OCFC
OceanFirst Financial Corp.
Price Chart
Latest Quote
$18.28
+0.18 (+0.99%)
Current Price
| Previous Close | $18.10 |
| Open | $18.13 |
| Day High | $18.31 |
| Day Low | $18.07 |
| Volume | 115,390 |
Stock Information
| Quarterly Dividend / Yield | $0.80 / 4.42% |
| Shares Outstanding | 57.60M |
| Quarterly Dividend Yield | 4.42% |
| Quarterly Dividend | $0.80 |
| Total Debt | $1.57B |
| Cash Equivalents | $195.91M |
| Revenue | $396.64M |
| Net Income | $67.13M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.05B |
| P/E Ratio | 15.49 |
| EPS (TTM) | $1.18 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.42B |
| Sales | $396.64M |
| Income | $67.13M |
| Book/sh | $28.98 |
| Cash/sh | $3.40 |
| Employees | 898 |
Financial Ratios
| EPS Growth TTM | -4.70% |
Returns & Margins
| ROA | 0.50% |
| ROE | 4.15% |
| Operating Margin | 35.23% |
| Profit Margin | 17.64% |
Ownership
| Insider Ownership | 2.71% |
| Institutional Ownership | 71.46% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 7.73 |
| PEG | 1.15 |
| P/S | 2.65 |
| P/B | 0.63 |
Analyst Data
| Recommendation | buy |
| Target Price | $21.33 |
Technical Indicators
| SMA20 | $18.27 |
| SMA50 | $18.54 |
| SMA200 | $18.22 |
| RSI | 53.37 |
| ATR | 0.4600 |
| Shares Float | 50.32M |
| Short Float | 9.11% |
| Short Ratio | 7.60 |
| Volatility | 0.97 |
| Rel Volume | 0.11 |
Performance History
| Week | +0.72% |
| Month | -2.77% |
| Quarter | +3.32% |
| 6 Months | -8.47% |
| YTD | +4.67% |
| Year | +14.80% |
| 3 Years | +26.46% |
| 5 Years | +3.43% |
| 10 Years | +41.52% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $18.28 | 115,412 |
| 2026-06-22 | $18.10 | 830,400 |
| 2026-06-18 | $18.03 | 1,212,000 |
| 2026-06-17 | $18.08 | 1,309,700 |
| 2026-06-16 | $18.31 | 695,700 |
| 2026-06-15 | $18.15 | 856,500 |
| 2026-06-12 | $18.60 | 1,053,200 |
| 2026-06-11 | $18.40 | 1,086,800 |
| 2026-06-10 | $18.29 | 746,000 |
| 2026-06-09 | $18.11 | 1,137,600 |
| 2026-06-08 | $17.98 | 1,162,100 |
| 2026-06-05 | $18.14 | 1,483,900 |
| 2026-06-04 | $17.81 | 1,365,500 |
| 2026-06-03 | $17.35 | 2,162,600 |
| 2026-06-02 | $18.05 | 1,808,900 |
| 2026-06-01 | $18.25 | 1,727,500 |
| 2026-05-29 | $18.79 | 773,800 |
| 2026-05-28 | $18.80 | 556,800 |
| 2026-05-27 | $18.82 | 625,800 |
| 2026-05-26 | $19.02 | 730,200 |
About OceanFirst Financial Corp.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
đ° Latest News
Do Options Traders Know Something About OceanFirst Stock We Don't?
Zacks âĸ 2026-06-15T14:10:00Z
3 Stocks That Investors Might Be Undervaluing Based On Current Market Estimates
Simply Wall St. âĸ 2026-06-11T11:37:59Z
A Look At OceanFirst Financial (OCFC) Valuation After Recent Share Price Softness
Simply Wall St. âĸ 2026-06-09T16:11:43Z
3 Small-Cap Stocks We Think Twice About
StockStory âĸ 2026-06-08T11:49:50Z
OceanFirst Financial Shareholders Approve All Proposals as Flushing Deal Shapes Growth
MarketBeat âĸ 2026-05-31T19:04:35Z
Q1 Earnings Highs And Lows: OceanFirst Financial (NASDAQ:OCFC) Vs The Rest Of The Regional Banks Stocks
StockStory âĸ 2026-05-12T11:40:55Z
OceanFirst Financial and Rocket Companies Shares Are Falling, What You Need To Know
StockStory âĸ 2026-05-05T19:08:55Z
A Look At OceanFirst Financial (OCFC) Valuation After Its Latest Quarterly Earnings And Loan Charge Offs
Simply Wall St. âĸ 2026-05-05T14:11:11Z
Strategic Value Bank Partners Opens $11.6 Million Position in OceanFirst Financial Ahead of Merger
Motley Fool âĸ 2026-04-28T20:55:31Z
OceanFirst Financial Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-27T18:43:01Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $400,342,000 | $379,810,000 | $398,715,000 | $431,600,000 |
| Operating Revenue | $400,342,000 | $379,810,000 | $398,715,000 | $431,600,000 |
| Expenses | ||||
| Interest Expense | $282,231,000 | $308,138,000 | $238,243,000 | $53,698,000 |
| Selling And Marketing Expense | $5,653,000 | $5,165,000 | $4,238,000 | $2,947,000 |
| General And Administrative Expense | $170,952,000 | $149,296,000 | $146,959,000 | $139,274,000 |
| Professional Expense And Contract Services Expense | $15,090,000 | $9,483,000 | $18,297,000 | $12,993,000 |
| Other Non Interest Expense | $54,076,000 | $47,348,000 | $44,864,000 | $40,726,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $70,978,000 | $100,065,000 | $104,029,000 | $146,603,000 |
| Net Interest Income | $360,223,000 | $334,035,000 | $369,731,000 | $377,477,000 |
| Interest Income | $642,454,000 | $642,173,000 | $607,974,000 | $431,175,000 |
| Normalized Income | $83,310,761 | $101,447,268 | $104,099,012 | $149,186,584 |
| Net Income From Continuing And Discontinued Operation | $70,978,000 | $100,065,000 | $104,029,000 | $146,603,000 |
| Net Income Common Stockholders | $67,128,000 | $96,049,000 | $100,013,000 | $142,587,000 |
| Net Income | $70,978,000 | $100,065,000 | $104,029,000 | $146,603,000 |
| Net Income Including Noncontrolling Interests | $71,027,000 | $100,390,000 | $104,065,000 | $147,357,000 |
| Net Income Continuous Operations | $71,027,000 | $100,390,000 | $104,065,000 | $147,357,000 |
| Pretax Income | $92,516,000 | $130,656,000 | $136,765,000 | $193,922,000 |
| Special Income Charges | $-15,779,000 | $-1,779,000 | $-92,000 | $-3,448,000 |
| Depreciation Amortization Depletion Income Statement | $3,634,000 | $3,333,000 | $3,984,000 | $4,718,000 |
| Depreciation And Amortization In Income Statement | $3,634,000 | $3,333,000 | $3,984,000 | $4,718,000 |
| Amortization Of Intangibles Income Statement | $3,634,000 | $3,333,000 | $3,984,000 | $4,718,000 |
| Per Share | ||||
| Diluted EPS | $1.17 | $1.65 | $1.70 | $2.42 |
| Basic EPS | $1.17 | $1.65 | $1.70 | $2.43 |
| Other | ||||
| Tax Effect Of Unusual Items | $-3,731,239 | $-416,732 | $-21,988 | $-816,416 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-16,064,000 | $-1,799,000 | $-92,000 | $-3,400,000 |
| Total Unusual Items Excluding Goodwill | $-16,064,000 | $-1,799,000 | $-92,000 | $-3,400,000 |
| Reconciled Depreciation | $14,414,000 | $14,544,000 | $16,401,000 | $16,478,000 |
| Diluted Average Shares | $57,425,000 | $58,297,000 | $58,957,000 | $58,878,000 |
| Basic Average Shares | $57,419,000 | $58,296,000 | $58,948,000 | $58,730,000 |
| Diluted NI Availto Com Stockholders | $67,128,000 | $96,049,000 | $100,013,000 | $142,587,000 |
| Otherunder Preferred Stock Dividend | $1,842,000 | - | - | - |
| Preferred Stock Dividends | $2,008,000 | $4,016,000 | $4,016,000 | $4,016,000 |
| Minority Interests | $-49,000 | $-325,000 | $-36,000 | $-754,000 |
| Tax Provision | $21,489,000 | $30,266,000 | $32,700,000 | $46,565,000 |
| Restructuring And Mergern Acquisition | $15,779,000 | $1,779,000 | $92,000 | $3,448,000 |
| Gain On Sale Of Security | $4,565,000 | $5,104,000 | $-2,991,000 | $16,750,000 |
| Amortization | $3,634,000 | $3,333,000 | $3,984,000 | $4,718,000 |
| Selling General And Administration | $176,605,000 | $154,461,000 | $151,197,000 | $142,221,000 |
| Insurance And Claims | $11,599,000 | $10,955,000 | $11,157,000 | $7,359,000 |
| Salaries And Wages | $159,353,000 | $138,341,000 | $135,802,000 | $131,915,000 |
| Occupancy And Equipment | $26,471,000 | $25,061,000 | $25,838,000 | $25,804,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-23
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,136,023,000 | $1,165,662,000 | $1,145,504,000 | $1,065,019,000 |
| Total Assets | $14,564,317,000 | $13,421,247,000 | $13,538,253,000 | $13,103,896,000 |
| Goodwill And Other Intangible Assets | $526,527,000 | $535,988,000 | $515,659,000 | $519,643,000 |
| Other Intangible Assets | $9,046,000 | $12,680,000 | $9,513,000 | $13,497,000 |
| Receivables | $49,010,000 | $45,914,000 | $51,874,000 | $44,704,000 |
| Accounts Receivable | $49,010,000 | $45,914,000 | $51,874,000 | $44,704,000 |
| Cash And Cash Equivalents | $135,130,000 | $123,615,000 | $153,718,000 | $167,946,000 |
| Cash Cash Equivalents And Federal Funds Sold | $264,459,000 | $232,249,000 | $247,484,000 | $277,224,000 |
| Debt | ||||
| Net Debt | $1,444,028,000 | $1,073,996,000 | $819,679,000 | $1,238,623,000 |
| Total Debt | $1,580,301,000 | $1,199,032,000 | $974,818,000 | $1,406,569,000 |
| Long Term Debt And Capital Lease Obligation | $1,580,301,000 | $1,199,032,000 | $974,818,000 | $1,406,569,000 |
| Long Term Debt | $1,579,158,000 | $1,197,611,000 | $973,397,000 | $1,406,569,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $12,901,767,000 | $11,718,490,000 | $11,876,308,000 | $11,518,432,000 |
| Derivative Product Liabilities | $72,111,000 | $82,500,000 | $71,364,000 | $69,932,000 |
| Equity | ||||
| Common Stock Equity | $1,662,550,000 | $1,701,649,000 | $1,661,162,000 | $1,584,661,000 |
| Total Equity Gross Minority Interest | $1,662,550,000 | $1,702,757,000 | $1,661,945,000 | $1,585,464,000 |
| Stockholders Equity | $1,662,550,000 | $1,701,650,000 | $1,661,163,000 | $1,584,662,000 |
| Other Equity Interest | $-1,301,000 | $-2,542,000 | $-3,780,000 | $-6,191,000 |
| Gains Losses Not Affecting Retained Earnings | $-2,159,000 | $-15,853,000 | $-20,862,000 | $-35,982,000 |
| Retained Earnings | $662,616,000 | $641,727,000 | $592,542,000 | $540,507,000 |
| Preferred Stock Equity | - | $1,000 | $1,000 | $1,000 |
| Other | ||||
| Treasury Shares Number | $5,551,858 | $4,118,321 | $2,735,083 | $2,733,558 |
| Ordinary Shares Number | $57,390,569 | $58,554,871 | $59,447,684 | $59,144,128 |
| Share Issued | $62,942,427 | $62,673,192 | $62,182,767 | $61,877,686 |
| Tangible Book Value | $1,136,023,000 | $1,165,661,000 | $1,145,503,000 | $1,065,018,000 |
| Invested Capital | $3,241,708,000 | $2,899,260,000 | $2,634,559,000 | $2,991,230,000 |
| Capital Lease Obligations | $1,143,000 | $1,421,000 | $1,421,000 | $1,934,000 |
| Total Capitalization | $3,241,708,000 | $2,899,261,000 | $2,634,560,000 | $2,991,231,000 |
| Minority Interest | $0 | $1,107,000 | $782,000 | $802,000 |
| Treasury Stock | $115,562,000 | $90,617,000 | $69,106,000 | $69,106,000 |
| Additional Paid In Capital | $1,118,331,000 | $1,168,321,000 | $1,161,755,000 | $1,154,821,000 |
| Capital Stock | $625,000 | $614,000 | $614,000 | $613,000 |
| Common Stock | $625,000 | $613,000 | $613,000 | $612,000 |
| Preferred Stock | $0 | $1,000 | $1,000 | $1,000 |
| Long Term Capital Lease Obligation | $1,143,000 | $1,421,000 | $1,421,000 | $1,934,000 |
| Investments And Advances | $2,205,277,000 | $1,957,479,000 | $2,013,790,000 | $1,780,823,000 |
| Held To Maturity Securities | $881,568,000 | $1,045,875,000 | $1,159,735,000 | $1,221,138,000 |
| Available For Sale Securities | $91,882,000 | $84,104,000 | $100,163,000 | $102,037,000 |
| Goodwill | $517,481,000 | $523,308,000 | $506,146,000 | $506,146,000 |
| Net PPE | $112,743,000 | $115,256,000 | $121,372,000 | $126,705,000 |
| Accumulated Depreciation | $-101,231,000 | $-92,184,000 | $-84,418,000 | $-75,723,000 |
| Gross PPE | $213,974,000 | $207,440,000 | $205,790,000 | $202,428,000 |
| Leases | $7,105,000 | $7,074,000 | $6,547,000 | $6,647,000 |
| Other Properties | $5,523,000 | $4,648,000 | $6,625,000 | $5,748,000 |
| Machinery Furniture Equipment | $48,166,000 | $45,801,000 | $44,183,000 | $42,280,000 |
| Buildings And Improvements | $136,305,000 | $133,312,000 | $132,048,000 | $131,837,000 |
| Land And Improvements | $16,875,000 | $16,605,000 | $16,387,000 | $15,916,000 |
| Other Short Term Investments | $1,231,827,000 | $827,500,000 | $753,892,000 | $457,648,000 |
| Preferred Shares Number | - | $2,294,800 | $2,294,800 | $2,294,800 |
Fetched: 2026-06-23
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $79,511,000 | $84,676,000 | $116,553,000 | $229,554,000 |
| Operating Activities | ||||
| Operating Cash Flow | $87,211,000 | $92,243,000 | $124,261,000 | $250,450,000 |
| Cash Flow From Continuing Operating Activities | $87,211,000 | $92,243,000 | $124,261,000 | $250,450,000 |
| Operating Gains Losses | $-228,000 | $-7,463,000 | $4,208,000 | $-12,040,000 |
| Investing Activities | ||||
| Capital Expenditure | $-7,700,000 | $-7,567,000 | $-7,708,000 | $-20,896,000 |
| Investing Cash Flow | $-1,175,605,000 | $106,400,000 | $-487,997,000 | $-1,321,008,000 |
| Cash Flow From Continuing Investing Activities | $-1,175,605,000 | $106,400,000 | $-487,997,000 | $-1,321,008,000 |
| Net Other Investing Changes | $-12,630,000 | $-11,129,000 | $19,621,000 | $-43,611,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-82,278,000 | $-21,476,000 | $0 | $-7,396,000 |
| Financing Cash Flow | $1,099,909,000 | $-228,746,000 | $349,468,000 | $1,013,760,000 |
| Cash Flow From Continuing Financing Activities | $1,099,909,000 | $-228,746,000 | $349,468,000 | $1,013,760,000 |
| Net Other Financing Charges | $-3,503,000 | $-1,767,000 | $-1,403,000 | $-1,184,000 |
| Cash Dividends Paid | $-48,247,000 | $-50,880,000 | $-51,274,000 | $-47,511,000 |
| Net Preferred Stock Issuance | $-57,370,000 | $0 | $0 | $0 |
| Net Common Stock Issuance | $-24,908,000 | $-21,476,000 | $0 | $-7,396,000 |
| Issuance Of Capital Stock | - | - | - | $0 |
| Preferred Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-125,000,000 | $0 | $-362,530,000 | $-35,104,000 |
| Issuance Of Debt | $506,450,000 | $223,975,000 | $0 | $1,211,166,000 |
| Interest Paid Supplemental Data | $279,171,000 | $320,264,000 | $225,405,000 | $49,700,000 |
| Income Tax Paid Supplemental Data | $20,689,000 | $33,786,000 | $29,331,000 | $25,383,000 |
| End Cash Position | $135,130,000 | $123,615,000 | $153,718,000 | $167,986,000 |
| Beginning Cash Position | $123,615,000 | $153,718,000 | $167,946,000 | $224,784,000 |
| Changes In Cash | $11,515,000 | $-30,103,000 | $-14,268,000 | $-56,798,000 |
| Proceeds From Stock Option Exercised | $717,000 | $571,000 | $702,000 | $424,000 |
| Preferred Stock Payments | $-57,370,000 | $0 | $0 | - |
| Common Stock Payments | $-24,908,000 | $-21,476,000 | $0 | $-7,396,000 |
| Net Issuance Payments Of Debt | $375,246,000 | $211,308,000 | $-358,580,000 | $1,126,390,000 |
| Net Short Term Debt Issuance | $-6,204,000 | $-12,667,000 | $3,950,000 | $-49,672,000 |
| Net Long Term Debt Issuance | $381,450,000 | $223,975,000 | $-362,530,000 | $1,176,062,000 |
| Long Term Debt Payments | $-125,000,000 | $0 | $-362,530,000 | $-35,104,000 |
| Long Term Debt Issuance | $506,450,000 | $223,975,000 | $0 | $1,211,166,000 |
| Net Investment Purchase And Sale | $-228,379,000 | $67,621,000 | $-219,251,000 | $-9,012,000 |
| Sale Of Investment | $588,982,000 | $334,458,000 | $156,886,000 | $319,598,000 |
| Purchase Of Investment | $-817,361,000 | $-266,837,000 | $-376,137,000 | $-328,610,000 |
| Net Business Purchase And Sale | $2,750,000 | $-68,932,000 | $0 | $38,609,000 |
| Sale Of Business | $2,750,000 | $0 | $0 | $38,609,000 |
| Purchase Of Business | $0 | $-68,932,000 | $0 | - |
| Net PPE Purchase And Sale | $-7,700,000 | $-4,187,000 | $-7,708,000 | $-20,896,000 |
| Sale Of PPE | $0 | $3,380,000 | $0 | $0 |
| Purchase Of PPE | $-7,700,000 | $-7,567,000 | $-7,708,000 | $-20,896,000 |
| Change In Working Capital | $-28,655,000 | $-12,032,000 | $-22,609,000 | $79,775,000 |
| Change In Other Working Capital | $-7,246,000 | $-6,566,000 | $-5,280,000 | $-6,578,000 |
| Change In Other Current Liabilities | $-47,632,000 | $-8,062,000 | $-44,663,000 | $178,684,000 |
| Change In Other Current Assets | $29,319,000 | $-3,364,000 | $34,504,000 | $-80,233,000 |
| Change In Receivables | $-3,096,000 | $5,960,000 | $-7,170,000 | $-12,098,000 |
| Other Non Cash Items | $17,674,000 | $-16,552,000 | $-9,896,000 | $-10,348,000 |
| Excess Tax Benefit From Stock Based Compensation | $195,000 | $365,000 | $243,000 | $216,000 |
| Stock Based Compensation | $6,036,000 | $7,198,000 | $7,924,000 | $9,144,000 |
| Asset Impairment Charge | $198,000 | $0 | $459,000 | $1,482,000 |
| Deferred Tax | $3,009,000 | $-337,000 | $3,151,000 | $1,777,000 |
| Deferred Income Tax | $3,009,000 | $-337,000 | $3,151,000 | $1,777,000 |
| Depreciation Amortization Depletion | $14,414,000 | $14,544,000 | $16,401,000 | $16,478,000 |
| Depreciation And Amortization | $14,414,000 | $14,544,000 | $16,401,000 | $16,478,000 |
| Amortization Cash Flow | $4,114,000 | $3,641,000 | $4,074,000 | $4,795,000 |
| Amortization Of Intangibles | $4,114,000 | $3,641,000 | $4,074,000 | $4,795,000 |
| Depreciation | $10,300,000 | $10,903,000 | $12,327,000 | $11,683,000 |
| Gain Loss On Investment Securities | $-882,000 | $-4,119,000 | $4,429,000 | $-9,685,000 |
| Gain Loss On Sale Of PPE | $2,000 | $-131,000 | $-26,000 | $-38,000 |
| Gain Loss On Sale Of Business | $4,338,000 | $0 | $0 | - |
| Net Income From Continuing Operations | $71,027,000 | $100,390,000 | $104,065,000 | $147,357,000 |
Fetched: 2026-06-23