PFBC
Preferred Bank
Price Chart
Latest Quote
$99.90
+0.86 (+0.87%)
Current Price
| Previous Close | $99.04 |
| Open | $99.05 |
| Day High | $100.73 |
| Day Low | $98.56 |
| Volume | 146,939 |
Stock Information
| Quarterly Dividend / Yield | $3.20 / 3.23% |
| Shares Outstanding | 11.84M |
| Quarterly Dividend Yield | 3.23% |
| Quarterly Dividend | $3.20 |
| Total Debt | $383.15M |
| Cash Equivalents | $825.16M |
| Revenue | $283.40M |
| Net Income | $134.75M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.18B |
| P/E Ratio | 9.34 |
| EPS (TTM) | $10.70 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $730.81M |
| Sales | $283.40M |
| Income | $134.75M |
| Book/sh | $65.04 |
| Cash/sh | $69.68 |
| Employees | 324 |
Financial Ratios
| EPS Growth TTM | 3.70% |
Returns & Margins
| ROA | 1.83% |
| ROE | 17.40% |
| Operating Margin | 65.98% |
| Profit Margin | 47.55% |
Ownership
| Insider Ownership | 8.09% |
| Institutional Ownership | 88.40% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.91 |
| PEG | 0.94 |
| P/S | 4.17 |
| P/B | 1.54 |
Analyst Data
| Recommendation | hold |
| Target Price | $103.75 |
Technical Indicators
| SMA20 | $97.54 |
| SMA50 | $95.47 |
| SMA200 | $91.94 |
| RSI | 66.89 |
| ATR | 2.4418 |
| Shares Float | 10.86M |
| Short Float | 10.78% |
| Short Ratio | 10.42 |
| Volatility | 0.56 |
| Rel Volume | 1.27 |
Performance History
| Week | -1.68% |
| Month | +5.95% |
| Quarter | +15.05% |
| 6 Months | +1.45% |
| YTD | +5.92% |
| Year | +28.55% |
| 3 Years | +102.22% |
| 5 Years | +76.82% |
| 10 Years | +327.11% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $99.90 | 146,939 |
| 2026-06-18 | $99.04 | 301,800 |
| 2026-06-17 | $98.39 | 184,300 |
| 2026-06-16 | $100.15 | 127,400 |
| 2026-06-15 | $100.26 | 75,300 |
| 2026-06-12 | $101.61 | 129,000 |
| 2026-06-11 | $100.98 | 67,700 |
| 2026-06-10 | $100.70 | 98,400 |
| 2026-06-09 | $99.30 | 77,400 |
| 2026-06-08 | $97.99 | 115,800 |
| 2026-06-05 | $97.23 | 88,200 |
| 2026-06-04 | $96.03 | 116,600 |
| 2026-06-03 | $93.70 | 101,900 |
| 2026-06-02 | $95.81 | 72,700 |
| 2026-06-01 | $94.46 | 83,300 |
| 2026-05-29 | $95.82 | 106,300 |
| 2026-05-28 | $95.11 | 89,500 |
| 2026-05-27 | $94.73 | 117,900 |
| 2026-05-26 | $94.86 | 91,300 |
| 2026-05-22 | $94.77 | 130,700 |
About Preferred Bank
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.
đ° Latest News
Preferred Bank And 2 Other Dividend Stocks To Boost Your Portfolio
Simply Wall St. âĸ 2026-06-15T11:32:30Z
3 Hyped Up Bank Stocks We Find Risky
StockStory âĸ 2026-06-15T09:00:07Z
1 Cash-Heavy Stock for Long-Term Investors and 2 We Find Risky
StockStory âĸ 2026-06-05T12:32:14Z
Assessing Preferred Bank (PFBC) Valuation After Recent Share Price Moves And Long Term Returns
Simply Wall St. âĸ 2026-06-02T08:07:01Z
3 Russell 2000 Stocks We Keep Off Our Radar
StockStory âĸ 2026-06-01T20:00:51Z
Q1 Rundown: Preferred Bank (NASDAQ:PFBC) Vs Other Regional Banks Stocks
StockStory âĸ 2026-05-28T12:54:27Z
3 Reasons to Avoid PFBC and 1 Stock to Buy Instead
StockStory âĸ 2026-05-22T23:56:55Z
3 Leading Dividend Stocks Yielding Over 3%
Simply Wall St. âĸ 2026-05-15T17:32:10Z
How Investors Are Reacting To Preferred Bank (PFBC) Earnings Growth Amid Rising Net Charge-Offs and Buybacks
Simply Wall St. âĸ 2026-04-27T18:05:04Z
1 Small-Cap Stock with Impressive Fundamentals and 2 Facing Challenges
StockStory âĸ 2026-04-23T22:37:23Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $283,398,000 | $283,959,000 | $293,143,000 | $254,402,000 |
| Operating Revenue | $283,398,000 | $283,959,000 | $293,143,000 | $254,402,000 |
| Expenses | ||||
| Interest Expense | $215,638,000 | $236,468,000 | $188,614,000 | $47,024,000 |
| Selling And Marketing Expense | $1,103,000 | $1,250,000 | $737,000 | $811,000 |
| General And Administrative Expense | $56,427,000 | $53,648,000 | $51,314,000 | $48,607,000 |
| Professional Expense And Contract Services Expense | $6,743,000 | $6,711,000 | $5,270,000 | $4,892,000 |
| Other Non Interest Expense | $9,645,000 | $9,016,000 | $8,332,000 | $5,922,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $133,632,000 | $130,662,000 | $150,040,000 | $128,845,000 |
| Net Interest Income | $270,817,000 | $272,628,000 | $289,374,000 | $247,358,000 |
| Interest Income | $486,455,000 | $509,096,000 | $477,988,000 | $294,382,000 |
| Normalized Income | $135,978,945 | $132,248,123 | $152,430,882 | $130,871,142 |
| Net Income From Continuing And Discontinued Operation | $133,632,000 | $130,662,000 | $150,040,000 | $128,845,000 |
| Net Income Common Stockholders | $133,632,000 | $130,662,000 | $150,040,000 | $128,843,000 |
| Net Income | $133,632,000 | $130,662,000 | $150,040,000 | $128,845,000 |
| Net Income Including Noncontrolling Interests | $133,632,000 | $130,662,000 | $150,040,000 | $128,845,000 |
| Net Income Continuous Operations | $133,632,000 | $130,662,000 | $150,040,000 | $128,845,000 |
| Pretax Income | $189,547,000 | $184,033,000 | $209,853,000 | $179,197,000 |
| Per Share | ||||
| Diluted EPS | $10.41 | $9.64 | $10.52 | $8.70 |
| Basic EPS | $10.61 | $9.79 | $10.64 | $8.84 |
| Other | ||||
| Tax Effect Of Unusual Items | $-982,055 | $-647,877 | $-953,118 | $-791,858 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-3,329,000 | $-2,234,000 | $-3,344,000 | $-2,818,000 |
| Total Unusual Items Excluding Goodwill | $-3,329,000 | $-2,234,000 | $-3,344,000 | $-2,818,000 |
| Reconciled Depreciation | $1,748,000 | $2,151,000 | $1,720,000 | $1,890,000 |
| Diluted Average Shares | $12,837,442 | $13,554,266 | $14,261,644 | $14,809,416 |
| Basic Average Shares | $12,594,305 | $13,347,004 | $14,095,745 | $14,579,132 |
| Diluted NI Availto Com Stockholders | $133,632,000 | $130,662,000 | $150,040,000 | $128,843,000 |
| Tax Provision | $55,915,000 | $53,371,000 | $59,813,000 | $50,352,000 |
| Gain On Sale Of Security | $132,000 | $0 | $-5,046,000 | $297,000 |
| Selling General And Administration | $57,530,000 | $54,898,000 | $52,051,000 | $49,418,000 |
| Salaries And Wages | $56,427,000 | $53,648,000 | $51,314,000 | $48,607,000 |
| Occupancy And Equipment | $10,833,000 | $17,201,000 | $7,637,000 | $7,623,000 |
| Otherunder Preferred Stock Dividend | - | - | - | $2,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $789,477,000 | $763,152,000 | $695,105,000 | $630,426,000 |
| Total Assets | $7,601,165,000 | $6,923,429,000 | $6,659,276,000 | $6,425,358,000 |
| Receivables | $38,117,000 | $35,756,000 | $36,283,000 | $23,593,000 |
| Other Receivables | $3,884,000 | $2,195,000 | $2,391,000 | - |
| Accounts Receivable | $34,233,000 | $33,561,000 | $33,892,000 | $23,593,000 |
| Cash And Cash Equivalents | $807,098,000 | $765,515,000 | $890,852,000 | $747,526,000 |
| Cash Cash Equivalents And Federal Funds Sold | $827,098,000 | $785,515,000 | $910,852,000 | $767,526,000 |
| Debt | ||||
| Total Debt | $383,813,000 | $165,459,000 | $167,998,000 | $168,944,000 |
| Long Term Debt And Capital Lease Obligation | $383,813,000 | $165,459,000 | $167,998,000 | $168,944,000 |
| Long Term Debt | $348,706,000 | $148,469,000 | $148,232,000 | $147,995,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $6,811,688,000 | $6,160,277,000 | $5,964,171,000 | $5,794,932,000 |
| Payables And Accrued Expenses | $16,513,000 | $16,517,000 | $16,124,000 | $2,608,000 |
| Payables | $16,513,000 | $16,517,000 | $16,124,000 | $2,608,000 |
| Accounts Payable | $16,513,000 | $16,517,000 | $16,124,000 | $2,608,000 |
| Equity | ||||
| Common Stock Equity | $789,477,000 | $763,152,000 | $695,105,000 | $630,426,000 |
| Total Equity Gross Minority Interest | $789,477,000 | $763,152,000 | $695,105,000 | $630,426,000 |
| Stockholders Equity | $789,477,000 | $763,152,000 | $695,105,000 | $630,426,000 |
| Gains Losses Not Affecting Retained Earnings | $-13,741,000 | $-27,457,000 | $-31,754,000 | $-28,605,000 |
| Retained Earnings | $780,637,000 | $685,108,000 | $592,325,000 | $475,072,000 |
| Long Term Equity Investment | $69,978,000 | $58,346,000 | $65,276,000 | $61,173,000 |
| Other | ||||
| Treasury Shares Number | $4,231,953 | $3,113,129 | $2,597,759 | $1,679,353 |
| Ordinary Shares Number | $12,177,588 | $13,188,776 | $13,583,285 | $14,358,145 |
| Share Issued | $16,409,541 | $16,301,905 | $16,181,044 | $16,037,498 |
| Tangible Book Value | $789,477,000 | $763,152,000 | $695,105,000 | $630,426,000 |
| Invested Capital | $1,138,183,000 | $911,621,000 | $843,337,000 | $778,421,000 |
| Capital Lease Obligations | $35,107,000 | $16,990,000 | $19,766,000 | $20,949,000 |
| Total Capitalization | $1,138,183,000 | $911,621,000 | $843,337,000 | $778,421,000 |
| Treasury Stock | $293,406,000 | $201,172,000 | $163,175,000 | $108,482,000 |
| Additional Paid In Capital | $105,105,000 | $95,791,000 | $86,827,000 | $81,559,000 |
| Capital Stock | $210,882,000 | $210,882,000 | $210,882,000 | $210,882,000 |
| Common Stock | $210,882,000 | $210,882,000 | $210,882,000 | $210,882,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $35,107,000 | $16,990,000 | $19,766,000 | $20,949,000 |
| Investments And Advances | $654,913,000 | $427,073,000 | $400,289,000 | $511,927,000 |
| Held To Maturity Securities | $18,749,000 | $20,021,000 | $21,171,000 | $22,459,000 |
| Available For Sale Securities | $566,170,000 | $348,703,000 | - | - |
| Net PPE | $38,595,000 | $21,644,000 | $31,744,000 | $30,717,000 |
| Accumulated Depreciation | $-22,666,000 | $-20,921,000 | $-18,827,000 | $-17,232,000 |
| Gross PPE | $61,261,000 | $42,565,000 | $50,571,000 | $47,949,000 |
| Leases | $16,905,000 | $16,124,000 | $15,592,000 | $14,076,000 |
| Other Properties | $30,531,000 | $13,182,000 | $22,050,000 | $21,718,000 |
| Machinery Furniture Equipment | $11,043,000 | $10,477,000 | $10,147,000 | $9,373,000 |
| Land And Improvements | $2,782,000 | $2,782,000 | $2,782,000 | $2,782,000 |
| Other Short Term Investments | $16,000 | $348,706,000 | $313,842,000 | $428,295,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $166,786,000 | $163,605,000 | $172,976,000 | $143,400,000 |
| Operating Activities | ||||
| Operating Cash Flow | $168,137,000 | $164,524,000 | $175,391,000 | $143,756,000 |
| Cash Flow From Continuing Operating Activities | $168,137,000 | $164,524,000 | $175,391,000 | $143,756,000 |
| Operating Gains Losses | $-728,000 | $-659,000 | $4,294,000 | $-297,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,351,000 | $-919,000 | $-2,415,000 | $-356,000 |
| Investing Cash Flow | $-623,797,000 | $-421,621,000 | $-98,032,000 | $-699,892,000 |
| Cash Flow From Continuing Investing Activities | $-623,797,000 | $-421,621,000 | $-98,032,000 | $-699,892,000 |
| Net Other Investing Changes | $22,261,000 | $91,000 | $3,374,000 | $-13,091,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-93,103,000 | $-38,247,000 | $-55,235,000 | $-33,293,000 |
| Financing Cash Flow | $497,243,000 | $131,760,000 | $65,967,000 | $273,052,000 |
| Cash Flow From Continuing Financing Activities | $497,243,000 | $131,760,000 | $65,967,000 | $273,052,000 |
| Cash Dividends Paid | $-38,252,000 | $-37,499,000 | $-31,143,000 | $-25,141,000 |
| Common Stock Dividend Paid | $-38,252,000 | $-37,499,000 | $-31,143,000 | $-25,141,000 |
| Net Common Stock Issuance | $-93,103,000 | $-38,247,000 | $-55,235,000 | $-33,293,000 |
| Other | ||||
| Interest Paid Supplemental Data | $215,643,000 | $236,075,000 | $175,098,000 | $45,131,000 |
| Income Tax Paid Supplemental Data | $41,494,000 | $46,331,000 | $58,385,000 | $43,670,000 |
| End Cash Position | $827,098,000 | $785,515,000 | $910,852,000 | $767,526,000 |
| Beginning Cash Position | $785,515,000 | $910,852,000 | $767,526,000 | $1,050,610,000 |
| Changes In Cash | $41,583,000 | $-125,337,000 | $143,326,000 | $-283,084,000 |
| Common Stock Payments | $-93,103,000 | $-38,247,000 | $-55,235,000 | $-33,293,000 |
| Net Investment Purchase And Sale | $-222,829,000 | $-37,434,000 | $94,468,000 | $-36,889,000 |
| Sale Of Investment | $47,033,000 | $23,199,000 | $167,024,000 | $83,038,000 |
| Purchase Of Investment | $-269,862,000 | $-60,633,000 | $-72,556,000 | $-119,927,000 |
| Net PPE Purchase And Sale | $-1,351,000 | $-919,000 | $-2,415,000 | $-356,000 |
| Purchase Of PPE | $-1,351,000 | $-919,000 | $-2,415,000 | $-356,000 |
| Change In Working Capital | $-693,000 | $7,428,000 | $-1,042,000 | $-3,004,000 |
| Change In Payables And Accrued Expense | $20,521,000 | $-2,500,000 | $13,092,000 | $5,612,000 |
| Change In Payable | $20,521,000 | $-2,500,000 | $13,092,000 | $5,612,000 |
| Change In Account Payable | $20,521,000 | $-2,500,000 | $13,092,000 | $5,612,000 |
| Change In Receivables | $-21,214,000 | $9,928,000 | $-14,134,000 | $-8,616,000 |
| Changes In Account Receivables | $-19,525,000 | $9,732,000 | $-11,743,000 | $-8,616,000 |
| Other Non Cash Items | $19,560,000 | $7,805,000 | $13,152,000 | $9,664,000 |
| Stock Based Compensation | $10,183,000 | $9,214,000 | $5,810,000 | $8,412,000 |
| Deferred Tax | $489,000 | $-87,000 | $-4,545,000 | $-3,472,000 |
| Deferred Income Tax | $489,000 | $-87,000 | $-4,545,000 | $-3,472,000 |
| Depreciation Amortization Depletion | $1,748,000 | $2,151,000 | $1,720,000 | $1,890,000 |
| Depreciation And Amortization | $1,748,000 | $2,151,000 | $1,720,000 | $1,890,000 |
| Gain Loss On Investment Securities | $-132,000 | $0 | $5,046,000 | $-297,000 |
| Net Income From Continuing Operations | $133,632,000 | $130,662,000 | $150,040,000 | $128,845,000 |
| Asset Impairment Charge | - | $0 | $0 | $-2,376,000 |
| Repayment Of Debt | - | - | $0 | $0 |
| Issuance Of Debt | - | - | $0 | $0 |
| Net Issuance Payments Of Debt | - | - | $0 | $0 |
| Net Long Term Debt Issuance | - | - | $0 | $0 |
| Long Term Debt Payments | - | - | $0 | $0 |
| Long Term Debt Issuance | - | - | $0 | $0 |
| Sale Of PPE | - | - | - | $0 |
| Gain Loss On Sale Of PPE | - | - | - | - |
Fetched: 2026-06-22