 | $4,926,000 |
| Cash Cash Equivalents And Federal Funds Sold | $200,281,000 | $237,941,000 | $254,442,000 | $196,512,000 |
| Debt | ||||
| Total Debt | $107,613,000 | $109,603,000 | $178,051,000 | $199,018,000 |
| Long Term Debt And Capital Lease Obligation | $107,613,000 | $109,603,000 | $178,051,000 | $199,018,000 |
| Long Term Debt | $107,613,000 | $109,603,000 | $178,051,000 | $199,018,000 |
| Net Debt | - | - | - | $2,506,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,889,421,000 | $2,666,715,000 | $2,732,724,000 | $2,625,884,000 |
| Payables And Accrued Expenses | $1,295,000 | $1,995,000 | $3,793,000 | $1,125,000 |
| Payables | $1,295,000 | $1,995,000 | $3,793,000 | $1,125,000 |
| Accounts Payable | $1,295,000 | $1,995,000 | $3,793,000 | $1,125,000 |
| Equity | ||||
| Common Stock Equity | $265,560,000 | $252,322,000 | $242,738,000 | $240,864,000 |
| Total Equity Gross Minority Interest | $265,560,000 | $252,322,000 | $242,738,000 | $240,864,000 |
| Stockholders Equity | $265,560,000 | $252,322,000 | $242,738,000 | $240,864,000 |
| Gains Losses Not Affecting Retained Earnings | $-1,309,000 | $-778,000 | $-1,198,000 | $-1,517,000 |
| Other Equity Adjustments | $-1,309,000 | $-778,000 | $-1,198,000 | $-1,517,000 |
| Retained Earnings | $72,703,000 | $59,515,000 | $51,042,000 | $51,887,000 |
| Other | ||||
| Ordinary Shares Number | $9,725,731 | $9,667,142 | $9,581,183 | $9,495,440 |
| Share Issued | $9,725,731 | $9,667,142 | $9,581,183 | $9,495,440 |
| Tangible Book Value | $234,138,000 | $220,695,000 | $210,884,000 | $208,760,000 |
| Invested Capital | $373,173,000 | $361,925,000 | $420,789,000 | $439,882,000 |
| Total Capitalization | $373,173,000 | $361,925,000 | $420,789,000 | $439,882,000 |
| Additional Paid In Capital | $194,166,000 | $193,585,000 | $192,894,000 | $190,494,000 |
| Capital Stock | $0 | $0 | $0 | $0 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $147,341,000 | $81,588,000 | $81,257,000 | $88,166,000 |
| Held To Maturity Securities | $94,970,000 | $75,724,000 | $74,102,000 | $81,056,000 |
| Available For Sale Securities | $6,764,000 | $5,864,000 | $7,155,000 | $7,110,000 |
| Goodwill | $30,400,000 | $30,400,000 | $30,400,000 | $30,400,000 |
| Net PPE | $25,687,000 | $24,129,000 | $25,256,000 | $25,118,000 |
| Accumulated Depreciation | $-16,782,000 | $-14,808,000 | $-12,869,000 | $-10,746,000 |
| Gross PPE | $42,469,000 | $38,937,000 | $38,125,000 | $35,864,000 |
| Leases | $14,886,000 | $14,178,000 | $14,336,000 | $12,879,000 |
| Machinery Furniture Equipment | $8,845,000 | $7,572,000 | $6,619,000 | $5,815,000 |
| Buildings And Improvements | $13,758,000 | $12,207,000 | $12,190,000 | $12,190,000 |
| Land And Improvements | $4,980,000 | $4,980,000 | $4,980,000 | $4,980,000 |
| Other Short Term Investments | $45,607,000 | $0 | - | $0 |
| Treasury Shares Number | - | - | $0 | - |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-5,769,000 | $-607,000 | $19,533,000 | $45,311,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-1,799,000 | $606,000 | $21,880,000 | $48,278,000 |
| Cash Flow From Continuing Operating Activities | $-1,799,000 | $606,000 | $21,880,000 | $48,278,000 |
| Operating Gains Losses | $-5,204,000 | $-4,271,000 | $-1,250,000 | $-4,087,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,970,000 | $-1,213,000 | $-2,347,000 | $-2,967,000 |
| Investing Cash Flow | $-264,438,000 | $66,441,000 | $-66,391,000 | $-558,798,000 |
| Cash Flow From Continuing Investing Activities | $-264,438,000 | $66,441,000 | $-66,391,000 | $-558,798,000 |
| Net Other Investing Changes | $31,999,000 | - | - | $547,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-784,000 | $-89,000 | $0 | - |
| Financing Cash Flow | $228,577,000 | $-84,298,000 | $102,441,000 | $320,049,000 |
| Cash Flow From Continuing Financing Activities | $228,577,000 | $-84,298,000 | $102,441,000 | $320,049,000 |
| Net Common Stock Issuance | $-784,000 | $-89,000 | $0 | - |
| Other | ||||
| Repayment Of Debt | $-189,263,000 | $-318,699,000 | $-1,865,254,000 | $-575,736,000 |
| Issuance Of Debt | $187,066,000 | $250,026,000 | $1,844,079,000 | $696,927,000 |
| Interest Paid Supplemental Data | $85,119,000 | $90,125,000 | $71,785,000 | $16,500,000 |
| Income Tax Paid Supplemental Data | $0 | $93,000 | $2,907,000 | $5,242,000 |
| End Cash Position | $200,281,000 | $237,941,000 | $254,442,000 | $196,512,000 |
| Beginning Cash Position | $237,941,000 | $255,192,000 | $196,512,000 | $386,983,000 |
| Changes In Cash | $-37,660,000 | $-17,251,000 | $57,930,000 | $-190,471,000 |
| Proceeds From Stock Option Exercised | $-808,000 | $-706,000 | $-194,000 | $-697,000 |
| Common Stock Payments | $-784,000 | $-89,000 | $0 | - |
| Net Issuance Payments Of Debt | $-2,197,000 | $-68,673,000 | $-21,175,000 | $121,191,000 |
| Net Long Term Debt Issuance | $-2,197,000 | $-68,673,000 | $-21,175,000 | $121,191,000 |
| Long Term Debt Payments | $-189,263,000 | $-318,699,000 | $-1,865,254,000 | $-575,736,000 |
| Long Term Debt Issuance | $187,066,000 | $250,026,000 | $1,844,079,000 | $696,927,000 |
| Net Investment Purchase And Sale | $-66,647,000 | $-95,000 | $6,678,000 | $-32,290,000 |
| Sale Of Investment | $23,010,000 | $17,355,000 | $48,637,000 | $22,112,000 |
| Purchase Of Investment | $-89,657,000 | $-17,450,000 | $-41,959,000 | $-54,402,000 |
| Net PPE Purchase And Sale | $-3,970,000 | $-1,213,000 | $-2,347,000 | $-2,967,000 |
| Purchase Of PPE | $-3,970,000 | $-1,213,000 | $-2,347,000 | $-2,967,000 |
| Change In Working Capital | $-7,682,000 | $203,000 | $-3,231,000 | $-4,902,000 |
| Change In Payables And Accrued Expense | $-9,375,000 | $-827,000 | $1,589,000 | $-1,681,000 |
| Change In Payable | $-9,375,000 | $-827,000 | $1,589,000 | $-1,681,000 |
| Change In Account Payable | $-9,375,000 | $-827,000 | $1,589,000 | $-1,681,000 |
| Change In Receivables | $1,693,000 | $1,030,000 | $-4,820,000 | $-3,221,000 |
| Changes In Account Receivables | $1,693,000 | $1,030,000 | $-4,820,000 | $-3,221,000 |
| Other Non Cash Items | $-11,166,000 | $-12,864,000 | $4,496,000 | $26,968,000 |
| Stock Based Compensation | $2,173,000 | $1,486,000 | $1,843,000 | $2,562,000 |
| Unrealized Gain Loss On Investment Securities | $-14,000 | $33,000 | $22,000 | $-342,000 |
| Amortization Of Securities | $15,000 | $-75,000 | $-14,000 | $130,000 |
| Deferred Tax | $-770,000 | $3,123,000 | $2,057,000 | $557,000 |
| Deferred Income Tax | $-770,000 | $3,123,000 | $2,057,000 | $557,000 |
| Depreciation Amortization Depletion | $2,636,000 | $2,565,000 | $2,377,000 | $2,012,000 |
| Depreciation And Amortization | $2,636,000 | $2,565,000 | $2,377,000 | $2,012,000 |
| Gain Loss On Sale Of PPE | $43,000 | $0 | $8,000 | $-21,000 |
| Net Income From Continuing Operations | $13,188,000 | $8,473,000 | $5,225,000 | $21,698,000 |
| Net Business Purchase And Sale | - | - | - | $0 |
| Sale Of PPE | - | - | - | - |
| Earnings Losses From Equity Investments | - | - | - | - |