NU
Nu Holdings Ltd.
Price Chart
Latest Quote
$12.59
-0.20 (-1.56%)
Current Price
| Previous Close | $12.79 |
| Open | $12.52 |
| Day High | $12.79 |
| Day Low | $12.50 |
| Volume | 26,007,095 |
Stock Information
| Shares Outstanding | 3.84B |
| Total Debt | $6.15B |
| Cash Equivalents | $15.91B |
| Revenue | $7.59B |
| Net Income | $3.18B |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $61.21B |
| P/E Ratio | 19.37 |
| EPS (TTM) | $0.65 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $52.43B |
| Sales | $7.59B |
| Income | $3.18B |
| Book/sh | $2.59 |
| Cash/sh | $4.14 |
Financial Ratios
| EPS Growth TTM | 56.50% |
Returns & Margins
| ROA | 4.84% |
| ROE | 30.05% |
| Operating Margin | 48.23% |
| Profit Margin | 41.92% |
Ownership
| Insider Ownership | 5.63% |
| Institutional Ownership | 88.47% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.93 |
| PEG | 0.75 |
| P/S | 8.06 |
| P/B | 4.86 |
Analyst Data
| Recommendation | buy |
| Target Price | $17.86 |
Technical Indicators
| SMA20 | $12.42 |
| SMA50 | $13.40 |
| SMA200 | $15.36 |
| RSI | 59.27 |
| ATR | 0.4789 |
| Shares Float | 3.61B |
| Short Float | 3.79% |
| Short Ratio | 2.66 |
| Volatility | 0.95 |
| Rel Volume | 0.41 |
Performance History
| Week | +1.29% |
| Month | -4.33% |
| Quarter | -14.24% |
| 6 Months | -22.62% |
| YTD | -26.03% |
| Year | +3.71% |
| 3 Years | +69.91% |
| 10 Years | +21.88% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $12.59 | 26,007,095 |
| 2026-06-22 | $12.79 | 40,825,200 |
| 2026-06-18 | $12.71 | 66,813,200 |
| 2026-06-17 | $12.89 | 97,069,700 |
| 2026-06-16 | $12.72 | 59,390,000 |
| 2026-06-15 | $12.43 | 63,823,200 |
| 2026-06-12 | $12.19 | 34,178,400 |
| 2026-06-11 | $12.09 | 51,733,600 |
| 2026-06-10 | $11.62 | 45,862,900 |
| 2026-06-09 | $11.88 | 46,783,700 |
| 2026-06-08 | $11.60 | 58,312,900 |
| 2026-06-05 | $11.97 | 48,679,500 |
| 2026-06-04 | $12.12 | 69,177,300 |
| 2026-06-03 | $11.64 | 111,245,500 |
| 2026-06-02 | $11.93 | 183,407,500 |
| 2026-06-01 | $12.99 | 60,956,800 |
| 2026-05-29 | $13.13 | 91,655,100 |
| 2026-05-28 | $13.05 | 37,955,400 |
| 2026-05-27 | $13.03 | 48,294,200 |
| 2026-05-26 | $12.98 | 39,108,600 |
About Nu Holdings Ltd.
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in SÃŖo Paulo, Brazil.
đ° Latest News
Nu Holdings Keeps Adding Customers at a Blistering Pace. Is the Fintech Still a Bargain?
Motley Fool âĸ 2026-06-23T19:40:04Z
Will Nuâs US$1 Billion Buyback Amid Rising Credit Stress Change Nu Holdings' (NU) Narrative?
Simply Wall St. âĸ 2026-06-23T17:14:42Z
Nu Holdings (NU) Launches $1 Billion Buyback As CFO Handover Takes Shape
Simply Wall St. âĸ 2026-06-23T16:16:18Z
Forget the AI Hype: 2 International "Wide Moat" Stocks You Can Buy Now and Hold Forever
Motley Fool âĸ 2026-06-23T14:05:00Z
Nu Holdings Ltd. (NU) Affirms Shareholder Value as a High-Growth Large-Cap Stock to Invest in Now
Insider Monkey âĸ 2026-06-20T18:50:34Z
Buyback Capacity Is Rising Across 3 Soaring and Sinking Stocks
MarketBeat âĸ 2026-06-19T12:10:00Z
Stocks making big moves yesterday: Nubank, Ocular Therapeutix, Mondelez, ResMed, and Sonos
StockStory âĸ 2026-06-18T15:17:28Z
Here is What to Know Beyond Why Nu Holdings Ltd. (NU) is a Trending Stock
Zacks âĸ 2026-06-18T13:00:03Z
3 Catalysts That Could Send Nu Stock Soaring This Year
Motley Fool âĸ 2026-06-18T10:35:00Z
The Risk Behind Nu Holdings Ltd. (NU)âs Growth Machine
Insider Monkey âĸ 2026-06-18T08:08:28Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $10,626,855,000 | $8,269,605,000 | $5,632,184,000 | $2,971,196,000 |
| Operating Revenue | $10,626,855,000 | $8,269,605,000 | $5,632,184,000 | $2,971,196,000 |
| Expenses | ||||
| Interest Expense | $4,578,680,000 | $2,834,859,000 | $2,036,925,000 | $1,547,903,000 |
| Other Non Operating Income Expenses | $64,437,000 | $-8,596,000 | $-20,705,000 | $-29,865,000 |
| Selling And Marketing Expense | $271,108,000 | $216,702,000 | $146,655,000 | $136,142,000 |
| General And Administrative Expense | $1,340,157,000 | $1,222,579,000 | $990,957,000 | $1,292,189,000 |
| Other Non Interest Expense | $905,075,000 | $780,419,000 | $586,676,000 | $381,409,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $2,868,892,000 | $1,972,112,000 | $1,030,530,000 | $-364,578,000 |
| Net Interest Income | $8,856,003,000 | $6,796,184,000 | $4,402,787,000 | $2,007,310,000 |
| Interest Income | $13,434,683,000 | $9,631,043,000 | $6,439,712,000 | $3,555,213,000 |
| Normalized Income | $2,868,892,000 | $1,972,112,000 | $1,030,530,000 | $-364,578,000 |
| Net Income From Continuing And Discontinued Operation | $2,868,892,000 | $1,972,112,000 | $1,030,530,000 | $-364,578,000 |
| Net Income Common Stockholders | $2,868,892,000 | $1,972,112,000 | $1,030,530,000 | $-364,578,000 |
| Net Income | $2,868,892,000 | $1,972,112,000 | $1,030,530,000 | $-364,578,000 |
| Net Income Including Noncontrolling Interests | $2,871,672,000 | $1,972,112,000 | $1,030,530,000 | $-364,634,000 |
| Net Income Continuous Operations | $2,871,672,000 | $1,972,112,000 | $1,030,530,000 | $-364,634,000 |
| Pretax Income | $3,868,419,000 | $2,795,198,000 | $1,539,078,000 | $-308,901,000 |
| Depreciation Amortization Depletion Income Statement | $97,968,000 | $77,128,000 | $62,895,000 | $35,581,000 |
| Depreciation And Amortization In Income Statement | $97,968,000 | $77,128,000 | $62,895,000 | $35,581,000 |
| Per Share | ||||
| Diluted EPS | $0.58 | $0.40 | $0.21 | $-0.08 |
| Basic EPS | $0.59 | $0.41 | $0.22 | $-0.08 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $97,968,000 | $77,128,000 | $62,895,000 | $35,581,000 |
| Diluted Average Shares | $4,907,352,000 | $4,888,918,000 | $4,857,579,000 | $4,676,977,000 |
| Basic Average Shares | $4,832,944,000 | $4,792,081,000 | $4,738,841,000 | $4,676,977,000 |
| Diluted NI Availto Com Stockholders | $2,868,892,000 | $1,972,112,000 | $1,030,530,000 | $-364,578,000 |
| Minority Interests | $-2,780,000 | $0 | $0 | $56,000 |
| Tax Provision | $996,747,000 | $823,086,000 | $508,548,000 | $55,733,000 |
| Selling General And Administration | $1,611,265,000 | $1,439,281,000 | $1,137,612,000 | $1,428,331,000 |
| Other Gand A | $408,488,000 | $330,379,000 | $277,088,000 | $259,486,000 |
| Salaries And Wages | $931,669,000 | $892,200,000 | $713,869,000 | $1,032,703,000 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $10,279,908,000 | $6,884,386,000 | $5,712,966,000 | $4,311,222,000 |
| Total Assets | $74,893,877,000 | $49,931,214,000 | $43,345,195,000 | $29,934,872,000 |
| Goodwill And Other Intangible Assets | $1,011,040,000 | $761,903,000 | $693,419,000 | $579,561,000 |
| Other Intangible Assets | $601,669,000 | $347,616,000 | $295,881,000 | $182,164,000 |
| Prepaid Assets | $226,597,000 | $153,143,000 | $178,082,000 | $84,406,000 |
| Receivables | $19,597,723,000 | $13,891,509,000 | $14,531,873,000 | $9,000,760,000 |
| Other Receivables | $1,329,819,000 | $1,632,233,000 | $2,117,772,000 | $767,637,000 |
| Accounts Receivable | $18,267,904,000 | $12,259,276,000 | $12,414,101,000 | $8,233,123,000 |
| Allowance For Doubtful Accounts Receivable | $-3,483,322,000 | $-2,360,036,000 | $-2,074,203,000 | $-1,033,102,000 |
| Gross Accounts Receivable | $21,751,226,000 | $14,619,312,000 | $14,488,304,000 | $9,266,225,000 |
| Cash And Cash Equivalents | $20,929,905,000 | $13,637,271,000 | $13,370,862,000 | $6,890,816,000 |
| Cash Equivalents | $652,900,000 | $169,488,000 | $854,846,000 | $153,743,000 |
| Cash Financial | $2,098,976,000 | $1,943,408,000 | $1,760,493,000 | $1,507,904,000 |
| Cash Cash Equivalents And Federal Funds Sold | $24,548,045,000 | $15,985,917,000 | $13,397,479,000 | $6,969,199,000 |
| Debt | ||||
| Total Debt | $1,897,823,000 | $577,951,000 | $957,218,000 | $605,921,000 |
| Long Term Debt And Capital Lease Obligation | $299,003,000 | $355,070,000 | $843,623,000 | $567,592,000 |
| Long Term Debt | $269,806,000 | $328,873,000 | $806,681,000 | $547,239,000 |
| Current Debt And Capital Lease Obligation | $1,598,820,000 | $222,881,000 | $113,595,000 | $38,329,000 |
| Current Debt | $1,598,820,000 | $222,881,000 | $113,595,000 | $38,329,000 |
| Other Current Borrowings | $1,598,820,000 | $222,881,000 | $113,595,000 | $38,329,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $63,572,315,000 | $42,284,138,000 | $36,938,810,000 | $25,044,089,000 |
| Derivative Product Liabilities | $65,969,000 | $32,329,000 | $28,173,000 | $9,425,000 |
| Non Current Deferred Liabilities | $339,529,000 | $276,062,000 | $287,786,000 | $163,604,000 |
| Payables And Accrued Expenses | $15,764,678,000 | $10,860,443,000 | $11,381,175,000 | $7,779,154,000 |
| Payables | $15,528,113,000 | $10,680,262,000 | $11,214,299,000 | $7,688,567,000 |
| Other Payable | $470,046,000 | $244,635,000 | $158,169,000 | $122,767,000 |
| Total Tax Payable | $1,424,118,000 | $1,102,086,000 | $1,300,845,000 | $511,017,000 |
| Income Tax Payable | $1,424,118,000 | $1,102,086,000 | $1,300,845,000 | $511,017,000 |
| Accounts Payable | $13,633,949,000 | $9,333,541,000 | $9,755,285,000 | $7,054,783,000 |
| Non Current Deferred Taxes Liabilities | - | - | - | $41,118,000 |
| Equity | ||||
| Common Stock Equity | $11,290,948,000 | $7,646,289,000 | $6,406,385,000 | $4,890,783,000 |
| Total Equity Gross Minority Interest | $11,321,562,000 | $7,647,076,000 | $6,406,385,000 | $4,890,783,000 |
| Stockholders Equity | $11,290,948,000 | $7,646,289,000 | $6,406,385,000 | $4,890,783,000 |
| Gains Losses Not Affecting Retained Earnings | $-184,300,000 | $-828,167,000 | $156,430,000 | $-137,651,000 |
| Other Equity Adjustments | $-184,300,000 | $-828,167,000 | $156,430,000 | $-137,651,000 |
| Retained Earnings | $6,412,700,000 | $3,420,596,000 | $1,276,949,000 | $64,577,000 |
| Long Term Equity Investment | $98,702,000 | $99,365,000 | $0 | - |
| Other | ||||
| Ordinary Shares Number | $4,855,673,632 | $4,818,658,640 | $4,765,937,154 | $4,694,787,854 |
| Share Issued | $4,855,673,632 | $4,818,658,640 | $4,765,937,154 | $4,694,787,854 |
| Tangible Book Value | $10,279,908,000 | $6,884,386,000 | $5,712,966,000 | $4,311,222,000 |
| Invested Capital | $13,159,574,000 | $8,198,043,000 | $7,326,661,000 | $5,476,351,000 |
| Capital Lease Obligations | $29,197,000 | $26,197,000 | $36,942,000 | $20,353,000 |
| Total Capitalization | $11,560,754,000 | $7,975,162,000 | $7,213,066,000 | $5,438,022,000 |
| Minority Interest | $30,614,000 | $787,000 | $0 | $0 |
| Additional Paid In Capital | $5,062,464,000 | $5,053,776,000 | $4,972,922,000 | $4,963,774,000 |
| Capital Stock | $84,000 | $84,000 | $84,000 | $83,000 |
| Common Stock | $84,000 | $84,000 | $84,000 | $83,000 |
| Non Current Deferred Revenue | $339,529,000 | $276,062,000 | $287,786,000 | $122,486,000 |
| Long Term Capital Lease Obligation | $29,197,000 | $26,197,000 | $36,942,000 | $20,353,000 |
| Long Term Provisions | $75,599,000 | $52,041,000 | $30,148,000 | $35,513,000 |
| Current Accrued Expenses | $236,565,000 | $180,181,000 | $166,876,000 | $90,587,000 |
| Investments And Advances | $16,308,708,000 | $11,240,704,000 | $9,257,058,000 | $10,517,274,000 |
| Available For Sale Securities | $4,350,204,000 | $1,629,143,000 | $604,513,000 | $570,136,000 |
| Goodwill | $409,371,000 | $414,287,000 | $397,538,000 | $397,397,000 |
| Net PPE | $49,794,000 | $46,223,000 | $69,753,000 | $46,464,000 |
| Gross PPE | $49,794,000 | $46,223,000 | $69,753,000 | $46,464,000 |
| Other Properties | $49,794,000 | $46,223,000 | $69,753,000 | $46,464,000 |
| Other Short Term Investments | $11,859,802,000 | $9,512,196,000 | $8,652,545,000 | $9,947,138,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $3,159,695,000 | $2,224,054,000 | $1,089,186,000 | $641,267,000 |
| Operating Activities | ||||
| Operating Cash Flow | $3,500,464,000 | $2,399,044,000 | $1,266,189,000 | $755,573,000 |
| Cash Flow From Continuing Operating Activities | $3,500,464,000 | $2,399,044,000 | $1,266,189,000 | $755,573,000 |
| Operating Gains Losses | $3,689,000 | - | $20,000 | $848,000 |
| Investing Activities | ||||
| Capital Expenditure | $-340,769,000 | $-174,990,000 | $-177,003,000 | $-114,306,000 |
| Investing Cash Flow | $-342,308,000 | $-330,627,000 | $-177,003,000 | $-127,152,000 |
| Cash Flow From Continuing Investing Activities | $-342,308,000 | $-330,627,000 | $-177,003,000 | $-127,152,000 |
| Financing Activities | ||||
| Financing Cash Flow | $2,290,230,000 | $727,741,000 | $425,215,000 | $654,039,000 |
| Cash Flow From Continuing Financing Activities | $2,290,230,000 | $727,741,000 | $425,215,000 | $654,039,000 |
| Issuance Of Capital Stock | - | $0 | $0 | $247,998,000 |
| Net Common Stock Issuance | - | $0 | $0 | $247,998,000 |
| Common Stock Issuance | - | $0 | $0 | $247,998,000 |
| Repurchase Of Capital Stock | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Preferred Stock Issuance | - | - | $0 | $0 |
| Net Other Financing Charges | - | - | - | $-3,985,000 |
| Other | ||||
| Repayment Of Debt | $-539,463,000 | $-587,695,000 | $-53,434,000 | $-175,621,000 |
| Issuance Of Debt | $2,823,472,000 | $1,309,890,000 | $469,501,000 | $581,142,000 |
| End Cash Position | $15,003,643,000 | $9,185,742,000 | $5,923,440,000 | $4,172,316,000 |
| Beginning Cash Position | $9,185,742,000 | $5,923,440,000 | $4,172,316,000 | $2,705,675,000 |
| Effect Of Exchange Rate Changes | $369,515,000 | $466,144,000 | $236,723,000 | $184,181,000 |
| Changes In Cash | $5,448,386,000 | $2,796,158,000 | $1,514,401,000 | $1,282,460,000 |
| Proceeds From Stock Option Exercised | $6,221,000 | $5,546,000 | $9,148,000 | $4,505,000 |
| Net Issuance Payments Of Debt | $2,284,009,000 | $722,195,000 | $416,067,000 | $405,521,000 |
| Net Long Term Debt Issuance | $2,284,009,000 | $722,195,000 | $416,067,000 | $405,521,000 |
| Long Term Debt Payments | $-539,463,000 | $-587,695,000 | $-53,434,000 | $-175,621,000 |
| Long Term Debt Issuance | $2,823,472,000 | $1,309,890,000 | $469,501,000 | $581,142,000 |
| Net Investment Purchase And Sale | $0 | $-150,000,000 | $0 | $-2,500,000 |
| Purchase Of Investment | $0 | $-150,000,000 | $0 | $-2,500,000 |
| Net Business Purchase And Sale | $-1,539,000 | $-5,637,000 | $0 | $-10,346,000 |
| Purchase Of Business | $-1,539,000 | $-5,637,000 | $0 | $-10,346,000 |
| Net Intangibles Purchase And Sale | $-333,554,000 | $-169,572,000 | $-156,760,000 | $-94,305,000 |
| Purchase Of Intangibles | $-333,554,000 | $-169,572,000 | $-156,760,000 | $-94,305,000 |
| Net PPE Purchase And Sale | $-7,215,000 | $-5,418,000 | $-20,243,000 | $-20,001,000 |
| Purchase Of PPE | $-7,215,000 | $-5,418,000 | $-20,243,000 | $-20,001,000 |
| Taxes Refund Paid | $-1,641,663,000 | $-1,262,541,000 | $-612,447,000 | $-297,090,000 |
| Interest Received Cfo | $8,439,951,000 | $5,820,898,000 | $3,389,331,000 | $1,573,133,000 |
| Interest Paid Cfo | $-92,292,000 | $-88,082,000 | $-82,904,000 | $-30,935,000 |
| Change In Working Capital | $-11,078,669,000 | $-7,391,281,000 | $-4,705,364,000 | $-1,850,718,000 |
| Change In Other Working Capital | $8,048,386,000 | $3,358,371,000 | $8,363,896,000 | $5,175,224,000 |
| Change In Other Current Liabilities | $2,659,676,000 | $1,111,830,000 | $1,279,987,000 | $979,277,000 |
| Change In Other Current Assets | $-3,578,419,000 | $1,175,153,000 | $-4,601,445,000 | $-2,652,762,000 |
| Change In Payables And Accrued Expense | $4,132,411,000 | $-528,511,000 | $2,818,592,000 | $2,221,037,000 |
| Change In Payable | $4,132,411,000 | $-528,511,000 | $2,818,592,000 | $2,221,037,000 |
| Change In Account Payable | $4,132,411,000 | $-528,511,000 | $2,818,592,000 | $2,221,037,000 |
| Change In Receivables | $-12,039,584,000 | $-5,487,871,000 | $-9,014,795,000 | $-5,695,493,000 |
| Changes In Account Receivables | $-12,445,835,000 | $-5,873,063,000 | $-7,878,307,000 | $-5,213,669,000 |
| Other Non Cash Items | $404,596,000 | $194,886,000 | $143,746,000 | $395,081,000 |
| Stock Based Compensation | $271,845,000 | $272,382,000 | $212,551,000 | $253,203,000 |
| Unrealized Gain Loss On Investment Securities | $-50,432,000 | $47,933,000 | $15,885,000 | $18,642,000 |
| Deferred Tax | $-427,259,000 | $-713,435,000 | $-675,682,000 | $-417,612,000 |
| Deferred Income Tax | $-427,259,000 | $-713,435,000 | $-675,682,000 | $-417,612,000 |
| Depreciation Amortization Depletion | $97,968,000 | $77,128,000 | $62,895,000 | $35,581,000 |
| Depreciation And Amortization | $97,968,000 | $77,128,000 | $62,895,000 | $35,581,000 |
| Earnings Losses From Equity Investments | $3,689,000 | $0 | $0 | - |
| Net Income From Continuing Operations | $2,871,672,000 | $1,972,112,000 | $1,030,530,000 | $-364,634,000 |
| Common Stock Payments | - | - | $0 | $0 |
| Gain Loss On Investment Securities | - | - | - | $18,642,000 |
Fetched: 2026-06-22