NTB
The Bank of N.T. Butterfield & Son Limited
Price Chart
Latest Quote
$58.93
+0.19 (+0.32%)
Current Price
| Previous Close | $58.74 |
| Open | $58.80 |
| Day High | $59.38 |
| Day Low | $58.55 |
| Volume | 137,904 |
Stock Information
| Quarterly Dividend / Yield | $2.00 / 3.40% |
| Shares Outstanding | 39.61M |
| Quarterly Dividend Yield | 3.40% |
| Quarterly Dividend | $2.00 |
| Total Debt | $171.78M |
| Cash Equivalents | $3.29B |
| Revenue | $613.12M |
| Net Income | $240.80M |
| Sector | Financial Services |
| Industry | Banks - Diversified |
| Market Cap | $2.33B |
| P/E Ratio | 10.21 |
| EPS (TTM) | $5.77 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-793.60M |
| Sales | $613.12M |
| Income | $240.80M |
| Book/sh | $28.68 |
| Cash/sh | $83.11 |
| Employees | 1K |
Financial Ratios
| EPS Growth TTM | 16.50% |
Returns & Margins
| ROA | 1.69% |
| ROE | 21.95% |
| Operating Margin | 42.69% |
| Profit Margin | 39.28% |
Ownership
| Insider Ownership | 1.21% |
| Institutional Ownership | 75.39% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.34 |
| P/S | 3.81 |
| P/B | 2.05 |
Analyst Data
| Recommendation | none |
| Target Price | $61.33 |
Technical Indicators
| SMA20 | $57.74 |
| SMA50 | $56.32 |
| SMA200 | $49.83 |
| RSI | 56.30 |
| ATR | 1.1982 |
| Shares Float | 38.85M |
| Short Float | 1.19% |
| Short Ratio | 2.52 |
| Volatility | 0.50 |
| Rel Volume | 0.62 |
Performance History
| Week | +0.80% |
| Month | +5.04% |
| Quarter | +14.82% |
| 6 Months | +15.84% |
| YTD | +20.78% |
| Year | +42.93% |
| 3 Years | +137.63% |
| 5 Years | +101.54% |
| 10 Years | +268.15% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $58.93 | 137,904 |
| 2026-06-22 | $58.74 | 226,100 |
| 2026-06-18 | $58.58 | 273,700 |
| 2026-06-17 | $58.06 | 200,700 |
| 2026-06-16 | $59.11 | 247,000 |
| 2026-06-15 | $58.46 | 214,100 |
| 2026-06-12 | $58.81 | 231,000 |
| 2026-06-11 | $58.12 | 256,100 |
| 2026-06-10 | $58.25 | 158,400 |
| 2026-06-09 | $58.00 | 202,100 |
| 2026-06-08 | $58.16 | 121,300 |
| 2026-06-05 | $57.91 | 120,000 |
| 2026-06-04 | $57.57 | 214,400 |
| 2026-06-03 | $55.66 | 286,700 |
| 2026-06-02 | $57.82 | 485,200 |
| 2026-06-01 | $56.11 | 217,100 |
| 2026-05-29 | $56.46 | 342,900 |
| 2026-05-28 | $56.96 | 250,200 |
| 2026-05-27 | $56.31 | 139,100 |
| 2026-05-26 | $56.71 | 140,200 |
About The Bank of N.T. Butterfield & Son Limited
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.
đ° Latest News
1 Unpopular Stock That Deserves Some Love and 2 We Avoid
StockStory âĸ 2026-06-16T10:49:04Z
Bank of N.T. Butterfield & Son Independent Non-Executive Director Acquires 4.4% More Stock
Simply Wall St. âĸ 2026-06-05T10:26:31Z
Washington Trust Bancorp and Butterfield Bank Shares Skyrocket, What You Need To Know
StockStory âĸ 2026-06-05T03:49:30Z
Butterfield Bank and Provident Financial Services Shares Are Falling, What You Need To Know
StockStory âĸ 2026-06-04T03:11:33Z
Top Dividend Stocks To Consider In June 2026
Simply Wall St. âĸ 2026-06-03T11:31:39Z
An N.T. Butterfield & Son (NTB) Insider Bought 10,000 Shares for $565,000
Motley Fool âĸ 2026-06-02T22:03:23Z
CIBC to Sell Caribbean Arm for $1.6 Billion, Buy Back Shares
The Wall Street Journal âĸ 2026-05-28T16:37:00Z
Top Midday Stories: US Reportedly Reaches Deal With Iran, Needs Trump's Approval; Caesars to be Acquired by Fertitta for $17.6 Billion
MT Newswires âĸ 2026-05-28T15:51:11ZUpdate: Canadian Imperial Bank of Commerce Fiscal Q2 Adjusted Earnings, Revenue Rise; Plans Buyback; Agrees to Sell Caribbean Bank Stake
MT Newswires âĸ 2026-05-28T11:13:02Z3 Bank Stocks We Find Risky
StockStory âĸ 2026-05-19T22:20:55Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $606,813,000 | $581,983,000 | $583,218,000 | $551,622,000 |
| Operating Revenue | $606,813,000 | $581,983,000 | $583,218,000 | $551,622,000 |
| Expenses | ||||
| Interest Expense | $193,028,000 | $234,514,000 | $178,670,000 | $54,799,000 |
| Selling And Marketing Expense | $6,803,000 | $6,530,000 | $6,456,000 | $6,357,000 |
| General And Administrative Expense | $185,535,000 | $177,224,000 | $181,639,000 | $170,389,000 |
| Professional Expense And Contract Services Expense | $21,904,000 | $22,694,000 | $21,056,000 | $19,640,000 |
| Other Non Interest Expense | $112,341,000 | $110,558,000 | $106,026,000 | $98,097,000 |
| Other Non Operating Income Expenses | - | - | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Net Interest Income | $364,082,000 | $351,203,000 | $366,960,000 | $343,584,000 |
| Interest Income | $557,110,000 | $585,717,000 | $545,630,000 | $398,383,000 |
| Normalized Income | $231,942,000 | $216,267,026 | $225,531,864 | $213,579,616 |
| Net Income From Continuing And Discontinued Operation | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Net Income Common Stockholders | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Net Income | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Net Income Including Noncontrolling Interests | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Net Income Continuous Operations | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Pretax Income | $237,966,000 | $220,847,000 | $226,259,000 | $217,702,000 |
| Depreciation Amortization Depletion Income Statement | $8,002,000 | $8,006,000 | $5,728,000 | $5,680,000 |
| Depreciation And Amortization In Income Statement | $8,002,000 | $8,006,000 | $5,728,000 | $5,680,000 |
| Amortization Of Intangibles Income Statement | $8,002,000 | $8,006,000 | $5,728,000 | $5,680,000 |
| Special Income Charges | - | - | - | $-1,100,000 |
| Per Share | ||||
| Diluted EPS | $5.47 | $4.71 | $4.58 | $4.29 |
| Basic EPS | $5.61 | $4.80 | $4.62 | $4.32 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $1,026 | $-136 | $7,616 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $50,000 | $-40,000 | $448,000 |
| Total Unusual Items Excluding Goodwill | $0 | $50,000 | $-40,000 | $448,000 |
| Reconciled Depreciation | $36,822,000 | $42,158,000 | $36,212,000 | $40,177,000 |
| Diluted Average Shares | $42,416,000 | $45,898,000 | $49,277,000 | $49,860,000 |
| Basic Average Shares | $41,336,898 | $45,062,500 | $48,809,524 | $49,537,037 |
| Diluted NI Availto Com Stockholders | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Tax Provision | $6,024,000 | $4,531,000 | $767,000 | $3,682,000 |
| Gain On Sale Of Security | $0 | $0 | $29,000 | $-5,000 |
| Amortization | $8,002,000 | $8,006,000 | $5,728,000 | $5,680,000 |
| Selling General And Administration | $192,338,000 | $183,754,000 | $188,095,000 | $176,746,000 |
| Insurance And Claims | $2,900,000 | $3,200,000 | $3,700,000 | $4,200,000 |
| Salaries And Wages | $182,635,000 | $174,024,000 | $177,939,000 | $166,189,000 |
| Occupancy And Equipment | $34,134,000 | $34,081,000 | $31,374,000 | $31,442,000 |
| Other Special Charges | - | - | - | $1,100,000 |
| Other Gand A | - | - | - | $4,400,000 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,055,054,000 | $931,203,000 | $904,690,000 | $790,445,000 |
| Total Assets | $14,094,894,000 | $14,231,396,000 | $13,374,020,000 | $14,306,062,000 |
| Goodwill And Other Intangible Assets | $86,797,000 | $89,609,000 | $98,907,000 | $74,370,000 |
| Other Intangible Assets | $61,412,000 | $65,992,000 | $74,800,000 | $51,478,000 |
| Cash And Cash Equivalents | $1,708,936,000 | $1,998,112,000 | $1,646,648,000 | $2,100,787,000 |
| Cash Equivalents | $1,432,295,000 | $1,739,226,000 | $1,403,718,000 | $1,749,516,000 |
| Cash Financial | $105,440,000 | $93,145,000 | $91,826,000 | $93,032,000 |
| Cash Cash Equivalents And Federal Funds Sold | $2,872,921,000 | $3,293,915,000 | $1,859,534,000 | $2,176,417,000 |
| Receivables | - | - | - | $203,520,000 |
| Accounts Receivable | - | - | - | $203,520,000 |
| Debt | ||||
| Total Debt | - | $98,725,000 | $98,490,000 | $172,289,000 |
| Long Term Debt And Capital Lease Obligation | - | $98,725,000 | $98,490,000 | $172,289,000 |
| Long Term Debt | - | $98,725,000 | $98,490,000 | $172,289,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $12,953,043,000 | $13,210,584,000 | $12,370,423,000 | $13,441,247,000 |
| Payables And Accrued Expenses | - | - | - | $185,864,000 |
| Payables | - | - | - | $185,864,000 |
| Accounts Payable | - | - | - | $185,864,000 |
| Equity | ||||
| Common Stock Equity | $1,141,851,000 | $1,020,812,000 | $1,003,597,000 | $864,815,000 |
| Total Equity Gross Minority Interest | $1,141,851,000 | $1,020,812,000 | $1,003,597,000 | $864,815,000 |
| Stockholders Equity | $1,141,851,000 | $1,020,812,000 | $1,003,597,000 | $864,815,000 |
| Gains Losses Not Affecting Retained Earnings | $-204,155,000 | $-295,415,000 | $-310,198,000 | $-377,452,000 |
| Other Equity Adjustments | $-204,155,000 | $-295,415,000 | $-310,198,000 | $-377,452,000 |
| Retained Earnings | $494,384,000 | $422,461,000 | $342,520,000 | $229,732,000 |
| Long Term Equity Investment | $6,755,000 | $6,594,000 | $7,063,000 | $12,484,000 |
| Other | ||||
| Treasury Shares Number | $0 | $619,212 | $619,212 | $619,212 |
| Ordinary Shares Number | $39,948,264 | $43,537,979 | $46,909,833 | $49,658,254 |
| Share Issued | $39,948,264 | $44,157,191 | $47,529,045 | $50,277,466 |
| Tangible Book Value | $1,055,054,000 | $931,203,000 | $904,690,000 | $790,445,000 |
| Treasury Stock | $0 | $23,063,000 | $18,104,000 | $20,600,000 |
| Additional Paid In Capital | $851,223,000 | $916,394,000 | $988,904,000 | $1,032,632,000 |
| Capital Stock | $399,000 | $435,000 | $475,000 | $503,000 |
| Common Stock | $399,000 | $435,000 | $475,000 | $503,000 |
| Employee Benefits | $84,466,000 | $83,589,000 | $88,694,000 | $92,018,000 |
| Investments And Advances | $6,383,856,000 | $5,915,498,000 | $6,311,714,000 | $6,608,384,000 |
| Held To Maturity Securities | $2,992,052,000 | $3,240,290,000 | $3,461,097,000 | $3,738,080,000 |
| Goodwill | $25,385,000 | $23,617,000 | $24,107,000 | $22,892,000 |
| Net PPE | $158,504,000 | $153,782,000 | $154,362,000 | $146,141,000 |
| Accumulated Depreciation | $-173,786,000 | $-188,717,000 | $-245,204,000 | $-281,301,000 |
| Gross PPE | $332,290,000 | $342,499,000 | $399,566,000 | $427,442,000 |
| Construction In Progress | $4,606,000 | $1,935,000 | $1,727,000 | $13,807,000 |
| Other Properties | $28,222,000 | $27,128,000 | $26,583,000 | $25,527,000 |
| Machinery Furniture Equipment | $75,394,000 | $100,630,000 | $164,231,000 | $197,846,000 |
| Buildings And Improvements | $215,735,000 | $204,473,000 | $198,692,000 | $181,929,000 |
| Land And Improvements | $8,333,000 | $8,333,000 | $8,333,000 | $8,333,000 |
| Other Short Term Investments | $3,385,049,000 | $2,668,614,000 | $2,843,554,000 | $2,857,584,000 |
| Invested Capital | - | $1,119,537,000 | $1,102,087,000 | $1,037,104,000 |
| Total Capitalization | - | $1,119,537,000 | $1,102,087,000 | $1,037,104,000 |
| Available For Sale Securities | - | - | - | $236,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $254,809,000 | $243,902,000 | $246,017,000 | $192,395,000 |
| Operating Activities | ||||
| Operating Cash Flow | $279,561,000 | $265,432,000 | $300,290,000 | $219,271,000 |
| Cash Flow From Continuing Operating Activities | $279,561,000 | $265,432,000 | $300,290,000 | $219,271,000 |
| Operating Gains Losses | $-221,000 | $334,000 | $179,000 | $-20,000 |
| Investing Activities | ||||
| Capital Expenditure | $-24,752,000 | $-21,530,000 | $-54,273,000 | $-26,876,000 |
| Investing Cash Flow | $102,359,000 | $-581,020,000 | $681,801,000 | $292,023,000 |
| Cash Flow From Continuing Investing Activities | $102,359,000 | $-581,020,000 | $681,801,000 | $292,023,000 |
| Net Other Investing Changes | - | $588,000 | $646,000 | $1,909,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-146,686,000 | $-155,305,000 | $-88,590,000 | $-3,897,000 |
| Financing Cash Flow | $-745,637,000 | $735,560,000 | $-1,447,922,000 | $-506,806,000 |
| Cash Flow From Continuing Financing Activities | $-745,637,000 | $735,560,000 | $-1,447,922,000 | $-506,806,000 |
| Cash Dividends Paid | $-77,723,000 | $-79,581,000 | $-86,186,000 | $-87,343,000 |
| Common Stock Dividend Paid | $-77,723,000 | $-79,581,000 | $-86,186,000 | $-87,343,000 |
| Net Common Stock Issuance | $-146,686,000 | $-155,305,000 | $-88,590,000 | $-3,897,000 |
| Dividend Received Cfo | $60,000 | $135,000 | $5,256,000 | $169,000 |
| Other | ||||
| Repayment Of Debt | $-100,000,000 | $0 | $-75,000,000 | $0 |
| Interest Paid Supplemental Data | $203,160,000 | $235,514,000 | $162,394,000 | $48,643,000 |
| Income Tax Paid Supplemental Data | $4,007,000 | $2,227,000 | $1,928,000 | $4,818,000 |
| End Cash Position | $1,776,683,000 | $2,088,542,000 | $1,672,260,000 | $2,116,546,000 |
| Beginning Cash Position | $2,088,542,000 | $1,672,260,000 | $2,116,546,000 | $2,203,497,000 |
| Effect Of Exchange Rate Changes | $51,858,000 | $-3,690,000 | $21,545,000 | $-91,439,000 |
| Changes In Cash | $-363,717,000 | $419,972,000 | $-465,831,000 | $4,488,000 |
| Common Stock Payments | $-146,686,000 | $-155,305,000 | $-88,590,000 | $-3,897,000 |
| Net Issuance Payments Of Debt | $-100,000,000 | $0 | $-75,000,000 | $0 |
| Net Long Term Debt Issuance | $-100,000,000 | $0 | $-75,000,000 | $0 |
| Long Term Debt Payments | $-100,000,000 | $0 | $-75,000,000 | $0 |
| Net Investment Purchase And Sale | $-99,847,000 | $-797,053,000 | $278,133,000 | $370,939,000 |
| Sale Of Investment | $3,463,126,000 | $3,291,618,000 | $2,534,527,000 | $3,386,905,000 |
| Purchase Of Investment | $-3,562,973,000 | $-4,088,671,000 | $-2,256,394,000 | $-3,015,966,000 |
| Net Intangibles Purchase And Sale | $0 | $-481,000 | $-27,341,000 | $0 |
| Purchase Of Intangibles | $0 | $-481,000 | $-27,341,000 | $0 |
| Net PPE Purchase And Sale | $-24,752,000 | $-21,049,000 | $-26,932,000 | $-26,876,000 |
| Purchase Of PPE | $-24,752,000 | $-21,049,000 | $-26,932,000 | $-26,876,000 |
| Change In Working Capital | $-11,505,000 | $-16,125,000 | $6,522,000 | $-54,086,000 |
| Change In Other Working Capital | $-26,788,000 | $-6,114,000 | $1,899,000 | $-65,000 |
| Change In Receivables | $15,283,000 | $-10,011,000 | $4,623,000 | $-54,021,000 |
| Changes In Account Receivables | $15,283,000 | $-10,011,000 | $4,623,000 | $-54,021,000 |
| Stock Based Compensation | $22,246,000 | $21,002,000 | $20,812,000 | $17,077,000 |
| Unrealized Gain Loss On Investment Securities | $0 | $0 | $236,000 | $-14,000 |
| Depreciation Amortization Depletion | $36,822,000 | $42,158,000 | $36,212,000 | $40,177,000 |
| Depreciation And Amortization | $36,822,000 | $42,158,000 | $36,212,000 | $40,177,000 |
| Depreciation | $36,822,000 | $42,158,000 | $36,212,000 | $40,177,000 |
| Earnings Losses From Equity Investments | $-221,000 | $334,000 | $165,000 | $-39,000 |
| Gain Loss On Investment Securities | $0 | $0 | $14,000 | $19,000 |
| Net Income From Continuing Operations | $231,942,000 | $216,316,000 | $225,492,000 | $214,020,000 |
| Other Non Cash Items | - | $-50,000 | $1,129,000 | $-448,000 |
| Proceeds From Stock Option Exercised | - | - | - | $0 |
| Net Business Purchase And Sale | - | - | - | - |
Fetched: 2026-06-22