PLMR
Palomar Holdings, Inc.
Price Chart
Latest Quote
$113.50
+1.80 (+1.61%)
Current Price
| Previous Close | $111.70 |
| Open | $111.67 |
| Day High | $114.75 |
| Day Low | $111.61 |
| Volume | 105,023 |
Stock Information
| Shares Outstanding | 26.50M |
| Total Debt | $297.43M |
| Cash Equivalents | $56.54M |
| Revenue | $980.27M |
| Net Income | $197.10M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $3.01B |
| P/E Ratio | 15.83 |
| EPS (TTM) | $7.17 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $3.20B |
| Sales | $980.27M |
| Income | $197.10M |
| Book/sh | $36.17 |
| Cash/sh | $2.13 |
| Employees | 439 |
Financial Ratios
| Quick Ratio | 0.27 |
| Current Ratio | 0.54 |
| Debt/Eq | 31.01 |
| EPS Growth TTM | 0.10% |
Returns & Margins
| ROA | 5.31% |
| ROE | 22.53% |
| Gross Margin | 28.73% |
| Operating Margin | 20.30% |
| Profit Margin | 20.11% |
Ownership
| Insider Ownership | 2.48% |
| Institutional Ownership | 100.58% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.15 |
| P/S | 3.07 |
| P/B | 3.14 |
Analyst Data
| Recommendation | buy |
| Target Price | $154.17 |
Technical Indicators
| SMA20 | $110.26 |
| SMA50 | $116.47 |
| SMA200 | $121.17 |
| RSI | 60.08 |
| ATR | 4.0368 |
| Shares Float | 25.85M |
| Short Float | 3.80% |
| Short Ratio | 2.81 |
| Volatility | 0.44 |
| Rel Volume | 0.42 |
Performance History
| Week | -1.18% |
| Month | -1.99% |
| Quarter | -2.91% |
| 6 Months | -12.38% |
| YTD | -13.90% |
| Year | -26.85% |
| 3 Years | +100.78% |
| 5 Years | +44.05% |
| 10 Years | +497.68% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $113.50 | 105,023 |
| 2026-06-18 | $111.70 | 467,600 |
| 2026-06-17 | $114.42 | 219,400 |
| 2026-06-16 | $114.07 | 184,600 |
| 2026-06-15 | $113.01 | 163,500 |
| 2026-06-12 | $114.85 | 181,600 |
| 2026-06-11 | $115.15 | 261,600 |
| 2026-06-10 | $113.34 | 258,000 |
| 2026-06-09 | $108.68 | 262,800 |
| 2026-06-08 | $106.79 | 190,700 |
| 2026-06-05 | $108.51 | 241,400 |
| 2026-06-04 | $103.27 | 166,300 |
| 2026-06-03 | $101.42 | 331,500 |
| 2026-06-02 | $104.68 | 231,000 |
| 2026-06-01 | $107.24 | 227,600 |
| 2026-05-29 | $107.04 | 424,700 |
| 2026-05-28 | $109.63 | 276,800 |
| 2026-05-27 | $109.45 | 386,700 |
| 2026-05-26 | $114.51 | 194,300 |
| 2026-05-22 | $113.87 | 172,300 |
About Palomar Holdings, Inc.
Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $875,967,000 | $553,863,000 | $375,926,000 | $327,086,000 |
| Operating Revenue | $875,967,000 | $553,863,000 | $375,926,000 | $327,086,000 |
| Expenses | ||||
| Interest Expense | $392,000 | $1,138,000 | $3,775,000 | $873,000 |
| Total Expenses | $622,577,000 | $402,667,000 | $272,284,000 | $259,535,000 |
| Net Non Operating Interest Income Expense | $-392,000 | $-1,138,000 | $-3,775,000 | $-873,000 |
| Interest Expense Non Operating | $392,000 | $1,138,000 | $3,775,000 | $873,000 |
| Loss Adjustment Expense | $228,594,000 | $134,759,000 | $72,592,000 | $78,672,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Net Interest Income | $-392,000 | $-1,138,000 | $-3,775,000 | $-873,000 |
| Interest Income | $57,033,000 | $36,508,000 | $24,220,000 | $14,370,000 |
| Normalized Income | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Net Income From Continuing And Discontinued Operation | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Net Income Common Stockholders | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Net Income | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Net Income Including Noncontrolling Interests | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Net Income Continuous Operations | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Pretax Income | $253,390,000 | $151,196,000 | $103,642,000 | $67,551,000 |
| Per Share | ||||
| Diluted EPS | $7.17 | $4.48 | $3.13 | $2.02 |
| Basic EPS | $7.40 | $4.61 | $3.19 | $2.07 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $8,927,000 | $5,106,000 | $4,503,000 | $4,115,000 |
| EBIT | $253,782,000 | $152,334,000 | $107,417,000 | $68,424,000 |
| Diluted Average Shares | $27,485,250 | $26,223,842 | $25,327,091 | $25,796,008 |
| Basic Average Shares | $26,639,733 | $25,520,343 | $24,822,004 | $25,243,397 |
| Diluted NI Availto Com Stockholders | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Tax Provision | $56,320,000 | $33,623,000 | $24,441,000 | $15,381,000 |
| Net Policyholder Benefits And Claims | $228,594,000 | $134,759,000 | $72,592,000 | $78,672,000 |
| Policyholder Benefits Gross | $601,238,000 | $494,373,000 | $310,863,000 | $201,093,000 |
| Policyholder Benefits Ceded | $372,644,000 | $359,614,000 | $238,271,000 | $122,421,000 |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $881,613,000 | $715,788,000 | $458,937,000 | $376,493,000 |
| Total Assets | $3,050,967,000 | $2,262,220,000 | $1,708,022,000 | $1,306,450,000 |
| Goodwill And Other Intangible Assets | $61,054,000 | $13,242,000 | $12,315,000 | $8,261,000 |
| Other Intangible Assets | $30,588,000 | $9,487,000 | $8,560,000 | $8,261,000 |
| Prepaid Assets | $355,918,000 | $276,237,000 | $265,808,000 | $204,084,000 |
| Receivables | $921,609,000 | $700,883,000 | $538,766,000 | $356,471,000 |
| Accounts Receivable | $921,609,000 | $700,883,000 | $538,766,000 | $356,471,000 |
| Cash Cash Equivalents And Short Term Investments | $725,154,000 | $1,019,484,000 | $695,345,000 | $583,172,000 |
| Cash And Cash Equivalents | $106,875,000 | $80,438,000 | $51,546,000 | $68,108,000 |
| Debt | ||||
| Total Debt | - | $0 | $52,600,000 | $36,400,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $52,600,000 | $36,400,000 |
| Current Debt | - | $0 | $52,600,000 | $36,400,000 |
| Net Debt | - | - | $1,054,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,108,300,000 | $1,533,190,000 | $1,236,770,000 | $921,696,000 |
| Payables And Accrued Expenses | $387,076,000 | $260,247,000 | $231,373,000 | $171,887,000 |
| Payables | $387,076,000 | $260,247,000 | $231,373,000 | $171,887,000 |
| Accounts Payable | $387,076,000 | $260,247,000 | $224,118,000 | $171,887,000 |
| Total Tax Payable | - | $0 | $7,255,000 | $0 |
| Income Tax Payable | - | $0 | $7,255,000 | $0 |
| Non Current Deferred Liabilities | - | - | - | - |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $942,667,000 | $729,030,000 | $471,252,000 | $384,754,000 |
| Total Equity Gross Minority Interest | $942,667,000 | $729,030,000 | $471,252,000 | $384,754,000 |
| Stockholders Equity | $942,667,000 | $729,030,000 | $471,252,000 | $384,754,000 |
| Gains Losses Not Affecting Retained Earnings | $-2,506,000 | $-26,845,000 | $-23,991,000 | $-36,515,000 |
| Other Equity Adjustments | $-2,506,000 | $-26,845,000 | $-23,991,000 | $-36,515,000 |
| Retained Earnings | $422,002,000 | $262,216,000 | $144,643,000 | $87,708,000 |
| Long Term Equity Investment | $0 | $2,277,000 | $2,617,000 | $0 |
| Investments In Other Ventures Under Equity Method | $0 | $2,277,000 | $2,617,000 | $0 |
| Other | ||||
| Ordinary Shares Number | $26,520,417 | $26,529,402 | $24,772,987 | $25,027,467 |
| Share Issued | $26,520,417 | $26,529,402 | $24,772,987 | $25,027,467 |
| Tangible Book Value | $881,613,000 | $715,788,000 | $458,937,000 | $376,493,000 |
| Invested Capital | $942,667,000 | $729,030,000 | $523,852,000 | $421,154,000 |
| Total Capitalization | $942,667,000 | $729,030,000 | $471,252,000 | $384,754,000 |
| Additional Paid In Capital | $523,168,000 | $493,656,000 | $350,597,000 | $333,558,000 |
| Capital Stock | $3,000 | $3,000 | $3,000 | $3,000 |
| Common Stock | $3,000 | $3,000 | $3,000 | $3,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $1,323,520,000 | $981,852,000 | $689,576,000 | $553,640,000 |
| Goodwill | $30,466,000 | $3,755,000 | $3,755,000 | $0 |
| Net PPE | $2,551,000 | $429,000 | $373,000 | $603,000 |
| Other Short Term Investments | $618,279,000 | $939,046,000 | $643,799,000 | $515,064,000 |
| Line Of Credit | - | $0 | $52,600,000 | $36,400,000 |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $401,989,000 | $252,624,000 | $109,347,000 | $163,647,000 |
| Operating Activities | ||||
| Operating Cash Flow | $409,121,000 | $261,157,000 | $116,106,000 | $169,583,000 |
| Cash Flow From Continuing Operating Activities | $409,121,000 | $261,157,000 | $116,106,000 | $169,583,000 |
| Operating Gains Losses | $-11,800,000 | $-4,568,000 | $-2,941,000 | $7,765,000 |
| Investing Activities | ||||
| Capital Expenditure | $-7,132,000 | $-8,533,000 | $-6,759,000 | $-5,936,000 |
| Investing Cash Flow | $-353,982,000 | $-306,244,000 | $-128,478,000 | $-156,807,000 |
| Cash Flow From Continuing Investing Activities | $-353,982,000 | $-306,244,000 | $-128,478,000 | $-156,807,000 |
| Net Other Investing Changes | $-1,025,000 | $-1,475,000 | $950,000 | $-950,000 |
| Capital Expenditure Reported | $-6,090,000 | $-5,803,000 | $-6,744,000 | $-5,623,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-37,284,000 | $0 | $-22,266,000 | $-34,415,000 |
| Financing Cash Flow | $-28,786,000 | $73,774,000 | $-3,940,000 | $5,017,000 |
| Cash Flow From Continuing Financing Activities | $-28,786,000 | $73,774,000 | $-3,940,000 | $5,017,000 |
| Net Other Financing Charges | $3,578,000 | $2,758,000 | $90,000 | - |
| Net Common Stock Issuance | $-37,284,000 | $115,724,000 | $-22,266,000 | $-34,415,000 |
| Issuance Of Capital Stock | - | $115,724,000 | $0 | $0 |
| Common Stock Issuance | - | $115,724,000 | $0 | $0 |
| Cash Dividends Paid | - | - | - | - |
| Other | ||||
| Issuance Of Debt | $15,000,000 | $0 | $16,200,000 | $36,400,000 |
| Interest Paid Supplemental Data | $287,000 | $1,048,000 | $3,682,000 | $704,000 |
| Income Tax Paid Supplemental Data | $59,085,000 | $38,454,000 | $21,124,000 | $18,890,000 |
| End Cash Position | $106,892,000 | $80,539,000 | $51,852,000 | $68,164,000 |
| Beginning Cash Position | $80,539,000 | $51,852,000 | $68,164,000 | $50,371,000 |
| Changes In Cash | $26,353,000 | $28,687,000 | $-16,312,000 | $17,793,000 |
| Proceeds From Stock Option Exercised | $4,920,000 | $7,892,000 | $2,036,000 | $3,032,000 |
| Common Stock Payments | $-37,284,000 | $0 | $-22,266,000 | $-34,415,000 |
| Net Issuance Payments Of Debt | $0 | $-52,600,000 | $16,200,000 | $36,400,000 |
| Net Short Term Debt Issuance | $-15,000,000 | $-52,600,000 | $0 | $36,400,000 |
| Net Long Term Debt Issuance | $15,000,000 | $63,124,000 | $16,200,000 | $36,400,000 |
| Long Term Debt Issuance | $15,000,000 | $0 | $16,200,000 | $36,400,000 |
| Net Investment Purchase And Sale | $-276,336,000 | $-290,751,000 | $-114,135,000 | $-149,906,000 |
| Sale Of Investment | $627,572,000 | $310,861,000 | $120,580,000 | $242,726,000 |
| Purchase Of Investment | $-903,908,000 | $-601,612,000 | $-234,715,000 | $-392,632,000 |
| Net Business Purchase And Sale | $-69,835,000 | $-5,485,000 | $-8,534,000 | $-15,000 |
| Purchase Of Business | $-69,835,000 | $-5,485,000 | $-8,534,000 | $-15,000 |
| Net Intangibles Purchase And Sale | $-905,000 | $-2,487,000 | $0 | $0 |
| Purchase Of Intangibles | $-905,000 | $-2,487,000 | $0 | $0 |
| Net PPE Purchase And Sale | $209,000 | $-243,000 | $-15,000 | $-313,000 |
| Sale Of PPE | $346,000 | $0 | $0 | - |
| Purchase Of PPE | $-137,000 | $-243,000 | $-15,000 | $-313,000 |
| Change In Working Capital | $202,032,000 | $125,196,000 | $23,265,000 | $95,821,000 |
| Change In Other Working Capital | $-31,175,000 | $-33,891,000 | $-4,250,000 | $-787,000 |
| Change In Payables And Accrued Expense | $74,354,000 | $30,349,000 | $58,536,000 | $114,093,000 |
| Change In Payable | $74,354,000 | $30,349,000 | $58,536,000 | $114,093,000 |
| Change In Account Payable | $74,354,000 | $37,604,000 | $51,281,000 | $114,093,000 |
| Change In Tax Payable | $0 | $-7,255,000 | $7,255,000 | $0 |
| Change In Income Tax Payable | $0 | $-7,255,000 | $7,255,000 | $0 |
| Change In Prepaid Assets | $-53,471,000 | $-26,133,000 | $-86,609,000 | $-149,785,000 |
| Change In Receivables | $-220,608,000 | $-162,117,000 | $-182,295,000 | $-111,144,000 |
| Changes In Account Receivables | $-220,608,000 | $-162,117,000 | $-182,295,000 | $-111,144,000 |
| Other Non Cash Items | $-9,934,000 | - | - | - |
| Stock Based Compensation | $21,013,000 | $16,685,000 | $14,913,000 | $11,624,000 |
| Amortization Of Securities | $-61,000 | $-945,000 | $-9,000 | $1,607,000 |
| Deferred Tax | $1,874,000 | $2,110,000 | $-2,826,000 | $-3,519,000 |
| Deferred Income Tax | $1,874,000 | $2,110,000 | $-2,826,000 | $-3,519,000 |
| Depreciation And Amortization | $8,927,000 | $5,106,000 | $4,503,000 | $4,115,000 |
| Gain Loss On Investment Securities | $-11,831,000 | $-4,568,000 | $-2,941,000 | $7,765,000 |
| Gain Loss On Sale Of PPE | $31,000 | - | - | - |
| Net Income From Continuing Operations | $197,070,000 | $117,573,000 | $79,201,000 | $52,170,000 |
| Repayment Of Debt | - | $-52,600,000 | - | - |
| Long Term Debt Payments | - | $-52,600,000 | - | - |
| Short Term Debt Issuance | - | - | $16,200,000 | $36,400,000 |
Fetched: 2026-06-14