PAYP
PayPay Corporation
Price Chart
Latest Quote
$13.60
| Previous Close | $12.37 |
| Open | $12.16 |
| Day High | $13.66 |
| Day Low | $12.07 |
| Volume | 1,712,052 |
Stock Information
| Shares Outstanding | 676.87M |
| Total Debt | $3.56B |
| Cash Equivalents | $330.82M |
| Revenue | $2.34B |
| Net Income | $712.13M |
| Sector | Technology |
| Industry | Software - Infrastructure |
| Market Cap | $9.29B |
| P/E Ratio | 12.36 |
| EPS (TTM) | $1.11 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $566.48B |
| Sales | $2.34B |
| Income | $712.13M |
| Book/sh | $3.79 |
| Cash/sh | $78.95 |
Financial Ratios
| Quick Ratio | 0.83 |
| Current Ratio | 0.95 |
| Debt/Eq | 133.37 |
| EPS Growth TTM | 39.50% |
Returns & Margins
| ROA | 1.09% |
| ROE | 36.00% |
| Gross Margin | 64.86% |
| Operating Margin | 18.81% |
| Profit Margin | 30.45% |
Ownership
| Institutional Ownership | 4.18% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 18.17 |
| PEG | 1.21 |
| P/S | 0.02 |
| P/B | 3.62 |
Analyst Data
| Recommendation | strong_buy |
| Target Price | $25.07 |
Technical Indicators
| SMA20 | $16.04 |
| SMA50 | $18.64 |
| RSI | 25.43 |
| ATR | 1.0925 |
| Shares Float | 240.64M |
| Short Float | 1.80% |
| Short Ratio | 3.68 |
| Rel Volume | 1.69 |
Performance History
| Week | -3.04% |
| Month | -30.57% |
| Quarter | -31.06% |
| YTD | -24.45% |
| 10 Years | -24.45% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $13.72 | 2,268,486 |
| 2026-06-18 | $12.37 | 1,433,300 |
| 2026-06-17 | $12.80 | 1,797,600 |
| 2026-06-16 | $13.38 | 2,234,700 |
| 2026-06-15 | $14.25 | 2,848,600 |
| 2026-06-12 | $14.15 | 1,211,900 |
| 2026-06-11 | $14.35 | 1,133,800 |
| 2026-06-10 | $13.45 | 1,154,200 |
| 2026-06-09 | $14.59 | 1,356,600 |
| 2026-06-08 | $15.17 | 705,500 |
| 2026-06-05 | $15.08 | 1,667,200 |
| 2026-06-04 | $15.74 | 2,327,600 |
| 2026-06-03 | $17.05 | 1,897,200 |
| 2026-06-02 | $18.70 | 764,500 |
| 2026-06-01 | $18.61 | 768,800 |
| 2026-05-29 | $19.52 | 470,000 |
| 2026-05-28 | $19.73 | 758,700 |
| 2026-05-27 | $19.32 | 598,700 |
| 2026-05-26 | $19.61 | 611,600 |
About PayPay Corporation
PayPay Corporation, a financial technology company, provides a digital finance platform with services that inlclude easy-to-use payments and other financial services in Japan. The company operates through two segments, Payment and Financial Service. The Payment segment provides payment settlement and related services through its PayPay app; and payment credit services, such as revolving and installment payment options and cash advances. The Financial service segment offers internet banking, securities intermediary, PayPay Point investment-related, and loan management services. It also provides PayPay settlement, PayPay balance and PayPay credit payment, PayPay balance, PayPay credit, payments using linked services, payments using PayPay bank app, utility bill and tax payments, payment credit, revolving and installment payment option, cash advance, and acquiring services; and in financial services comprising internet banking, deposit accounts and remittance, lending, securities intermediary, foreign exchange transaction, digital securities, app-based investment, PayPay securities app, automated investing, CFD trading, PayPay point management, and loan management services through credit engine. In addition, the company offers other value-added services for users and enterprises, such as insurance and marketing services that merchants have the option to subscribe. It serves users and merchants through PayPay brand names. The company was incorporated in 2018 and is headquartered in Shinjuku, Japan.
đ° Latest News
PayPayâs (PAYP) Subsidiary to Acquire 70% Stake in T&D Financial Life Insurance
Insider Monkey âĸ 2026-06-20T13:26:02ZPayPay (PAYP), T&D Holdings Form AI-Driven Insurance and Fintech Alliance
Insider Monkey âĸ 2026-06-13T18:38:38ZIs The Pullback In PayPay (PAYP) Creating A Valuation Opportunity?
Simply Wall St. âĸ 2026-06-06T14:11:11ZAssessing PayPay (NasdaqGS:PAYP) Valuation After Recent Share Price Weakness
Simply Wall St. âĸ 2026-06-06T05:04:58ZSector Update: Financial Stocks Mixed Friday Afternoon
MT Newswires âĸ 2026-06-05T17:48:01ZPayPay to buy majority stake in T&D Financial Life
Life Insurance International âĸ 2026-06-05T09:01:31ZIPO Stock Of The Week: Japan-Based PayPay Nears First Buy Point As Public Company
Investor's Business Daily âĸ 2026-04-17T19:50:16ZAssessing PayPay (NasdaqGS:PAYP) Valuation After Recent Share Price Momentum In Japanâs Digital Finance Market
Simply Wall St. âĸ 2026-04-10T00:22:58ZArm downgraded, Arista Networks upgraded: Wall Street's top analyst calls
The Fly âĸ 2026-04-07T13:47:09ZNetflix upgraded, Carvana downgraded: Wall Street's top analyst calls
The Fly âĸ 2026-04-06T13:54:11ZIncome Statement (Annual)
| Metric | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|
| Revenue | |||
| Reconciled Cost Of Revenue | $248,942,217 | $227,489,265 | $183,821,386 |
| Cost Of Revenue | $256,983,203 | $233,944,355 | $188,795,894 |
| Total Revenue | $1,809,141,179 | $1,536,404,336 | $1,221,709,408 |
| Operating Revenue | $1,809,141,179 | $1,536,404,336 | $1,221,709,408 |
| Expenses | |||
| Interest Expense | $26,353,122 | $11,962,360 | $9,385,280 |
| Total Expenses | $1,444,992,333 | $1,447,848,183 | $1,262,502,850 |
| Other Income Expense | $-121,215,687 | $-76,531,844 | $-77,114,165 |
| Net Non Operating Interest Income Expense | $-26,353,122 | $-11,962,360 | $-9,385,280 |
| Interest Expense Non Operating | $26,353,122 | $11,962,360 | $9,385,280 |
| Operating Expense | $1,188,009,130 | $1,213,903,829 | $1,073,706,956 |
| Other Operating Expenses | $486,938,039 | $467,622,328 | $403,821,012 |
| Selling And Marketing Expense | $378,465,270 | $352,242,241 | $350,588,202 |
| General And Administrative Expense | $178,208,803 | $215,582,659 | $189,235,732 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $224,069,678 | $-20,752,928 | $-160,175,438 |
| Net Interest Income | $-26,353,122 | $-11,962,360 | $-9,385,280 |
| Normalized Income | $314,551,355 | $38,023,528 | $-100,951,759 |
| Net Income From Continuing And Discontinued Operation | $224,069,678 | $-20,752,928 | $-160,175,438 |
| Total Operating Income As Reported | $219,981,041 | $68,144 | $-127,292,887 |
| Net Income Common Stockholders | $224,069,678 | $-20,752,928 | $-160,175,438 |
| Net Income | $224,069,678 | $-20,752,928 | $-160,175,438 |
| Net Income Including Noncontrolling Interests | $242,573,856 | $-5,141,770 | $-154,538,075 |
| Net Income Continuous Operations | $242,573,856 | $-5,141,770 | $-154,538,075 |
| Pretax Income | $216,580,039 | $68,144 | $-127,292,887 |
| Special Income Charges | $-152,066,308 | $-105,282,393 | $-89,993,370 |
| Earnings From Equity Interest | $-3,401,002 | $0 | $0 |
| Operating Income | $364,148,847 | $88,556,153 | $-40,793,443 |
| Depreciation Amortization Depletion Income Statement | $124,474,206 | $108,714,370 | $85,811,810 |
| Depreciation And Amortization In Income Statement | $124,474,206 | $108,714,370 | $85,811,810 |
| Gross Profit | $1,552,157,977 | $1,302,459,981 | $1,032,913,513 |
| Per Share | |||
| Diluted EPS | $0.34 | $-0.03 | $-0.24 |
| Basic EPS | $0.34 | $-0.03 | $-0.24 |
| Other | |||
| Tax Effect Of Unusual Items | $-27,333,007 | $-17,755,388 | $-17,890,486 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $493,263,036 | $203,731,808 | $49,992,875 |
| Total Unusual Items | $-117,814,684 | $-76,531,844 | $-77,114,165 |
| Total Unusual Items Excluding Goodwill | $-117,814,684 | $-76,531,844 | $-77,114,165 |
| Reconciled Depreciation | $132,515,191 | $115,169,460 | $90,786,318 |
| EBITDA (Bullshit earnings) | $375,448,352 | $127,199,964 | $-27,121,290 |
| EBIT | $242,933,160 | $12,030,504 | $-117,907,608 |
| Diluted Average Shares | $4,142,070 | $4,142,070 | $4,142,070 |
| Basic Average Shares | $4,142,070 | $4,142,070 | $4,142,070 |
| Diluted NI Availto Com Stockholders | $224,069,678 | $-20,752,928 | $-160,175,438 |
| Minority Interests | $-18,504,178 | $-15,611,158 | $-5,637,363 |
| Tax Provision | $-25,993,817 | $5,209,914 | $27,245,188 |
| Other Special Charges | $-7,533,003 | $-7,793,189 | $-3,741,722 |
| Write Off | $159,599,312 | $113,075,583 | $93,735,092 |
| Gain On Sale Of Security | $34,251,624 | $28,750,549 | $12,879,205 |
| Other Taxes | $31,296,655 | $40,378,384 | $44,008,598 |
| Provision For Doubtful Accounts | $-11,373,844 | $29,363,845 | $241,601 |
| Selling General And Administration | $556,674,073 | $567,824,901 | $539,823,935 |
| Other Gand A | $178,208,803 | $215,582,659 | $189,235,732 |
Balance Sheet (Annual)
| Metric | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $118,112,040 | $-39,938,546 | $34,648,098 |
| Total Assets | $25,040,452,433 | $23,580,171,077 | $20,370,504,586 |
| Total Non Current Assets | $13,495,548,805 | $10,296,351,701 | $3,984,103,830 |
| Other Non Current Assets | $193,646,504 | $196,093,491 | $232,792,103 |
| Non Current Deferred Assets | $305,978,698 | $212,243,606 | $180,878,807 |
| Non Current Deferred Taxes Assets | $305,978,698 | $212,243,606 | $180,878,807 |
| Non Current Note Receivables | $7,019,253,680 | $5,644,815,110 | - |
| Investmentin Financial Assets | $5,288,211,656 | $3,654,708,394 | $3,009,843,668 |
| Goodwill And Other Intangible Assets | $500,727,895 | $443,610,881 | $411,738,099 |
| Other Intangible Assets | $406,831,735 | $382,163,628 | $350,290,847 |
| Current Assets | $11,544,903,628 | $13,283,819,376 | $16,386,400,756 |
| Other Current Assets | $35,571,139 | $43,054,583 | - |
| Restricted Cash | $1,364,117,861 | $1,848,831,929 | - |
| Prepaid Assets | $153,404,408 | $155,312,438 | $1,748,765,645 |
| Receivables | $6,186,181,575 | $5,396,950,806 | $9,314,273,570 |
| Other Receivables | $296,234,114 | $288,645,357 | - |
| Loans Receivable | $5,312,365,586 | $4,543,540,831 | $8,148,943,984 |
| Accounts Receivable | $577,581,874 | $564,764,618 | $1,165,329,586 |
| Allowance For Doubtful Accounts Receivable | $-5,278,058 | $-6,033,836 | - |
| Gross Accounts Receivable | $582,859,933 | $570,798,455 | - |
| Cash Cash Equivalents And Short Term Investments | $3,805,628,646 | $5,839,669,620 | $5,323,361,541 |
| Cash And Cash Equivalents | $2,286,396,584 | $4,600,911,836 | $5,323,361,541 |
| Cash Equivalents | $1,314,917,933 | $1,436,022,112 | - |
| Cash Financial | $971,478,650 | $3,164,889,725 | - |
| Debt | |||
| Net Debt | $188,950,767 | - | - |
| Total Debt | $2,550,287,104 | $3,784,788,989 | $3,117,511,099 |
| Long Term Debt And Capital Lease Obligation | $1,282,084,942 | $1,446,541,059 | $3,117,511,099 |
| Long Term Debt | $1,224,113,030 | $1,412,128,367 | $3,063,627,824 |
| Current Debt And Capital Lease Obligation | $1,268,202,162 | $2,338,247,930 | - |
| Current Debt | $1,251,234,320 | $2,324,749,234 | - |
| Other Current Borrowings | $1,251,234,320 | $2,324,749,234 | - |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $23,654,460,366 | $22,395,389,492 | $19,183,932,674 |
| Total Non Current Liabilities Net Minority Interest | $1,401,640,394 | $1,557,163,459 | $14,997,404,161 |
| Other Non Current Liabilities | $96,281,198 | $97,656,467 | $11,863,767,727 |
| Tradeand Other Payables Non Current | $6,195 | - | - |
| Non Current Deferred Liabilities | $2,335,479 | $607,101 | $0 |
| Non Current Deferred Taxes Liabilities | $2,335,479 | $607,101 | $0 |
| Current Liabilities | $22,252,819,972 | $20,838,226,033 | $4,186,528,513 |
| Other Current Liabilities | $15,040,390,600 | $13,433,426,307 | - |
| Payables And Accrued Expenses | $5,921,541,471 | $5,033,718,804 | $4,186,528,513 |
| Payables | $5,921,541,471 | $5,033,718,804 | $4,186,528,513 |
| Total Tax Payable | $40,124,393 | $25,454,861 | $16,967,842 |
| Income Tax Payable | $40,124,393 | $25,454,861 | $16,967,842 |
| Accounts Payable | $5,881,417,078 | $5,008,263,944 | $4,169,560,671 |
| Equity | |||
| Common Stock Equity | $618,839,935 | $403,672,334 | $446,386,198 |
| Total Equity Gross Minority Interest | $1,385,992,067 | $1,184,781,585 | $1,186,571,912 |
| Stockholders Equity | $618,839,935 | $403,672,334 | $446,386,198 |
| Gains Losses Not Affecting Retained Earnings | $-2,347,869 | $-737,194 | $-669,050 |
| Retained Earnings | $-30,274,496 | $-269,577,442 | $-385,688,528 |
| Long Term Equity Investment | $6,269,243 | $0 | $0 |
| Other | |||
| Ordinary Shares Number | $4,142,070 | $4,142,070 | $4,142,070 |
| Share Issued | $4,142,070 | $4,142,070 | $4,142,070 |
| Tangible Book Value | $118,112,040 | $-39,938,546 | $34,648,098 |
| Invested Capital | $3,094,187,286 | $4,140,549,936 | $3,510,014,022 |
| Working Capital | $-10,707,916,344 | $-7,554,406,657 | $12,199,872,243 |
| Capital Lease Obligations | $74,939,754 | $47,911,388 | $53,883,275 |
| Total Capitalization | $1,842,952,965 | $1,815,800,701 | $3,510,014,022 |
| Minority Interest | $767,152,132 | $781,109,250 | $740,185,715 |
| Additional Paid In Capital | $85,037,447 | $90,550,912 | $111,334,815 |
| Capital Stock | $566,424,852 | $583,436,059 | $721,408,961 |
| Common Stock | $566,424,852 | $583,436,059 | $721,408,961 |
| Long Term Capital Lease Obligation | $57,971,912 | $34,412,692 | $53,883,275 |
| Long Term Provisions | $20,932,581 | $12,358,833 | $16,125,335 |
| Current Capital Lease Obligation | $16,967,842 | $13,498,696 | - |
| Current Provisions | $22,685,738 | $32,832,991 | - |
| Investments And Advances | $5,294,480,899 | $3,654,708,394 | $3,009,843,668 |
| Available For Sale Securities | $5,288,211,656 | $3,654,708,394 | $3,009,843,668 |
| Investmentsin Joint Venturesat Cost | $6,269,243 | $0 | $0 |
| Goodwill | $93,896,160 | $61,447,253 | $61,447,253 |
| Net PPE | $181,461,128 | $144,880,220 | $148,851,153 |
| Accumulated Depreciation | $-70,305,965 | $-52,396,498 | $-43,630,709 |
| Gross PPE | $251,767,093 | $197,276,718 | $192,481,862 |
| Leases | $18,813,923 | $17,011,206 | $15,573,989 |
| Construction In Progress | $3,444,367 | $4,993,093 | $5,990,472 |
| Other Properties | $2,062,903 | $2,552,300 | $631,880 |
| Machinery Furniture Equipment | $137,830,419 | $120,435,129 | $110,653,375 |
| Buildings And Improvements | $89,615,481 | $52,284,990 | $59,632,146 |
| Properties | $0 | $0 | $0 |
| Other Short Term Investments | $1,519,232,062 | $1,238,757,783 | $3,009,843,668 |
Cash Flow Statement (Annual)
| Metric | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $828,648,944 | $170,235,962 | $-1,388,172,673 |
| Operating Activities | |||
| Operating Cash Flow | $965,469,593 | $309,590,327 | $-1,206,160,199 |
| Cash Flow From Continuing Operating Activities | $965,469,593 | $309,590,327 | $-1,206,160,199 |
| Operating Gains Losses | $4,311,653 | $9,261,381 | $2,007,149 |
| Investing Activities | |||
| Capital Expenditure | $-136,820,650 | $-139,354,365 | $-182,012,474 |
| Investing Cash Flow | $-1,982,226,797 | $-1,693,581,440 | $1,177,118,489 |
| Cash Flow From Continuing Investing Activities | $-1,982,226,797 | $-1,693,581,440 | $1,177,118,489 |
| Net Other Investing Changes | $-33,099,372 | $-20,542,302 | $-5,228,499 |
| Financing Activities | |||
| Financing Cash Flow | $-1,302,943,184 | $668,615,989 | $198,150,199 |
| Cash Flow From Continuing Financing Activities | $-1,302,943,184 | $668,615,989 | $198,150,199 |
| Net Other Financing Charges | $-18,113,899 | $11,398,623 | $-131,939,065 |
| Cash Dividends Paid | $-1,753,158 | $-1,108,888 | $-30,534,682 |
| Common Stock Dividend Paid | $-1,753,158 | $-1,108,888 | $-30,534,682 |
| Other | |||
| Repayment Of Debt | $-5,703,759,621 | $-3,214,108,237 | $-3,381,098,069 |
| Issuance Of Debt | $5,217,967,639 | $3,686,587,370 | $3,215,155,176 |
| End Cash Position | $2,290,943,643 | $4,611,009,530 | $5,323,361,541 |
| Beginning Cash Position | $4,611,009,530 | $5,323,361,541 | $5,151,657,387 |
| Effect Of Exchange Rate Changes | $-365,499 | $3,023,113 | $2,595,665 |
| Changes In Cash | $-2,319,700,388 | $-715,375,124 | $169,108,489 |
| Net Issuance Payments Of Debt | $-1,283,076,127 | $658,326,253 | $360,623,947 |
| Net Short Term Debt Issuance | $-797,284,145 | $185,847,120 | $526,566,840 |
| Net Long Term Debt Issuance | $-485,791,982 | $472,479,133 | $-165,942,893 |
| Long Term Debt Payments | $-5,703,759,621 | $-3,214,108,237 | $-3,381,098,069 |
| Long Term Debt Issuance | $5,217,967,639 | $3,686,587,370 | $3,215,155,176 |
| Net Investment Purchase And Sale | $-1,768,205,254 | $-1,533,684,773 | $1,335,887,683 |
| Sale Of Investment | $1,101,980,498 | $4,892,958,196 | $5,184,329,310 |
| Purchase Of Investment | $-2,870,185,752 | $-6,426,642,969 | $-3,848,441,627 |
| Net Business Purchase And Sale | $-44,101,522 | $0 | $28,471,779 |
| Sale Of Business | $0 | $0 | $28,471,779 |
| Purchase Of Business | $-44,101,522 | $0 | $0 |
| Net Intangibles Purchase And Sale | $-106,948,823 | $-110,956,926 | $-118,304,082 |
| Purchase Of Intangibles | $-106,948,823 | $-110,956,926 | $-118,304,082 |
| Net PPE Purchase And Sale | $-29,871,827 | $-28,397,440 | $-63,708,393 |
| Purchase Of PPE | $-29,871,827 | $-28,397,440 | $-63,708,393 |
| Taxes Refund Paid | $-38,916,387 | $-23,949,499 | $-22,140,587 |
| Change In Working Capital | $647,150,646 | $218,655,332 | $-1,145,704,130 |
| Change In Other Working Capital | $543,367,420 | $-255,682,273 | $-28,440,804 |
| Change In Other Current Liabilities | $1,559,189,193 | $1,673,609,070 | $1,595,540,890 |
| Change In Other Current Assets | $-193,627,919 | $-281,719,454 | $-283,900,061 |
| Change In Payables And Accrued Expense | $901,717,836 | $809,946,529 | $122,659,099 |
| Change In Payable | $901,717,836 | $809,946,529 | $122,659,099 |
| Change In Account Payable | $901,717,836 | $809,946,529 | $122,659,099 |
| Change In Prepaid Assets | $481,071,465 | $-245,281,029 | $-108,689,591 |
| Change In Receivables | $-2,163,495,883 | $-1,727,498,540 | $-2,551,563,254 |
| Changes In Account Receivables | $-20,232,556 | $311,913,416 | $-282,363,724 |
| Other Non Cash Items | $3,828,451 | $-9,614,491 | $-3,816,061 |
| Depreciation Amortization Depletion | $132,515,191 | $115,169,460 | $90,786,318 |
| Depreciation And Amortization | $132,515,191 | $115,169,460 | $90,786,318 |
| Gain Loss On Sale Of PPE | $4,311,653 | $9,261,381 | $2,007,149 |
| Net Income From Continuing Operations | $216,580,039 | $68,144 | $-127,292,887 |