NBBK
NB Bancorp, Inc.
Price Chart
Latest Quote
$20.72
+0.42 (+2.07%)
Current Price
| Previous Close | $20.30 |
| Open | $20.34 |
| Day High | $20.75 |
| Day Low | $20.25 |
| Volume | 323,561 |
Stock Information
| Quarterly Dividend / Yield | $0.28 / 1.35% |
| Shares Outstanding | 43.85M |
| Quarterly Dividend Yield | 1.35% |
| Quarterly Dividend | $0.28 |
| Total Debt | $210.95M |
| Cash Equivalents | $395.90M |
| Revenue | $225.81M |
| Net Income | $52.63M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $908.50M |
| P/E Ratio | 15.12 |
| EPS (TTM) | $1.37 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $674.99M |
| Sales | $225.81M |
| Income | $52.63M |
| Book/sh | $20.28 |
| Cash/sh | $9.03 |
| Employees | 526 |
Financial Ratios
| EPS Growth TTM | 18.40% |
Returns & Margins
| ROA | 0.84% |
| ROE | 6.65% |
| Operating Margin | 34.95% |
| Profit Margin | 23.31% |
Ownership
| Insider Ownership | 12.27% |
| Institutional Ownership | 52.51% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.37 |
| P/S | 4.02 |
| P/B | 1.02 |
Analyst Data
| Recommendation | none |
| Target Price | $23.00 |
Technical Indicators
| SMA20 | $20.15 |
| SMA50 | $20.31 |
| SMA200 | $19.90 |
| RSI | 60.29 |
| ATR | 0.4573 |
| Shares Float | 36.91M |
| Short Float | 4.20% |
| Short Ratio | 6.50 |
| Volatility | 0.06 |
| Rel Volume | 1.55 |
Performance History
| Week | +2.22% |
| Month | +4.23% |
| Quarter | +0.49% |
| 6 Months | -2.49% |
| YTD | +6.80% |
| Year | +29.23% |
| 10 Years | +52.69% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $20.72 | 325,400 |
| 2026-06-22 | $20.30 | 251,100 |
| 2026-06-18 | $20.13 | 364,400 |
| 2026-06-17 | $20.16 | 317,600 |
| 2026-06-16 | $20.40 | 171,000 |
| 2026-06-15 | $20.27 | 179,300 |
| 2026-06-12 | $20.62 | 178,200 |
| 2026-06-11 | $20.44 | 255,100 |
| 2026-06-10 | $20.51 | 145,500 |
| 2026-06-09 | $20.26 | 230,400 |
| 2026-06-08 | $20.04 | 127,100 |
| 2026-06-05 | $19.93 | 206,500 |
| 2026-06-04 | $19.91 | 152,300 |
| 2026-06-03 | $19.36 | 211,700 |
| 2026-06-02 | $20.02 | 227,100 |
| 2026-06-01 | $19.69 | 141,800 |
| 2026-05-29 | $20.03 | 169,300 |
| 2026-05-28 | $19.97 | 155,700 |
| 2026-05-27 | $20.07 | 168,300 |
| 2026-05-26 | $20.24 | 228,300 |
About NB Bancorp, Inc.
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.
đ° Latest News
NB Bancorp (NASDAQ:NBBK) Ticks All The Boxes When It Comes To Earnings Growth
Simply Wall St. âĸ 2026-06-15T10:07:24Z
Be Sure To Check Out NB Bancorp, Inc. (NASDAQ:NBBK) Before It Goes Ex-Dividend
Simply Wall St. âĸ 2026-05-01T11:40:34Z
Down 7.8% in 4 Weeks, Here's Why You Should You Buy the Dip in NB Bancorp, Inc. (NBBK)
Zacks âĸ 2026-04-24T13:35:02Z
NB Bancorp, Inc. (NBBK) Lags Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-22T21:45:08Z
LCNB (LCNB) Lags Q1 Earnings Estimates
Zacks âĸ 2026-04-22T21:15:03Z
MVB Financial (MVBF) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-04-22T14:00:27Z
NB Bancorp, Inc. (NBBK) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-04-21T14:00:22Z
Are Options Traders Betting on a Big Move in NB Bancorp Stock?
Zacks âĸ 2026-04-15T18:44:00Z
Are You Looking for a Top Momentum Pick? Why NB Bancorp, Inc. (NBBK) is a Great Choice
Zacks âĸ 2026-04-06T16:00:04Z
NB Bancorp, Inc. (NBBK) Upgraded to Buy: Here's Why
Zacks âĸ 2026-01-26T17:00:03Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $213,658,000 | $173,758,000 | $147,073,000 | $113,337,000 |
| Operating Revenue | $213,658,000 | $173,758,000 | $147,073,000 | $113,337,000 |
| Expenses | ||||
| Interest Expense | $138,290,000 | $131,318,000 | $90,444,000 | $15,548,000 |
| Selling And Marketing Expense | $3,837,000 | $3,459,000 | $23,082,000 | $3,404,000 |
| General And Administrative Expense | $98,703,000 | $84,954,000 | $85,570,000 | $57,838,000 |
| Other Non Interest Expense | $11,512,000 | $9,024,000 | $7,500,000 | $5,723,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Net Interest Income | $197,458,000 | $161,198,000 | $131,721,000 | $105,472,000 |
| Interest Income | $335,748,000 | $292,516,000 | $222,165,000 | $121,020,000 |
| Normalized Income | $62,508,355 | $42,149,000 | $9,825,000 | $29,181,180 |
| Net Income From Continuing And Discontinued Operation | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Net Income Common Stockholders | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Net Income | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Net Income Including Noncontrolling Interests | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Net Income Continuous Operations | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Pretax Income | $71,131,000 | $58,618,000 | $11,844,000 | $36,388,000 |
| Special Income Charges | $-17,265,000 | $0 | $0 | $1,070,000 |
| Per Share | ||||
| Diluted EPS | $1.32 | $1.07 | $0.23 | $0.70 |
| Basic EPS | $1.32 | $1.07 | $0.23 | $0.70 |
| Other | ||||
| Tax Effect Of Unusual Items | $-5,058,645 | $0 | $0 | $186,180 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-17,265,000 | $0 | $0 | $1,070,000 |
| Total Unusual Items Excluding Goodwill | $-17,265,000 | $0 | $0 | $1,070,000 |
| Reconciled Depreciation | $3,598,000 | $2,964,000 | $2,827,000 | $2,474,000 |
| Diluted Average Shares | $38,264,564 | $39,389,818 | $42,018,229 | $42,705,729 |
| Basic Average Shares | $38,047,595 | $39,389,818 | $42,018,229 | $42,705,729 |
| Diluted NI Availto Com Stockholders | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Tax Provision | $20,829,000 | $16,469,000 | $2,019,000 | $6,323,000 |
| Restructuring And Mergern Acquisition | $17,265,000 | $0 | $0 | $-1,070,000 |
| Gain On Sale Of Security | $1,497,000 | $-208,000 | $2,153,000 | $1,262,000 |
| Selling General And Administration | $102,540,000 | $88,413,000 | $108,652,000 | $61,242,000 |
| Other Gand A | $7,327,000 | $6,249,000 | $6,287,000 | $3,785,000 |
| Insurance And Claims | $3,374,000 | $2,847,000 | $4,707,000 | $1,829,000 |
| Salaries And Wages | $88,002,000 | $75,858,000 | $74,576,000 | $52,224,000 |
| Occupancy And Equipment | $6,557,000 | $5,580,000 | $5,192,000 | $4,354,000 |
| Other Special Charges | - | - | - | - |
Fetched: 2026-06-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $821,117,000 | $764,088,000 | $757,959,000 | $344,065,000 |
| Total Assets | $7,006,130,000 | $5,157,737,000 | $4,533,391,000 | $3,592,335,000 |
| Goodwill And Other Intangible Assets | $37,815,000 | $1,079,000 | - | - |
| Other Intangible Assets | $19,303,000 | $1,079,000 | - | - |
| Receivables | $25,390,000 | $19,685,000 | $17,284,000 | $14,971,000 |
| Accounts Receivable | $25,390,000 | $19,685,000 | $17,284,000 | $10,837,000 |
| Cash And Cash Equivalents | $325,711,000 | $211,166,000 | $90,485,000 | $131,073,000 |
| Cash Financial | $325,711,000 | $211,166,000 | $90,485,000 | $131,073,000 |
| Cash Cash Equivalents And Federal Funds Sold | $407,596,000 | $363,855,000 | $272,591,000 | $156,545,000 |
| Prepaid Assets | - | - | - | $57,167,000 |
| Other Receivables | - | - | - | $4,134,000 |
| Debt | ||||
| Total Debt | $196,235,000 | $120,835,000 | $283,338,000 | $293,082,000 |
| Long Term Debt And Capital Lease Obligation | $27,258,000 | $20,835,000 | $283,338,000 | $293,082,000 |
| Long Term Debt | $27,258,000 | $20,835,000 | $283,338,000 | $293,082,000 |
| Current Debt And Capital Lease Obligation | $168,977,000 | $100,000,000 | - | - |
| Current Debt | $168,977,000 | $100,000,000 | - | - |
| Other Current Borrowings | $168,977,000 | $100,000,000 | - | - |
| Net Debt | - | - | $192,853,000 | $162,009,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $6,147,198,000 | $4,392,570,000 | $3,775,432,000 | $3,248,270,000 |
| Payables And Accrued Expenses | - | - | $81,325,000 | $52,399,000 |
| Payables | - | - | - | $0 |
| Total Tax Payable | - | - | - | $0 |
| Income Tax Payable | - | - | - | $0 |
| Equity | ||||
| Common Stock Equity | $858,932,000 | $765,167,000 | $757,959,000 | $344,065,000 |
| Total Equity Gross Minority Interest | $858,932,000 | $765,167,000 | $757,959,000 | $344,065,000 |
| Stockholders Equity | $858,932,000 | $765,167,000 | $757,959,000 | $344,065,000 |
| Other Equity Interest | $-42,454,000 | $-44,813,000 | $-13,774,000 | - |
| Gains Losses Not Affecting Retained Earnings | $-3,136,000 | $-8,167,000 | $-11,897,000 | $-14,401,000 |
| Retained Earnings | $445,200,000 | $400,473,000 | $366,173,000 | $358,466,000 |
| Other | ||||
| Ordinary Shares Number | $45,770,128 | $42,705,729 | $42,705,729 | $42,705,729 |
| Share Issued | $45,770,128 | $42,705,729 | $42,705,729 | $42,705,729 |
| Tangible Book Value | $821,117,000 | $764,088,000 | $757,959,000 | $344,065,000 |
| Invested Capital | $1,055,167,000 | $886,002,000 | $1,041,297,000 | $637,147,000 |
| Total Capitalization | $886,190,000 | $786,002,000 | $1,041,297,000 | $637,147,000 |
| Additional Paid In Capital | $458,864,000 | $417,247,000 | $417,030,000 | $0 |
| Capital Stock | $458,000 | $427,000 | $427,000 | $0 |
| Common Stock | $458,000 | $427,000 | $427,000 | - |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Employee Benefits | $21,520,000 | $23,826,000 | $19,492,000 | $11,982,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $21,520,000 | $23,826,000 | $19,492,000 | $11,982,000 |
| Investments And Advances | $302,699,000 | $252,569,000 | $228,198,000 | $256,072,000 |
| Available For Sale Securities | $33,740,000 | $24,364,000 | $38,733,000 | $10,592,000 |
| Goodwill | $18,512,000 | $0 | - | - |
| Net PPE | $46,209,000 | $34,654,000 | $35,531,000 | $35,344,000 |
| Accumulated Depreciation | $-32,354,000 | $-29,347,000 | $-26,533,000 | - |
| Gross PPE | $78,563,000 | $64,001,000 | $62,064,000 | - |
| Leases | $16,333,000 | $12,926,000 | $13,017,000 | - |
| Machinery Furniture Equipment | $23,057,000 | $20,492,000 | $19,211,000 | - |
| Buildings And Improvements | $29,971,000 | $23,225,000 | $22,478,000 | - |
| Land And Improvements | $9,202,000 | $7,358,000 | $7,358,000 | - |
| Other Short Term Investments | $268,959,000 | $228,205,000 | $189,465,000 | $245,480,000 |
| Current Accrued Expenses | - | - | $81,325,000 | $52,399,000 |
Fetched: 2026-06-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $57,375,000 | $41,250,000 | $50,034,000 | $31,216,000 |
| Operating Activities | ||||
| Operating Cash Flow | $60,792,000 | $43,188,000 | $52,899,000 | $39,714,000 |
| Cash Flow From Continuing Operating Activities | $60,792,000 | $43,188,000 | $52,899,000 | $39,714,000 |
| Operating Gains Losses | $-25,000 | $1,704,000 | $156,000 | $455,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,417,000 | $-1,938,000 | $-2,865,000 | $-8,498,000 |
| Investing Cash Flow | $-519,050,000 | $-546,444,000 | $-831,622,000 | $-667,993,000 |
| Cash Flow From Continuing Investing Activities | $-519,050,000 | $-546,444,000 | $-831,622,000 | $-667,993,000 |
| Net Other Investing Changes | $48,892,000 | $-50,000,000 | $-3,595,000 | $-22,198,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-77,125,000 | $-33,397,000 | $-13,774,000 | - |
| Financing Cash Flow | $501,999,000 | $594,520,000 | $894,769,000 | $317,774,000 |
| Cash Flow From Continuing Financing Activities | $501,999,000 | $594,520,000 | $894,769,000 | $317,774,000 |
| Cash Dividends Paid | $-5,575,000 | $0 | $0 | - |
| Common Stock Dividend Paid | $-5,575,000 | $0 | $0 | - |
| Net Common Stock Issuance | $-77,125,000 | $-33,397,000 | $403,683,000 | $0 |
| Net Other Financing Charges | - | $-225,000 | - | - |
| Issuance Of Capital Stock | - | - | $417,457,000 | $0 |
| Common Stock Issuance | - | - | $417,457,000 | $0 |
| Other | ||||
| Interest Paid Supplemental Data | $143,283,000 | $128,348,000 | $88,746,000 | $6,585,000 |
| Income Tax Paid Supplemental Data | $6,064,000 | $13,092,000 | $4,791,000 | $8,561,000 |
| End Cash Position | $407,596,000 | $363,855,000 | $272,591,000 | $156,545,000 |
| Beginning Cash Position | $363,855,000 | $272,591,000 | $156,545,000 | $467,050,000 |
| Changes In Cash | $43,741,000 | $91,264,000 | $116,046,000 | $-310,505,000 |
| Common Stock Payments | $-77,125,000 | $-33,397,000 | $-13,774,000 | - |
| Net Issuance Payments Of Debt | $44,575,000 | $-162,503,000 | $-9,744,000 | $292,826,000 |
| Net Long Term Debt Issuance | $44,575,000 | $-162,503,000 | $-9,744,000 | $292,826,000 |
| Net Investment Purchase And Sale | $-12,711,000 | $-31,201,000 | $53,279,000 | $-21,168,000 |
| Sale Of Investment | $91,438,000 | $111,784,000 | $103,585,000 | $170,595,000 |
| Purchase Of Investment | $-104,149,000 | $-142,985,000 | $-50,306,000 | $-191,763,000 |
| Net Business Purchase And Sale | $-48,120,000 | $0 | $0 | $297,671,000 |
| Purchase Of Business | $-48,120,000 | $0 | $0 | - |
| Net PPE Purchase And Sale | $-3,417,000 | $-1,938,000 | $-2,865,000 | $-8,498,000 |
| Purchase Of PPE | $-3,417,000 | $-1,938,000 | $-2,865,000 | $-8,498,000 |
| Change In Working Capital | $-8,149,000 | $-16,875,000 | $31,252,000 | $860,000 |
| Change In Payables And Accrued Expense | $-12,128,000 | $-7,931,000 | $29,537,000 | $31,108,000 |
| Change In Accrued Expense | $-12,128,000 | $-7,931,000 | $29,537,000 | $31,108,000 |
| Change In Prepaid Assets | $5,123,000 | $-6,543,000 | $8,177,000 | $-26,949,000 |
| Change In Receivables | $-1,144,000 | $-2,401,000 | $-6,462,000 | $-3,299,000 |
| Changes In Account Receivables | $-1,144,000 | $-2,401,000 | $-6,462,000 | $-3,299,000 |
| Other Non Cash Items | $-958,000 | $7,528,000 | $-1,505,000 | $-2,180,000 |
| Stock Based Compensation | $6,478,000 | $2,800,000 | $0 | $0 |
| Amortization Of Securities | $-291,000 | $-336,000 | $-240,000 | $71,000 |
| Deferred Tax | $3,330,000 | $-10,255,000 | $-7,720,000 | $-1,253,000 |
| Deferred Income Tax | $3,330,000 | $-10,255,000 | $-7,720,000 | $-1,253,000 |
| Depreciation Amortization Depletion | $3,598,000 | $2,964,000 | $2,827,000 | $2,474,000 |
| Depreciation And Amortization | $3,598,000 | $2,964,000 | $2,827,000 | $2,474,000 |
| Amortization Cash Flow | $576,000 | $149,000 | $149,000 | $111,000 |
| Amortization Of Intangibles | $576,000 | $149,000 | $149,000 | $111,000 |
| Depreciation | $3,022,000 | $2,815,000 | $2,678,000 | $2,363,000 |
| Gain Loss On Investment Securities | $0 | $1,867,000 | $0 | $0 |
| Net Income From Continuing Operations | $50,302,000 | $42,149,000 | $9,825,000 | $30,065,000 |
| Proceeds From Stock Option Exercised | - | $-33,397,000 | $-13,774,000 | $0 |
| Sale Of Business | - | $0 | $0 | $297,671,000 |
| Issuance Of Debt | - | - | - | $292,826,000 |
| Long Term Debt Issuance | - | - | - | $292,826,000 |
| Sale Of PPE | - | - | - | $0 |
| Change In Payable | - | - | - | $-4,149,000 |
| Change In Tax Payable | - | - | - | $-4,149,000 |
| Change In Income Tax Payable | - | - | - | $-4,149,000 |
| Gain Loss On Sale Of PPE | - | - | - | $0 |
| Repayment Of Debt | - | - | - | - |
| Long Term Debt Payments | - | - | - | - |
Fetched: 2026-06-20