OPBK
OP Bancorp
Price Chart
Latest Quote
$14.41
+0.05 (+0.35%)
Current Price
| Previous Close | $14.36 |
| Open | $14.36 |
| Day High | $14.46 |
| Day Low | $14.11 |
| Volume | 51,595 |
Stock Information
| Quarterly Dividend / Yield | $0.56 / 3.88% |
| Shares Outstanding | 14.89M |
| Quarterly Dividend Yield | 3.88% |
| Quarterly Dividend | $0.56 |
| Total Debt | $110.66M |
| Cash Equivalents | $160.42M |
| Revenue | $93.75M |
| Net Income | $27.38M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $214.63M |
| P/E Ratio | 7.87 |
| EPS (TTM) | $1.83 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $164.86M |
| Sales | $93.75M |
| Income | $27.38M |
| Book/sh | $15.62 |
| Cash/sh | $10.77 |
| Employees | 249 |
Financial Ratios
| EPS Growth TTM | 30.10% |
Returns & Margins
| ROA | 1.05% |
| ROE | 12.34% |
| Operating Margin | 45.78% |
| Profit Margin | 29.13% |
Ownership
| Insider Ownership | 20.10% |
| Institutional Ownership | 63.06% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 7.15 |
| PEG | 0.97 |
| P/S | 2.29 |
| P/B | 0.92 |
Analyst Data
| Recommendation | none |
| Target Price | $16.50 |
Technical Indicators
| SMA20 | $14.11 |
| SMA50 | $14.14 |
| SMA200 | $13.69 |
| RSI | 59.23 |
| ATR | 0.3693 |
| Shares Float | 11.83M |
| Short Float | 0.92% |
| Short Ratio | 4.02 |
| Volatility | 0.60 |
| Rel Volume | 1.58 |
Performance History
| Week | +1.34% |
| Month | +2.86% |
| Quarter | +16.67% |
| 6 Months | -1.47% |
| YTD | +4.94% |
| Year | +27.28% |
| 3 Years | +94.84% |
| 5 Years | +69.13% |
| 10 Years | +224.08% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $14.41 | 57,700 |
| 2026-06-18 | $14.36 | 121,300 |
| 2026-06-17 | $14.18 | 46,500 |
| 2026-06-16 | $14.00 | 45,600 |
| 2026-06-15 | $14.00 | 22,900 |
| 2026-06-12 | $14.22 | 29,000 |
| 2026-06-11 | $13.99 | 31,100 |
| 2026-06-10 | $14.24 | 42,400 |
| 2026-06-09 | $14.24 | 44,200 |
| 2026-06-08 | $14.15 | 39,400 |
| 2026-06-05 | $14.11 | 21,100 |
| 2026-06-04 | $14.04 | 16,500 |
| 2026-06-03 | $13.64 | 33,800 |
| 2026-06-02 | $14.12 | 19,300 |
| 2026-06-01 | $13.98 | 27,700 |
| 2026-05-29 | $14.06 | 24,200 |
| 2026-05-28 | $14.06 | 32,900 |
| 2026-05-27 | $14.12 | 22,500 |
| 2026-05-26 | $14.11 | 23,100 |
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.
đ° Latest News
OP Bancorp (NASDAQ:OPBK) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
Simply Wall St. âĸ 2026-05-03T13:39:26Z
Should Value Investors Buy OP Bancorp (OPBK) Stock?
Zacks âĸ 2026-04-23T13:40:02Z
Are Investors Undervaluing OP Bancorp (OPBK) Right Now?
Zacks âĸ 2026-04-07T13:40:03Z
OP Bancorp: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-22T21:51:50ZOP Bancorp's (NASDAQ:OPBK) investors will be pleased with their splendid 128% return over the last five years
Simply Wall St. âĸ 2025-12-05T10:51:36Z
Best Income Stocks to Buy for Nov. 19th
Zacks âĸ 2025-11-19T10:23:00Z
OP Bancorp (OPBK) Earnings Growth Outpaces Five-Year Trend, Reinforcing Bullish Valuation Narratives
Simply Wall St. âĸ 2025-10-25T22:10:43Z
OP Bancorp: Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-10-23T20:47:38ZWith 56% ownership of the shares, OP Bancorp (NASDAQ:OPBK) is heavily dominated by institutional owners
Simply Wall St. âĸ 2025-09-13T12:35:56Z
OP Bancorp Second Quarter 2025 Earnings: Beats Expectations
Simply Wall St. âĸ 2025-07-27T12:42:17Z
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $94,680,000 | $82,035,000 | $82,868,000 | $94,530,000 |
| Operating Revenue | $94,680,000 | $82,035,000 | $82,868,000 | $94,530,000 |
| Expenses | ||||
| Interest Expense | $71,980,000 | $72,012,000 | $52,978,000 | $11,301,000 |
| Selling And Marketing Expense | $505,000 | $533,000 | $614,000 | $543,000 |
| General And Administrative Expense | $38,447,000 | $34,029,000 | $31,730,000 | $28,684,000 |
| Professional Expense And Contract Services Expense | $1,793,000 | $1,535,000 | $1,571,000 | $1,620,000 |
| Other Non Interest Expense | $8,268,000 | $7,429,000 | $7,321,000 | $8,019,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $25,635,000 | $21,069,000 | $23,918,000 | $33,310,000 |
| Net Interest Income | $78,348,000 | $65,608,000 | $68,687,000 | $76,911,000 |
| Interest Income | $150,328,000 | $137,620,000 | $121,665,000 | $88,212,000 |
| Normalized Income | $25,635,000 | $21,069,000 | $23,918,000 | $33,310,000 |
| Net Income From Continuing And Discontinued Operation | $25,635,000 | $21,069,000 | $23,918,000 | $33,310,000 |
| Net Income Common Stockholders | $25,635,000 | $20,694,000 | $23,442,000 | $32,606,000 |
| Net Income | $25,635,000 | $21,069,000 | $23,918,000 | $33,310,000 |
| Net Income Including Noncontrolling Interests | $25,635,000 | $21,069,000 | $23,918,000 | $33,310,000 |
| Net Income Continuous Operations | $25,635,000 | $21,069,000 | $23,918,000 | $33,310,000 |
| Pretax Income | $35,327,000 | $29,079,000 | $33,491,000 | $46,724,000 |
| Special Income Charges | - | - | - | - |
| Per Share | ||||
| Diluted EPS | $1.72 | $1.39 | $1.55 | $2.14 |
| Basic EPS | $1.72 | $1.39 | $1.55 | $2.15 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $7,264,000 | $4,648,000 | $4,474,000 | $1,367,000 |
| Diluted Average Shares | $14,906,054 | $14,871,876 | $15,158,857 | $15,231,418 |
| Basic Average Shares | $14,872,429 | $14,871,876 | $15,149,597 | $15,171,240 |
| Diluted NI Availto Com Stockholders | $25,635,000 | $20,694,000 | $23,442,000 | $32,606,000 |
| Tax Provision | $9,692,000 | $8,010,000 | $9,573,000 | $13,414,000 |
| Selling General And Administration | $38,952,000 | $34,562,000 | $32,344,000 | $29,227,000 |
| Insurance And Claims | $1,783,000 | $1,672,000 | $1,457,000 | $813,000 |
| Salaries And Wages | $36,664,000 | $32,357,000 | $30,273,000 | $27,871,000 |
| Occupancy And Equipment | $6,760,000 | $6,673,000 | $6,490,000 | $5,964,000 |
| Otherunder Preferred Stock Dividend | - | $375,000 | $476,000 | $704,000 |
| Total Unusual Items | - | - | - | - |
| Total Unusual Items Excluding Goodwill | - | - | - | - |
| Other Special Charges | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-23
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $227,893,000 | $204,993,000 | $192,626,000 | $176,916,000 |
| Total Assets | $2,650,226,000 | $2,366,013,000 | $2,147,730,000 | $2,094,497,000 |
| Receivables | $10,482,000 | $9,188,000 | $8,259,000 | $7,180,000 |
| Accounts Receivable | $10,482,000 | $9,188,000 | $8,259,000 | $7,180,000 |
| Cash And Cash Equivalents | $167,416,000 | $135,043,000 | $91,311,000 | $82,972,000 |
| Cash Cash Equivalents And Federal Funds Sold | $167,416,000 | $135,043,000 | $91,311,000 | $82,972,000 |
| Debt | ||||
| Total Debt | $110,761,000 | $102,857,000 | $114,341,000 | $10,213,000 |
| Long Term Debt And Capital Lease Obligation | $110,761,000 | $102,857,000 | $114,341,000 | $10,213,000 |
| Long Term Debt | $99,586,000 | $95,000,000 | $105,000,000 | - |
| Net Debt | - | - | $13,689,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,422,333,000 | $2,161,020,000 | $1,955,104,000 | $1,917,581,000 |
| Payables And Accrued Expenses | $14,595,000 | $16,067,000 | $12,628,000 | $2,771,000 |
| Payables | $14,595,000 | $16,067,000 | $12,628,000 | $2,771,000 |
| Accounts Payable | $14,595,000 | $16,067,000 | $12,628,000 | $2,771,000 |
| Equity | ||||
| Common Stock Equity | $227,893,000 | $204,993,000 | $192,626,000 | $176,916,000 |
| Total Equity Gross Minority Interest | $227,893,000 | $204,993,000 | $192,626,000 | $176,916,000 |
| Stockholders Equity | $227,893,000 | $204,993,000 | $192,626,000 | $176,916,000 |
| Gains Losses Not Affecting Retained Earnings | $-10,257,000 | $-15,413,000 | $-15,451,000 | $-17,843,000 |
| Other Equity Adjustments | $-10,257,000 | $-15,413,000 | $-15,451,000 | $-17,843,000 |
| Retained Earnings | $153,283,000 | $134,781,000 | $120,855,000 | $105,690,000 |
| Other | ||||
| Ordinary Shares Number | $14,889,540 | $14,819,866 | $15,000,436 | $15,270,344 |
| Share Issued | $14,889,540 | $14,819,866 | $15,000,436 | $15,270,344 |
| Tangible Book Value | $227,893,000 | $204,993,000 | $192,626,000 | $176,916,000 |
| Invested Capital | $327,479,000 | $299,993,000 | $297,626,000 | - |
| Capital Lease Obligations | $11,175,000 | $7,857,000 | $9,341,000 | $10,213,000 |
| Total Capitalization | $327,479,000 | $299,993,000 | $297,626,000 | - |
| Additional Paid In Capital | $11,849,000 | $11,928,000 | $10,942,000 | $9,743,000 |
| Capital Stock | $73,018,000 | $73,697,000 | $76,280,000 | $79,326,000 |
| Common Stock | $73,018,000 | $73,697,000 | $76,280,000 | $79,326,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $11,175,000 | $7,857,000 | $9,341,000 | $10,213,000 |
| Investments And Advances | $196,732,000 | $189,631,000 | $197,903,000 | $221,907,000 |
| Available For Sale Securities | $196,702,000 | $3,722,000 | $3,653,000 | $12,098,000 |
| Net PPE | $14,548,000 | $12,864,000 | $13,745,000 | $13,497,000 |
| Accumulated Depreciation | $-14,745,000 | $-13,303,000 | $-12,205,000 | $-10,869,000 |
| Gross PPE | $29,293,000 | $26,167,000 | $25,950,000 | $24,366,000 |
| Leases | $11,009,000 | $10,019,000 | $9,135,000 | $7,998,000 |
| Other Properties | $12,804,000 | $11,246,000 | $12,001,000 | $12,385,000 |
| Machinery Furniture Equipment | $5,480,000 | $4,902,000 | $4,814,000 | $3,983,000 |
| Other Short Term Investments | $30,000 | $185,909,000 | $194,250,000 | $209,809,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-23
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $23,360,000 | $29,681,000 | $65,573,000 | $82,322,000 |
| Operating Activities | ||||
| Operating Cash Flow | $26,161,000 | $31,243,000 | $67,757,000 | $83,734,000 |
| Cash Flow From Continuing Operating Activities | $26,161,000 | $31,243,000 | $67,757,000 | $83,734,000 |
| Operating Gains Losses | $-7,070,000 | $-8,313,000 | $-7,843,000 | $-12,285,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,801,000 | $-1,562,000 | $-2,184,000 | $-1,412,000 |
| Investing Cash Flow | $-243,012,000 | $-187,320,000 | $-75,887,000 | $-461,777,000 |
| Cash Flow From Continuing Investing Activities | $-243,012,000 | $-187,320,000 | $-75,887,000 | $-461,777,000 |
| Net Other Investing Changes | $-541,000 | $-87,000 | $-4,045,000 | $-11,477,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-706,000 | $-2,743,000 | $-3,934,000 | $0 |
| Financing Cash Flow | $249,219,000 | $199,804,000 | $16,374,000 | $345,556,000 |
| Cash Flow From Continuing Financing Activities | $249,219,000 | $199,804,000 | $16,374,000 | $345,556,000 |
| Net Other Financing Charges | $-778,000 | $-197,000 | $-98,000 | $-81,000 |
| Cash Dividends Paid | $-7,133,000 | $-7,143,000 | $-7,269,000 | $-6,676,000 |
| Common Stock Dividend Paid | $-7,133,000 | $-7,143,000 | $-7,269,000 | $-6,676,000 |
| Net Common Stock Issuance | $-706,000 | $-2,743,000 | $-3,934,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-145,000,000 | $-30,000,000 | $0 | $0 |
| Issuance Of Debt | $149,574,000 | $20,000,000 | $105,000,000 | $0 |
| Interest Paid Supplemental Data | $73,452,000 | $68,573,000 | $43,121,000 | $9,088,000 |
| Income Tax Paid Supplemental Data | $7,469,000 | $8,263,000 | $8,393,000 | $14,493,000 |
| End Cash Position | $167,311,000 | $134,943,000 | $91,216,000 | $82,972,000 |
| Beginning Cash Position | $134,943,000 | $91,216,000 | $82,972,000 | $115,459,000 |
| Changes In Cash | $32,368,000 | $43,727,000 | $8,244,000 | $-32,487,000 |
| Proceeds From Stock Option Exercised | $0 | $160,000 | $888,000 | $608,000 |
| Common Stock Payments | $-706,000 | $-2,743,000 | $-3,934,000 | $0 |
| Net Issuance Payments Of Debt | $4,574,000 | $-10,000,000 | $105,000,000 | $0 |
| Net Long Term Debt Issuance | $4,574,000 | $-10,000,000 | $105,000,000 | $0 |
| Long Term Debt Payments | $-145,000,000 | $-30,000,000 | $0 | $0 |
| Long Term Debt Issuance | $149,574,000 | $20,000,000 | $105,000,000 | $0 |
| Net Investment Purchase And Sale | $-4,388,000 | $4,307,000 | $15,878,000 | $-84,757,000 |
| Sale Of Investment | $30,720,000 | $27,671,000 | $24,368,000 | $32,191,000 |
| Purchase Of Investment | $-35,108,000 | $-23,364,000 | $-8,490,000 | $-116,948,000 |
| Net PPE Purchase And Sale | $-2,801,000 | $-1,562,000 | $-2,184,000 | $-1,412,000 |
| Purchase Of PPE | $-2,801,000 | $-1,562,000 | $-2,184,000 | $-1,412,000 |
| Change In Working Capital | $-1,690,000 | $9,492,000 | $-2,106,000 | $-3,578,000 |
| Change In Payables And Accrued Expense | $590,000 | $-958,000 | $6,026,000 | $2,213,000 |
| Change In Payable | $590,000 | $-958,000 | $6,026,000 | $2,213,000 |
| Change In Account Payable | $590,000 | $-958,000 | $6,026,000 | $2,213,000 |
| Change In Receivables | $-2,280,000 | $10,450,000 | $-8,132,000 | $-2,396,000 |
| Changes In Account Receivables | $-2,280,000 | $10,450,000 | $-8,132,000 | $-2,396,000 |
| Other Non Cash Items | $-2,338,000 | $2,007,000 | $46,363,000 | $62,795,000 |
| Stock Based Compensation | $699,000 | $1,183,000 | $1,297,000 | $1,179,000 |
| Deferred Tax | $81,000 | $-1,600,000 | $3,000 | $1,081,000 |
| Deferred Income Tax | $81,000 | $-1,600,000 | $3,000 | $1,081,000 |
| Depreciation Amortization Depletion | $7,264,000 | $4,648,000 | $4,474,000 | $1,367,000 |
| Depreciation And Amortization | $7,264,000 | $4,648,000 | $4,474,000 | $1,367,000 |
| Depreciation | $7,264,000 | $4,648,000 | $4,474,000 | $1,367,000 |
| Net Income From Continuing Operations | $25,635,000 | $21,069,000 | $23,918,000 | $33,310,000 |
| Change In Other Current Liabilities | - | $-4,397,000 | $-3,831,000 | $-3,664,000 |
| Change In Other Current Assets | - | $11,448,000 | $-7,543,000 | $269,000 |
| Unrealized Gain Loss On Investment Securities | - | $32,000 | $-48,000 | $431,000 |
| Amortization Of Securities | - | $1,696,000 | $1,325,000 | $697,000 |
Fetched: 2026-06-23