PCB
PCB Bancorp
Price Chart
Latest Quote
$26.68
-0.12 (-0.45%)
Current Price
| Previous Close | $26.80 |
| Open | $26.78 |
| Day High | $27.13 |
| Day Low | $26.64 |
| Volume | 32,442 |
Stock Information
| Quarterly Dividend / Yield | $0.84 / 3.13% |
| Shares Outstanding | 14.23M |
| Quarterly Dividend Yield | 3.13% |
| Quarterly Dividend | $0.84 |
| Total Debt | $68.30M |
| Cash Equivalents | $267.40M |
| Revenue | $116.14M |
| Net Income | $39.73M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $379.78M |
| P/E Ratio | 9.56 |
| EPS (TTM) | $2.79 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $247.53M |
| Sales | $116.14M |
| Income | $39.73M |
| Book/sh | $23.16 |
| Cash/sh | $18.79 |
| Employees | 264 |
Financial Ratios
| EPS Growth TTM | 37.70% |
Returns & Margins
| ROA | 1.23% |
| ROE | 10.52% |
| Operating Margin | 50.15% |
| Profit Margin | 34.76% |
Ownership
| Insider Ownership | 26.01% |
| Institutional Ownership | 41.77% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.65 |
| P/S | 3.27 |
| P/B | 1.15 |
Analyst Data
| Recommendation | none |
| Target Price | $26.00 |
Technical Indicators
| SMA20 | $25.43 |
| SMA50 | $24.59 |
| SMA200 | $22.30 |
| RSI | 72.14 |
| ATR | 0.6400 |
| Shares Float | 10.45M |
| Short Float | 1.45% |
| Short Ratio | 5.95 |
| Volatility | 0.52 |
| Rel Volume | 1.24 |
Performance History
| Week | +0.34% |
| Month | +9.48% |
| Quarter | +24.38% |
| 6 Months | +14.29% |
| YTD | +25.94% |
| Year | +39.26% |
| 3 Years | +90.34% |
| 5 Years | +98.85% |
| 10 Years | +72.07% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $26.68 | 32,442 |
| 2026-06-18 | $26.80 | 57,200 |
| 2026-06-17 | $26.18 | 33,000 |
| 2026-06-16 | $26.36 | 21,300 |
| 2026-06-15 | $26.15 | 18,000 |
| 2026-06-12 | $26.59 | 19,000 |
| 2026-06-11 | $26.05 | 16,500 |
| 2026-06-10 | $26.30 | 34,400 |
| 2026-06-09 | $25.97 | 27,900 |
| 2026-06-08 | $25.37 | 22,800 |
| 2026-06-05 | $25.20 | 36,400 |
| 2026-06-04 | $24.83 | 9,700 |
| 2026-06-03 | $24.00 | 30,600 |
| 2026-06-02 | $24.52 | 16,400 |
| 2026-06-01 | $24.28 | 18,500 |
| 2026-05-29 | $24.57 | 22,100 |
| 2026-05-28 | $24.65 | 26,600 |
| 2026-05-27 | $24.82 | 16,100 |
| 2026-05-26 | $24.79 | 40,600 |
About PCB Bancorp
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse; consumer loans comprising residential mortgage and other consumer loans; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; cash management, debit and credit card, and online and mobile banking; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. It operates through full-service branches and loan production offices. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $115,714,000 | $99,710,000 | $99,187,000 | $104,131,000 |
| Operating Revenue | $115,714,000 | $99,710,000 | $99,187,000 | $104,131,000 |
| Expenses | ||||
| Interest Expense | $93,658,000 | $92,200,000 | $62,673,000 | $12,119,000 |
| Selling And Marketing Expense | $2,116,000 | $1,886,000 | $2,327,000 | $2,150,000 |
| General And Administrative Expense | $37,449,000 | $36,567,000 | $35,328,000 | $33,762,000 |
| Professional Expense And Contract Services Expense | $2,808,000 | $3,408,000 | $3,087,000 | $2,239,000 |
| Other Non Interest Expense | $7,583,000 | $9,045,000 | $7,391,000 | $6,494,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $37,453,000 | $25,810,000 | $30,705,000 | $34,987,000 |
| Net Interest Income | $103,878,000 | $88,617,000 | $88,504,000 | $89,632,000 |
| Interest Income | $197,536,000 | $180,817,000 | $151,177,000 | $101,751,000 |
| Normalized Income | $37,453,000 | $25,810,000 | $30,705,000 | $34,987,000 |
| Net Income From Continuing And Discontinued Operation | $37,453,000 | $25,810,000 | $30,705,000 | $34,987,000 |
| Net Income Common Stockholders | $36,857,000 | $24,929,000 | $30,610,000 | $34,830,000 |
| Net Income | $37,453,000 | $25,810,000 | $30,705,000 | $34,987,000 |
| Net Income Including Noncontrolling Interests | $37,453,000 | $25,810,000 | $30,705,000 | $34,987,000 |
| Net Income Continuous Operations | $37,453,000 | $25,810,000 | $30,705,000 | $34,987,000 |
| Pretax Income | $52,488,000 | $36,286,000 | $43,262,000 | $49,403,000 |
| Per Share | ||||
| Diluted EPS | $2.58 | $1.74 | $2.12 | $2.31 |
| Basic EPS | $2.59 | $1.75 | $2.14 | $2.35 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $4,293,000 | $4,016,000 | $4,067,000 | $3,732,000 |
| Diluted Average Shares | $14,279,130 | $14,342,361 | $14,417,938 | $15,076,348 |
| Basic Average Shares | $14,204,468 | $14,242,057 | $14,301,691 | $14,833,191 |
| Diluted NI Availto Com Stockholders | $36,857,000 | $24,929,000 | $30,610,000 | $34,830,000 |
| Otherunder Preferred Stock Dividend | $296,000 | $47,000 | $95,000 | $157,000 |
| Preferred Stock Dividends | $300,000 | $834,000 | - | - |
| Tax Provision | $15,035,000 | $10,476,000 | $12,557,000 | $14,416,000 |
| Selling General And Administration | $39,565,000 | $38,453,000 | $37,655,000 | $35,912,000 |
| Salaries And Wages | $37,449,000 | $36,567,000 | $35,328,000 | $33,762,000 |
| Occupancy And Equipment | $9,242,000 | $9,117,000 | $7,924,000 | $6,481,000 |
| Gain On Sale Of Security | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-21
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $390,026,000 | $363,814,000 | $348,872,000 | $335,442,000 |
| Total Assets | $3,281,771,000 | $3,063,971,000 | $2,789,506,000 | $2,420,036,000 |
| Receivables | $10,669,000 | $10,466,000 | $9,468,000 | $7,472,000 |
| Accounts Receivable | $10,669,000 | $10,466,000 | $9,468,000 | $7,472,000 |
| Cash And Cash Equivalents | $207,142,000 | $198,792,000 | $242,342,000 | $147,031,000 |
| Cash Financial | $25,319,000 | $27,100,000 | $26,518,000 | $23,202,000 |
| Cash Cash Equivalents And Federal Funds Sold | $207,142,000 | $198,792,000 | $242,342,000 | $147,031,000 |
| Debt | ||||
| Total Debt | $52,996,000 | $33,671,000 | $59,137,000 | $26,809,000 |
| Long Term Debt And Capital Lease Obligation | $52,996,000 | $18,671,000 | $59,137,000 | $26,809,000 |
| Long Term Debt | $34,000,000 | - | $39,000,000 | $20,000,000 |
| Current Debt And Capital Lease Obligation | $0 | $15,000,000 | $0 | - |
| Current Debt | $0 | $15,000,000 | $0 | - |
| Other Current Borrowings | $0 | $15,000,000 | $0 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,891,745,000 | $2,700,157,000 | $2,440,634,000 | $2,084,594,000 |
| Non Current Deferred Liabilities | - | - | $876,000 | - |
| Non Current Deferred Taxes Liabilities | - | - | $876,000 | - |
| Payables And Accrued Expenses | - | - | $29,009,000 | $11,802,000 |
| Payables | - | - | $29,009,000 | $11,802,000 |
| Accounts Payable | - | - | $29,009,000 | $11,802,000 |
| Equity | ||||
| Common Stock Equity | $320,885,000 | $294,673,000 | $279,731,000 | $266,301,000 |
| Preferred Stock Equity | $69,141,000 | $69,141,000 | $69,141,000 | $69,141,000 |
| Total Equity Gross Minority Interest | $390,026,000 | $363,814,000 | $348,872,000 | $335,442,000 |
| Stockholders Equity | $390,026,000 | $363,814,000 | $348,872,000 | $335,442,000 |
| Gains Losses Not Affecting Retained Earnings | $-4,856,000 | $-9,319,000 | $-8,924,000 | $-10,511,000 |
| Other Equity Adjustments | $-4,856,000 | $-9,319,000 | $-8,924,000 | $-10,511,000 |
| Retained Earnings | $186,485,000 | $160,797,000 | $146,092,000 | $127,181,000 |
| Other | ||||
| Ordinary Shares Number | $14,230,428 | $14,380,651 | $14,260,440 | $14,625,474 |
| Share Issued | $14,230,428 | $14,380,651 | $14,260,440 | $14,625,474 |
| Tangible Book Value | $320,885,000 | $294,673,000 | $279,731,000 | $266,301,000 |
| Invested Capital | $354,885,000 | $309,673,000 | $318,731,000 | $286,301,000 |
| Capital Lease Obligations | $18,996,000 | $18,671,000 | $20,137,000 | $6,809,000 |
| Total Capitalization | $424,026,000 | - | $387,872,000 | $355,442,000 |
| Capital Stock | $208,397,000 | $212,336,000 | $211,704,000 | $218,772,000 |
| Common Stock | $139,256,000 | $143,195,000 | $142,563,000 | $149,631,000 |
| Preferred Stock | $69,141,000 | $69,141,000 | $69,141,000 | $69,141,000 |
| Long Term Capital Lease Obligation | $18,996,000 | $18,671,000 | $20,137,000 | $6,809,000 |
| Investments And Advances | $160,009,000 | $146,349,000 | $143,323,000 | $141,863,000 |
| Net PPE | $25,352,000 | $25,534,000 | $24,912,000 | $13,274,000 |
| Accumulated Depreciation | $-15,298,000 | $-15,270,000 | $-14,092,000 | $-13,153,000 |
| Gross PPE | $40,650,000 | $40,804,000 | $39,004,000 | $26,427,000 |
| Leases | $14,265,000 | $13,131,000 | $10,424,000 | $10,269,000 |
| Construction In Progress | $8,000 | $463,000 | $0 | - |
| Other Properties | $17,158,000 | $17,254,000 | $18,913,000 | $6,358,000 |
| Machinery Furniture Equipment | $9,219,000 | $9,956,000 | $9,667,000 | $9,800,000 |
| Other Short Term Investments | $160,009,000 | $146,349,000 | $143,323,000 | $141,863,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-21
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $24,396,000 | $34,910,000 | $62,028,000 | $51,814,000 |
| Operating Activities | ||||
| Operating Cash Flow | $26,589,000 | $38,985,000 | $63,343,000 | $57,267,000 |
| Cash Flow From Continuing Operating Activities | $26,589,000 | $38,985,000 | $63,343,000 | $57,267,000 |
| Operating Gains Losses | $-4,617,000 | $-3,752,000 | $-3,570,000 | $-7,990,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,193,000 | $-4,075,000 | $-1,315,000 | $-5,453,000 |
| Investing Cash Flow | $-200,137,000 | $-311,737,000 | $-275,273,000 | $-356,665,000 |
| Cash Flow From Continuing Investing Activities | $-200,137,000 | $-311,737,000 | $-275,273,000 | $-356,665,000 |
| Net Other Investing Changes | $-936,000 | $1,713,000 | $-2,533,000 | $-415,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-7,101,000 | $-222,000 | $-8,828,000 | $-6,732,000 |
| Financing Cash Flow | $181,898,000 | $229,202,000 | $307,241,000 | $243,144,000 |
| Cash Flow From Continuing Financing Activities | $181,898,000 | $229,202,000 | $307,241,000 | $243,144,000 |
| Net Other Financing Charges | $-89,000 | $-65,000 | $-2,000 | $-8,000 |
| Cash Dividends Paid | $-11,811,000 | $-11,043,000 | $-9,908,000 | $-8,946,000 |
| Preferred Stock Dividend Paid | $-346,000 | $-772,000 | $0 | $0 |
| Common Stock Dividend Paid | $-11,465,000 | $-10,271,000 | $-9,908,000 | $-8,946,000 |
| Net Common Stock Issuance | $-7,101,000 | $-222,000 | $-8,828,000 | $-6,732,000 |
| Issuance Of Capital Stock | - | $0 | $0 | $69,141,000 |
| Net Preferred Stock Issuance | - | $0 | $0 | $69,141,000 |
| Preferred Stock Issuance | - | $0 | $0 | $69,141,000 |
| Other | ||||
| Repayment Of Debt | $0 | $-89,000,000 | $0 | $-10,000,000 |
| Issuance Of Debt | $0 | $50,000,000 | $39,000,000 | $0 |
| Interest Paid Supplemental Data | $92,837,000 | $85,845,000 | $47,780,000 | $9,731,000 |
| Income Tax Paid Supplemental Data | $23,055,000 | $6,366,000 | $4,284,000 | $13,977,000 |
| End Cash Position | $207,142,000 | $198,792,000 | $242,342,000 | $147,031,000 |
| Beginning Cash Position | $198,792,000 | $242,342,000 | $147,031,000 | $203,285,000 |
| Changes In Cash | $8,350,000 | $-43,550,000 | $95,311,000 | $-56,254,000 |
| Proceeds From Stock Option Exercised | $2,278,000 | $353,000 | $1,350,000 | $840,000 |
| Common Stock Payments | $-7,101,000 | $-222,000 | $-8,828,000 | $-6,732,000 |
| Net Issuance Payments Of Debt | $19,000,000 | $-24,000,000 | $19,000,000 | $10,000,000 |
| Net Short Term Debt Issuance | $19,000,000 | $15,000,000 | $-20,000,000 | $20,000,000 |
| Net Long Term Debt Issuance | $0 | $-39,000,000 | $39,000,000 | $-10,000,000 |
| Long Term Debt Payments | $0 | $-89,000,000 | $0 | $-10,000,000 |
| Long Term Debt Issuance | $0 | $50,000,000 | $39,000,000 | $0 |
| Net Investment Purchase And Sale | $-7,457,000 | $-4,726,000 | $594,000 | $-34,160,000 |
| Sale Of Investment | $24,198,000 | $19,758,000 | $17,865,000 | $23,200,000 |
| Purchase Of Investment | $-31,655,000 | $-24,484,000 | $-17,271,000 | $-57,360,000 |
| Net PPE Purchase And Sale | $-2,193,000 | $-4,075,000 | $-1,315,000 | $-5,453,000 |
| Purchase Of PPE | $-2,193,000 | $-4,075,000 | $-1,315,000 | $-5,453,000 |
| Change In Working Capital | $-5,388,000 | $17,868,000 | $13,138,000 | $-11,015,000 |
| Change In Payables And Accrued Expense | $-7,568,000 | $21,585,000 | $14,072,000 | $1,723,000 |
| Change In Payable | $-7,568,000 | $21,585,000 | $14,072,000 | $1,723,000 |
| Change In Account Payable | $-7,568,000 | $21,585,000 | $14,072,000 | $1,723,000 |
| Change In Receivables | $2,180,000 | $-3,717,000 | $-934,000 | $-12,738,000 |
| Changes In Account Receivables | $2,180,000 | $-3,717,000 | $-934,000 | $-12,738,000 |
| Other Non Cash Items | $-2,293,000 | $2,954,000 | $17,629,000 | $26,605,000 |
| Stock Based Compensation | $973,000 | $504,000 | $488,000 | $539,000 |
| Deferred Tax | $-3,847,000 | $-7,979,000 | $4,103,000 | $12,172,000 |
| Deferred Income Tax | $-3,847,000 | $-7,979,000 | $4,103,000 | $12,172,000 |
| Depreciation Amortization Depletion | $4,293,000 | $4,016,000 | $4,067,000 | $3,732,000 |
| Depreciation And Amortization | $4,293,000 | $4,016,000 | $4,067,000 | $3,732,000 |
| Amortization Cash Flow | $2,080,000 | $1,764,000 | $1,883,000 | $2,135,000 |
| Amortization Of Intangibles | $2,080,000 | $1,764,000 | $1,883,000 | $2,135,000 |
| Depreciation | $2,213,000 | $2,252,000 | $2,184,000 | $1,597,000 |
| Net Income From Continuing Operations | $37,453,000 | $25,810,000 | $30,705,000 | $34,987,000 |
| Short Term Debt Issuance | - | - | - | $20,000,000 |
| Gain Loss On Investment Securities | - | - | - | - |
Fetched: 2026-06-21