NECB
Northeast Community Bancorp, Inc.
Price Chart
Latest Quote
$26.64
+0.69 (+2.66%)
Current Price
| Previous Close | $25.95 |
| Open | $26.09 |
| Day High | $26.75 |
| Day Low | $26.07 |
| Volume | 30,185 |
Stock Information
| Quarterly Dividend / Yield | $1.00 / 3.75% |
| Shares Outstanding | 13.82M |
| Quarterly Dividend Yield | 3.75% |
| Quarterly Dividend | $1.00 |
| Total Debt | $25.08M |
| Cash Equivalents | $76.31M |
| Revenue | $104.59M |
| Net Income | $43.80M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $368.54M |
| P/E Ratio | 8.07 |
| EPS (TTM) | $3.30 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $278.91M |
| Sales | $104.59M |
| Income | $43.80M |
| Book/sh | $28.75 |
| Cash/sh | $5.52 |
Financial Ratios
| EPS Growth TTM | -5.80% |
Returns & Margins
| ROA | 2.21% |
| ROE | 12.82% |
| Operating Margin | 56.36% |
| Profit Margin | 41.87% |
Ownership
| Insider Ownership | 12.59% |
| Institutional Ownership | 56.39% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 7.36 |
| P/S | 3.52 |
| P/B | 0.93 |
Analyst Data
| Recommendation | none |
| Target Price | $28.25 |
Technical Indicators
| SMA20 | $25.10 |
| SMA50 | $24.60 |
| SMA200 | $22.64 |
| RSI | 71.29 |
| ATR | 0.6543 |
| Shares Float | 11.77M |
| Short Float | 0.62% |
| Short Ratio | 2.78 |
| Volatility | 0.36 |
| Rel Volume | 0.77 |
Performance History
| Week | +4.92% |
| Month | +10.36% |
| Quarter | +12.20% |
| 6 Months | +13.43% |
| YTD | +19.01% |
| Year | +23.21% |
| 3 Years | +103.61% |
| 5 Years | +159.89% |
| 10 Years | +605.64% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $26.64 | 30,300 |
| 2026-06-22 | $25.95 | 36,400 |
| 2026-06-18 | $25.74 | 51,800 |
| 2026-06-17 | $25.47 | 45,000 |
| 2026-06-16 | $25.81 | 53,400 |
| 2026-06-15 | $25.39 | 37,700 |
| 2026-06-12 | $25.98 | 36,700 |
| 2026-06-11 | $25.64 | 24,200 |
| 2026-06-10 | $25.63 | 40,900 |
| 2026-06-09 | $25.26 | 34,400 |
| 2026-06-08 | $25.00 | 25,000 |
| 2026-06-05 | $25.00 | 33,400 |
| 2026-06-04 | $24.55 | 34,200 |
| 2026-06-03 | $24.02 | 69,000 |
| 2026-06-02 | $24.52 | 51,100 |
| 2026-06-01 | $24.23 | 53,500 |
| 2026-05-29 | $24.24 | 45,000 |
| 2026-05-28 | $24.45 | 32,400 |
| 2026-05-27 | $24.31 | 26,000 |
| 2026-05-26 | $24.25 | 23,100 |
About Northeast Community Bancorp, Inc.
Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest-bearing demand accounts, as well as certificates of deposits. The company also offers construction, commercial and industrial loans, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and state and municipal governments. Further, the company offers life insurance products and fixed rate annuities. It operates full-service branches located in Bronx, New York, Orange, Rockland, and Sullivan Counties in New York, Essex, Middlesex, and Norfolk Counties in Massachusetts; and loan production offices located in White Plains, New York; New City, New York; and Danvers, Massachusetts. Additionally, the company provides services such as personal loans and overdraft protection, and utilizes brokered, listing service, and military deposits, as well as borrowings, sources of funds, and retail deposit products. Northeast Community Bancorp, Inc. was founded in 1934 and is headquartered in White Plains, New York.
đ° Latest News
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Simply Wall St. âĸ 2026-05-11T11:31:51Z
Northeast Community Bancorp (NECB) Lags Q1 Earnings and Revenue Estimates
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Citizens Financial Services (CZFS) Beats Q1 Earnings and Revenue Estimates
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The Bancorp (TBBK) Q1 Earnings Top Estimates
Zacks âĸ 2026-04-23T21:25:04Z
Analysts Estimate Bank OZK (OZK) to Report a Decline in Earnings: What to Look Out for
Zacks âĸ 2026-04-14T14:00:02Z
Earnings Preview: Northeast Community Bancorp (NECB) Q1 Earnings Expected to Decline
Zacks âĸ 2026-04-13T14:00:04Z
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Simply Wall St. âĸ 2026-02-19T11:31:59Z
Is Northeast Community Bancorp (NECB) a Great Value Stock Right Now?
Zacks âĸ 2026-02-06T14:40:02Z
3 Dividend Stocks To Consider With Up To 4% Yield
Simply Wall St. âĸ 2026-02-03T11:32:58Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $104,834,000 | $105,553,000 | $100,952,000 | $65,460,000 |
| Operating Revenue | $104,834,000 | $105,553,000 | $100,952,000 | $65,460,000 |
| Expenses | ||||
| Interest Expense | $53,383,000 | $57,221,000 | $35,297,000 | $8,127,000 |
| Selling And Marketing Expense | $426,000 | $418,000 | $521,000 | $299,000 |
| General And Administrative Expense | $28,088,000 | $25,794,000 | $22,953,000 | $16,948,000 |
| Professional Expense And Contract Services Expense | $2,011,000 | $1,668,000 | $1,894,000 | $2,281,000 |
| Other Non Interest Expense | $8,283,000 | $7,464,000 | $6,065,000 | $7,176,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Net Interest Income | $100,735,000 | $102,792,000 | $97,191,000 | $63,875,000 |
| Interest Income | $154,118,000 | $160,013,000 | $132,488,000 | $72,002,000 |
| Normalized Income | $44,417,280 | $47,058,255 | $46,387,540 | $25,097,866 |
| Net Income From Continuing And Discontinued Operation | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Net Income Common Stockholders | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Net Income | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Net Income Including Noncontrolling Interests | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Net Income Continuous Operations | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Pretax Income | $62,259,000 | $65,773,000 | $64,741,000 | $34,429,000 |
| Special Income Charges | $-6,000 | $22,000 | $-156,000 | $-353,000 |
| Per Share | ||||
| Diluted EPS | $3.25 | $3.58 | $3.32 | $1.58 |
| Basic EPS | $3.35 | $3.64 | $3.32 | $1.61 |
| Other | ||||
| Tax Effect Of Unusual Items | $-1,720 | $6,255 | $-44,460 | $-98,134 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-6,000 | $22,000 | $-156,000 | $-353,000 |
| Total Unusual Items Excluding Goodwill | $-6,000 | $22,000 | $-156,000 | $-353,000 |
| Reconciled Depreciation | $1,169,000 | $1,186,000 | $1,219,000 | $1,246,000 |
| Diluted Average Shares | $13,659,000 | $13,359,000 | $13,936,000 | $15,726,000 |
| Basic Average Shares | $13,261,000 | $13,136,000 | $13,930,000 | $15,433,000 |
| Diluted NI Availto Com Stockholders | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Tax Provision | $17,846,000 | $18,699,000 | $18,465,000 | $9,586,000 |
| Other Special Charges | $6,000 | $-22,000 | $18,000 | $-98,000 |
| Gain On Sale Of Security | $576,000 | $-109,000 | $294,000 | $-1,573,000 |
| Selling General And Administration | $28,514,000 | $26,212,000 | $23,474,000 | $17,247,000 |
| Insurance And Claims | $3,635,000 | $3,341,000 | $2,940,000 | $372,000 |
| Salaries And Wages | $24,453,000 | $22,453,000 | $20,013,000 | $16,576,000 |
| Occupancy And Equipment | $3,860,000 | $3,718,000 | $3,650,000 | $3,535,000 |
| Gain On Sale Of Business | - | $0 | $-138,000 | $0 |
| Other Gand A | - | $56,000 | $30,000 | $1,840,000 |
| Impairment Of Capital Assets | - | - | $0 | $451,000 |
Fetched: 2026-06-23
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $351,700,000 | $318,341,000 | $279,325,000 | $261,789,000 |
| Total Assets | $2,063,508,000 | $2,009,581,000 | $1,764,135,000 | $1,424,963,000 |
| Receivables | $12,228,000 | $13,481,000 | $12,311,000 | $8,597,000 |
| Other Receivables | $70,000 | $36,000 | - | - |
| Accounts Receivable | $12,158,000 | $13,445,000 | $12,311,000 | $8,597,000 |
| Gross Accounts Receivable | $12,158,000 | $13,445,000 | - | $8,597,000 |
| Cash And Cash Equivalents | $81,275,000 | $78,359,000 | $68,771,000 | $95,408,000 |
| Cash Financial | $10,456,000 | $13,700,000 | $13,394,000 | $13,210,000 |
| Cash Cash Equivalents And Federal Funds Sold | $81,685,000 | $78,756,000 | $69,700,000 | $96,646,000 |
| Goodwill And Other Intangible Assets | - | - | $0 | $200,000 |
| Debt | ||||
| Total Debt | $75,230,000 | $4,717,000 | $69,196,000 | $23,896,000 |
| Long Term Debt And Capital Lease Obligation | $75,230,000 | $4,717,000 | $69,196,000 | $23,896,000 |
| Long Term Debt | $70,000,000 | - | $64,000,000 | $21,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,711,808,000 | $1,691,240,000 | $1,484,810,000 | $1,162,974,000 |
| Payables And Accrued Expenses | $17,325,000 | $14,530,000 | $13,558,000 | $14,754,000 |
| Equity | ||||
| Common Stock Equity | $351,700,000 | $318,341,000 | $279,325,000 | $261,989,000 |
| Total Equity Gross Minority Interest | $351,700,000 | $318,341,000 | $279,325,000 | $261,989,000 |
| Stockholders Equity | $351,700,000 | $318,341,000 | $279,325,000 | $261,989,000 |
| Other Equity Interest | $-5,218,000 | $-6,088,000 | $-6,563,000 | $-7,432,000 |
| Gains Losses Not Affecting Retained Earnings | $233,000 | $224,000 | $317,000 | $156,000 |
| Other Equity Adjustments | $233,000 | $224,000 | $317,000 | $156,000 |
| Retained Earnings | $244,970,000 | $213,974,000 | $175,505,000 | $132,670,000 |
| Other | ||||
| Treasury Shares Number | $521,819 | $1,311,765 | $1,333,797 | - |
| Ordinary Shares Number | $13,441,613 | $12,704,489 | $12,811,059 | $16,049,454 |
| Share Issued | $13,963,432 | $14,016,254 | $14,144,856 | $16,049,454 |
| Tangible Book Value | $351,700,000 | $318,341,000 | $279,325,000 | $261,789,000 |
| Invested Capital | $421,700,000 | - | $343,325,000 | $282,989,000 |
| Capital Lease Obligations | $5,230,000 | $4,717,000 | $5,196,000 | $2,896,000 |
| Total Capitalization | $421,700,000 | - | $343,325,000 | $282,989,000 |
| Additional Paid In Capital | $111,575,000 | $110,091,000 | $109,924,000 | $136,434,000 |
| Capital Stock | $140,000 | $140,000 | $142,000 | $161,000 |
| Common Stock | $140,000 | $140,000 | $142,000 | $161,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $5,230,000 | $4,717,000 | $5,196,000 | $2,896,000 |
| Investments And Advances | $44,885,000 | $36,610,000 | $33,962,000 | $44,437,000 |
| Held To Maturity Securities | $18,315,000 | $14,616,000 | $15,860,000 | $26,395,000 |
| Available For Sale Securities | $26,570,000 | $21,994,000 | $18,102,000 | $18,041,000 |
| Net PPE | $30,376,000 | $29,153,000 | $30,369,000 | $28,730,000 |
| Accumulated Depreciation | $-16,186,000 | $-15,052,000 | $-13,968,000 | $-12,857,000 |
| Gross PPE | $46,562,000 | $44,205,000 | $44,337,000 | $41,587,000 |
| Leases | $2,809,000 | $1,805,000 | $1,805,000 | $1,741,000 |
| Other Properties | $4,999,000 | $4,348,000 | $4,917,000 | $2,667,000 |
| Machinery Furniture Equipment | $8,723,000 | $8,279,000 | $8,051,000 | $7,880,000 |
| Buildings And Improvements | $23,379,000 | $23,121,000 | $22,912,000 | $22,647,000 |
| Land And Improvements | $6,652,000 | $6,652,000 | $6,652,000 | $6,652,000 |
| Goodwill | - | - | $0 | $200,000 |
| Other Short Term Investments | - | - | $0 | $1,000 |
| Treasury Stock | - | - | - | $0 |
| Properties | - | - | - | - |
Fetched: 2026-06-23
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $50,841,000 | $48,169,000 | $42,209,000 | $24,235,000 |
| Operating Activities | ||||
| Operating Cash Flow | $52,588,000 | $48,686,000 | $42,835,000 | $27,539,000 |
| Cash Flow From Continuing Operating Activities | $52,588,000 | $48,686,000 | $42,835,000 | $27,539,000 |
| Operating Gains Losses | $-298,000 | $87,000 | $-138,000 | $1,475,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,747,000 | $-517,000 | $-626,000 | $-3,304,000 |
| Investing Cash Flow | $-52,029,000 | $-233,988,000 | $-357,842,000 | $-256,590,000 |
| Cash Flow From Continuing Investing Activities | $-52,029,000 | $-233,988,000 | $-357,842,000 | $-256,590,000 |
| Net Other Investing Changes | $675,000 | $630,000 | $2,142,000 | $331,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,581,000 | $-3,200,000 | $-28,710,000 | $-9,318,000 |
| Financing Cash Flow | $2,357,000 | $194,890,000 | $288,370,000 | $172,090,000 |
| Cash Flow From Continuing Financing Activities | $2,357,000 | $194,890,000 | $288,370,000 | $172,090,000 |
| Net Other Financing Charges | $734,000 | $-402,000 | $-349,000 | $485,000 |
| Cash Dividends Paid | $-13,322,000 | $-7,861,000 | $-3,652,000 | $-6,868,000 |
| Common Stock Dividend Paid | $-13,322,000 | $-7,861,000 | $-3,652,000 | $-6,868,000 |
| Net Common Stock Issuance | $-1,581,000 | $-3,200,000 | $-28,710,000 | $-9,318,000 |
| Issuance Of Capital Stock | - | - | - | $0 |
| Common Stock Issuance | - | - | - | $0 |
| Other | ||||
| Interest Paid Supplemental Data | $52,323,000 | $56,579,000 | $34,853,000 | $8,012,000 |
| Income Tax Paid Supplemental Data | $15,442,000 | $22,109,000 | $20,721,000 | $9,195,000 |
| End Cash Position | $81,175,000 | $78,259,000 | $68,671,000 | $95,308,000 |
| Beginning Cash Position | $78,259,000 | $68,671,000 | $95,308,000 | $152,269,000 |
| Changes In Cash | $2,916,000 | $9,588,000 | $-26,637,000 | $-56,961,000 |
| Proceeds From Stock Option Exercised | $0 | $14,000 | $0 | - |
| Common Stock Payments | $-1,581,000 | $-3,200,000 | $-28,710,000 | $-9,318,000 |
| Net Issuance Payments Of Debt | $70,000,000 | $-64,000,000 | $43,000,000 | $-7,000,000 |
| Net Long Term Debt Issuance | $70,000,000 | $-64,000,000 | $43,000,000 | $-7,000,000 |
| Net Investment Purchase And Sale | $-8,392,000 | $-2,849,000 | $10,372,000 | $-8,543,000 |
| Sale Of Investment | $1,096,000 | $1,249,000 | $11,184,000 | $1,495,000 |
| Purchase Of Investment | $-9,488,000 | $-4,098,000 | $-812,000 | $-10,038,000 |
| Net Investment Properties Purchase And Sale | $273,000 | $0 | - | - |
| Sale Of Investment Properties | $273,000 | $0 | - | - |
| Net PPE Purchase And Sale | $-1,747,000 | $-517,000 | $-626,000 | $-3,304,000 |
| Purchase Of PPE | $-1,747,000 | $-517,000 | $-626,000 | $-3,304,000 |
| Change In Working Capital | $3,995,000 | $-3,707,000 | $-7,399,000 | $-1,362,000 |
| Change In Other Current Assets | $-320,000 | $-2,526,000 | $149,000 | $1,269,000 |
| Change In Payables And Accrued Expense | $3,062,000 | $-11,000 | $-3,834,000 | $1,683,000 |
| Change In Payable | $3,062,000 | $-11,000 | $-3,834,000 | $1,683,000 |
| Change In Account Payable | $3,062,000 | $-11,000 | $-3,834,000 | $1,683,000 |
| Change In Receivables | $1,253,000 | $-1,170,000 | $-3,714,000 | $-4,314,000 |
| Changes In Account Receivables | $1,253,000 | $-1,170,000 | $-3,714,000 | $-4,314,000 |
| Other Non Cash Items | $-695,000 | $-656,000 | $-1,013,000 | $-604,000 |
| Stock Based Compensation | $3,922,000 | $3,883,000 | $3,050,000 | $1,283,000 |
| Asset Impairment Charge | $222,000 | $689,000 | $0 | $991,000 |
| Deferred Tax | $326,000 | $-467,000 | $-367,000 | $-1,308,000 |
| Deferred Income Tax | $326,000 | $-467,000 | $-367,000 | $-1,308,000 |
| Depreciation Amortization Depletion | $1,169,000 | $1,186,000 | $1,219,000 | $1,246,000 |
| Depreciation And Amortization | $1,169,000 | $1,186,000 | $1,219,000 | $1,246,000 |
| Depreciation | $1,169,000 | $1,186,000 | $1,219,000 | $1,246,000 |
| Gain Loss On Investment Securities | $-576,000 | $109,000 | $-294,000 | $1,573,000 |
| Gain Loss On Sale Of PPE | $6,000 | $-22,000 | $18,000 | $-98,000 |
| Net Income From Continuing Operations | $44,413,000 | $47,074,000 | $46,276,000 | $24,843,000 |
| Repayment Of Debt | - | $-64,000,000 | $-7,000,000 | $-7,000,000 |
| Issuance Of Debt | - | $0 | $50,000,000 | $0 |
| Long Term Debt Payments | - | $-64,000,000 | $-7,000,000 | $-7,000,000 |
| Long Term Debt Issuance | - | $0 | $50,000,000 | $0 |
| Amortization Of Securities | - | $6,000 | $20,000 | $27,000 |
| Gain Loss On Sale Of Business | - | $0 | $138,000 | $0 |
| Sale Of PPE | - | - | - | $0 |
| Unrealized Gain Loss On Investment Securities | - | - | - | $1,573,000 |
Fetched: 2026-06-23