PRI
Primerica, Inc.
Price Chart
Latest Quote
$281.78
+0.45 (+0.16%)
Current Price
| Previous Close | $281.33 |
| Open | $282.84 |
| Day High | $282.84 |
| Day Low | $279.10 |
| Volume | 215,204 |
Stock Information
| Quarterly Dividend / Yield | $4.48 / 1.59% |
| Shares Outstanding | 31.18M |
| Quarterly Dividend Yield | 1.59% |
| Quarterly Dividend | $4.48 |
| Total Debt | $1.86B |
| Cash Equivalents | $678.26M |
| Revenue | $3.42B |
| Net Income | $769.79M |
| Sector | Financial Services |
| Industry | Insurance - Life |
| Market Cap | $8.79B |
| P/E Ratio | 11.82 |
| EPS (TTM) | $23.84 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $9.97B |
| Sales | $3.42B |
| Income | $769.79M |
| Book/sh | $80.39 |
| Cash/sh | $21.75 |
| Employees | 2K |
Financial Ratios
| Quick Ratio | 1.09 |
| Current Ratio | 3.60 |
| Debt/Eq | 73.79 |
| EPS Growth TTM | 12.40% |
Returns & Margins
| ROA | 4.63% |
| ROE | 32.34% |
| Gross Margin | 71.55% |
| Operating Margin | 30.31% |
| Profit Margin | 22.61% |
Ownership
| Insider Ownership | 0.56% |
| Institutional Ownership | 96.88% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.64 |
| PEG | 1.07 |
| P/S | 2.57 |
| P/B | 3.50 |
Analyst Data
| Recommendation | buy |
| Target Price | $298.50 |
Technical Indicators
| SMA20 | $272.64 |
| SMA50 | $273.24 |
| SMA200 | $262.38 |
| RSI | 61.15 |
| ATR | 5.8779 |
| Shares Float | 31.01M |
| Short Float | 4.57% |
| Short Ratio | 5.86 |
| Volatility | 0.89 |
| Rel Volume | 2.68 |
Performance History
| Week | +1.01% |
| Month | +1.67% |
| Quarter | +14.56% |
| 6 Months | +10.18% |
| YTD | +9.88% |
| Year | +11.27% |
| 3 Years | +52.37% |
| 5 Years | +87.24% |
| 10 Years | +464.45% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $281.78 | 573,500 |
| 2026-06-17 | $281.33 | 190,700 |
| 2026-06-16 | $282.84 | 189,500 |
| 2026-06-15 | $280.64 | 184,800 |
| 2026-06-12 | $282.01 | 208,600 |
| 2026-06-11 | $278.96 | 168,900 |
| 2026-06-10 | $276.45 | 202,600 |
| 2026-06-09 | $271.79 | 237,700 |
| 2026-06-08 | $263.01 | 176,000 |
| 2026-06-05 | $265.84 | 195,000 |
| 2026-06-04 | $257.87 | 219,100 |
| 2026-06-03 | $255.10 | 241,900 |
| 2026-06-02 | $260.02 | 258,400 |
| 2026-06-01 | $266.59 | 236,600 |
| 2026-05-29 | $269.97 | 247,100 |
| 2026-05-28 | $267.82 | 198,700 |
| 2026-05-27 | $271.36 | 173,100 |
| 2026-05-26 | $278.59 | 127,100 |
| 2026-05-22 | $279.75 | 116,400 |
| 2026-05-21 | $281.00 | 128,500 |
| 2026-05-20 | $279.86 | 154,900 |
| 2026-05-19 | $277.15 | 142,800 |
About Primerica, Inc.
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
đ° Latest News
Primerica (PRI): Buy, Sell, or Hold Post Q1 Earnings?
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Primerica (PRI) Upgraded to Buy: Here's What You Should Know
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Q1 Earnings Review: Life Insurance Stocks Led by Primerica (NYSE:PRI)
StockStory âĸ 2026-06-15T15:48:07Z
Zacks Industry Outlook Highlights AIA, Reinsurance Group of America, Primerica and Voya
Zacks âĸ 2026-06-02T08:57:00Z
Primerica (PRI) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-06-01T21:05:16Z
5 Life Insurance Stocks to Watch Amid Inflation, Low Interest Rate
Zacks âĸ 2026-06-01T17:04:00Z
Primerica (PRI) Valuation Check After Recent Stable Trading And Modest Undervaluation Estimate
Simply Wall St. âĸ 2026-05-25T20:09:12Z
SLF Stock Trades at 2.56X Book Value: What Should Investors Know?
Zacks âĸ 2026-05-21T16:18:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $3,291,713,000 | $3,089,143,000 | $2,748,507,000 | $2,657,451,000 |
| Operating Revenue | $3,291,713,000 | $3,089,143,000 | $2,748,507,000 | $2,657,451,000 |
| Expenses | ||||
| Interest Expense | $23,958,000 | $25,034,000 | $26,594,000 | $27,237,000 |
| Total Expenses | $2,317,149,000 | $2,149,896,000 | $1,976,769,000 | $1,938,795,000 |
| Other Income Expense | $65,610,000 | $119,346,000 | $65,399,000 | $67,897,000 |
| Net Non Operating Interest Income Expense | $-23,958,000 | $-25,034,000 | $-26,594,000 | $-27,237,000 |
| Interest Expense Non Operating | $23,958,000 | $25,034,000 | $26,594,000 | $27,237,000 |
| Other Operating Expenses | $368,368,000 | $343,607,000 | $304,638,000 | $287,470,000 |
| Loss Adjustment Expense | $892,005,000 | $877,862,000 | $878,055,000 | $869,434,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $751,234,000 | $720,129,000 | $591,182,000 | $559,752,000 |
| Net Interest Income | $-23,958,000 | $-25,034,000 | $-26,594,000 | $-27,237,000 |
| Interest Income | $-58,043,000 | $-62,652,000 | $-65,474,000 | $-63,922,000 |
| Normalized Income | $751,234,000 | $720,129,000 | $591,182,000 | $559,752,000 |
| Net Income From Continuing And Discontinued Operation | $751,234,000 | $470,518,000 | $576,601,000 | $472,068,000 |
| Net Income Common Stockholders | $751,234,000 | $470,518,000 | $576,601,000 | $472,068,000 |
| Net Income | $751,234,000 | $470,518,000 | $576,601,000 | $472,068,000 |
| Net Income Including Noncontrolling Interests | $751,234,000 | $470,518,000 | $576,601,000 | $467,030,000 |
| Net Income Discontinuous Operations | $0 | $-249,611,000 | $-14,581,000 | $-87,684,000 |
| Net Income Continuous Operations | $751,234,000 | $720,129,000 | $591,182,000 | $554,714,000 |
| Pretax Income | $974,564,000 | $939,247,000 | $771,738,000 | $718,656,000 |
| Average Dilution Earnings | - | - | $4,000 | $4,000 |
| Special Income Charges | - | - | $0 | $-60,000,000 |
| Per Share | ||||
| Diluted EPS | $22.91 | $13.71 | $15.94 | $12.04 |
| Basic EPS | $22.95 | $13.73 | $15.97 | $12.08 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $19,253,000 | $23,401,000 | $31,964,000 | $34,174,000 |
| EBIT | $998,522,000 | $964,281,000 | $798,332,000 | $745,893,000 |
| Diluted Average Shares | $32,680,000 | $34,199,000 | $36,027,000 | $37,996,978 |
| Basic Average Shares | $32,632,000 | $34,142,000 | $35,954,000 | $37,996,978 |
| Diluted NI Availto Com Stockholders | $751,234,000 | $470,518,000 | $576,601,000 | $472,068,000 |
| Tax Provision | $223,330,000 | $219,118,000 | $180,556,000 | $163,942,000 |
| Net Policyholder Benefits And Claims | $892,005,000 | $877,862,000 | $878,055,000 | $869,434,000 |
| Minority Interests | - | $0 | $0 | $5,038,000 |
| Total Unusual Items | - | - | $0 | $-60,000,000 |
| Total Unusual Items Excluding Goodwill | - | - | $0 | $-60,000,000 |
| Otherunder Preferred Stock Dividend | - | - | $2,483,000 | $1,684,000 |
| Impairment Of Capital Assets | - | - | $0 | $60,000,000 |
| Other Special Charges | - | - | - | - |
Fetched: 2026-06-19
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,400,627,000 | $2,213,766,000 | $2,020,692,000 | $1,718,022,000 |
| Total Assets | $15,012,336,000 | $14,582,022,000 | $15,027,732,000 | $14,641,423,000 |
| Goodwill And Other Intangible Assets | $45,275,000 | $45,275,000 | $45,275,000 | $313,232,000 |
| Receivables | $2,885,388,000 | $3,026,772,000 | $3,288,434,000 | $3,663,859,000 |
| Taxes Receivable | $45,265,000 | $0 | $3,441,000 | $0 |
| Accounts Receivable | $2,840,123,000 | $3,026,772,000 | $3,284,993,000 | $3,463,816,000 |
| Cash Cash Equivalents And Short Term Investments | $1,969,979,000 | $3,633,947,000 | $3,313,891,000 | $3,054,102,000 |
| Cash And Cash Equivalents | $756,227,000 | $687,821,000 | $594,148,000 | $489,240,000 |
| Other Intangible Assets | - | - | $175,025,000 | $185,525,000 |
| Other Receivables | - | - | $190,258,000 | $200,043,000 |
| Debt | ||||
| Net Debt | $1,014,207,000 | $1,210,247,000 | $1,386,153,000 | $1,548,134,000 |
| Total Debt | $1,819,999,000 | $1,953,546,000 | $2,039,194,000 | $2,083,369,000 |
| Long Term Debt And Capital Lease Obligation | $1,819,999,000 | $1,953,546,000 | $2,039,194,000 | $2,083,369,000 |
| Long Term Debt | $1,770,434,000 | $1,898,068,000 | $1,980,301,000 | $2,037,374,000 |
| Current Debt And Capital Lease Obligation | - | - | - | $0 |
| Current Debt | - | - | - | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $12,566,434,000 | $12,322,981,000 | $12,961,765,000 | $12,610,169,000 |
| Non Current Deferred Liabilities | $28,306,000 | $57,624,000 | $53,588,000 | $167,142,000 |
| Non Current Deferred Taxes Liabilities | $28,306,000 | $57,624,000 | $53,588,000 | $167,142,000 |
| Payables And Accrued Expenses | $615,010,000 | $546,337,000 | $536,472,000 | $575,126,000 |
| Payables | $615,010,000 | $546,337,000 | $536,472,000 | $575,126,000 |
| Total Tax Payable | $119,654,000 | $57,987,000 | $22,669,000 | $36,876,000 |
| Income Tax Payable | $119,654,000 | $57,987,000 | $22,669,000 | $36,876,000 |
| Accounts Payable | $495,356,000 | $488,350,000 | $513,803,000 | $538,250,000 |
| Other Payable | - | - | $99,785,000 | $100,938,000 |
| Current Notes Payable | - | - | - | $0 |
| Equity | ||||
| Common Stock Equity | $2,445,902,000 | $2,259,041,000 | $2,065,967,000 | $2,031,254,000 |
| Total Equity Gross Minority Interest | $2,445,902,000 | $2,259,041,000 | $2,065,967,000 | $2,031,254,000 |
| Stockholders Equity | $2,445,902,000 | $2,259,041,000 | $2,065,967,000 | $2,031,254,000 |
| Gains Losses Not Affecting Retained Earnings | $29,435,000 | $27,224,000 | $-211,329,000 | $-122,731,000 |
| Other Equity Adjustments | $134,594,000 | $224,833,000 | $-39,086,000 | $130,416,000 |
| Retained Earnings | $2,416,149,000 | $2,231,483,000 | $2,276,946,000 | $2,153,617,000 |
| Other | ||||
| Ordinary Shares Number | $31,809,803 | $33,367,737 | $34,995,613 | $36,824,000 |
| Share Issued | $31,809,803 | $33,367,737 | $34,995,613 | $36,824,000 |
| Tangible Book Value | $2,400,627,000 | $2,213,766,000 | $2,020,692,000 | $1,718,022,000 |
| Invested Capital | $4,216,336,000 | $4,157,109,000 | $4,046,268,000 | $4,068,628,000 |
| Capital Lease Obligations | $49,565,000 | $55,478,000 | $58,893,000 | $45,995,000 |
| Total Capitalization | $4,216,336,000 | $4,157,109,000 | $4,046,268,000 | $4,068,628,000 |
| Foreign Currency Translation Adjustments | $-15,836,000 | $-34,767,000 | $-2,235,000 | $-12,279,000 |
| Unrealized Gain Loss | $-89,323,000 | $-162,842,000 | $-170,008,000 | $-240,868,000 |
| Additional Paid In Capital | $0 | $0 | $0 | $0 |
| Capital Stock | $318,000 | $334,000 | $350,000 | $368,000 |
| Common Stock | $318,000 | $334,000 | $350,000 | $368,000 |
| Long Term Capital Lease Obligation | $49,565,000 | $55,478,000 | $58,893,000 | $45,995,000 |
| Investments And Advances | $4,479,860,000 | $4,280,161,000 | $4,154,786,000 | $4,048,884,000 |
| Net PPE | $81,671,000 | $87,721,000 | $89,110,000 | $93,157,000 |
| Other Short Term Investments | $1,213,752,000 | $2,946,126,000 | $2,719,743,000 | $2,564,862,000 |
| Treasury Shares Number | - | - | $0 | - |
| Minority Interest | - | - | $0 | $0 |
| Goodwill | - | - | $127,707,000 | $127,707,000 |
Fetched: 2026-06-19
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $875,126,000 | $832,860,000 | $658,620,000 | $731,860,000 |
| Operating Activities | ||||
| Operating Cash Flow | $901,178,000 | $862,088,000 | $692,517,000 | $757,665,000 |
| Cash From Discontinued Operating Activities | $0 | $95,787,000 | $0 | $0 |
| Cash Flow From Continuing Operating Activities | $901,178,000 | $766,301,000 | $692,517,000 | $757,665,000 |
| Operating Gains Losses | $2,508,000 | $-607,000 | $2,772,000 | $-1,380,000 |
| Investing Activities | ||||
| Capital Expenditure | $-26,052,000 | $-29,228,000 | $-33,897,000 | $-25,805,000 |
| Investing Cash Flow | $-235,568,000 | $-232,250,000 | $-90,051,000 | $-200,048,000 |
| Cash From Discontinued Investing Activities | $0 | $-21,381,000 | $0 | $0 |
| Cash Flow From Continuing Investing Activities | $-235,568,000 | $-210,869,000 | $-90,051,000 | $-200,048,000 |
| Net Other Investing Changes | - | $50,000,000 | - | - |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-450,033,000 | $-425,035,000 | $-375,062,000 | $-356,306,000 |
| Financing Cash Flow | $-599,637,000 | $-551,141,000 | $-479,621,000 | $-457,850,000 |
| Cash Flow From Continuing Financing Activities | $-599,637,000 | $-551,141,000 | $-479,621,000 | $-457,850,000 |
| Net Other Financing Charges | $-13,290,000 | $-13,036,000 | $-10,579,000 | $-5,135,000 |
| Cash Dividends Paid | $-136,052,000 | $-112,814,000 | $-93,715,000 | $-83,783,000 |
| Common Stock Dividend Paid | $-136,052,000 | $-112,814,000 | $-93,715,000 | $-83,783,000 |
| Net Common Stock Issuance | $-450,033,000 | $-425,035,000 | $-375,062,000 | $-356,306,000 |
| Other | ||||
| Repayment Of Debt | $-262,000 | $-256,000 | $-265,000 | $-12,626,000 |
| Interest Paid Supplemental Data | $23,112,000 | $24,224,000 | $27,279,000 | $27,060,000 |
| Income Tax Paid Supplemental Data | $236,067,000 | $140,252,000 | $227,271,000 | $178,218,000 |
| End Cash Position | $756,227,000 | $687,821,000 | $613,148,000 | $489,240,000 |
| Beginning Cash Position | $687,821,000 | $613,148,000 | $489,240,000 | $392,501,000 |
| Effect Of Exchange Rate Changes | $2,433,000 | $-4,024,000 | $1,063,000 | $-3,028,000 |
| Changes In Cash | $65,973,000 | $78,697,000 | $122,845,000 | $99,767,000 |
| Common Stock Payments | $-450,033,000 | $-425,035,000 | $-375,062,000 | $-356,306,000 |
| Net Issuance Payments Of Debt | $-262,000 | $-256,000 | $-265,000 | $-12,626,000 |
| Net Long Term Debt Issuance | $-262,000 | $-256,000 | $-265,000 | $-12,626,000 |
| Long Term Debt Payments | $-262,000 | $-256,000 | $-265,000 | $-12,626,000 |
| Net Investment Purchase And Sale | $-209,516,000 | $-231,641,000 | $-56,154,000 | $-178,110,000 |
| Sale Of Investment | $480,896,000 | $432,748,000 | $376,305,000 | $499,977,000 |
| Purchase Of Investment | $-690,412,000 | $-664,389,000 | $-432,459,000 | $-678,087,000 |
| Net PPE Purchase And Sale | $-26,052,000 | $-29,228,000 | $-33,897,000 | $-25,805,000 |
| Purchase Of PPE | $-26,052,000 | $-29,228,000 | $-33,897,000 | $-25,805,000 |
| Change In Working Capital | $359,853,000 | $394,068,000 | $358,265,000 | $444,323,000 |
| Change In Other Working Capital | $21,632,000 | $48,470,000 | $27,373,000 | $-1,141,000 |
| Change In Receivables | $242,994,000 | $201,329,000 | $228,352,000 | $481,295,000 |
| Changes In Account Receivables | $239,236,000 | $178,654,000 | $218,567,000 | $461,450,000 |
| Other Non Cash Items | $-9,540,000 | $-34,692,000 | $-14,552,000 | $23,291,000 |
| Stock Based Compensation | $24,600,000 | $25,075,000 | $18,911,000 | $22,361,000 |
| Unrealized Gain Loss On Investment Securities | $-1,661,000 | $-1,629,000 | $3,137,000 | $2,375,000 |
| Asset Impairment Charge | $0 | $253,607,000 | $0 | $60,000,000 |
| Amortization Of Securities | $-215,485,000 | $-252,843,000 | $-241,188,000 | $-241,707,000 |
| Deferred Tax | $-29,553,000 | $-110,597,000 | $-43,380,000 | $-52,802,000 |
| Deferred Income Tax | $-29,553,000 | $-110,597,000 | $-43,380,000 | $-52,802,000 |
| Depreciation And Amortization | $19,253,000 | $23,401,000 | $31,964,000 | $34,174,000 |
| Gain Loss On Investment Securities | $2,508,000 | $-607,000 | $2,772,000 | $-1,380,000 |
| Net Income From Continuing Operations | $751,234,000 | $470,518,000 | $576,601,000 | $467,030,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $3,867,000 |
| Purchase Of Business | - | $0 | $0 | - |
| Issuance Of Debt | - | - | $0 | $0 |
| Net Short Term Debt Issuance | - | - | $0 | $0 |
| Short Term Debt Payments | - | - | $0 | $0 |
| Short Term Debt Issuance | - | - | $0 | $0 |
| Long Term Debt Issuance | - | - | $0 | $0 |
| Sale Of Business | - | - | - | $3,867,000 |
Fetched: 2026-06-19