PMTS
CPI Card Group Inc.
Price Chart
Latest Quote
$18.26
+0.42 (+2.35%)
Current Price
| Previous Close | $17.84 |
| Open | $18.11 |
| Day High | $18.28 |
| Day Low | $17.27 |
| Volume | 48,560 |
Stock Information
| Shares Outstanding | 11.48M |
| Total Debt | $336.47M |
| Cash Equivalents | $19.30M |
| Revenue | $567.88M |
| Net Income | $12.23M |
| Sector | Financial Services |
| Industry | Credit Services |
| Market Cap | $209.54M |
| P/E Ratio | 17.90 |
| EPS (TTM) | $1.02 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $526.72M |
| Sales | $567.88M |
| Income | $12.23M |
| Book/sh | $-1.22 |
| Cash/sh | $1.68 |
| Employees | 2K |
Financial Ratios
| Quick Ratio | 1.45 |
| Current Ratio | 2.54 |
| EPS Growth TTM | -56.90% |
Returns & Margins
| ROA | 8.76% |
| Gross Margin | 30.56% |
| Operating Margin | 7.47% |
| Profit Margin | 2.15% |
Ownership
| Insider Ownership | 4.63% |
| Institutional Ownership | 73.83% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 5.38 |
| PEG | 0.57 |
| P/S | 0.37 |
| P/B | -14.95 |
Analyst Data
| Recommendation | none |
| Target Price | $27.50 |
Technical Indicators
| SMA20 | $17.67 |
| SMA50 | $17.27 |
| SMA200 | $15.17 |
| RSI | 59.82 |
| ATR | 1.0936 |
| Shares Float | 5.97M |
| Short Float | 3.05% |
| Short Ratio | 4.67 |
| Volatility | 1.06 |
| Rel Volume | 0.99 |
Performance History
| Week | -3.49% |
| Month | +16.68% |
| Quarter | +30.80% |
| 6 Months | +10.13% |
| YTD | +28.41% |
| Year | -20.02% |
| 3 Years | -31.25% |
| 5 Years | -3.89% |
| 10 Years | -20.51% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $18.26 | 48,600 |
| 2026-06-17 | $17.84 | 21,500 |
| 2026-06-16 | $18.70 | 31,100 |
| 2026-06-15 | $18.86 | 27,200 |
| 2026-06-12 | $19.05 | 39,900 |
| 2026-06-11 | $18.92 | 35,500 |
| 2026-06-10 | $18.52 | 64,700 |
| 2026-06-09 | $18.48 | 66,600 |
| 2026-06-08 | $17.04 | 83,100 |
| 2026-06-05 | $17.05 | 59,200 |
| 2026-06-04 | $17.71 | 103,100 |
| 2026-06-03 | $16.21 | 71,300 |
| 2026-06-02 | $16.74 | 28,200 |
| 2026-06-01 | $16.81 | 26,100 |
| 2026-05-29 | $16.97 | 62,600 |
| 2026-05-28 | $17.52 | 21,900 |
| 2026-05-27 | $17.78 | 39,400 |
| 2026-05-26 | $17.91 | 31,500 |
| 2026-05-22 | $17.18 | 82,600 |
| 2026-05-21 | $15.91 | 38,100 |
| 2026-05-20 | $16.04 | 23,400 |
| 2026-05-19 | $15.65 | 40,000 |
About CPI Card Group Inc.
CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces secure debit and credit cards, such as contact, contactless, eco-focused, and magnetic stripe cards; and provides card services, including digital services. This segment also provides personalization services, which include instant issuance solutions that provide customers with the ability to issue an instant personalized debit or credit card on-demand; and other payment solutions, such as digital push provisioning for mobile wallets. The Prepaid Debit segment primarily provides integrated card services comprising tamper-evident security packaging services. It also produces payment cards issued on the networks of the payment card brands. The company offers card data personalization and fulfillment services, SaaS -based instant card issuance and other digital solutions, an integrated end-to-end on-demand payment card solution, and Card@Once, a proprietary and patented SaaS -based instant card issuance system. It serves issuers of debit and credit cards, prepaid program managers, financial institution platform providers and card processor organizations, fintechs, small to mid-sized financial institutions, healthcare providers, entertainment venues, government disbursements, transit services, and others through sales representatives, customer relationships, and partners. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is headquartered in Littleton, Colorado.
đ° Latest News
How The CPI Card Group (PMTS) Investment Story Is Shifting Without Fresh Analyst Guidance
Simply Wall St. âĸ 2026-06-07T02:10:57Z
All You Need to Know About CPI Card Group (PMTS) Rating Upgrade to Strong Buy
Zacks âĸ 2026-06-03T16:00:04Z
Wall Street Analysts Believe CPI Card Group (PMTS) Could Rally 64.28%: Here's is How to Trade
Zacks âĸ 2026-06-03T13:55:03Z
Independent Chair of CPI Card Group Hugh Riley Buys 4.7% More Shares
Simply Wall St. âĸ 2026-05-23T12:02:10Z
There May Be Reason For Hope In CPI Card Group's (NASDAQ:PMTS) Disappointing Earnings
Simply Wall St. âĸ 2026-05-13T10:43:55Z
CPI Card Group Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-05T19:27:26Z
CPI Card Group Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-05-05T16:51:44Z
Cpi Card (PMTS) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-05-05T14:11:02Z
CPI Card Group Inc. (PMTS) Q1 Earnings and Revenues Top Estimates
Zacks âĸ 2026-05-05T12:25:06Z
CPI Card Groupâs Quiet Cash Machine Faces a Digital Reality Check
MarketBeat âĸ 2026-05-04T13:30:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $373,438,000 | $309,382,000 | $278,771,000 | $290,947,000 |
| Cost Of Revenue | $373,438,000 | $309,382,000 | $289,058,000 | $299,978,000 |
| Total Revenue | $543,534,000 | $480,601,000 | $444,547,000 | $475,745,000 |
| Operating Revenue | $543,534,000 | $480,601,000 | $444,547,000 | $475,745,000 |
| Expenses | ||||
| Total Expenses | $488,693,000 | $417,809,000 | $382,957,000 | $396,615,000 |
| Other Income Expense | $-635,000 | $-3,678,000 | $-215,000 | $-367,000 |
| Other Non Operating Income Expenses | $-348,000 | $-691,000 | $28,000 | $-367,000 |
| Net Non Operating Interest Income Expense | $-32,466,000 | $-34,087,000 | $-26,913,000 | $-29,616,000 |
| Total Other Finance Cost | $32,466,000 | $34,087,000 | $26,913,000 | $29,616,000 |
| Operating Expense | $115,255,000 | $108,427,000 | $93,899,000 | $96,637,000 |
| Interest Expense | - | - | $26,913,000 | $29,616,000 |
| Interest Expense Non Operating | - | - | $26,913,000 | $29,616,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Net Interest Income | $-32,466,000 | $-34,087,000 | $-26,913,000 | $-29,616,000 |
| Normalized Income | $15,149,178 | $21,850,860 | $24,154,128 | $36,540,000 |
| Net Income From Continuing And Discontinued Operation | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Total Operating Income As Reported | $54,841,000 | $62,792,000 | $61,590,000 | $79,130,000 |
| Net Income Common Stockholders | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Net Income | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Net Income Including Noncontrolling Interests | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Net Income Continuous Operations | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Earnings From Equity Interest Net Of Tax | $-134,000 | $0 | - | - |
| Pretax Income | $21,740,000 | $25,027,000 | $34,462,000 | $49,147,000 |
| Special Income Charges | $-287,000 | $-2,987,000 | $-243,000 | $-474,000 |
| Operating Income | $54,841,000 | $62,792,000 | $61,590,000 | $79,130,000 |
| Gross Profit | $170,096,000 | $171,219,000 | $155,489,000 | $175,767,000 |
| Depreciation Amortization Depletion Income Statement | - | $5,026,000 | $5,644,000 | $5,855,000 |
| Depreciation And Amortization In Income Statement | - | $5,026,000 | $5,644,000 | $5,855,000 |
| Net Income Discontinuous Operations | - | - | - | - |
| Per Share | ||||
| Diluted EPS | $1.25 | $1.64 | $2.01 | $3.11 |
| Basic EPS | $1.32 | $1.75 | $2.10 | $3.24 |
| Other | ||||
| Tax Effect Of Unusual Items | $-87,822 | $-657,140 | $-73,872 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $77,589,000 | $82,199,000 | $77,764,000 | $93,649,000 |
| Total Unusual Items | $-287,000 | $-2,987,000 | $-243,000 | $-474,000 |
| Total Unusual Items Excluding Goodwill | $-287,000 | $-2,987,000 | $-243,000 | $-474,000 |
| Reconciled Depreciation | $22,461,000 | $16,420,000 | $15,931,000 | $14,886,000 |
| EBITDA (Bullshit earnings) | $77,302,000 | $79,212,000 | $77,521,000 | $93,649,000 |
| EBIT | $54,841,000 | $62,792,000 | $61,590,000 | $78,763,000 |
| Diluted Average Shares | $11,921,875 | $11,878,076 | $11,917,556 | $11,749,105 |
| Basic Average Shares | $11,327,232 | $11,152,648 | $11,426,124 | $11,291,202 |
| Diluted NI Availto Com Stockholders | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Tax Provision | $6,656,000 | $5,506,000 | $10,477,000 | $12,607,000 |
| Other Special Charges | $287,000 | $2,987,000 | $243,000 | $474,000 |
| Selling General And Administration | $115,255,000 | $108,427,000 | $88,255,000 | $90,782,000 |
Fetched: 2026-06-07
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $-84,641,000 | $-93,263,000 | $-113,208,000 | $-147,215,000 |
| Total Assets | $403,191,000 | $349,657,000 | $293,683,000 | $296,666,000 |
| Total Non Current Assets | $198,247,000 | $146,615,000 | $128,305,000 | $129,096,000 |
| Other Non Current Assets | $22,506,000 | $20,325,000 | $3,980,000 | $6,780,000 |
| Goodwill And Other Intangible Assets | $67,308,000 | $57,642,000 | $61,272,000 | $65,138,000 |
| Other Intangible Assets | $18,544,000 | $10,492,000 | $14,122,000 | $17,988,000 |
| Current Assets | $204,944,000 | $203,042,000 | $165,378,000 | $167,570,000 |
| Other Current Assets | $15,565,000 | $11,347,000 | $8,647,000 | $7,551,000 |
| Inventory | $72,243,000 | $72,660,000 | $70,594,000 | $68,399,000 |
| Receivables | $95,436,000 | $85,491,000 | $73,724,000 | $80,583,000 |
| Receivables Adjustments Allowances | $-466,000 | $-186,000 | $-246,000 | $-218,000 |
| Accounts Receivable | $95,902,000 | $78,464,000 | $69,245,000 | $68,886,000 |
| Cash Cash Equivalents And Short Term Investments | $21,700,000 | $33,544,000 | $12,413,000 | $11,037,000 |
| Cash And Cash Equivalents | $21,700,000 | $33,544,000 | $12,413,000 | $11,037,000 |
| Other Receivables | - | $7,213,000 | $4,725,000 | $11,915,000 |
| Current Deferred Assets | - | - | - | $7,379,000 |
| Current Deferred Taxes Assets | - | - | - | $7,379,000 |
| Taxes Receivable | - | - | - | $172,000 |
| Prepaid Assets | - | - | - | - |
| Debt | ||||
| Net Debt | $264,968,000 | $246,861,000 | $252,584,000 | $274,485,000 |
| Total Debt | $299,125,000 | $289,470,000 | $272,315,000 | $291,219,000 |
| Long Term Debt And Capital Lease Obligation | $286,668,000 | $280,405,000 | $264,997,000 | $285,522,000 |
| Long Term Debt | $286,668,000 | $280,405,000 | $264,997,000 | $285,522,000 |
| Current Debt And Capital Lease Obligation | $12,457,000 | $9,065,000 | $7,318,000 | $5,697,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $420,524,000 | $385,278,000 | $345,619,000 | $378,743,000 |
| Total Non Current Liabilities Net Minority Interest | $336,427,000 | $309,691,000 | $296,174,000 | $310,731,000 |
| Other Non Current Liabilities | $47,508,000 | $25,968,000 | $24,038,000 | $18,401,000 |
| Non Current Deferred Liabilities | $2,251,000 | $3,318,000 | $7,139,000 | $6,808,000 |
| Non Current Deferred Taxes Liabilities | $2,251,000 | $3,318,000 | $7,139,000 | $6,808,000 |
| Current Liabilities | $84,097,000 | $75,587,000 | $49,445,000 | $68,012,000 |
| Current Deferred Liabilities | $3,916,000 | $1,485,000 | $840,000 | $3,571,000 |
| Payables And Accrued Expenses | $65,060,000 | $60,373,000 | $40,620,000 | $50,168,000 |
| Interest Payable | $12,792,000 | $13,506,000 | $6,830,000 | $7,275,000 |
| Payables | $28,647,000 | $24,991,000 | $13,100,000 | $26,085,000 |
| Total Tax Payable | $845,000 | $868,000 | $298,000 | $1,714,000 |
| Accounts Payable | $27,802,000 | $16,123,000 | $12,802,000 | $24,371,000 |
| Other Payable | - | $8,000,000 | - | - |
| Equity | ||||
| Common Stock Equity | $-17,333,000 | $-35,621,000 | $-51,936,000 | $-82,077,000 |
| Total Equity Gross Minority Interest | $-17,333,000 | $-35,621,000 | $-51,936,000 | $-82,077,000 |
| Stockholders Equity | $-17,333,000 | $-35,621,000 | $-51,936,000 | $-82,077,000 |
| Retained Earnings | $84,747,000 | $69,797,000 | $50,276,000 | $26,291,000 |
| Preferred Securities Outside Stock Equity | - | - | $0 | $0 |
| Other | ||||
| Ordinary Shares Number | $11,456,061 | $11,240,507 | $11,446,155 | $11,390,355 |
| Share Issued | $11,456,061 | $11,240,507 | $11,446,155 | $11,390,355 |
| Tangible Book Value | $-84,641,000 | $-93,263,000 | $-113,208,000 | $-147,215,000 |
| Invested Capital | $269,335,000 | $244,784,000 | $213,061,000 | $203,445,000 |
| Working Capital | $120,847,000 | $127,455,000 | $115,933,000 | $99,558,000 |
| Capital Lease Obligations | $12,457,000 | $9,065,000 | $7,318,000 | $5,697,000 |
| Total Capitalization | $269,335,000 | $244,784,000 | $213,061,000 | $203,445,000 |
| Additional Paid In Capital | $-102,091,000 | $-105,429,000 | $-102,223,000 | $-108,379,000 |
| Capital Stock | $11,000 | $11,000 | $11,000 | $11,000 |
| Common Stock | $11,000 | $11,000 | $11,000 | $11,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Current Deferred Revenue | $3,916,000 | $1,485,000 | $840,000 | $3,571,000 |
| Current Capital Lease Obligation | $12,457,000 | $9,065,000 | $7,318,000 | $5,697,000 |
| Pensionand Other Post Retirement Benefit Plans Current | $2,664,000 | $4,664,000 | $667,000 | $8,576,000 |
| Current Accrued Expenses | $36,413,000 | $35,382,000 | $27,520,000 | $24,083,000 |
| Goodwill | $48,764,000 | $47,150,000 | $47,150,000 | $47,150,000 |
| Net PPE | $108,433,000 | $68,648,000 | $63,053,000 | $57,178,000 |
| Accumulated Depreciation | $-96,419,000 | $-75,634,000 | $-66,436,000 | $-61,922,000 |
| Gross PPE | $204,852,000 | $144,282,000 | $129,489,000 | $119,100,000 |
| Leases | $32,892,000 | $18,875,000 | $16,335,000 | $14,703,000 |
| Construction In Progress | $4,746,000 | $5,141,000 | $1,778,000 | $3,304,000 |
| Other Properties | $75,584,000 | $47,362,000 | $43,763,000 | $33,235,000 |
| Machinery Furniture Equipment | $91,630,000 | $72,904,000 | $67,613,000 | $67,858,000 |
| Properties | $0 | $0 | $0 | $0 |
| Finished Goods | $6,811,000 | $7,842,000 | $6,538,000 | $10,300,000 |
| Work In Process | $3,868,000 | $955,000 | - | - |
| Raw Materials | $61,564,000 | $63,863,000 | $64,056,000 | $61,434,000 |
| Inventories Adjustments Allowances | - | - | $-2,778,000 | $-3,335,000 |
Fetched: 2026-06-07
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $41,328,000 | $34,056,000 | $27,636,000 | $13,469,000 |
| Operating Activities | ||||
| Operating Cash Flow | $59,504,000 | $43,313,000 | $34,041,000 | $31,336,000 |
| Cash Flow From Continuing Operating Activities | $59,504,000 | $43,313,000 | $34,041,000 | $31,336,000 |
| Operating Gains Losses | $887,000 | $8,763,000 | $243,000 | $474,000 |
| Cash From Discontinued Operating Activities | - | - | - | - |
| Investing Activities | ||||
| Capital Expenditure | $-18,176,000 | $-9,257,000 | $-6,405,000 | $-17,867,000 |
| Investing Cash Flow | $-65,129,000 | $-9,221,000 | $-6,222,000 | $-17,772,000 |
| Cash Flow From Continuing Investing Activities | $-65,129,000 | $-9,221,000 | $-6,222,000 | $-17,772,000 |
| Net Other Investing Changes | $63,000 | $36,000 | $183,000 | $95,000 |
| Capital Expenditure Reported | $-18,176,000 | $-9,257,000 | $-6,405,000 | $-17,867,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $-8,678,000 | $-250,000 | $0 |
| Financing Cash Flow | $-6,219,000 | $-12,961,000 | $-26,443,000 | $-23,163,000 |
| Cash Flow From Continuing Financing Activities | $-6,219,000 | $-12,961,000 | $-26,443,000 | $-23,163,000 |
| Net Other Financing Charges | $-2,847,000 | $-16,165,000 | $-368,000 | $-1,939,000 |
| Net Common Stock Issuance | $0 | $-8,678,000 | $-250,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-70,372,000 | $-273,118,000 | $-25,825,000 | $-58,298,000 |
| Issuance Of Debt | $67,000,000 | $285,000,000 | $0 | $37,074,000 |
| Interest Paid Supplemental Data | $32,360,000 | $26,319,000 | $25,738,000 | $27,714,000 |
| End Cash Position | $21,700,000 | $33,544,000 | $12,413,000 | $11,037,000 |
| Beginning Cash Position | $33,544,000 | $12,413,000 | $11,037,000 | $20,683,000 |
| Changes In Cash | $-11,844,000 | $21,131,000 | $1,376,000 | $-9,599,000 |
| Common Stock Payments | $0 | $-8,678,000 | $-250,000 | $0 |
| Net Issuance Payments Of Debt | $-3,372,000 | $11,882,000 | $-25,825,000 | $-21,224,000 |
| Net Long Term Debt Issuance | $-3,372,000 | $11,882,000 | $-25,825,000 | $-21,224,000 |
| Long Term Debt Payments | $-70,372,000 | $-273,118,000 | $-25,825,000 | $-58,298,000 |
| Long Term Debt Issuance | $67,000,000 | $285,000,000 | $0 | $37,074,000 |
| Net Business Purchase And Sale | $-47,016,000 | $0 | - | - |
| Purchase Of Business | $-47,016,000 | $0 | - | - |
| Change In Working Capital | $7,315,000 | $-7,537,000 | $-15,156,000 | $-28,623,000 |
| Change In Other Working Capital | $-593,000 | $1,630,000 | $-3,893,000 | $2,751,000 |
| Change In Payables And Accrued Expense | $-4,736,000 | $24,274,000 | $-18,766,000 | $1,773,000 |
| Change In Accrued Expense | $-12,248,000 | $21,512,000 | $-7,506,000 | $2,226,000 |
| Change In Payable | $7,512,000 | $2,762,000 | $-11,260,000 | $-453,000 |
| Change In Account Payable | $7,512,000 | $2,762,000 | $-11,260,000 | $-453,000 |
| Change In Prepaid Assets | $9,722,000 | $-19,665,000 | $2,346,000 | $-2,700,000 |
| Change In Inventory | $3,608,000 | $-1,990,000 | $-1,638,000 | $-10,702,000 |
| Change In Receivables | $-686,000 | $-11,786,000 | $6,795,000 | $-19,745,000 |
| Changes In Account Receivables | $-686,000 | $-11,786,000 | $6,795,000 | $-19,745,000 |
| Other Non Cash Items | $1,311,000 | $1,536,000 | $1,855,000 | $3,025,000 |
| Stock Based Compensation | $6,963,000 | $8,545,000 | $7,507,000 | $3,479,000 |
| Deferred Tax | $5,617,000 | $-3,935,000 | $-324,000 | $1,555,000 |
| Deferred Income Tax | $5,617,000 | $-3,935,000 | $-324,000 | $1,555,000 |
| Depreciation Amortization Depletion | $22,461,000 | $16,420,000 | $15,931,000 | $14,886,000 |
| Depreciation And Amortization | $22,461,000 | $16,420,000 | $15,931,000 | $14,886,000 |
| Amortization Cash Flow | $4,348,000 | $3,630,000 | $3,866,000 | $3,866,000 |
| Amortization Of Intangibles | $4,348,000 | $3,630,000 | $3,866,000 | $3,866,000 |
| Depreciation | $18,113,000 | $12,790,000 | $12,065,000 | $11,020,000 |
| Net Income From Continuing Operations | $14,950,000 | $19,521,000 | $23,985,000 | $36,540,000 |
| Income Tax Paid Supplemental Data | - | $9,760,000 | $10,462,000 | $12,584,000 |
| Effect Of Exchange Rate Changes | - | $0 | $0 | $-47,000 |
| Net Short Term Debt Issuance | - | - | - | $0 |
| Short Term Debt Payments | - | - | - | $0 |
| Short Term Debt Issuance | - | - | - | $35,000,000 |
| Change In Other Current Liabilities | - | - | - | - |
Fetched: 2026-06-07