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NFBK

Northfield Bancorp, Inc.

Price Chart
Latest Quote

$14.53

+0.15 (+1.04%)
Current Price
Previous Close $14.38
Open $14.45
Day High $14.63
Day Low $14.40
Volume 330,284
Fetched: 2026-06-24T05:12:20
Stock Information
Quarterly Dividend / Yield $0.52 / 3.58%
Shares Outstanding 41.76M
Quarterly Dividend Yield 3.58%
Quarterly Dividend $0.52
Total Debt $896.53M
Cash Equivalents $257.71M
Revenue $154.81M
Net Income $4.76M
Sector Financial Services
Industry Banks - Regional
Market Cap $606.83M
P/E Ratio 111.77
EPS (TTM) $0.13
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$1.25B
Sales$154.81M
Income$4.76M
Book/sh$16.63
Cash/sh$6.17
Employees370
Financial Ratios
EPS Growth TTM50.40%
Returns & Margins
ROA0.08%
ROE0.68%
Operating Margin47.81%
Profit Margin3.08%
Ownership
Insider Ownership12.21%
Institutional Ownership61.38%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E9.69
PEG2.54
P/S3.92
P/B0.87
Analyst Data
Recommendationnone
Target Price$14.50
Technical Indicators
SMA20$14.41
SMA50$14.10
SMA200$12.37
RSI56.84
ATR0.2257
Shares Float39.63M
Short Float2.39%
Short Ratio3.81
Volatility0.71
Rel Volume1.04
Performance History
Week+0.90%
Month+2.32%
Quarter+8.79%
6 Months+20.08%
YTD+30.68%
Year+34.83%
3 Years+45.13%
5 Years+6.84%
10 Years+41.39%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-23 $14.53 345,400
2026-06-22 $14.38 158,600
2026-06-18 $14.41 456,600
2026-06-17 $14.42 269,300
2026-06-16 $14.55 223,600
2026-06-15 $14.40 321,200
2026-06-12 $14.78 237,900
2026-06-11 $14.68 379,800
2026-06-10 $14.74 443,100
2026-06-09 $14.65 440,900
2026-06-08 $14.52 568,100
2026-06-05 $14.35 311,400
2026-06-04 $14.26 349,600
2026-06-03 $14.06 473,900
2026-06-02 $14.27 303,700
2026-06-01 $14.18 343,600
2026-05-29 $14.18 266,100
2026-05-28 $14.26 224,500
2026-05-27 $14.22 236,100
2026-05-26 $14.29 295,400
About Northfield Bancorp, Inc.

Northfield Bancorp, Inc. operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including transaction, money market savings, certificates of deposit, passbook and statement savings deposit accounts. The company also provides commercial and industrial and owner-occupied commercial real estate loans; one-to-four family residential real estate loans; multifamily loans; construction and land loans; home equity loans and lines of credit; and small business loans. In addition, it purchases investment securities, including mortgage-backed securities and corporate bonds, and deposit funds in other financial institutions. Further, the company provides automated teller machines and debit cards; telephone, internet, and mobile banking services; and ACH and wire transfers, cash management, positive pay, and remote deposit capture services. It operates in Richmond and Kings counties in New York; and Hunterdon, Mercer, Union, and Middlesex counties in New Jersey. Northfield Bancorp, Inc. was founded in 1887 and is headquartered in Woodbridge, New Jersey.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $154,316,000 $131,307,000 $136,563,000 $166,289,000
Operating Revenue $154,316,000 $131,307,000 $136,563,000 $166,289,000
Expenses
Interest Expense $111,730,000 $123,423,000 $84,128,000 $21,382,000
Selling And Marketing Expense $1,433,000 $1,569,000 $2,171,000 $2,159,000
General And Administrative Expense $53,766,000 $51,826,000 $48,827,000 $43,368,000
Professional Expense And Contract Services Expense $3,575,000 $3,195,000 $3,406,000 $3,846,000
Other Non Interest Expense $15,605,000 $14,748,000 $14,474,000 $13,665,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $796,000 $29,945,000 $37,669,000 $61,119,000
Net Interest Income $134,238,000 $110,781,000 $121,554,000 $157,132,000
Interest Income $245,968,000 $234,204,000 $205,682,000 $178,514,000
Normalized Income $33,195,480 $27,430,922 $37,669,000 $61,119,000
Net Income From Continuing And Discontinued Operation $796,000 $29,945,000 $37,669,000 $61,119,000
Net Income Common Stockholders $796,000 $29,945,000 $37,669,000 $61,119,000
Net Income $796,000 $29,945,000 $37,669,000 $61,119,000
Net Income Including Noncontrolling Interests $796,000 $29,945,000 $37,669,000 $61,119,000
Net Income Continuous Operations $796,000 $29,945,000 $37,669,000 $61,119,000
Pretax Income $17,051,000 $40,501,000 $51,760,000 $84,859,000
Special Income Charges $-41,012,000 $0 $0 $0
Per Share
Diluted EPS $0.02 $0.72 $0.86 $1.32
Basic EPS $0.02 $0.72 $0.86 $1.32
Other
Tax Effect Of Unusual Items $-8,612,520 $887,922 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-41,012,000 $3,402,000 $0 $0
Total Unusual Items Excluding Goodwill $-41,012,000 $3,402,000 $0 $0
Reconciled Depreciation $8,012,000 $8,296,000 $8,533,000 $8,445,000
Diluted Average Shares $40,173,403 $41,628,660 $43,638,616 $46,438,119
Basic Average Shares $40,116,839 $41,567,370 $43,560,844 $46,234,122
Diluted NI Availto Com Stockholders $796,000 $29,945,000 $37,669,000 $61,119,000
Tax Provision $16,255,000 $10,556,000 $14,091,000 $23,740,000
Impairment Of Capital Assets $41,012,000 $0 $0 -
Gain On Sale Of Security $0 $-6,000 $-17,000 $-1,927,000
Selling General And Administration $55,199,000 $53,395,000 $50,998,000 $45,527,000
Insurance And Claims $2,396,000 $2,488,000 $2,331,000 $1,407,000
Salaries And Wages $51,370,000 $49,338,000 $46,496,000 $41,961,000
Occupancy And Equipment $14,700,000 $14,905,000 $15,127,000 $14,971,000
Other Special Charges - $-3,402,000 - -
Other Gand A - - - -
Fetched: 2026-06-20
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $690,059,000 $663,684,000 $658,433,000 $660,378,000
Total Assets $5,754,010,000 $5,666,378,000 $5,598,396,000 $5,601,293,000
Goodwill And Other Intangible Assets $0 $41,012,000 $41,012,000 $41,012,000
Receivables $20,118,000 $19,078,000 $18,491,000 $17,426,000
Accounts Receivable $20,118,000 $19,078,000 $18,491,000 $17,426,000
Cash And Cash Equivalents $163,951,000 $167,744,000 $229,506,000 $45,799,000
Cash Financial $12,051,000 $13,043,000 $13,889,000 $14,530,000
Cash Cash Equivalents And Federal Funds Sold $163,951,000 $167,744,000 $229,506,000 $45,799,000
Debt
Net Debt $797,930,000 $560,100,000 $571,485,000 $574,056,000
Total Debt $991,524,000 $760,053,000 $836,196,000 $659,645,000
Long Term Debt And Capital Lease Obligation $991,524,000 $760,053,000 $836,196,000 $659,645,000
Long Term Debt $961,881,000 $727,844,000 $800,991,000 $619,855,000
Liabilities
Total Liabilities Net Minority Interest $5,063,951,000 $4,961,682,000 $4,898,951,000 $4,899,903,000
Payables And Accrued Expenses - - - $39,044,000
Equity
Common Stock Equity $690,059,000 $704,696,000 $699,445,000 $701,390,000
Total Equity Gross Minority Interest $690,059,000 $704,696,000 $699,445,000 $701,390,000
Stockholders Equity $690,059,000 $704,696,000 $699,445,000 $701,390,000
Other Equity Interest $-11,728,000 $-13,042,000 $-14,340,000 $-15,650,000
Gains Losses Not Affecting Retained Earnings $-4,220,000 $-20,296,000 $-32,442,000 $-48,331,000
Other Equity Adjustments $-4,220,000 $-20,296,000 $-32,442,000 $-48,331,000
Retained Earnings $420,404,000 $440,760,000 $433,227,000 $418,353,000
Other
Treasury Shares Number $22,969,380 $21,867,277 $20,245,946 $17,328,387
Ordinary Shares Number $41,801,495 $42,903,598 $44,524,929 $47,442,488
Share Issued $64,770,875 $64,770,875 $64,770,875 $64,770,875
Tangible Book Value $690,059,000 $663,684,000 $658,433,000 $660,378,000
Invested Capital $1,651,940,000 $1,432,540,000 $1,500,436,000 $1,321,245,000
Capital Lease Obligations $29,643,000 $32,209,000 $35,205,000 $39,790,000
Total Capitalization $1,651,940,000 $1,432,540,000 $1,500,436,000 $1,321,245,000
Treasury Stock $307,518,000 $294,710,000 $278,621,000 $243,879,000
Additional Paid In Capital $592,473,000 $591,336,000 $590,973,000 $590,249,000
Capital Stock $648,000 $648,000 $648,000 $648,000
Common Stock $648,000 $648,000 $648,000 $648,000
Preferred Stock $0 $0 $0 $0
Long Term Capital Lease Obligation $29,643,000 $32,209,000 $35,205,000 $39,790,000
Investments And Advances $747,973,000 $708,765,000 $828,508,000 $984,127,000
Held To Maturity Securities $1,639,000 $203,000 $9,866,000 $10,760,000
Available For Sale Securities $5,000,000 $14,261,000 $10,629,000 $10,443,000
Trading Securities $15,215,000 $13,884,000 $12,549,000 $10,751,000
Goodwill $0 $41,012,000 $41,012,000 $41,012,000
Net PPE $45,727,000 $49,756,000 $54,973,000 $59,132,000
Accumulated Depreciation $-64,403,000 $-61,206,000 $-61,710,000 $-58,031,000
Gross PPE $110,130,000 $110,962,000 $116,683,000 $117,163,000
Leases $29,808,000 $29,773,000 $30,152,000 $29,147,000
Other Properties $28,408,000 $30,371,000 $2,600,000 $2,600,000
Machinery Furniture Equipment $34,879,000 $33,873,000 $35,098,000 $32,783,000
Buildings And Improvements $12,095,000 $12,005,000 $43,677,000 $47,477,000
Land And Improvements $4,940,000 $4,940,000 $5,156,000 $5,156,000
Other Short Term Investments $726,119,000 $680,417,000 $795,464,000 $952,173,000
Current Accrued Expenses - - - $39,044,000
Fetched: 2026-06-20
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $52,548,000 $29,951,000 $43,365,000 $80,779,000
Operating Activities
Operating Cash Flow $53,698,000 $31,105,000 $46,970,000 $83,331,000
Cash Flow From Continuing Operating Activities $53,698,000 $31,105,000 $46,970,000 $83,331,000
Operating Gains Losses $-1,694,000 $-5,112,000 $-1,831,000 $1,457,000
Investing Activities
Capital Expenditure $-1,150,000 $-1,154,000 $-3,605,000 $-2,552,000
Investing Cash Flow $-128,353,000 $-118,491,000 $193,869,000 $-280,213,000
Cash Flow From Continuing Investing Activities $-128,353,000 $-118,491,000 $193,869,000 $-280,213,000
Net Other Investing Changes $-10,674,000 $3,773,000 $-9,285,000 $-6,520,000
Financing Activities
Repurchase Of Capital Stock $-15,351,000 $-18,677,000 $-37,173,000 $-30,881,000
Financing Cash Flow $70,862,000 $25,624,000 $-57,132,000 $151,613,000
Cash Flow From Continuing Financing Activities $70,862,000 $25,624,000 $-57,132,000 $151,613,000
Net Other Financing Charges $-3,781,000 $-1,045,000 $-893,000 $1,086,000
Cash Dividends Paid $-21,152,000 $-21,826,000 $-22,795,000 $-24,127,000
Common Stock Dividend Paid $-21,152,000 $-21,826,000 $-22,795,000 $-24,127,000
Net Common Stock Issuance $-15,351,000 $-18,677,000 $-37,173,000 $-30,881,000
Other
Interest Paid Supplemental Data $112,053,000 $126,789,000 $80,400,000 $19,282,000
Income Tax Paid Supplemental Data $10,735,000 $7,358,000 $14,704,000 $22,094,000
End Cash Position $163,951,000 $167,744,000 $229,506,000 $45,799,000
Beginning Cash Position $167,744,000 $229,506,000 $45,799,000 $91,068,000
Changes In Cash $-3,793,000 $-61,762,000 $183,707,000 $-45,269,000
Proceeds From Stock Option Exercised $0 $0 $100,000 $1,662,000
Common Stock Payments $-15,351,000 $-18,677,000 $-37,173,000 $-30,881,000
Net Investment Purchase And Sale $-280,286,000 $-293,135,000 $174,602,000 $166,970,000
Sale Of Investment $579,364,000 $895,762,000 $248,332,000 $347,226,000
Purchase Of Investment $-859,650,000 $-1,188,897,000 $-73,730,000 $-180,256,000
Net PPE Purchase And Sale $-1,150,000 $2,637,000 $-3,542,000 $-2,427,000
Sale Of PPE $0 $3,791,000 $63,000 $125,000
Purchase Of PPE $-1,150,000 $-1,154,000 $-3,605,000 $-2,552,000
Change In Working Capital $-4,275,000 $-9,376,000 $-6,419,000 $-2,988,000
Change In Other Current Assets $502,000 $-9,428,000 $-8,947,000 $-3,673,000
Change In Payables And Accrued Expense $-2,753,000 $-623,000 $674,000 $4,234,000
Change In Accrued Expense $-2,753,000 $-623,000 $674,000 $4,234,000
Change In Receivables $-1,040,000 $-587,000 $-1,065,000 $-2,924,000
Changes In Account Receivables $-1,040,000 $-587,000 $-1,065,000 $-2,924,000
Other Non Cash Items $-6,483,000 $-3,612,000 $-3,351,000 $-2,618,000
Stock Based Compensation $4,994,000 $4,249,000 $4,365,000 $4,128,000
Asset Impairment Charge $41,012,000 $0 $0 -
Depreciation Amortization Depletion $8,012,000 $8,296,000 $8,533,000 $8,445,000
Depreciation And Amortization $8,012,000 $8,296,000 $8,533,000 $8,445,000
Amortization Cash Flow $47,000 $85,000 $124,000 $174,000
Amortization Of Intangibles $47,000 $85,000 $124,000 $174,000
Depreciation $7,965,000 $8,211,000 $8,409,000 $8,271,000
Gain Loss On Investment Securities $-1,694,000 $-1,659,000 $-1,704,000 $1,927,000
Gain Loss On Sale Of PPE $0 $-3,402,000 $7,000 $-17,000
Net Income From Continuing Operations $796,000 $29,945,000 $37,669,000 $61,119,000
Issuance Of Debt - $0 $0 $60,884,000
Net Issuance Payments Of Debt - $0 $0 $60,884,000
Net Long Term Debt Issuance - $0 $0 $60,884,000
Long Term Debt Issuance - $0 $0 $60,884,000
Net Business Purchase And Sale - - - $0
Repayment Of Debt - - - -
Long Term Debt Payments - - - -
Sale Of Business - - - -
Fetched: 2026-06-20