NFBK
Northfield Bancorp, Inc.
Price Chart
Latest Quote
$14.53
| Previous Close | $14.38 |
| Open | $14.45 |
| Day High | $14.63 |
| Day Low | $14.40 |
| Volume | 330,284 |
Stock Information
| Quarterly Dividend / Yield | $0.52 / 3.58% |
| Shares Outstanding | 41.76M |
| Quarterly Dividend Yield | 3.58% |
| Quarterly Dividend | $0.52 |
| Total Debt | $896.53M |
| Cash Equivalents | $257.71M |
| Revenue | $154.81M |
| Net Income | $4.76M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $606.83M |
| P/E Ratio | 111.77 |
| EPS (TTM) | $0.13 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.25B |
| Sales | $154.81M |
| Income | $4.76M |
| Book/sh | $16.63 |
| Cash/sh | $6.17 |
| Employees | 370 |
Financial Ratios
| EPS Growth TTM | 50.40% |
Returns & Margins
| ROA | 0.08% |
| ROE | 0.68% |
| Operating Margin | 47.81% |
| Profit Margin | 3.08% |
Ownership
| Insider Ownership | 12.21% |
| Institutional Ownership | 61.38% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.69 |
| PEG | 2.54 |
| P/S | 3.92 |
| P/B | 0.87 |
Analyst Data
| Recommendation | none |
| Target Price | $14.50 |
Technical Indicators
| SMA20 | $14.41 |
| SMA50 | $14.10 |
| SMA200 | $12.37 |
| RSI | 56.84 |
| ATR | 0.2257 |
| Shares Float | 39.63M |
| Short Float | 2.39% |
| Short Ratio | 3.81 |
| Volatility | 0.71 |
| Rel Volume | 1.04 |
Performance History
| Week | +0.90% |
| Month | +2.32% |
| Quarter | +8.79% |
| 6 Months | +20.08% |
| YTD | +30.68% |
| Year | +34.83% |
| 3 Years | +45.13% |
| 5 Years | +6.84% |
| 10 Years | +41.39% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $14.53 | 345,400 |
| 2026-06-22 | $14.38 | 158,600 |
| 2026-06-18 | $14.41 | 456,600 |
| 2026-06-17 | $14.42 | 269,300 |
| 2026-06-16 | $14.55 | 223,600 |
| 2026-06-15 | $14.40 | 321,200 |
| 2026-06-12 | $14.78 | 237,900 |
| 2026-06-11 | $14.68 | 379,800 |
| 2026-06-10 | $14.74 | 443,100 |
| 2026-06-09 | $14.65 | 440,900 |
| 2026-06-08 | $14.52 | 568,100 |
| 2026-06-05 | $14.35 | 311,400 |
| 2026-06-04 | $14.26 | 349,600 |
| 2026-06-03 | $14.06 | 473,900 |
| 2026-06-02 | $14.27 | 303,700 |
| 2026-06-01 | $14.18 | 343,600 |
| 2026-05-29 | $14.18 | 266,100 |
| 2026-05-28 | $14.26 | 224,500 |
| 2026-05-27 | $14.22 | 236,100 |
| 2026-05-26 | $14.29 | 295,400 |
About Northfield Bancorp, Inc.
Northfield Bancorp, Inc. operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including transaction, money market savings, certificates of deposit, passbook and statement savings deposit accounts. The company also provides commercial and industrial and owner-occupied commercial real estate loans; one-to-four family residential real estate loans; multifamily loans; construction and land loans; home equity loans and lines of credit; and small business loans. In addition, it purchases investment securities, including mortgage-backed securities and corporate bonds, and deposit funds in other financial institutions. Further, the company provides automated teller machines and debit cards; telephone, internet, and mobile banking services; and ACH and wire transfers, cash management, positive pay, and remote deposit capture services. It operates in Richmond and Kings counties in New York; and Hunterdon, Mercer, Union, and Middlesex counties in New Jersey. Northfield Bancorp, Inc. was founded in 1887 and is headquartered in Woodbridge, New Jersey.
đ° Latest News
Favourable Signals For Northfield Bancorp: Numerous Insiders Acquired Stock
Simply Wall St. âĸ 2026-04-13T10:41:32ZNJ banks to merge in $597M deal
Banking Dive âĸ 2026-02-04T12:00:00ZFair Lawn and Woodbridge-based banks to merge. Will your branch close?
The Bergen Record âĸ 2026-02-03T09:22:47ZWhy Columbia Financial Stock Rocked the Market Today
Motley Fool âĸ 2026-02-03T01:01:11ZColumbia Financial Unveils $597M Northfield Bancorp Merger, Second-Step Conversion Plan for 2026
MarketBeat âĸ 2026-02-02T18:58:37ZTop Midday Gainers
MT Newswires âĸ 2026-02-02T18:49:10ZColumbia Financial, Northfield Bancorp to Merge in $597 Million All-Stock Deal
MT Newswires âĸ 2026-02-02T13:53:33ZNorthfield: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-02-02T13:33:27ZUS Market's Undiscovered Gems California BanCorp And 2 Promising Small Caps
Simply Wall St. âĸ 2026-01-21T17:33:22ZUndiscovered Gems in the US Market This December 2025
Simply Wall St. âĸ 2025-12-17T11:33:23ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $154,316,000 | $131,307,000 | $136,563,000 | $166,289,000 |
| Operating Revenue | $154,316,000 | $131,307,000 | $136,563,000 | $166,289,000 |
| Expenses | ||||
| Interest Expense | $111,730,000 | $123,423,000 | $84,128,000 | $21,382,000 |
| Selling And Marketing Expense | $1,433,000 | $1,569,000 | $2,171,000 | $2,159,000 |
| General And Administrative Expense | $53,766,000 | $51,826,000 | $48,827,000 | $43,368,000 |
| Professional Expense And Contract Services Expense | $3,575,000 | $3,195,000 | $3,406,000 | $3,846,000 |
| Other Non Interest Expense | $15,605,000 | $14,748,000 | $14,474,000 | $13,665,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Net Interest Income | $134,238,000 | $110,781,000 | $121,554,000 | $157,132,000 |
| Interest Income | $245,968,000 | $234,204,000 | $205,682,000 | $178,514,000 |
| Normalized Income | $33,195,480 | $27,430,922 | $37,669,000 | $61,119,000 |
| Net Income From Continuing And Discontinued Operation | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Net Income Common Stockholders | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Net Income | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Net Income Including Noncontrolling Interests | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Net Income Continuous Operations | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Pretax Income | $17,051,000 | $40,501,000 | $51,760,000 | $84,859,000 |
| Special Income Charges | $-41,012,000 | $0 | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $0.02 | $0.72 | $0.86 | $1.32 |
| Basic EPS | $0.02 | $0.72 | $0.86 | $1.32 |
| Other | ||||
| Tax Effect Of Unusual Items | $-8,612,520 | $887,922 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-41,012,000 | $3,402,000 | $0 | $0 |
| Total Unusual Items Excluding Goodwill | $-41,012,000 | $3,402,000 | $0 | $0 |
| Reconciled Depreciation | $8,012,000 | $8,296,000 | $8,533,000 | $8,445,000 |
| Diluted Average Shares | $40,173,403 | $41,628,660 | $43,638,616 | $46,438,119 |
| Basic Average Shares | $40,116,839 | $41,567,370 | $43,560,844 | $46,234,122 |
| Diluted NI Availto Com Stockholders | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Tax Provision | $16,255,000 | $10,556,000 | $14,091,000 | $23,740,000 |
| Impairment Of Capital Assets | $41,012,000 | $0 | $0 | - |
| Gain On Sale Of Security | $0 | $-6,000 | $-17,000 | $-1,927,000 |
| Selling General And Administration | $55,199,000 | $53,395,000 | $50,998,000 | $45,527,000 |
| Insurance And Claims | $2,396,000 | $2,488,000 | $2,331,000 | $1,407,000 |
| Salaries And Wages | $51,370,000 | $49,338,000 | $46,496,000 | $41,961,000 |
| Occupancy And Equipment | $14,700,000 | $14,905,000 | $15,127,000 | $14,971,000 |
| Other Special Charges | - | $-3,402,000 | - | - |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $690,059,000 | $663,684,000 | $658,433,000 | $660,378,000 |
| Total Assets | $5,754,010,000 | $5,666,378,000 | $5,598,396,000 | $5,601,293,000 |
| Goodwill And Other Intangible Assets | $0 | $41,012,000 | $41,012,000 | $41,012,000 |
| Receivables | $20,118,000 | $19,078,000 | $18,491,000 | $17,426,000 |
| Accounts Receivable | $20,118,000 | $19,078,000 | $18,491,000 | $17,426,000 |
| Cash And Cash Equivalents | $163,951,000 | $167,744,000 | $229,506,000 | $45,799,000 |
| Cash Financial | $12,051,000 | $13,043,000 | $13,889,000 | $14,530,000 |
| Cash Cash Equivalents And Federal Funds Sold | $163,951,000 | $167,744,000 | $229,506,000 | $45,799,000 |
| Debt | ||||
| Net Debt | $797,930,000 | $560,100,000 | $571,485,000 | $574,056,000 |
| Total Debt | $991,524,000 | $760,053,000 | $836,196,000 | $659,645,000 |
| Long Term Debt And Capital Lease Obligation | $991,524,000 | $760,053,000 | $836,196,000 | $659,645,000 |
| Long Term Debt | $961,881,000 | $727,844,000 | $800,991,000 | $619,855,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,063,951,000 | $4,961,682,000 | $4,898,951,000 | $4,899,903,000 |
| Payables And Accrued Expenses | - | - | - | $39,044,000 |
| Equity | ||||
| Common Stock Equity | $690,059,000 | $704,696,000 | $699,445,000 | $701,390,000 |
| Total Equity Gross Minority Interest | $690,059,000 | $704,696,000 | $699,445,000 | $701,390,000 |
| Stockholders Equity | $690,059,000 | $704,696,000 | $699,445,000 | $701,390,000 |
| Other Equity Interest | $-11,728,000 | $-13,042,000 | $-14,340,000 | $-15,650,000 |
| Gains Losses Not Affecting Retained Earnings | $-4,220,000 | $-20,296,000 | $-32,442,000 | $-48,331,000 |
| Other Equity Adjustments | $-4,220,000 | $-20,296,000 | $-32,442,000 | $-48,331,000 |
| Retained Earnings | $420,404,000 | $440,760,000 | $433,227,000 | $418,353,000 |
| Other | ||||
| Treasury Shares Number | $22,969,380 | $21,867,277 | $20,245,946 | $17,328,387 |
| Ordinary Shares Number | $41,801,495 | $42,903,598 | $44,524,929 | $47,442,488 |
| Share Issued | $64,770,875 | $64,770,875 | $64,770,875 | $64,770,875 |
| Tangible Book Value | $690,059,000 | $663,684,000 | $658,433,000 | $660,378,000 |
| Invested Capital | $1,651,940,000 | $1,432,540,000 | $1,500,436,000 | $1,321,245,000 |
| Capital Lease Obligations | $29,643,000 | $32,209,000 | $35,205,000 | $39,790,000 |
| Total Capitalization | $1,651,940,000 | $1,432,540,000 | $1,500,436,000 | $1,321,245,000 |
| Treasury Stock | $307,518,000 | $294,710,000 | $278,621,000 | $243,879,000 |
| Additional Paid In Capital | $592,473,000 | $591,336,000 | $590,973,000 | $590,249,000 |
| Capital Stock | $648,000 | $648,000 | $648,000 | $648,000 |
| Common Stock | $648,000 | $648,000 | $648,000 | $648,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $29,643,000 | $32,209,000 | $35,205,000 | $39,790,000 |
| Investments And Advances | $747,973,000 | $708,765,000 | $828,508,000 | $984,127,000 |
| Held To Maturity Securities | $1,639,000 | $203,000 | $9,866,000 | $10,760,000 |
| Available For Sale Securities | $5,000,000 | $14,261,000 | $10,629,000 | $10,443,000 |
| Trading Securities | $15,215,000 | $13,884,000 | $12,549,000 | $10,751,000 |
| Goodwill | $0 | $41,012,000 | $41,012,000 | $41,012,000 |
| Net PPE | $45,727,000 | $49,756,000 | $54,973,000 | $59,132,000 |
| Accumulated Depreciation | $-64,403,000 | $-61,206,000 | $-61,710,000 | $-58,031,000 |
| Gross PPE | $110,130,000 | $110,962,000 | $116,683,000 | $117,163,000 |
| Leases | $29,808,000 | $29,773,000 | $30,152,000 | $29,147,000 |
| Other Properties | $28,408,000 | $30,371,000 | $2,600,000 | $2,600,000 |
| Machinery Furniture Equipment | $34,879,000 | $33,873,000 | $35,098,000 | $32,783,000 |
| Buildings And Improvements | $12,095,000 | $12,005,000 | $43,677,000 | $47,477,000 |
| Land And Improvements | $4,940,000 | $4,940,000 | $5,156,000 | $5,156,000 |
| Other Short Term Investments | $726,119,000 | $680,417,000 | $795,464,000 | $952,173,000 |
| Current Accrued Expenses | - | - | - | $39,044,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $52,548,000 | $29,951,000 | $43,365,000 | $80,779,000 |
| Operating Activities | ||||
| Operating Cash Flow | $53,698,000 | $31,105,000 | $46,970,000 | $83,331,000 |
| Cash Flow From Continuing Operating Activities | $53,698,000 | $31,105,000 | $46,970,000 | $83,331,000 |
| Operating Gains Losses | $-1,694,000 | $-5,112,000 | $-1,831,000 | $1,457,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,150,000 | $-1,154,000 | $-3,605,000 | $-2,552,000 |
| Investing Cash Flow | $-128,353,000 | $-118,491,000 | $193,869,000 | $-280,213,000 |
| Cash Flow From Continuing Investing Activities | $-128,353,000 | $-118,491,000 | $193,869,000 | $-280,213,000 |
| Net Other Investing Changes | $-10,674,000 | $3,773,000 | $-9,285,000 | $-6,520,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-15,351,000 | $-18,677,000 | $-37,173,000 | $-30,881,000 |
| Financing Cash Flow | $70,862,000 | $25,624,000 | $-57,132,000 | $151,613,000 |
| Cash Flow From Continuing Financing Activities | $70,862,000 | $25,624,000 | $-57,132,000 | $151,613,000 |
| Net Other Financing Charges | $-3,781,000 | $-1,045,000 | $-893,000 | $1,086,000 |
| Cash Dividends Paid | $-21,152,000 | $-21,826,000 | $-22,795,000 | $-24,127,000 |
| Common Stock Dividend Paid | $-21,152,000 | $-21,826,000 | $-22,795,000 | $-24,127,000 |
| Net Common Stock Issuance | $-15,351,000 | $-18,677,000 | $-37,173,000 | $-30,881,000 |
| Other | ||||
| Interest Paid Supplemental Data | $112,053,000 | $126,789,000 | $80,400,000 | $19,282,000 |
| Income Tax Paid Supplemental Data | $10,735,000 | $7,358,000 | $14,704,000 | $22,094,000 |
| End Cash Position | $163,951,000 | $167,744,000 | $229,506,000 | $45,799,000 |
| Beginning Cash Position | $167,744,000 | $229,506,000 | $45,799,000 | $91,068,000 |
| Changes In Cash | $-3,793,000 | $-61,762,000 | $183,707,000 | $-45,269,000 |
| Proceeds From Stock Option Exercised | $0 | $0 | $100,000 | $1,662,000 |
| Common Stock Payments | $-15,351,000 | $-18,677,000 | $-37,173,000 | $-30,881,000 |
| Net Investment Purchase And Sale | $-280,286,000 | $-293,135,000 | $174,602,000 | $166,970,000 |
| Sale Of Investment | $579,364,000 | $895,762,000 | $248,332,000 | $347,226,000 |
| Purchase Of Investment | $-859,650,000 | $-1,188,897,000 | $-73,730,000 | $-180,256,000 |
| Net PPE Purchase And Sale | $-1,150,000 | $2,637,000 | $-3,542,000 | $-2,427,000 |
| Sale Of PPE | $0 | $3,791,000 | $63,000 | $125,000 |
| Purchase Of PPE | $-1,150,000 | $-1,154,000 | $-3,605,000 | $-2,552,000 |
| Change In Working Capital | $-4,275,000 | $-9,376,000 | $-6,419,000 | $-2,988,000 |
| Change In Other Current Assets | $502,000 | $-9,428,000 | $-8,947,000 | $-3,673,000 |
| Change In Payables And Accrued Expense | $-2,753,000 | $-623,000 | $674,000 | $4,234,000 |
| Change In Accrued Expense | $-2,753,000 | $-623,000 | $674,000 | $4,234,000 |
| Change In Receivables | $-1,040,000 | $-587,000 | $-1,065,000 | $-2,924,000 |
| Changes In Account Receivables | $-1,040,000 | $-587,000 | $-1,065,000 | $-2,924,000 |
| Other Non Cash Items | $-6,483,000 | $-3,612,000 | $-3,351,000 | $-2,618,000 |
| Stock Based Compensation | $4,994,000 | $4,249,000 | $4,365,000 | $4,128,000 |
| Asset Impairment Charge | $41,012,000 | $0 | $0 | - |
| Depreciation Amortization Depletion | $8,012,000 | $8,296,000 | $8,533,000 | $8,445,000 |
| Depreciation And Amortization | $8,012,000 | $8,296,000 | $8,533,000 | $8,445,000 |
| Amortization Cash Flow | $47,000 | $85,000 | $124,000 | $174,000 |
| Amortization Of Intangibles | $47,000 | $85,000 | $124,000 | $174,000 |
| Depreciation | $7,965,000 | $8,211,000 | $8,409,000 | $8,271,000 |
| Gain Loss On Investment Securities | $-1,694,000 | $-1,659,000 | $-1,704,000 | $1,927,000 |
| Gain Loss On Sale Of PPE | $0 | $-3,402,000 | $7,000 | $-17,000 |
| Net Income From Continuing Operations | $796,000 | $29,945,000 | $37,669,000 | $61,119,000 |
| Issuance Of Debt | - | $0 | $0 | $60,884,000 |
| Net Issuance Payments Of Debt | - | $0 | $0 | $60,884,000 |
| Net Long Term Debt Issuance | - | $0 | $0 | $60,884,000 |
| Long Term Debt Issuance | - | $0 | $0 | $60,884,000 |
| Net Business Purchase And Sale | - | - | - | $0 |
| Repayment Of Debt | - | - | - | - |
| Long Term Debt Payments | - | - | - | - |
| Sale Of Business | - | - | - | - |