NKSH
National Bankshares, Inc.
Price Chart
Latest Quote
$36.66
+0.94 (+2.63%)
Current Price
| Previous Close | $35.72 |
| Open | $36.01 |
| Day High | $36.80 |
| Day Low | $35.86 |
| Volume | 18,834 |
Stock Information
| Quarterly Dividend / Yield | $1.50 / 4.09% |
| Shares Outstanding | 6.37M |
| Quarterly Dividend Yield | 4.09% |
| Quarterly Dividend | $1.50 |
| Total Debt | $1.91M |
| Cash Equivalents | $62.15M |
| Revenue | $58.42M |
| Net Income | $17.57M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $233.47M |
| P/E Ratio | 13.28 |
| EPS (TTM) | $2.76 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $173.04M |
| Sales | $58.42M |
| Income | $17.57M |
| Book/sh | $29.45 |
| Cash/sh | $9.76 |
| Employees | 245 |
Financial Ratios
| EPS Growth TTM | 53.90% |
Returns & Margins
| ROA | 0.96% |
| ROE | 9.91% |
| Operating Margin | 41.24% |
| Profit Margin | 30.08% |
Ownership
| Insider Ownership | 3.34% |
| Institutional Ownership | 37.75% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.94 |
| P/S | 4.00 |
| P/B | 1.24 |
Analyst Data
| Recommendation | none |
| Target Price | $41.00 |
Technical Indicators
| SMA20 | $35.38 |
| SMA50 | $35.43 |
| SMA200 | $32.97 |
| RSI | 61.85 |
| ATR | 1.0404 |
| Shares Float | 6.14M |
| Short Float | 0.95% |
| Short Ratio | 1.52 |
| Volatility | 0.55 |
| Rel Volume | 0.75 |
Performance History
| Week | +2.46% |
| Month | +5.34% |
| Quarter | +1.88% |
| 6 Months | +7.43% |
| YTD | +13.45% |
| Year | +51.99% |
| 3 Years | +39.38% |
| 5 Years | +35.00% |
| 10 Years | +66.08% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $36.66 | 18,834 |
| 2026-06-22 | $35.72 | 17,000 |
| 2026-06-18 | $35.30 | 60,000 |
| 2026-06-17 | $35.00 | 21,700 |
| 2026-06-16 | $35.67 | 28,800 |
| 2026-06-15 | $35.78 | 16,600 |
| 2026-06-12 | $36.33 | 19,300 |
| 2026-06-11 | $36.09 | 17,500 |
| 2026-06-10 | $36.15 | 37,000 |
| 2026-06-09 | $35.70 | 32,300 |
| 2026-06-08 | $35.30 | 21,400 |
| 2026-06-05 | $34.80 | 22,300 |
| 2026-06-04 | $34.90 | 17,300 |
| 2026-06-03 | $34.00 | 45,700 |
| 2026-06-02 | $35.07 | 15,100 |
| 2026-06-01 | $34.56 | 23,300 |
| 2026-05-29 | $35.19 | 26,400 |
| 2026-05-28 | $35.21 | 10,400 |
| 2026-05-27 | $35.03 | 15,200 |
| 2026-05-26 | $35.14 | 35,500 |
About National Bankshares, Inc.
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
đ° Latest News
Best Income Stocks to Buy for June 3rd
Zacks âĸ 2026-06-03T09:10:00Z
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Zacks âĸ 2026-05-13T07:05:00Z
Investors in National Bankshares (NASDAQ:NKSH) have seen decent returns of 45% over the past year
Simply Wall St. âĸ 2026-02-08T13:22:38Z
Community Trust Bancorp (CTBI) Beats Q4 Earnings and Revenue Estimates
Zacks âĸ 2026-01-21T21:20:02Z
It Might Not Be A Great Idea To Buy National Bankshares, Inc. (NASDAQ:NKSH) For Its Next Dividend
Simply Wall St. âĸ 2025-11-19T11:21:15Z
National Bankshares (NASDAQ:NKSH) Is Paying Out A Dividend Of $0.78
Simply Wall St. âĸ 2025-11-18T10:59:36Z
National Bankshares (NKSH) Delivers Turnaround Earnings, Challenging Skeptics on Profitability Trend
Simply Wall St. âĸ 2025-10-24T23:19:41Z
National Bankshares (NKSH) Q3 Earnings and Revenues Surpass Estimates
Zacks âĸ 2025-10-23T22:05:02Z
National Bankshares: Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-10-23T21:02:16ZFirst Community (FCCO) Q3 Earnings and Revenues Top Estimates
Zacks âĸ 2025-10-22T14:15:01Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $55,563,000 | $45,357,000 | $46,642,000 | $59,427,000 |
| Operating Revenue | $55,563,000 | $45,357,000 | $46,642,000 | $59,427,000 |
| Expenses | ||||
| Interest Expense | $29,752,000 | $33,724,000 | $21,550,000 | $3,083,000 |
| General And Administrative Expense | $21,689,000 | $19,993,000 | $18,067,000 | $16,996,000 |
| Professional Expense And Contract Services Expense | $1,446,000 | $1,051,000 | $1,739,000 | $999,000 |
| Other Non Interest Expense | $9,828,000 | $8,161,000 | $7,417,000 | $7,029,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Net Interest Income | $45,561,000 | $36,311,000 | $37,283,000 | $47,026,000 |
| Interest Income | $75,313,000 | $70,035,000 | $58,833,000 | $50,109,000 |
| Normalized Income | $15,826,000 | $10,059,901 | $15,691,000 | $25,932,000 |
| Net Income From Continuing And Discontinued Operation | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Net Income Common Stockholders | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Net Income | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Net Income Including Noncontrolling Interests | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Net Income Continuous Operations | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Pretax Income | $19,166,000 | $9,122,000 | $18,675,000 | $31,763,000 |
| Special Income Charges | $0 | $-2,916,000 | $0 | - |
| Depreciation Amortization Depletion Income Statement | $373,000 | $237,000 | - | - |
| Depreciation And Amortization In Income Statement | $373,000 | $237,000 | - | - |
| Amortization Of Intangibles Income Statement | $373,000 | $237,000 | - | - |
| Per Share | ||||
| Diluted EPS | $2.49 | $1.24 | $2.66 | $4.33 |
| Basic EPS | $2.49 | $1.24 | $2.66 | $4.33 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $-479,099 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $-2,916,000 | $0 | - |
| Total Unusual Items Excluding Goodwill | $0 | $-2,916,000 | $0 | - |
| Reconciled Depreciation | $1,469,000 | $1,137,000 | $754,000 | $609,000 |
| Diluted Average Shares | $6,362,505 | $6,163,610 | $5,889,953 | $5,989,601 |
| Basic Average Shares | $6,359,960 | $6,161,428 | $5,889,687 | $5,989,601 |
| Diluted NI Availto Com Stockholders | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Tax Provision | $3,340,000 | $1,499,000 | $2,984,000 | $5,831,000 |
| Restructuring And Mergern Acquisition | $0 | $2,916,000 | $0 | - |
| Amortization | $373,000 | $237,000 | - | - |
| Selling General And Administration | $21,689,000 | $19,993,000 | $18,067,000 | $16,996,000 |
| Insurance And Claims | $831,000 | $812,000 | $749,000 | $477,000 |
| Salaries And Wages | $20,858,000 | $19,181,000 | $17,318,000 | $16,519,000 |
| Occupancy And Equipment | $3,077,000 | $2,650,000 | $2,005,000 | $1,934,000 |
| Gain On Sale Of Security | - | $0 | $-361,000 | $3,823,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-18
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $172,700,000 | $143,828,000 | $134,674,000 | $116,839,000 |
| Total Assets | $1,824,506,000 | $1,811,635,000 | $1,655,370,000 | $1,677,551,000 |
| Goodwill And Other Intangible Assets | $12,208,000 | $12,581,000 | $5,848,000 | $5,848,000 |
| Other Intangible Assets | $1,490,000 | $1,863,000 | - | - |
| Receivables | $6,538,000 | $6,469,000 | $6,313,000 | $6,001,000 |
| Accounts Receivable | $6,538,000 | $6,469,000 | $6,313,000 | $6,001,000 |
| Cash And Cash Equivalents | $59,250,000 | $107,818,000 | $86,603,000 | $71,429,000 |
| Cash Financial | $8,419,000 | $13,564,000 | $12,967,000 | $12,403,000 |
| Cash Cash Equivalents And Federal Funds Sold | $59,250,000 | $108,117,000 | $87,867,000 | $72,370,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,639,598,000 | $1,655,226,000 | $1,514,848,000 | $1,554,864,000 |
| Payables And Accrued Expenses | $1,581,000 | $1,462,000 | $1,416,000 | $106,000 |
| Payables | $1,581,000 | $1,462,000 | $1,416,000 | $106,000 |
| Accounts Payable | $1,581,000 | $1,462,000 | $1,416,000 | $106,000 |
| Equity | ||||
| Common Stock Equity | $184,908,000 | $156,409,000 | $140,522,000 | $122,687,000 |
| Total Equity Gross Minority Interest | $184,908,000 | $156,409,000 | $140,522,000 | $122,687,000 |
| Stockholders Equity | $184,908,000 | $156,409,000 | $140,522,000 | $122,687,000 |
| Gains Losses Not Affecting Retained Earnings | $-39,674,000 | $-61,765,000 | $-64,866,000 | $-83,766,000 |
| Other Equity Adjustments | $-39,674,000 | $-61,765,000 | $-64,866,000 | $-83,766,000 |
| Retained Earnings | $202,558,000 | $196,343,000 | $197,984,000 | $199,091,000 |
| Other | ||||
| Ordinary Shares Number | $6,368,410 | $6,363,371 | $5,893,782 | $5,889,687 |
| Share Issued | $6,368,410 | $6,363,371 | $5,893,782 | $5,889,687 |
| Tangible Book Value | $172,700,000 | $143,828,000 | $134,674,000 | $116,839,000 |
| Capital Stock | $22,024,000 | $21,831,000 | $7,404,000 | $7,362,000 |
| Common Stock | $22,024,000 | $21,831,000 | $7,404,000 | $7,362,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $654,377,000 | $601,898,000 | $618,601,000 | $656,852,000 |
| Available For Sale Securities | $630,893,000 | $568,217,000 | - | - |
| Goodwill | $10,718,000 | $10,718,000 | $5,848,000 | $5,848,000 |
| Net PPE | $18,479,000 | $16,826,000 | $11,109,000 | $10,371,000 |
| Accumulated Depreciation | $-12,315,000 | $-11,242,000 | $-12,477,000 | $-11,722,000 |
| Gross PPE | $30,794,000 | $28,068,000 | $23,586,000 | $22,093,000 |
| Machinery Furniture Equipment | $7,802,000 | $6,738,000 | $7,862,000 | $6,658,000 |
| Properties | $22,992,000 | $21,330,000 | $15,724,000 | $15,435,000 |
| Other Short Term Investments | $23,484,000 | $601,898,000 | $618,601,000 | $656,852,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-18
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $15,152,000 | $6,182,000 | $14,031,000 | $28,242,000 |
| Operating Activities | ||||
| Operating Cash Flow | $17,890,000 | $9,438,000 | $15,523,000 | $29,500,000 |
| Cash Flow From Continuing Operating Activities | $17,890,000 | $9,438,000 | $15,523,000 | $29,500,000 |
| Operating Gains Losses | $-228,000 | $-167,000 | $3,225,000 | $-166,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,738,000 | $-3,256,000 | $-1,492,000 | $-1,258,000 |
| Investing Cash Flow | $-39,178,000 | $15,786,000 | $53,188,000 | $-129,710,000 |
| Cash Flow From Continuing Investing Activities | $-39,178,000 | $15,786,000 | $53,188,000 | $-129,710,000 |
| Net Other Investing Changes | - | $169,000 | $1,066,000 | $-96,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-27,579,000 | $-3,710,000 | $-53,537,000 | $32,850,000 |
| Cash Flow From Continuing Financing Activities | $-27,579,000 | $-3,710,000 | $-53,537,000 | $32,850,000 |
| Cash Dividends Paid | $-9,611,000 | $-9,264,000 | $-14,784,000 | $-8,950,000 |
| Common Stock Dividend Paid | $-9,611,000 | $-9,264,000 | $-14,784,000 | $-8,950,000 |
| Repurchase Of Capital Stock | - | - | $0 | $-6,338,000 |
| Net Common Stock Issuance | - | - | $0 | $-6,338,000 |
| Other | ||||
| Repayment Of Debt | $0 | $-5,230,000 | $0 | - |
| Interest Paid Supplemental Data | $29,484,000 | $33,679,000 | $20,240,000 | $3,025,000 |
| Income Tax Paid Supplemental Data | $2,209,000 | $715,000 | $2,545,000 | $3,861,000 |
| End Cash Position | $59,250,000 | $108,117,000 | $86,603,000 | $71,429,000 |
| Beginning Cash Position | $108,117,000 | $86,603,000 | $71,429,000 | $138,789,000 |
| Changes In Cash | $-48,867,000 | $21,514,000 | $15,174,000 | $-67,360,000 |
| Net Issuance Payments Of Debt | $0 | $-5,230,000 | $0 | - |
| Net Long Term Debt Issuance | $0 | $-5,230,000 | $0 | - |
| Long Term Debt Payments | $0 | $-5,230,000 | $0 | - |
| Net Investment Purchase And Sale | $-26,788,000 | $25,540,000 | $57,722,000 | $-78,707,000 |
| Sale Of Investment | $57,084,000 | $25,540,000 | $57,722,000 | $38,634,000 |
| Purchase Of Investment | $-83,872,000 | $0 | $0 | $-117,341,000 |
| Net Business Purchase And Sale | $0 | $6,898,000 | $0 | - |
| Sale Of Business | $0 | $6,898,000 | $0 | - |
| Net PPE Purchase And Sale | $-2,736,000 | $-3,210,000 | $-1,492,000 | $-1,249,000 |
| Sale Of PPE | $2,000 | $46,000 | $0 | $9,000 |
| Purchase Of PPE | $-2,738,000 | $-3,256,000 | $-1,492,000 | $-1,258,000 |
| Change In Working Capital | $1,123,000 | $-1,995,000 | $-3,477,000 | $1,162,000 |
| Change In Other Current Liabilities | $1,641,000 | $954,000 | $-2,754,000 | $2,025,000 |
| Change In Other Current Assets | $-568,000 | $-3,041,000 | $-1,721,000 | $-24,000 |
| Change In Payables And Accrued Expense | $119,000 | $-89,000 | $1,310,000 | $58,000 |
| Change In Payable | $119,000 | $-89,000 | $1,310,000 | $58,000 |
| Change In Account Payable | $119,000 | $-89,000 | $1,310,000 | $58,000 |
| Change In Receivables | $-69,000 | $181,000 | $-312,000 | $-897,000 |
| Changes In Account Receivables | $-69,000 | $181,000 | $-312,000 | $-897,000 |
| Other Non Cash Items | $-2,236,000 | $1,300,000 | $-1,278,000 | $109,000 |
| Stock Based Compensation | $193,000 | $128,000 | $42,000 | $0 |
| Deferred Tax | $704,000 | $-884,000 | $750,000 | $-109,000 |
| Deferred Income Tax | $704,000 | $-884,000 | $750,000 | $-109,000 |
| Depreciation Amortization Depletion | $1,469,000 | $1,137,000 | $754,000 | $609,000 |
| Depreciation And Amortization | $1,469,000 | $1,137,000 | $754,000 | $609,000 |
| Amortization Cash Flow | $373,000 | $237,000 | $0 | - |
| Amortization Of Intangibles | $373,000 | $237,000 | $0 | - |
| Depreciation | $1,096,000 | $900,000 | $754,000 | $609,000 |
| Gain Loss On Sale Of PPE | $-2,000 | $1,000 | $0 | $-9,000 |
| Net Income From Continuing Operations | $15,826,000 | $7,623,000 | $15,691,000 | $25,932,000 |
| Gain Loss On Investment Securities | - | $0 | $3,332,000 | $0 |
| Common Stock Payments | - | - | $0 | $-6,338,000 |
Fetched: 2026-06-18