OZKAP
Bank OZK
Price Chart
Latest Quote
$16.14
-0.04 (-0.25%)
Current Price
| Previous Close | $16.18 |
| Open | $16.18 |
| Day High | $16.18 |
| Day Low | $16.11 |
| Volume | 33,240 |
Stock Information
| Quarterly Dividend / Yield | $1.16 / 7.16% |
| Quarterly Dividend Yield | 7.16% |
| Quarterly Dividend | $1.16 |
| Total Debt | $1.02B |
| Cash Equivalents | $1.70B |
| Revenue | $1.56B |
| Net Income | $690.70M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| P/E Ratio | 3.71 |
| EPS (TTM) | $4.35 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.42B |
| Sales | $1.56B |
| Income | $690.70M |
| Book/sh | $53.19 |
| Employees | 3K |
Financial Ratios
| EPS Growth TTM | -5.00% |
Returns & Margins
| ROA | 1.75% |
| ROE | 11.79% |
| Operating Margin | 56.26% |
| Profit Margin | 45.29% |
Ownership
| Insider Ownership | 0.43% |
| Institutional Ownership | 14.43% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/B | 0.30 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $16.33 |
| SMA50 | $16.38 |
| SMA200 | $16.27 |
| RSI | 42.61 |
| ATR | 0.1374 |
| Shares Float | 101.20M |
| Short Ratio | 0.53 |
| Volatility | 0.89 |
| Rel Volume | 1.56 |
Performance History
| Week | -0.80% |
| Month | -1.34% |
| Quarter | +0.57% |
| 6 Months | +2.08% |
| YTD | +0.00% |
| Year | +6.28% |
| 3 Years | +30.22% |
| 10 Years | -12.78% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $16.14 | 33,200 |
| 2026-06-18 | $16.18 | 13,000 |
| 2026-06-17 | $16.34 | 52,700 |
| 2026-06-16 | $16.36 | 19,600 |
| 2026-06-15 | $16.36 | 23,300 |
| 2026-06-12 | $16.27 | 17,500 |
| 2026-06-11 | $16.36 | 24,000 |
| 2026-06-10 | $16.29 | 14,300 |
| 2026-06-09 | $16.27 | 29,500 |
| 2026-06-08 | $16.31 | 33,900 |
| 2026-06-05 | $16.27 | 19,600 |
| 2026-06-04 | $16.38 | 7,500 |
| 2026-06-03 | $16.33 | 13,600 |
| 2026-06-02 | $16.38 | 19,500 |
| 2026-06-01 | $16.27 | 12,900 |
| 2026-05-29 | $16.35 | 27,600 |
| 2026-05-28 | $16.51 | 20,400 |
| 2026-05-27 | $16.46 | 13,700 |
| 2026-05-26 | $16.47 | 19,400 |
About Bank OZK
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
đ° Latest News
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Bank OZK Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-23T19:49:35Z
Bank OZK (OZK) Q1 2026 Earnings Call Highlights: Strategic Growth Amidst Competitive Challenges
GuruFocus.com âĸ 2026-04-23T07:03:21ZBank OZK (OZK) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-22T15:31:28Z
Bank OZK Q1 Earnings Miss Estimates, Expenses & Provision Rise Y/Y
Zacks âĸ 2026-04-22T15:10:00Z
Bank OZK Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-22T12:30:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,727,857,000 | $1,658,137,000 | $1,562,034,000 | $1,256,745,000 |
| Operating Revenue | $1,727,857,000 | $1,658,137,000 | $1,562,034,000 | $1,256,745,000 |
| Expenses | ||||
| Interest Expense | $1,077,957,000 | $1,115,853,000 | $688,688,000 | $123,826,000 |
| Selling And Marketing Expense | $20,309,000 | $20,576,000 | $16,150,000 | $8,797,000 |
| General And Administrative Expense | $372,648,000 | $321,600,000 | $289,197,000 | $235,983,000 |
| Professional Expense And Contract Services Expense | $29,737,000 | $24,498,000 | $21,004,000 | $21,581,000 |
| Other Non Interest Expense | $118,595,000 | $112,943,000 | $102,851,000 | $95,009,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $715,480,000 | $716,456,000 | $690,783,000 | $564,141,000 |
| Net Interest Income | $1,592,160,000 | $1,533,724,000 | $1,439,485,000 | $1,142,242,000 |
| Interest Income | $2,670,117,000 | $2,649,577,000 | $2,128,173,000 | $1,266,068,000 |
| Normalized Income | $712,271,226 | $713,828,327 | $683,586,887 | $555,173,806 |
| Net Income From Continuing And Discontinued Operation | $715,480,000 | $716,456,000 | $690,783,000 | $564,141,000 |
| Net Income Common Stockholders | $699,293,000 | $700,269,000 | $674,596,000 | $547,520,000 |
| Net Income | $715,480,000 | $716,456,000 | $690,783,000 | $564,141,000 |
| Net Income Including Noncontrolling Interests | $715,459,000 | $716,503,000 | $690,839,000 | $564,090,000 |
| Net Income Continuous Operations | $715,459,000 | $716,503,000 | $690,839,000 | $564,090,000 |
| Pretax Income | $934,270,000 | $931,292,000 | $867,003,000 | $721,530,000 |
| Special Income Charges | - | - | - | $-1,055,000 |
| Depreciation Amortization Depletion Income Statement | - | - | - | $5,520,000 |
| Depreciation And Amortization In Income Statement | - | - | - | $5,520,000 |
| Amortization Of Intangibles Income Statement | - | - | - | $5,520,000 |
| Other | ||||
| Tax Effect Of Unusual Items | $980,226 | $789,327 | $1,832,887 | $2,499,806 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $4,189,000 | $3,417,000 | $9,029,000 | $11,467,000 |
| Total Unusual Items Excluding Goodwill | $4,189,000 | $3,417,000 | $9,029,000 | $11,467,000 |
| Reconciled Depreciation | $125,589,000 | $104,261,000 | $83,991,000 | $55,517,000 |
| Diluted NI Availto Com Stockholders | $699,293,000 | $700,269,000 | $674,596,000 | $547,520,000 |
| Preferred Stock Dividends | $16,187,000 | $16,187,000 | $16,187,000 | $16,621,000 |
| Minority Interests | $21,000 | $-47,000 | $-56,000 | $51,000 |
| Tax Provision | $218,811,000 | $214,789,000 | $176,164,000 | $157,440,000 |
| Securities Amortization | $0 | $0 | $27,768,000 | $20,293,000 |
| Selling General And Administration | $392,957,000 | $342,176,000 | $305,347,000 | $244,780,000 |
| Insurance And Claims | $26,581,000 | $25,584,000 | $30,351,000 | $9,610,000 |
| Salaries And Wages | $346,067,000 | $296,016,000 | $258,846,000 | $226,373,000 |
| Occupancy And Equipment | $79,784,000 | $71,676,000 | $72,591,000 | $70,058,000 |
| Gain On Sale Of Security | - | $560,000 | $3,243,000 | $2,019,000 |
| Write Off | - | - | - | $1,055,000 |
| Amortization | - | - | - | $5,520,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $5,469,062,000 | $5,044,834,000 | $4,478,212,000 | $4,026,036,000 |
| Total Assets | $40,785,840,000 | $38,258,852,000 | $34,237,457,000 | $27,656,568,000 |
| Goodwill And Other Intangible Assets | $660,789,000 | $660,789,000 | $660,789,000 | $663,543,000 |
| Receivables | $171,583,000 | $174,025,000 | $170,110,000 | $125,130,000 |
| Accounts Receivable | $171,583,000 | $174,025,000 | $170,110,000 | $125,130,000 |
| Cash And Cash Equivalents | $2,833,821,000 | $2,781,101,000 | $2,149,529,000 | $1,033,454,000 |
| Cash Cash Equivalents And Federal Funds Sold | $2,833,821,000 | $2,781,101,000 | $2,149,529,000 | $1,033,454,000 |
| Other Intangible Assets | - | - | - | $2,754,000 |
| Debt | ||||
| Total Debt | $463,578,000 | $883,040,000 | $1,274,731,000 | $1,075,204,000 |
| Long Term Debt And Capital Lease Obligation | $463,578,000 | $883,040,000 | $1,274,731,000 | $1,075,204,000 |
| Long Term Debt | $463,578,000 | $883,040,000 | $1,274,731,000 | $1,075,204,000 |
| Net Debt | - | - | - | $41,750,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $34,655,989,000 | $32,552,658,000 | $29,097,481,000 | $22,965,630,000 |
| Payables And Accrued Expenses | - | - | - | $233,864,000 |
| Payables | - | - | - | $233,864,000 |
| Accounts Payable | - | - | - | $233,864,000 |
| Equity | ||||
| Common Stock Equity | $5,790,871,000 | $5,366,643,000 | $4,800,021,000 | $4,350,599,000 |
| Preferred Stock Equity | $338,980,000 | $338,980,000 | $338,980,000 | $338,980,000 |
| Total Equity Gross Minority Interest | $6,129,851,000 | $5,706,194,000 | $5,139,976,000 | $4,690,938,000 |
| Stockholders Equity | $6,129,851,000 | $5,705,623,000 | $5,139,001,000 | $4,689,579,000 |
| Gains Losses Not Affecting Retained Earnings | $-24,859,000 | $-76,136,000 | $-97,374,000 | $-177,649,000 |
| Other Equity Adjustments | $-24,859,000 | $-76,136,000 | $-97,374,000 | $-177,649,000 |
| Retained Earnings | $4,317,292,000 | $3,816,138,000 | $3,283,818,000 | $2,773,135,000 |
| Other | ||||
| Preferred Shares Number | $14,000,000 | $14,000,000 | $14,000,000 | $14,000,000 |
| Ordinary Shares Number | $110,382,626 | $113,457,726 | $113,148,672 | $117,176,928 |
| Share Issued | $110,382,626 | $113,457,726 | $113,148,672 | $117,176,928 |
| Tangible Book Value | $5,130,082,000 | $4,705,854,000 | $4,139,232,000 | $3,687,056,000 |
| Invested Capital | $6,254,449,000 | $6,249,683,000 | $6,074,752,000 | $5,425,803,000 |
| Total Capitalization | $6,593,429,000 | $6,588,663,000 | $6,413,732,000 | $5,764,783,000 |
| Minority Interest | $0 | $571,000 | $975,000 | $1,359,000 |
| Additional Paid In Capital | $1,497,334,000 | $1,625,506,000 | $1,612,446,000 | $1,753,941,000 |
| Capital Stock | $340,084,000 | $340,115,000 | $340,111,000 | $340,152,000 |
| Common Stock | $1,104,000 | $1,135,000 | $1,131,000 | $1,172,000 |
| Preferred Stock | $338,980,000 | $338,980,000 | $338,980,000 | $338,980,000 |
| Long Term Provisions | $156,130,000 | $153,813,000 | $161,834,000 | $156,419,000 |
| Investments And Advances | $2,610,143,000 | $2,836,150,000 | $3,244,371,000 | $3,500,430,000 |
| Available For Sale Securities | $2,205,594,000 | $2,270,646,000 | - | $8,817,000 |
| Goodwill | $660,789,000 | $660,789,000 | $660,789,000 | $660,789,000 |
| Net PPE | $921,998,000 | $739,111,000 | $676,821,000 | $678,405,000 |
| Accumulated Depreciation | $-274,161,000 | $-247,512,000 | $-235,411,000 | $-208,963,000 |
| Gross PPE | $1,196,159,000 | $986,623,000 | $912,232,000 | $887,368,000 |
| Leases | $40,800,000 | $32,544,000 | $19,123,000 | $21,627,000 |
| Other Properties | $415,225,000 | $272,707,000 | $270,652,000 | $245,564,000 |
| Buildings And Improvements | $547,811,000 | $499,834,000 | $474,465,000 | $474,658,000 |
| Land And Improvements | $192,323,000 | $181,538,000 | $147,992,000 | $145,519,000 |
| Other Short Term Investments | $404,549,000 | $2,836,150,000 | $3,244,371,000 | $3,491,613,000 |
| Trading Securities | - | - | $0 | $8,817,000 |
| Construction In Progress | - | - | - | $0 |
| Machinery Furniture Equipment | - | - | - | $162,549,000 |
Fetched: 2026-06-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $731,729,000 | $738,848,000 | $852,412,000 | $735,094,000 |
| Operating Activities | ||||
| Operating Cash Flow | $837,730,000 | $834,465,000 | $881,551,000 | $764,946,000 |
| Cash Flow From Continuing Operating Activities | $837,730,000 | $834,465,000 | $881,551,000 | $764,946,000 |
| Operating Gains Losses | $-4,189,000 | $-3,977,000 | $-12,272,000 | $-13,486,000 |
| Investing Activities | ||||
| Capital Expenditure | $-106,001,000 | $-95,617,000 | $-29,139,000 | $-29,852,000 |
| Investing Cash Flow | $-2,341,766,000 | $-3,252,613,000 | $-5,530,549,000 | $-2,430,245,000 |
| Cash Flow From Continuing Investing Activities | $-2,341,766,000 | $-3,252,613,000 | $-5,530,549,000 | $-2,430,245,000 |
| Net Other Investing Changes | $150,191,000 | $31,893,000 | $37,317,000 | $28,696,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-151,347,000 | $-7,610,000 | $-158,968,000 | $-355,542,000 |
| Financing Cash Flow | $1,556,756,000 | $3,049,720,000 | $5,765,073,000 | $644,924,000 |
| Cash Flow From Continuing Financing Activities | $1,556,756,000 | $3,049,720,000 | $5,765,073,000 | $644,924,000 |
| Net Other Financing Charges | $-550,000 | $-451,000 | $-440,000 | $-1,707,000 |
| Cash Dividends Paid | $-212,965,000 | $-195,643,000 | $-179,171,000 | $-168,856,000 |
| Preferred Stock Dividend Paid | $-16,187,000 | $-16,187,000 | $-16,187,000 | $-16,621,000 |
| Common Stock Dividend Paid | $-196,778,000 | $-179,456,000 | $-162,984,000 | $-152,235,000 |
| Net Common Stock Issuance | $-151,347,000 | $-7,610,000 | $-158,968,000 | $-355,542,000 |
| Issuance Of Capital Stock | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Preferred Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Interest Paid Supplemental Data | $1,081,567,000 | $1,107,384,000 | $665,209,000 | $113,573,000 |
| End Cash Position | $2,833,821,000 | $2,781,101,000 | $2,149,529,000 | $1,033,454,000 |
| Beginning Cash Position | $2,781,101,000 | $2,149,529,000 | $1,033,454,000 | $2,053,829,000 |
| Changes In Cash | $52,720,000 | $631,572,000 | $1,116,075,000 | $-1,020,375,000 |
| Common Stock Payments | $-151,347,000 | $-7,610,000 | $-158,968,000 | $-355,542,000 |
| Net Issuance Payments Of Debt | $-420,275,000 | $-384,505,000 | $198,652,000 | $-149,655,000 |
| Net Long Term Debt Issuance | $-420,275,000 | $-384,505,000 | $198,652,000 | $-149,655,000 |
| Net Investment Purchase And Sale | $282,530,000 | $421,280,000 | $333,256,000 | $127,807,000 |
| Sale Of Investment | $984,179,000 | $997,134,000 | $574,906,000 | $1,088,165,000 |
| Purchase Of Investment | $-701,649,000 | $-575,854,000 | $-241,650,000 | $-960,358,000 |
| Net Business Purchase And Sale | $-23,156,000 | $-25,377,000 | $-92,190,000 | $-74,309,000 |
| Purchase Of Business | $-23,156,000 | $-25,377,000 | $-92,190,000 | $-74,309,000 |
| Net PPE Purchase And Sale | $-106,001,000 | $-95,617,000 | $-29,139,000 | $-29,852,000 |
| Purchase Of PPE | $-106,001,000 | $-95,617,000 | $-29,139,000 | $-29,852,000 |
| Change In Working Capital | $-183,245,000 | $-212,107,000 | $11,704,000 | $-14,665,000 |
| Change In Other Current Assets | $-12,266,000 | $-27,615,000 | $31,222,000 | $-19,310,000 |
| Change In Payables And Accrued Expense | $-173,158,000 | $-180,535,000 | $25,462,000 | $46,885,000 |
| Change In Payable | $-173,158,000 | $-180,535,000 | $25,462,000 | $46,885,000 |
| Change In Account Payable | $-173,158,000 | $-180,535,000 | $25,462,000 | $46,885,000 |
| Change In Receivables | $2,179,000 | $-3,957,000 | $-44,980,000 | $-42,240,000 |
| Changes In Account Receivables | $2,179,000 | $-3,957,000 | $-44,980,000 | $-42,240,000 |
| Other Non Cash Items | $-23,322,000 | $-22,544,000 | $-22,450,000 | $-19,233,000 |
| Stock Based Compensation | $23,144,000 | $20,674,000 | $17,432,000 | $13,206,000 |
| Deferred Tax | $11,780,000 | $56,103,000 | $-53,163,000 | $63,825,000 |
| Deferred Income Tax | $11,780,000 | $56,103,000 | $-53,163,000 | $63,825,000 |
| Depreciation Amortization Depletion | $125,589,000 | $104,261,000 | $83,991,000 | $55,517,000 |
| Depreciation And Amortization | $125,589,000 | $104,261,000 | $83,991,000 | $55,517,000 |
| Amortization Cash Flow | $96,303,000 | $77,011,000 | $53,908,000 | $18,419,000 |
| Amortization Of Intangibles | $96,303,000 | $77,011,000 | $53,908,000 | $18,419,000 |
| Depreciation | $29,286,000 | $27,250,000 | $30,083,000 | $37,098,000 |
| Gain Loss On Investment Securities | $0 | $-560,000 | $-3,243,000 | $-2,019,000 |
| Net Income From Continuing Operations | $715,459,000 | $716,503,000 | $690,839,000 | $564,090,000 |
| Income Tax Paid Supplemental Data | - | $175,636,000 | $213,783,000 | $69,989,000 |
| Proceeds From Stock Option Exercised | - | $862,000 | $1,171,000 | $2,493,000 |
| Amortization Of Securities | - | $15,019,000 | $20,189,000 | $32,198,000 |
| Repayment Of Debt | - | - | $0 | $-149,655,000 |
| Issuance Of Debt | - | - | $198,652,000 | $0 |
| Long Term Debt Payments | - | - | $0 | $-149,655,000 |
| Long Term Debt Issuance | - | - | $198,652,000 | $0 |
| Change In Other Working Capital | - | - | $12,060,000 | $8,152,000 |
Fetched: 2026-06-20