OMF
OneMain Holdings, Inc.
Price Chart
Latest Quote
$58.23
+0.05 (+0.09%)
Current Price
| Previous Close | $58.18 |
| Open | $58.04 |
| Day High | $58.75 |
| Day Low | $58.04 |
| Volume | 550,462 |
Stock Information
| Quarterly Dividend / Yield | $4.20 / 7.21% |
| Shares Outstanding | 115.53M |
| Quarterly Dividend Yield | 7.21% |
| Quarterly Dividend | $4.20 |
| Total Debt | $22.40B |
| Cash Equivalents | $834.00M |
| Revenue | $3.04B |
| Net Income | $796.00M |
| Sector | Financial Services |
| Industry | Credit Services |
| Market Cap | $6.73B |
| P/E Ratio | 8.68 |
| EPS (TTM) | $6.71 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $28.29B |
| Sales | $3.04B |
| Income | $796.00M |
| Book/sh | $29.21 |
| Cash/sh | $7.22 |
| Employees | 9K |
Financial Ratios
| Debt/Eq | 663.19 |
| EPS Growth TTM | 6.10% |
Returns & Margins
| ROA | 3.00% |
| ROE | 23.91% |
| Gross Margin | 93.39% |
| Operating Margin | 37.38% |
| Profit Margin | 26.18% |
Ownership
| Insider Ownership | 0.23% |
| Institutional Ownership | 92.95% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 6.70 |
| PEG | 0.75 |
| P/S | 2.21 |
| P/B | 1.99 |
Analyst Data
| Recommendation | buy |
| Target Price | $67.79 |
Technical Indicators
| SMA20 | $55.58 |
| SMA50 | $55.60 |
| SMA200 | $57.13 |
| RSI | 64.87 |
| ATR | 1.5079 |
| Shares Float | 115.00M |
| Short Float | 3.91% |
| Short Ratio | 3.74 |
| Volatility | 1.21 |
| Rel Volume | 1.14 |
Performance History
| Week | +2.68% |
| Month | +7.46% |
| Quarter | +15.27% |
| 6 Months | -11.04% |
| YTD | -12.47% |
| Year | +16.77% |
| 3 Years | +76.48% |
| 5 Years | +57.10% |
| 10 Years | +432.83% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $58.23 | 1,153,500 |
| 2026-06-18 | $58.18 | 955,200 |
| 2026-06-17 | $57.61 | 911,400 |
| 2026-06-16 | $57.77 | 649,800 |
| 2026-06-15 | $57.67 | 829,700 |
| 2026-06-12 | $56.71 | 828,100 |
| 2026-06-11 | $56.72 | 1,215,600 |
| 2026-06-10 | $54.52 | 702,800 |
| 2026-06-09 | $55.80 | 905,400 |
| 2026-06-08 | $54.06 | 1,214,100 |
| 2026-06-05 | $55.36 | 782,100 |
| 2026-06-04 | $55.28 | 958,000 |
| 2026-06-03 | $53.41 | 1,023,600 |
| 2026-06-02 | $54.52 | 1,029,900 |
| 2026-06-01 | $54.76 | 1,015,400 |
| 2026-05-29 | $55.31 | 2,082,200 |
| 2026-05-28 | $54.06 | 923,000 |
| 2026-05-27 | $54.28 | 1,102,100 |
| 2026-05-26 | $53.79 | 1,142,000 |
About OneMain Holdings, Inc.
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
đ° Latest News
OneMain vs. Upstart: Which Consumer Loan Stock Is a Better Buy in 2026?
Motley Fool âĸ 2026-06-17T15:35:43Z
Atlanticus Holdings, LendingClub, and OneMain Shares Skyrocket, What You Need To Know
StockStory âĸ 2026-06-16T01:40:07Z
A Look At OneMain Holdings (OMF) Valuation As Market Sees An 18.3% Undervaluation Gap
Simply Wall St. âĸ 2026-06-06T05:05:33Z
2 Financials Stocks to Target This Week and 1 We Turn Down
StockStory âĸ 2026-06-04T18:37:30Z
Enova's Small Business Lending Surge: What's Driving the Growth?
Zacks âĸ 2026-06-04T13:13:00Z
3 Small-Cap Stocks Weâre Skeptical Of
StockStory âĸ 2026-05-27T13:05:24Z
Sezzle, OneMain, Sixth Street Specialty Lending, Navient, and Atlanticus Holdings Shares Skyrocket, What You Need To Know
StockStory âĸ 2026-05-18T21:08:55Z
OneMain Weighs Bank Application Uncertainty Against 2026 Plan And Valuation
Simply Wall St. âĸ 2026-05-15T02:08:10Z
OneMainâs Q1 Earnings Call: Our Top 5 Analyst Questions
StockStory âĸ 2026-05-12T01:48:55Z
OneMain's Q1 Consumer Loan Credit Performed Better Than Pre-Pandemic Patterns, RBC Says
MT Newswires âĸ 2026-05-04T18:03:26Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $4,970,000,000 | $4,537,000,000 | $4,280,000,000 | $4,199,000,000 |
| Operating Revenue | $4,970,000,000 | $4,537,000,000 | $4,280,000,000 | $4,199,000,000 |
| Expenses | ||||
| Interest Expense | $1,272,000,000 | $1,185,000,000 | $1,019,000,000 | $892,000,000 |
| General And Administrative Expense | $1,121,000,000 | $1,068,000,000 | $1,044,000,000 | $994,000,000 |
| Other Non Interest Expense | $784,000,000 | $728,000,000 | $675,000,000 | $621,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
| Net Interest Income | $4,183,000,000 | $3,808,000,000 | $3,545,000,000 | $3,543,000,000 |
| Interest Income | $5,455,000,000 | $4,993,000,000 | $4,564,000,000 | $4,435,000,000 |
| Normalized Income | $835,373,900 | $534,965,800 | $641,000,000 | $892,376,900 |
| Net Income From Continuing And Discontinued Operation | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
| Net Income Common Stockholders | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
| Net Income | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
| Net Income Including Noncontrolling Interests | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
| Net Income Continuous Operations | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
| Pretax Income | $1,001,000,000 | $667,000,000 | $840,000,000 | $1,155,000,000 |
| Special Income Charges | $-67,000,000 | $-34,000,000 | $0 | $-27,000,000 |
| Per Share | ||||
| Diluted EPS | $6.56 | $4.24 | $5.32 | $7.06 |
| Basic EPS | $6.68 | $4.26 | $5.35 | $7.25 |
| Other | ||||
| Tax Effect Of Unusual Items | $-14,626,100 | $-8,034,200 | $0 | $-6,623,100 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-67,000,000 | $-34,000,000 | $0 | $-27,000,000 |
| Total Unusual Items Excluding Goodwill | $-67,000,000 | $-34,000,000 | $0 | $-27,000,000 |
| Reconciled Depreciation | $287,000,000 | $277,000,000 | $257,000,000 | $262,000,000 |
| Diluted Average Shares | $119,300,000 | $120,100,000 | $120,600,000 | $124,400,000 |
| Basic Average Shares | $117,196,792 | $119,360,509 | $119,757,277 | $121,042,125 |
| Diluted NI Availto Com Stockholders | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
| Tax Provision | $218,000,000 | $158,000,000 | $199,000,000 | $283,000,000 |
| Gain On Sale Of Security | $98,000,000 | $108,000,000 | $116,000,000 | $61,000,000 |
| Selling General And Administration | $1,121,000,000 | $1,068,000,000 | $1,044,000,000 | $994,000,000 |
| Insurance And Claims | $198,000,000 | $189,000,000 | $189,000,000 | $158,000,000 |
| Salaries And Wages | $923,000,000 | $879,000,000 | $855,000,000 | $836,000,000 |
| Other Special Charges | - | - | - | $4,000,000 |
| Restructuring And Mergern Acquisition | - | - | - | $7,000,000 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,645,000,000 | $1,431,000,000 | $1,489,000,000 | $1,317,000,000 |
| Total Assets | $27,388,000,000 | $25,910,000,000 | $24,294,000,000 | $22,537,000,000 |
| Goodwill And Other Intangible Assets | $1,756,000,000 | $1,760,000,000 | $1,697,000,000 | $1,698,000,000 |
| Other Intangible Assets | $282,000,000 | $286,000,000 | $260,000,000 | $261,000,000 |
| Cash And Cash Equivalents | $738,000,000 | $458,000,000 | $1,014,000,000 | $498,000,000 |
| Cash Cash Equivalents And Federal Funds Sold | $1,613,000,000 | $1,142,000,000 | $1,548,000,000 | $959,000,000 |
| Debt | ||||
| Net Debt | $21,956,000,000 | $20,980,000,000 | $18,799,000,000 | $17,783,000,000 |
| Total Debt | $22,694,000,000 | $21,438,000,000 | $19,813,000,000 | $18,281,000,000 |
| Long Term Debt And Capital Lease Obligation | $22,693,000,000 | $21,438,000,000 | $19,813,000,000 | $18,281,000,000 |
| Long Term Debt | $22,693,000,000 | $21,438,000,000 | $19,813,000,000 | $18,281,000,000 |
| Current Debt And Capital Lease Obligation | $1,000,000 | $1,000,000 | $1,000,000 | $50,000,000 |
| Current Debt | $1,000,000 | $1,000,000 | $1,000,000 | $50,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $23,987,000,000 | $22,719,000,000 | $21,108,000,000 | $19,522,000,000 |
| Non Current Deferred Liabilities | $35,000,000 | $20,000,000 | $9,000,000 | $5,000,000 |
| Non Current Deferred Taxes Liabilities | $35,000,000 | $20,000,000 | $9,000,000 | $5,000,000 |
| Equity | ||||
| Common Stock Equity | $3,401,000,000 | $3,191,000,000 | $3,186,000,000 | $3,015,000,000 |
| Total Equity Gross Minority Interest | $3,401,000,000 | $3,191,000,000 | $3,186,000,000 | $3,015,000,000 |
| Stockholders Equity | $3,401,000,000 | $3,191,000,000 | $3,186,000,000 | $3,015,000,000 |
| Gains Losses Not Affecting Retained Earnings | $-41,000,000 | $-81,000,000 | $-87,000,000 | $-127,000,000 |
| Retained Earnings | $2,579,000,000 | $2,296,000,000 | $2,285,000,000 | $2,119,000,000 |
| Other | ||||
| Treasury Shares Number | $18,514,904 | $16,060,384 | $15,383,804 | $13,813,476 |
| Ordinary Shares Number | $117,196,792 | $119,360,509 | $119,757,277 | $121,042,125 |
| Share Issued | $135,711,696 | $135,420,893 | $135,141,081 | $134,855,601 |
| Tangible Book Value | $1,645,000,000 | $1,431,000,000 | $1,489,000,000 | $1,317,000,000 |
| Invested Capital | $26,095,000,000 | $24,629,000,000 | $22,999,000,000 | $21,296,000,000 |
| Total Capitalization | $26,094,000,000 | $24,629,000,000 | $22,999,000,000 | $21,296,000,000 |
| Treasury Stock | $895,000,000 | $759,000,000 | $728,000,000 | $667,000,000 |
| Additional Paid In Capital | $1,757,000,000 | $1,734,000,000 | $1,715,000,000 | $1,689,000,000 |
| Capital Stock | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Common Stock | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Line Of Credit | $1,000,000 | $1,000,000 | $1,000,000 | $50,000,000 |
| Investments And Advances | $1,590,000,000 | $1,607,000,000 | $1,719,000,000 | $1,800,000,000 |
| Available For Sale Securities | $1,169,000,000 | $68,000,000 | $72,000,000 | $71,000,000 |
| Goodwill | $1,474,000,000 | $1,474,000,000 | $1,437,000,000 | $1,437,000,000 |
| Other Short Term Investments | $421,000,000 | $1,539,000,000 | $1,647,000,000 | $1,729,000,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $3,132,000,000 | $2,699,000,000 | $2,519,000,000 | $2,387,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $3,132,000,000 | $2,699,000,000 | $2,519,000,000 | $2,387,000,000 |
| Cash Flow From Continuing Operating Activities | $3,132,000,000 | $2,699,000,000 | $2,519,000,000 | $2,387,000,000 |
| Operating Gains Losses | $3,000,000 | $11,000,000 | $-52,000,000 | $-36,000,000 |
| Investing Activities | ||||
| Investing Cash Flow | $-3,161,000,000 | $-3,266,000,000 | $-2,862,000,000 | $-2,119,000,000 |
| Cash Flow From Continuing Investing Activities | $-3,161,000,000 | $-3,266,000,000 | $-2,862,000,000 | $-2,119,000,000 |
| Net Other Investing Changes | $-97,000,000 | $-78,000,000 | $-91,000,000 | $-75,000,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-141,000,000 | $-35,000,000 | $-65,000,000 | $-303,000,000 |
| Issuance Of Capital Stock | $5,000,000 | $4,000,000 | $3,000,000 | $2,000,000 |
| Financing Cash Flow | $500,000,000 | $161,000,000 | $932,000,000 | $-326,000,000 |
| Cash Flow From Continuing Financing Activities | $500,000,000 | $161,000,000 | $932,000,000 | $-326,000,000 |
| Net Other Financing Charges | $-13,000,000 | $-11,000,000 | $-10,000,000 | $-14,000,000 |
| Cash Dividends Paid | $-499,000,000 | $-498,000,000 | $-487,000,000 | $-480,000,000 |
| Common Stock Dividend Paid | $-499,000,000 | $-498,000,000 | $-487,000,000 | $-480,000,000 |
| Net Common Stock Issuance | $-136,000,000 | $-31,000,000 | $-62,000,000 | $-301,000,000 |
| Common Stock Issuance | $5,000,000 | $4,000,000 | $3,000,000 | $2,000,000 |
| Other | ||||
| Repayment Of Debt | $-6,824,000,000 | $-3,687,000,000 | $-3,328,000,000 | $-5,149,000,000 |
| Issuance Of Debt | $7,972,000,000 | $4,388,000,000 | $4,819,000,000 | $5,618,000,000 |
| Interest Paid Supplemental Data | $1,236,000,000 | $1,144,000,000 | $968,000,000 | $857,000,000 |
| Income Tax Paid Supplemental Data | $127,000,000 | $219,000,000 | $215,000,000 | $343,000,000 |
| End Cash Position | $1,613,000,000 | $1,142,000,000 | $1,548,000,000 | $959,000,000 |
| Beginning Cash Position | $1,142,000,000 | $1,548,000,000 | $959,000,000 | $1,017,000,000 |
| Changes In Cash | $471,000,000 | $-406,000,000 | $589,000,000 | $-58,000,000 |
| Common Stock Payments | $-141,000,000 | $-35,000,000 | $-65,000,000 | $-303,000,000 |
| Net Issuance Payments Of Debt | $1,148,000,000 | $701,000,000 | $1,491,000,000 | $469,000,000 |
| Net Long Term Debt Issuance | $1,148,000,000 | $701,000,000 | $1,491,000,000 | $469,000,000 |
| Long Term Debt Payments | $-6,824,000,000 | $-3,687,000,000 | $-3,328,000,000 | $-5,149,000,000 |
| Long Term Debt Issuance | $7,972,000,000 | $4,388,000,000 | $4,819,000,000 | $5,618,000,000 |
| Net Investment Purchase And Sale | $85,000,000 | $108,000,000 | $145,000,000 | $-59,000,000 |
| Sale Of Investment | $415,000,000 | $392,000,000 | $329,000,000 | $477,000,000 |
| Purchase Of Investment | $-330,000,000 | $-284,000,000 | $-184,000,000 | $-536,000,000 |
| Net Business Purchase And Sale | $0 | $-64,000,000 | $0 | $0 |
| Purchase Of Business | $0 | $-64,000,000 | $0 | $0 |
| Change In Working Capital | $-13,000,000 | $-125,000,000 | $-44,000,000 | $-82,000,000 |
| Other Non Cash Items | $-4,000,000 | $-1,000,000 | $-4,000,000 | $2,000,000 |
| Stock Based Compensation | $36,000,000 | $30,000,000 | $36,000,000 | $31,000,000 |
| Deferred Tax | $43,000,000 | $-42,000,000 | $-36,000,000 | $-64,000,000 |
| Deferred Income Tax | $43,000,000 | $-42,000,000 | $-36,000,000 | $-64,000,000 |
| Depreciation Amortization Depletion | $287,000,000 | $277,000,000 | $257,000,000 | $262,000,000 |
| Depreciation And Amortization | $287,000,000 | $277,000,000 | $257,000,000 | $262,000,000 |
| Net Income From Continuing Operations | $783,000,000 | $509,000,000 | $641,000,000 | $872,000,000 |
Fetched: 2026-06-22