NTWK
NetSol Technologies, Inc.
Price Chart
Latest Quote
$4.37
+0.09 (+2.10%)
Current Price
| Previous Close | $4.28 |
| Open | $4.24 |
| Day High | $4.58 |
| Day Low | $4.24 |
| Volume | 11,461 |
Stock Information
| Shares Outstanding | 11.88M |
| Total Debt | $9.33M |
| Cash Equivalents | $14.74M |
| Revenue | $72.06M |
| Net Income | $1.77M |
| Sector | Technology |
| Industry | Software - Application |
| Market Cap | $51.90M |
| P/E Ratio | 29.13 |
| EPS (TTM) | $0.15 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $52.29M |
| Sales | $72.06M |
| Income | $1.77M |
| Book/sh | $3.14 |
| Cash/sh | $1.24 |
Financial Ratios
| Quick Ratio | 1.85 |
| Current Ratio | 1.94 |
| Debt/Eq | 21.08 |
| EPS Growth TTM | -8.60% |
Returns & Margins
| ROA | 5.44% |
| ROE | 11.46% |
| Gross Margin | 50.40% |
| Operating Margin | 15.16% |
| Profit Margin | 2.45% |
Ownership
| Insider Ownership | 15.81% |
| Institutional Ownership | 20.46% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.50 |
| PEG | 0.30 |
| P/S | 0.72 |
| P/B | 1.39 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $4.50 |
| SMA50 | $4.06 |
| SMA200 | $3.75 |
| RSI | 40.74 |
| ATR | 0.2529 |
| Shares Float | 9.37M |
| Short Float | 0.24% |
| Short Ratio | 0.47 |
| Volatility | 0.92 |
| Rel Volume | 0.38 |
Performance History
| Week | -4.38% |
| Month | +6.33% |
| Quarter | +24.86% |
| 6 Months | +40.97% |
| YTD | +50.69% |
| Year | +50.69% |
| 3 Years | +95.96% |
| 5 Years | -8.39% |
| 10 Years | -23.20% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $4.37 | 11,461 |
| 2026-06-22 | $4.28 | 21,000 |
| 2026-06-18 | $4.19 | 77,900 |
| 2026-06-17 | $4.48 | 3,500 |
| 2026-06-16 | $4.40 | 9,600 |
| 2026-06-15 | $4.57 | 7,200 |
| 2026-06-12 | $4.52 | 49,600 |
| 2026-06-11 | $4.47 | 11,500 |
| 2026-06-10 | $4.42 | 6,400 |
| 2026-06-09 | $4.37 | 30,200 |
| 2026-06-08 | $4.35 | 6,300 |
| 2026-06-05 | $4.32 | 76,600 |
| 2026-06-04 | $4.57 | 20,300 |
| 2026-06-03 | $4.66 | 8,200 |
| 2026-06-02 | $4.62 | 18,300 |
| 2026-06-01 | $4.77 | 74,500 |
| 2026-05-29 | $4.66 | 20,400 |
| 2026-05-28 | $4.66 | 22,500 |
| 2026-05-27 | $4.70 | 61,300 |
| 2026-05-26 | $4.57 | 60,100 |
About NetSol Technologies, Inc.
NetSol Technologies, Inc. engages in the design, development, marketing, and export of enterprise software solutions to the automobile financing and leasing, banking, and financial services industries in North America, Europe, and Asia Pacific. The company provides various platforms, including Transcend Platform for digital retail and finance; Originations, an AI-powered loan origination platform; Servicing, a next-gen loan and lease servicing software; Wholesale finance; Mobility solutions; and AI labs. It provides flex, a platform for contract calculations; dock, for rapid document generation; lan, a system for asset leasing and loans; hubex, an API library; index, a lending configuration repository; Tax Engine; PayOff, a platform for early contract closures; Modifi, a platform for Contract Modification; Receive Now, an receivables management platform. The company offers advanced information security services; digital solutions; AI-powered automotive and equipment finance software; AI and ML services and gen AI solutions; digital policy and strategy. Further it provides cloud services, such as managed, cloud infrastructure, development and integrations, SAAS development, devops, and MLOPS and model management, and data engineering services. It serves automobiles, equipment, bank, captive and wholesale industries. The company was incorporated in 1997 and is headquartered in Encino, California.
đ° Latest News
NETSOL Q3 Earnings Decline Y/Y Despite Record-High Revenue Growth
Zacks âĸ 2026-05-22T14:33:00Z
Here's Why We Think NetSol Technologies (NASDAQ:NTWK) Might Deserve Your Attention Today
Simply Wall St. âĸ 2026-05-17T12:28:07Z
NETSOL Technologies Inc (NTWK) Q3 2026 Earnings Call Highlights: Record Revenue and Strategic ...
GuruFocus.com âĸ 2026-05-14T23:01:09ZNetSol Technologies, Inc. Q3 2026 Earnings Call Summary
Moby âĸ 2026-05-14T17:02:27Z
NetSol Technologies (NTWK) Secures A Major Contract Extension
Insider Monkey âĸ 2026-05-12T21:01:17Z
NTWK Expands UK Bank Partnership With Multi-Million-Dollar Extension
Zacks âĸ 2026-04-10T15:21:00Z
NTWK Q2 Earnings Grow Y/Y on Service Strength, 2026 Guidance Raised
Zacks âĸ 2026-02-25T16:03:00Z
NETSOL Technologies Inc (NTWK) Q2 2026 Earnings Call Highlights: Strong Revenue Growth and ...
GuruFocus.com âĸ 2026-02-19T01:01:30ZNetSol Q2 Earnings & Revenue Rise Y/Y, FY26 Outlook Raised
Zacks âĸ 2026-02-16T16:03:00Z
NetSol Technologies, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-02-12T13:30:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $33,513,697 | $32,108,221 | $35,477,652 | $33,510,805 |
| Cost Of Revenue | $33,513,697 | $32,108,221 | $35,477,652 | $33,510,805 |
| Total Revenue | $66,088,229 | $61,393,091 | $52,393,215 | $57,247,979 |
| Operating Revenue | $66,088,229 | $61,393,091 | $52,393,215 | $57,247,979 |
| Expenses | ||||
| Interest Expense | $871,355 | $1,142,166 | $765,030 | $369,801 |
| Total Expenses | $62,586,511 | $57,899,536 | $61,173,173 | $58,326,302 |
| Other Income Expense | $1,545,854 | $-1,039,200 | $5,109,225 | $1,881,982 |
| Other Non Operating Income Expenses | $244,241 | $148,120 | $-605,570 | $-424,128 |
| Net Non Operating Interest Income Expense | $999,685 | $769,092 | $452,820 | $1,286,082 |
| Interest Expense Non Operating | $871,355 | $1,142,166 | $765,030 | $369,801 |
| Operating Expense | $29,072,814 | $25,791,315 | $25,695,521 | $24,815,497 |
| Selling And Marketing Expense | - | - | - | $7,220,022 |
| General And Administrative Expense | - | - | - | $15,390,141 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $2,923,233 | $683,873 | $-5,243,748 | $-851,156 |
| Net Interest Income | $999,685 | $769,092 | $452,820 | $1,286,082 |
| Interest Income | $1,871,040 | $1,911,258 | $1,217,850 | $1,655,883 |
| Normalized Income | $1,939,387 | $1,449,694 | $-10,574,698 | $-4,269,952 |
| Net Income From Continuing And Discontinued Operation | $2,923,233 | $683,873 | $-5,243,748 | $-851,156 |
| Total Operating Income As Reported | $3,501,718 | $3,493,555 | $-8,779,958 | $-1,078,323 |
| Average Dilution Earnings | $0 | $0 | - | - |
| Net Income Common Stockholders | $2,923,233 | $683,873 | $-5,243,748 | $-851,156 |
| Net Income | $2,923,233 | $683,873 | $-5,243,748 | $-851,156 |
| Net Income Including Noncontrolling Interests | $4,570,919 | $2,077,929 | $-4,144,473 | $1,100,803 |
| Net Income Continuous Operations | $4,570,919 | $2,077,929 | $-4,144,473 | $1,100,803 |
| Pretax Income | $6,047,257 | $3,223,447 | $-3,217,913 | $2,089,741 |
| Interest Income Non Operating | $1,871,040 | $1,911,258 | $1,217,850 | $1,655,883 |
| Operating Income | $3,501,718 | $3,493,555 | $-8,779,958 | $-1,078,323 |
| Gross Profit | $32,574,532 | $29,284,870 | $16,915,563 | $23,737,174 |
| Earnings From Equity Interest | - | $0 | $-1,033,243 | $-2,021,480 |
| Special Income Charges | - | - | - | $-205,288 |
| Depreciation Amortization Depletion Income Statement | - | - | - | $863,180 |
| Depreciation And Amortization In Income Statement | - | - | - | $863,180 |
| Per Share | ||||
| Diluted EPS | $0.25 | $0.06 | $-0.46 | $-0.08 |
| Basic EPS | $0.25 | $0.06 | $-0.46 | $-0.08 |
| Other | ||||
| Tax Effect Of Unusual Items | $317,767 | $-421,499 | $1,417,088 | $908,794 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $7,080,782 | $7,274,733 | $-5,956,383 | $1,944,225 |
| Total Unusual Items | $1,301,613 | $-1,187,320 | $6,748,038 | $4,327,590 |
| Total Unusual Items Excluding Goodwill | $1,301,613 | $-1,187,320 | $6,748,038 | $4,327,590 |
| Reconciled Depreciation | $1,463,783 | $1,721,800 | $3,244,538 | $3,812,273 |
| EBITDA (Bullshit earnings) | $8,382,395 | $6,087,413 | $791,655 | $6,271,815 |
| EBIT | $6,918,612 | $4,365,613 | $-2,452,883 | $2,459,542 |
| Diluted Average Shares | $11,576,287 | $11,421,940 | $11,279,966 | $11,250,219 |
| Basic Average Shares | $11,576,287 | $11,378,595 | $11,279,966 | $11,250,219 |
| Diluted NI Availto Com Stockholders | $2,923,233 | $683,873 | $-5,243,748 | $-851,156 |
| Minority Interests | $-1,647,686 | $-1,394,056 | $-1,099,275 | $-1,951,959 |
| Tax Provision | $1,476,338 | $1,145,518 | $926,560 | $988,938 |
| Gain On Sale Of Security | $1,301,613 | $-1,187,320 | $6,748,038 | $4,327,590 |
| Research And Development | $1,275,878 | $1,402,601 | $1,601,613 | $1,342,154 |
| Selling General And Administration | $27,796,936 | $24,388,714 | $24,093,908 | $23,473,343 |
| Gain On Sale Of Ppe | - | - | - | $-205,288 |
| Other Gand A | - | - | - | $15,390,141 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $28,531,241 | $25,536,158 | $24,376,245 | $34,513,640 |
| Total Assets | $62,441,109 | $64,186,442 | $58,379,410 | $72,608,632 |
| Total Non Current Assets | $16,121,506 | $16,724,359 | $16,775,543 | $23,180,496 |
| Other Non Current Assets | $32,331 | $32,340 | $32,327 | $25,546 |
| Non Current Accounts Receivable | $903,766 | $954,029 | - | $853,601 |
| Goodwill And Other Intangible Assets | $9,302,524 | $9,302,524 | $9,430,455 | $10,890,194 |
| Current Assets | $46,319,603 | $47,462,083 | $41,603,867 | $49,428,136 |
| Other Current Assets | $315,233 | $362,117 | $196,400 | $285,091 |
| Prepaid Assets | $2,477,746 | $1,979,789 | $1,689,398 | $1,916,689 |
| Receivables | $26,168,680 | $25,993,012 | $24,184,815 | $23,262,559 |
| Other Receivables | $18,641,108 | $12,943,398 | $12,470,393 | $14,593,357 |
| Accounts Receivable | $7,527,572 | $13,049,614 | $11,714,422 | $8,669,202 |
| Allowance For Doubtful Accounts Receivable | $-355,464 | $-398,809 | $-420,354 | $-166,231 |
| Gross Accounts Receivable | $7,883,036 | $13,448,423 | $12,134,776 | $8,835,433 |
| Cash Cash Equivalents And Short Term Investments | $17,357,944 | $19,127,165 | $15,533,254 | $23,963,797 |
| Cash And Cash Equivalents | $17,357,944 | $19,127,165 | $15,533,254 | $23,963,797 |
| Other Intangible Assets | - | - | $127,931 | $1,587,670 |
| Non Current Note Receivables | - | - | - | $0 |
| Debt | ||||
| Total Debt | $9,141,285 | $7,668,847 | $7,113,170 | $10,039,306 |
| Long Term Debt And Capital Lease Obligation | $467,982 | $784,520 | $828,423 | $923,483 |
| Current Debt And Capital Lease Obligation | $8,673,303 | $6,884,327 | $6,284,747 | $9,115,823 |
| Current Debt | $8,196,546 | $6,214,092 | $5,606,296 | $8,342,824 |
| Other Current Borrowings | $119,542 | $536,969 | $103,179 | $225,917 |
| Long Term Debt | - | - | - | $12,865 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $20,181,979 | $24,653,342 | $21,597,657 | $21,754,409 |
| Total Non Current Liabilities Net Minority Interest | $467,982 | $784,520 | $828,423 | $923,483 |
| Current Liabilities | $19,713,997 | $23,868,822 | $20,769,234 | $20,830,926 |
| Current Deferred Liabilities | $3,029,850 | $8,752,153 | $7,932,306 | $4,901,562 |
| Payables And Accrued Expenses | $8,010,844 | $8,232,342 | $6,552,181 | $6,813,541 |
| Payables | $2,195,351 | $2,516,568 | $1,874,206 | $1,908,521 |
| Other Payable | $284,030 | $240,406 | $393,737 | $250,823 |
| Total Tax Payable | $929,817 | $849,232 | $365,554 | $482,171 |
| Accounts Payable | $981,504 | $1,426,930 | $1,114,915 | $1,175,527 |
| Equity | ||||
| Common Stock Equity | $37,833,765 | $34,838,682 | $33,806,700 | $45,403,834 |
| Total Equity Gross Minority Interest | $42,259,130 | $39,533,100 | $36,781,753 | $50,854,223 |
| Stockholders Equity | $37,833,765 | $34,838,682 | $33,806,700 | $45,403,834 |
| Gains Losses Not Affecting Retained Earnings | $-46,613,208 | $-45,935,616 | $-45,975,156 | $-39,363,085 |
| Other Equity Adjustments | $-46,613,208 | $-45,935,616 | $-45,975,156 | $-39,363,085 |
| Retained Earnings | $-41,289,080 | $-44,212,313 | $-44,896,186 | $-39,652,438 |
| Other | ||||
| Treasury Shares Number | $939,031 | $939,031 | $939,031 | $939,031 |
| Ordinary Shares Number | $11,761,434 | $11,420,891 | $11,345,856 | $11,257,539 |
| Share Issued | $12,700,465 | $12,359,922 | $12,284,887 | $12,196,570 |
| Tangible Book Value | $28,531,241 | $25,536,158 | $24,376,245 | $34,513,640 |
| Invested Capital | $46,030,311 | $41,052,774 | $39,412,996 | $53,759,523 |
| Working Capital | $26,605,606 | $23,593,261 | $20,834,633 | $28,597,210 |
| Capital Lease Obligations | $944,739 | $1,454,755 | $1,506,874 | $1,683,617 |
| Total Capitalization | $37,833,765 | $34,838,682 | $33,806,700 | $45,416,699 |
| Minority Interest | $4,425,365 | $4,694,418 | $2,975,053 | $5,450,389 |
| Treasury Stock | $3,920,856 | $3,920,856 | $3,920,856 | $3,920,856 |
| Additional Paid In Capital | $129,529,901 | $128,783,865 | $128,476,048 | $128,218,247 |
| Capital Stock | $127,008 | $123,602 | $122,850 | $121,966 |
| Common Stock | $127,008 | $123,602 | $122,850 | $121,966 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $467,982 | $784,520 | $828,423 | $910,618 |
| Current Deferred Revenue | $3,029,850 | $8,752,153 | $7,932,306 | $4,901,562 |
| Current Capital Lease Obligation | $476,757 | $670,235 | $678,451 | $772,999 |
| Line Of Credit | $8,077,004 | $5,677,123 | $5,503,117 | $8,116,907 |
| Current Accrued Expenses | $5,815,493 | $5,715,774 | $4,677,975 | $4,905,020 |
| Goodwill | $9,302,524 | $9,302,524 | $9,302,524 | $9,302,524 |
| Net PPE | $5,882,885 | $6,435,466 | $7,312,761 | $10,351,787 |
| Accumulated Depreciation | $-13,269,682 | $-12,462,247 | $-11,410,902 | $-14,069,064 |
| Gross PPE | $19,152,567 | $18,897,713 | $18,723,663 | $24,420,851 |
| Leases | $217,230 | $206,387 | $205,289 | $175,560 |
| Other Properties | $809,513 | $1,328,624 | $1,151,575 | $969,163 |
| Machinery Furniture Equipment | $13,698,651 | $12,846,410 | $12,983,412 | $17,219,513 |
| Buildings And Improvements | $3,532,475 | $3,602,819 | $3,497,913 | $4,818,650 |
| Land And Improvements | $894,698 | $913,473 | $885,474 | $1,237,965 |
| Properties | $0 | $0 | $0 | $0 |
| Investments And Advances | - | - | $25,396 | $1,059,368 |
| Duefrom Related Parties Current | - | - | - | $0 |
| Construction In Progress | - | - | - | - |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-935,503 | $2,393,984 | $370,133 | $451,417 |
| Operating Activities | ||||
| Operating Cash Flow | $447,267 | $2,909,388 | $2,009,571 | $3,060,622 |
| Cash Flow From Continuing Operating Activities | $447,267 | $2,909,388 | $2,009,571 | $3,060,622 |
| Operating Gains Losses | $-69,355 | $-101,864 | $19,721 | $205,288 |
| Investing Activities | ||||
| Capital Expenditure | $-1,382,770 | $-515,404 | $-1,639,438 | $-2,609,205 |
| Investing Cash Flow | $-1,274,865 | $-291,538 | $-1,399,231 | $-2,260,147 |
| Cash Flow From Continuing Investing Activities | $-1,274,865 | $-291,538 | $-1,399,231 | $-2,260,147 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,503,662 | $0 | $-61,124 | $-1,050,458 |
| Financing Cash Flow | $822,881 | $239,551 | $-718,992 | $-1,378,721 |
| Cash Flow From Continuing Financing Activities | $822,881 | $239,551 | $-718,992 | $-1,378,721 |
| Net Other Financing Charges | $-306,799 | - | - | - |
| Net Common Stock Issuance | $-1,503,662 | $0 | $-61,124 | $-1,050,458 |
| Other | ||||
| Repayment Of Debt | $-773,535 | $-517,385 | $-928,160 | $-1,270,104 |
| Issuance Of Debt | $2,920,149 | $756,936 | $270,292 | $941,841 |
| Interest Paid Supplemental Data | $841,962 | $1,576,454 | $679,925 | $433,083 |
| Income Tax Paid Supplemental Data | $1,412,245 | $704,868 | $982,731 | $1,234,793 |
| End Cash Position | $17,357,944 | $19,127,165 | $15,533,254 | $23,963,797 |
| Beginning Cash Position | $19,127,165 | $15,533,254 | $23,963,797 | $33,705,154 |
| Effect Of Exchange Rate Changes | $-1,764,504 | $736,510 | $-8,321,891 | $-9,163,111 |
| Changes In Cash | $-4,717 | $2,857,401 | $-108,652 | $-578,246 |
| Proceeds From Stock Option Exercised | $486,728 | $0 | - | - |
| Common Stock Payments | $-1,503,662 | $0 | $-61,124 | $-1,050,458 |
| Net Issuance Payments Of Debt | $2,146,614 | $239,551 | $-657,868 | $-328,263 |
| Net Long Term Debt Issuance | $2,146,614 | $239,551 | $-657,868 | $-328,263 |
| Long Term Debt Payments | $-773,535 | $-517,385 | $-928,160 | $-1,270,104 |
| Long Term Debt Issuance | $2,920,149 | $756,936 | $270,292 | $941,841 |
| Net Business Purchase And Sale | $-8,878 | $0 | - | $0 |
| Purchase Of Business | $-8,878 | $0 | - | $0 |
| Net PPE Purchase And Sale | $-1,265,987 | $-291,538 | $-1,399,231 | $-2,260,147 |
| Sale Of PPE | $116,783 | $223,866 | $240,207 | $349,058 |
| Purchase Of PPE | $-1,382,770 | $-515,404 | $-1,639,438 | $-2,609,205 |
| Change In Working Capital | $-6,193,161 | $-1,067,912 | $-1,243,840 | $-4,421,001 |
| Change In Other Working Capital | $-6,256,395 | $645,125 | $3,524,188 | $931,452 |
| Change In Other Current Assets | $15,257 | $-216,944 | $-131,108 | $469,194 |
| Change In Payables And Accrued Expense | $-197,312 | $1,611,745 | $709,758 | $1,121,308 |
| Change In Receivables | $245,289 | $-3,107,838 | $-5,346,678 | $-6,942,955 |
| Changes In Account Receivables | $5,453,186 | $-1,902,382 | $-6,860,983 | $-5,669,262 |
| Stock Based Compensation | $208,116 | $308,569 | $317,451 | $104,347 |
| Provisionand Write Offof Assets | $466,965 | $-29,134 | $1,702,744 | $23,388 |
| Depreciation Amortization Depletion | $1,463,783 | $1,721,800 | $3,244,538 | $3,812,273 |
| Depreciation And Amortization | $1,463,783 | $1,721,800 | $3,244,538 | $3,812,273 |
| Depreciation | $1,463,783 | - | $2,072,897 | - |
| Net Income From Continuing Operations | $4,570,919 | $2,077,929 | $-4,144,473 | $1,100,803 |
| Asset Impairment Charge | - | $0 | $2,113,430 | $2,235,524 |
| Amortization Cash Flow | - | - | $1,171,641 | - |
| Amortization Of Intangibles | - | - | $1,171,641 | - |
| Earnings Losses From Equity Investments | - | - | - | $2,021,480 |
Fetched: 2026-06-22