S&P 500 7,365.46 â–ŧ 107.33 (-1.44%) DOW 51,666.84 â–ŧ 45.87 (-0.09%) NASDAQ 25,587.04 â–ŧ 579.56 (-2.21%) US Markets Closed â€ĸ 06:47 AM ET

MYFW

First Western Financial, Inc.

Price Chart
Latest Quote

$30.99

+0.58 (+1.91%)
Current Price
Previous Close $30.41
Open $30.51
Day High $31.04
Day Low $30.21
Volume 32,963
Fetched: 2026-06-24T10:47:31
Stock Information
Shares Outstanding 9.73M
Total Debt $118.48M
Cash Equivalents $265.69M
Revenue $100.46M
Net Income $15.21M
Sector Financial Services
Industry Banks - Regional
Market Cap $301.50M
P/E Ratio 20.12
EPS (TTM) $1.54
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$154.30M
Sales$100.46M
Income$15.21M
Book/sh$28.10
Cash/sh$27.31
Employees320
Financial Ratios
EPS Growth TTM48.30%
Returns & Margins
ROA0.50%
ROE5.74%
Operating Margin28.84%
Profit Margin15.14%
Ownership
Insider Ownership13.04%
Institutional Ownership69.82%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E11.41
P/S3.00
P/B1.10
Analyst Data
Recommendationnone
Target Price$28.00
Technical Indicators
SMA20$29.50
SMA50$28.52
SMA200$25.47
RSI66.16
ATR0.9657
Shares Float7.77M
Short Float1.49%
Short Ratio3.45
Volatility0.73
Rel Volume0.80
Performance History
Week+3.54%
Month+9.31%
Quarter+25.36%
6 Months+19.88%
YTD+16.29%
Year+46.18%
3 Years+68.42%
5 Years+15.72%
10 Years+57.31%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-23 $30.99 41,700
2026-06-22 $30.41 37,800
2026-06-18 $30.55 64,500
2026-06-17 $30.23 108,700
2026-06-16 $29.63 81,200
2026-06-15 $29.93 42,800
2026-06-12 $30.53 95,200
2026-06-11 $29.85 39,800
2026-06-10 $29.30 101,400
2026-06-09 $29.40 45,400
2026-06-08 $29.44 30,300
2026-06-05 $29.18 83,400
2026-06-04 $28.84 22,300
2026-06-03 $28.22 29,400
2026-06-02 $29.06 20,400
2026-06-01 $28.83 26,000
2026-05-29 $29.17 57,700
2026-05-28 $28.87 29,500
2026-05-27 $28.83 28,500
2026-05-26 $28.68 50,800
About First Western Financial, Inc.

First Western Financial, Inc., a financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients. The company operates in two segments, Wealth Management and Mortgage. The Wealth Management segment provides deposit products, including money market, demand deposit, time-deposit, interest checking, and saving accounts; loans comprising consumer and commercial purpose, unsecured consumer, construction and development, 1-4 residential, commercial real estate, and commercial and industrial loans; trust and investment management advisory products and services; and insurance. The Mortgage segment engages in soliciting, originating, and selling residential mortgage loans into the secondary market. It serves entrepreneurs, professionals, high net worth individuals or families, and business and philanthropic organizations. The company was incorporated in 2002 and is headquartered in Denver, Colorado.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $99,438,000 $89,440,000 $90,929,000 $110,244,000
Operating Revenue $99,438,000 $89,440,000 $90,929,000 $110,244,000
Expenses
Interest Expense $84,419,000 $88,327,000 $74,453,000 $17,270,000
Selling And Marketing Expense $1,220,000 $1,208,000 $1,540,000 $1,888,000
General And Administrative Expense $49,009,000 $47,944,000 $47,887,000 $50,688,000
Professional Expense And Contract Services Expense $7,685,000 $7,951,000 $7,638,000 $7,896,000
Other Non Interest Expense $10,991,000 $10,317,000 $8,601,000 $9,434,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $13,188,000 $8,473,000 $5,225,000 $21,698,000
Net Interest Income $74,792,000 $63,861,000 $70,485,000 $83,545,000
Interest Income $159,211,000 $152,188,000 $144,938,000 $100,815,000
Normalized Income $12,833,652 $8,473,000 $5,225,000 $21,661,856
Net Income From Continuing And Discontinued Operation $13,188,000 $8,473,000 $5,225,000 $21,698,000
Net Income Common Stockholders $13,188,000 $8,473,000 $5,225,000 $21,698,000
Net Income $13,188,000 $8,473,000 $5,225,000 $21,698,000
Net Income Including Noncontrolling Interests $13,188,000 $8,473,000 $5,225,000 $21,698,000
Net Income Continuous Operations $13,188,000 $8,473,000 $5,225,000 $21,698,000
Pretax Income $17,074,000 $11,579,000 $7,061,000 $28,828,000
Depreciation Amortization Depletion Income Statement $206,000 $226,000 $250,000 $308,000
Depreciation And Amortization In Income Statement $206,000 $226,000 $250,000 $308,000
Amortization Of Intangibles Income Statement $206,000 $226,000 $250,000 $308,000
Special Income Charges - - - -
Per Share
Diluted EPS $1.35 $0.87 $0.90 $2.23
Basic EPS $1.36 $0.88 $0.91 $2.29
Other
Tax Effect Of Unusual Items $104,652 $0 $0 $11,856
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $459,000 $0 $0 $48,000
Total Unusual Items Excluding Goodwill $459,000 $0 $0 $48,000
Reconciled Depreciation $2,636,000 $2,565,000 $2,377,000 $2,012,000
Diluted Average Shares $9,725,731 $9,770,436 $9,725,366 $9,714,064
Basic Average Shares $9,725,731 $9,649,352 $9,540,506 $9,461,087
Diluted NI Availto Com Stockholders $13,188,000 $8,473,000 $5,225,000 $21,698,000
Tax Provision $3,886,000 $3,106,000 $1,836,000 $7,130,000
Gain On Sale Of Security $14,000 $-33,000 $-22,000 $349,000
Amortization $206,000 $226,000 $250,000 $308,000
Selling General And Administration $50,229,000 $49,152,000 $49,427,000 $52,576,000
Other Gand A $2,891,000 $2,904,000 $2,685,000 $2,440,000
Salaries And Wages $46,118,000 $45,040,000 $45,202,000 $48,248,000
Occupancy And Equipment $8,228,000 $8,282,000 $7,597,000 $7,520,000
Fetched: 2026-06-19
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $234,138,000 $220,695,000 $210,884,000 $208,760,000
Total Assets $3,154,981,000 $2,919,037,000 $2,975,462,000 $2,866,748,000
Goodwill And Other Intangible Assets $31,422,000 $31,627,000 $31,854,000 $32,104,000
Other Intangible Assets $1,022,000 $1,227,000 $1,454,000 $1,704,000
Receivables $18,232,000 $20,837,000 $20,990,000 $17,291,000
Other Receivables $2,444,000 $5,710,000 $4,467,000 $1,973,000
Accounts Receivable $15,788,000 $15,127,000 $16,523,000 $15,318,000
Cash And Cash Equivalents $200,281,000 $237,941,000 $254,442,000 $196,512,000
Cash Financial $9,755,000 $9,770,000 $7,284,000 $4,926,000
Cash Cash Equivalents And Federal Funds Sold $200,281,000 $237,941,000 $254,442,000 $196,512,000
Debt
Total Debt $107,613,000 $109,603,000 $178,051,000 $199,018,000
Long Term Debt And Capital Lease Obligation $107,613,000 $109,603,000 $178,051,000 $199,018,000
Long Term Debt $107,613,000 $109,603,000 $178,051,000 $199,018,000
Net Debt - - - $2,506,000
Liabilities
Total Liabilities Net Minority Interest $2,889,421,000 $2,666,715,000 $2,732,724,000 $2,625,884,000
Payables And Accrued Expenses $1,295,000 $1,995,000 $3,793,000 $1,125,000
Payables $1,295,000 $1,995,000 $3,793,000 $1,125,000
Accounts Payable $1,295,000 $1,995,000 $3,793,000 $1,125,000
Equity
Common Stock Equity $265,560,000 $252,322,000 $242,738,000 $240,864,000
Total Equity Gross Minority Interest $265,560,000 $252,322,000 $242,738,000 $240,864,000
Stockholders Equity $265,560,000 $252,322,000 $242,738,000 $240,864,000
Gains Losses Not Affecting Retained Earnings $-1,309,000 $-778,000 $-1,198,000 $-1,517,000
Other Equity Adjustments $-1,309,000 $-778,000 $-1,198,000 $-1,517,000
Retained Earnings $72,703,000 $59,515,000 $51,042,000 $51,887,000
Other
Ordinary Shares Number $9,725,731 $9,667,142 $9,581,183 $9,495,440
Share Issued $9,725,731 $9,667,142 $9,581,183 $9,495,440
Tangible Book Value $234,138,000 $220,695,000 $210,884,000 $208,760,000
Invested Capital $373,173,000 $361,925,000 $420,789,000 $439,882,000
Total Capitalization $373,173,000 $361,925,000 $420,789,000 $439,882,000
Additional Paid In Capital $194,166,000 $193,585,000 $192,894,000 $190,494,000
Capital Stock $0 $0 $0 $0
Preferred Stock $0 $0 $0 $0
Investments And Advances $147,341,000 $81,588,000 $81,257,000 $88,166,000
Held To Maturity Securities $94,970,000 $75,724,000 $74,102,000 $81,056,000
Available For Sale Securities $6,764,000 $5,864,000 $7,155,000 $7,110,000
Goodwill $30,400,000 $30,400,000 $30,400,000 $30,400,000
Net PPE $25,687,000 $24,129,000 $25,256,000 $25,118,000
Accumulated Depreciation $-16,782,000 $-14,808,000 $-12,869,000 $-10,746,000
Gross PPE $42,469,000 $38,937,000 $38,125,000 $35,864,000
Leases $14,886,000 $14,178,000 $14,336,000 $12,879,000
Machinery Furniture Equipment $8,845,000 $7,572,000 $6,619,000 $5,815,000
Buildings And Improvements $13,758,000 $12,207,000 $12,190,000 $12,190,000
Land And Improvements $4,980,000 $4,980,000 $4,980,000 $4,980,000
Other Short Term Investments $45,607,000 $0 - $0
Treasury Shares Number - - $0 -
Fetched: 2026-06-19
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-5,769,000 $-607,000 $19,533,000 $45,311,000
Operating Activities
Operating Cash Flow $-1,799,000 $606,000 $21,880,000 $48,278,000
Cash Flow From Continuing Operating Activities $-1,799,000 $606,000 $21,880,000 $48,278,000
Operating Gains Losses $-5,204,000 $-4,271,000 $-1,250,000 $-4,087,000
Investing Activities
Capital Expenditure $-3,970,000 $-1,213,000 $-2,347,000 $-2,967,000
Investing Cash Flow $-264,438,000 $66,441,000 $-66,391,000 $-558,798,000
Cash Flow From Continuing Investing Activities $-264,438,000 $66,441,000 $-66,391,000 $-558,798,000
Net Other Investing Changes $31,999,000 - - $547,000
Financing Activities
Repurchase Of Capital Stock $-784,000 $-89,000 $0 -
Financing Cash Flow $228,577,000 $-84,298,000 $102,441,000 $320,049,000
Cash Flow From Continuing Financing Activities $228,577,000 $-84,298,000 $102,441,000 $320,049,000
Net Common Stock Issuance $-784,000 $-89,000 $0 -
Other
Repayment Of Debt $-189,263,000 $-318,699,000 $-1,865,254,000 $-575,736,000
Issuance Of Debt $187,066,000 $250,026,000 $1,844,079,000 $696,927,000
Interest Paid Supplemental Data $85,119,000 $90,125,000 $71,785,000 $16,500,000
Income Tax Paid Supplemental Data $0 $93,000 $2,907,000 $5,242,000
End Cash Position $200,281,000 $237,941,000 $254,442,000 $196,512,000
Beginning Cash Position $237,941,000 $255,192,000 $196,512,000 $386,983,000
Changes In Cash $-37,660,000 $-17,251,000 $57,930,000 $-190,471,000
Proceeds From Stock Option Exercised $-808,000 $-706,000 $-194,000 $-697,000
Common Stock Payments $-784,000 $-89,000 $0 -
Net Issuance Payments Of Debt $-2,197,000 $-68,673,000 $-21,175,000 $121,191,000
Net Long Term Debt Issuance $-2,197,000 $-68,673,000 $-21,175,000 $121,191,000
Long Term Debt Payments $-189,263,000 $-318,699,000 $-1,865,254,000 $-575,736,000
Long Term Debt Issuance $187,066,000 $250,026,000 $1,844,079,000 $696,927,000
Net Investment Purchase And Sale $-66,647,000 $-95,000 $6,678,000 $-32,290,000
Sale Of Investment $23,010,000 $17,355,000 $48,637,000 $22,112,000
Purchase Of Investment $-89,657,000 $-17,450,000 $-41,959,000 $-54,402,000
Net PPE Purchase And Sale $-3,970,000 $-1,213,000 $-2,347,000 $-2,967,000
Purchase Of PPE $-3,970,000 $-1,213,000 $-2,347,000 $-2,967,000
Change In Working Capital $-7,682,000 $203,000 $-3,231,000 $-4,902,000
Change In Payables And Accrued Expense $-9,375,000 $-827,000 $1,589,000 $-1,681,000
Change In Payable $-9,375,000 $-827,000 $1,589,000 $-1,681,000
Change In Account Payable $-9,375,000 $-827,000 $1,589,000 $-1,681,000
Change In Receivables $1,693,000 $1,030,000 $-4,820,000 $-3,221,000
Changes In Account Receivables $1,693,000 $1,030,000 $-4,820,000 $-3,221,000
Other Non Cash Items $-11,166,000 $-12,864,000 $4,496,000 $26,968,000
Stock Based Compensation $2,173,000 $1,486,000 $1,843,000 $2,562,000
Unrealized Gain Loss On Investment Securities $-14,000 $33,000 $22,000 $-342,000
Amortization Of Securities $15,000 $-75,000 $-14,000 $130,000
Deferred Tax $-770,000 $3,123,000 $2,057,000 $557,000
Deferred Income Tax $-770,000 $3,123,000 $2,057,000 $557,000
Depreciation Amortization Depletion $2,636,000 $2,565,000 $2,377,000 $2,012,000
Depreciation And Amortization $2,636,000 $2,565,000 $2,377,000 $2,012,000
Gain Loss On Sale Of PPE $43,000 $0 $8,000 $-21,000
Net Income From Continuing Operations $13,188,000 $8,473,000 $5,225,000 $21,698,000
Net Business Purchase And Sale - - - $0
Sale Of PPE - - - -
Earnings Losses From Equity Investments - - - -
Fetched: 2026-06-19