QFIN

Qfin Holdings, Inc.

Price Chart

Latest Quote

$15.21

+0.18 (+1.20%)

Current Price

Previous Close	$15.03
Open	$15.04
Day High	$15.54
Day Low	$14.95
Volume	1,727,213

Fetched: 2026-06-21T23:39:17

Stock Information

Note: Financial values converted from CNY to USD

Quarterly Dividend / Yield	$1.54 / 10.12%
Shares Outstanding	121.75M
Quarterly Dividend Yield	10.12%
Quarterly Dividend	$1.54
Total Debt	$421.17M
Cash Equivalents	$967.91M
Revenue	$2.72B
Net Income	$749.90M
Sector	Financial Services
Industry	Credit Services
Market Cap	$1.85B
P/E Ratio	2.66
EPS (TTM)	$5.71
Exchange	NMS

🌐 Visit Website

📊 Comprehensive Analysis

Company Data

Enterprise Value	$-1.81B
Sales	$2.72B
Income	$749.90M
Book/sh	$29.58
Cash/sh	$53.78
Employees	4K

Financial Ratios

Quick Ratio	0.36
Current Ratio	2.22
Debt/Eq	11.68
EPS Growth TTM	-50.90%

Returns & Margins

ROA	8.30%
ROE	21.30%
Gross Margin	57.06%
Operating Margin	27.45%
Profit Margin	27.53%

Ownership

Insider Ownership	2.76%
Institutional Ownership	63.62%
Insider & Institutional transactions data not available

Valuation Ratios

Forward P/E	3.13
P/S	0.10
P/B	0.51

Analyst Data

Recommendation	buy
Target Price	$21.89

Technical Indicators

SMA20	$14.85
SMA50	$13.81
SMA200	$17.74
RSI	42.46
ATR	0.7754

Shares Float	90.94M
Short Float	2.52%
Short Ratio	1.56
Volatility	0.57
Rel Volume	0.79

Performance History

Week	+1.40%
Month	+19.29%
Quarter	+23.41%
6 Months	-15.61%
YTD	-15.39%
Year	-61.22%
3 Years	+15.69%
5 Years	-51.07%
10 Years	+19.66%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-06-18	$15.21	1,727,200
2026-06-17	$15.03	877,000
2026-06-16	$15.07	974,300
2026-06-15	$15.59	1,571,400
2026-06-12	$15.40	2,886,600
2026-06-11	$15.00	1,487,900
2026-06-10	$14.83	1,880,100
2026-06-09	$14.24	1,694,600
2026-06-08	$14.27	1,774,300
2026-06-05	$14.53	1,480,900
2026-06-04	$15.29	1,504,000
2026-06-03	$15.20	1,191,100
2026-06-02	$16.56	2,495,000
2026-06-01	$16.91	3,734,900
2026-05-29	$16.08	2,309,500
2026-05-28	$15.37	2,197,800
2026-05-27	$15.74	7,354,900
2026-05-26	$12.59	2,268,200
2026-05-22	$11.65	3,143,000
2026-05-21	$12.36	1,043,500
2026-05-20	$12.56	991,600
2026-05-19	$12.75	755,300

About Qfin Holdings, Inc.

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

📰 Latest News

Qfin Holdings Inc (QFIN) Q1 2026 Earnings Call Highlights: Navigating Market Challenges with ...

GuruFocus.com • 2026-06-17T22:26:49Z

Top Dividend Stocks To Consider In June 2026

Simply Wall St. • 2026-06-05T17:32:10Z

Asian Equities Traded in the US as American Depositary Receipts Decline in Wednesday Trading

MT Newswires • 2026-06-03T14:35:57Z

Qfin Holdings Profit Surge Highlights Valuation Gap And Regulatory Resilience

Simply Wall St. • 2026-06-02T05:07:20Z

Asian Equities Traded in the US as American Depositary Receipts Rise Sharply in Monday Trading

MT Newswires • 2026-06-01T14:40:39Z

Qfin Holdings (QFIN) Soars 38% This Week as Profits Skyrocket

Insider Monkey • 2026-06-01T03:02:16Z

Why a Fund Dumped a $24 Million China Education Stock While Keeping a Big Position in TAL

Motley Fool • 2026-05-31T19:09:49Z

Asian Equities Traded in the US as American Depositary Receipts Decline in Thursday Trading

MT Newswires • 2026-05-28T14:46:15Z

Qfin Holdings (QFIN) Rockets 25% on Stellar Q1

Insider Monkey • 2026-05-28T04:49:30Z

Why Qfin Stock Is Skyrocketing Today

Motley Fool • 2026-05-27T18:18:15Z

Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Total Revenue	$2,376,112,447	$2,074,122,659	$1,980,638,221	$2,060,580,158
Operating Revenue	$2,376,112,447	$2,074,122,659	$1,980,638,221	$2,060,580,158
Expenses
Selling And Marketing Expense	$364,880,262	$255,001,709	$286,621,811	$326,080,893
General And Administrative Expense	$97,365,587	$66,415,245	$62,214,804	$60,991,123
Other Non Interest Expense	$246,412,149	$70,685,129	$451,206,413	$645,347,465
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$884,988,585	$925,564,672	$633,166,793	$594,579,448
Net Interest Income	$1,307,263,391	$1,015,576,939	$787,108,378	$542,286,927
Interest Income	$1,307,263,391	$1,015,576,939	$787,108,378	$542,286,927
Normalized Income	$852,659,075	$925,564,672	$633,166,793	$594,579,448
Net Income From Continuing And Discontinued Operation	$884,988,585	$925,564,672	$633,166,793	$594,579,448
Net Income Common Stockholders	$884,988,585	$925,564,672	$633,166,793	$594,579,448
Net Income	$884,988,585	$925,564,672	$633,166,793	$594,579,448
Net Income Including Noncontrolling Interests	$882,912,966	$923,171,385	$630,690,618	$591,830,523
Net Income Continuous Operations	$882,912,966	$923,171,385	$630,690,618	$591,830,523
Pretax Income	$1,089,838,403	$1,166,120,820	$779,753,729	$700,694,758
Special Income Charges	$39,912,976	$0	$0	-
Per Share
Diluted EPS	$6.50	$6.10	$3.85	$3.69
Basic EPS	$6.64	$6.21	$3.95	$3.80
Other
Tax Effect Of Unusual Items	$7,583,465	$0	$0	$0
Tax Rate For Calcs	$0	$0	$0	$0
Total Unusual Items	$39,912,976	$0	$0	-
Total Unusual Items Excluding Goodwill	$39,912,976	$0	$0	-
Reconciled Depreciation	$10,065,011	$11,065,735	$10,898,480	$11,374,389
Diluted Average Shares	$20,106,964	$22,417,656	$24,268,920	$23,789,433
Basic Average Shares	$19,687,726	$22,015,940	$23,695,706	$23,092,839
Diluted NI Availto Com Stockholders	$884,988,585	$925,564,672	$633,166,793	$594,579,448
Minority Interests	$2,075,620	$2,393,286	$2,476,175	$2,748,925
Tax Provision	$206,925,438	$242,949,434	$149,063,111	$108,864,235
Gain On Sale Of Security	$-25,958,690	$0	$-4,449,107	$-2,938,491
Selling General And Administration	$462,245,848	$321,416,954	$348,836,615	$387,072,015
Other Gand A	$97,365,587	$66,415,245	$62,214,804	$60,991,123

Fetched: 2026-06-20

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Net Tangible Assets	$3,411,956,669	$3,424,753,467	$3,088,809,244	$2,636,526,606
Total Assets	$8,414,443,833	$7,111,688,649	$6,769,783,817	$5,960,782,440
Goodwill And Other Intangible Assets	$151,069,287	$149,372,799	$152,496,866	$148,177,633
Other Intangible Assets	$144,390,898	$143,106,047	$146,408,008	$148,177,633
Prepaid Assets	$48,122,518	$24,026,980	$30,595,146	$58,613,055
Receivables	$523,054,645	$655,579,288	$1,156,619,778	$1,239,306,798
Other Receivables	$379,401,472	$323,104,429	$697,727,899	$713,597,641
Accounts Receivable	$143,653,173	$331,209,954	$451,565,450	$462,455,361
Allowance For Doubtful Accounts Receivable	$-27,782,097	$-40,193,852	$-47,380,508	$-46,536,844
Gross Accounts Receivable	$171,435,269	$371,403,806	$498,945,958	$508,992,205
Cash And Cash Equivalents	$693,963,918	$657,853,191	$617,291,436	$1,058,729,081
Cash Cash Equivalents And Federal Funds Sold	$1,114,185,415	$1,005,570,289	$1,116,856,622	$1,553,222,237
Debt
Total Debt	$564,943,064	$206,438,595	$122,298,582	$26,699,370
Long Term Debt And Capital Lease Obligation	$233,922,824	-	-	-
Long Term Debt	$233,922,824	-	-	-
Current Debt And Capital Lease Obligation	$331,020,241	$206,438,595	$122,298,582	$26,699,370
Current Debt	$328,307,958	$202,411,172	$117,992,647	$22,162,794
Other Current Borrowings	$328,307,958	$202,411,172	$117,992,647	$22,162,794
Liabilities
Total Liabilities Net Minority Interest	$4,845,193,382	$3,529,262,270	$3,517,784,306	$3,163,646,203
Non Current Deferred Liabilities	$163,876,131	$142,609,896	$54,918,813	$14,898,569
Non Current Deferred Taxes Liabilities	$47,302,642	$64,927,383	$33,218,039	$14,898,569
Payables And Accrued Expenses	$3,364,831,034	$2,480,371,844	$2,249,971,870	$1,984,646,732
Payables	$3,201,756,309	$2,332,132,451	$2,112,345,057	$1,883,880,781
Other Payable	$3,002,368,290	$2,116,757,078	$1,932,572,440	$1,683,536,363
Total Tax Payable	$161,420,346	$169,892,296	$133,783,785	$124,615,924
Income Tax Payable	$161,420,346	$169,892,296	$133,783,785	$124,615,924
Dividends Payable	-	-	$0	$26,228,632
Equity
Common Stock Equity	$3,563,025,956	$3,574,126,266	$3,241,306,111	$2,784,704,239
Total Equity Gross Minority Interest	$3,569,250,451	$3,582,426,380	$3,251,999,511	$2,797,136,237
Stockholders Equity	$3,563,025,956	$3,574,126,266	$3,241,306,111	$2,784,704,239
Gains Losses Not Affecting Retained Earnings	$-28,914,172	$1,754,850	$-5,120,640	$-7,649,858
Retained Earnings	$3,620,241,869	$3,095,749,302	$2,407,960,382	$1,891,769,406
Other
Treasury Shares Number	$5,791,195	$1,855,716	$1,673,494	-
Ordinary Shares Number	$36,025,459	$41,958,797	$46,575,278	$47,693,160
Share Issued	$41,816,654	$43,814,512	$48,248,773	$47,693,160
Tangible Book Value	$3,411,956,669	$3,424,753,467	$3,088,809,244	$2,636,526,606
Invested Capital	$4,125,256,738	$3,776,537,438	$3,359,298,757	$2,806,867,033
Capital Lease Obligations	$2,712,283	$4,027,423	$4,305,935	$4,536,576
Total Capitalization	$3,796,948,780	-	-	-
Minority Interest	$6,224,495	$8,300,114	$10,693,400	$12,431,998
Treasury Stock	$600,816,354	$164,537,765	$56,830,871	$0
Additional Paid In Capital	$572,511,659	$641,156,776	$895,293,989	$900,581,440
Capital Stock	$2,955	$3,103	$3,251	$3,251
Common Stock	$2,955	$3,103	$3,251	$3,251
Non Current Deferred Revenue	$116,573,489	$77,682,514	$21,700,774	-
Current Capital Lease Obligation	$2,712,283	$4,027,423	$4,305,935	$4,536,576
Current Accrued Expenses	$163,074,725	$148,239,394	$137,626,814	$100,765,950
Investments And Advances	$421,426,119	$501,480,938	$2,216,279	$8,421,862
Goodwill	$6,678,389	$6,266,752	$6,088,858	$0
Net PPE	$94,117,112	$53,600,570	$34,163,356	$7,033,289
Other Short Term Investments	$421,426,119	$501,480,938	$2,216,279	$8,421,862

Fetched: 2026-06-20

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Free Cash Flow
Free Cash Flow	$1,602,104,939	$1,357,864,300	$1,039,257,145	$871,077,886
Operating Activities
Operating Cash Flow	$1,637,645,491	$1,380,492,513	$1,051,750,164	$875,063,199
Cash Flow From Continuing Operating Activities	$1,637,645,491	$1,380,492,513	$1,051,750,164	$875,063,199
Operating Gains Losses	$-37,531,066	$-223,401	$4,769,877	$25,917,024
Investing Activities
Capital Expenditure	$-35,540,552	$-22,628,213	$-12,493,019	$-3,985,314
Investing Cash Flow	$-1,932,897,642	$-1,181,141,136	$-1,647,107,674	$-1,086,859,724
Cash Flow From Continuing Investing Activities	$-1,932,897,642	$-1,181,141,136	$-1,647,107,674	$-1,086,859,724
Net Other Investing Changes	$-30,737,283	$-3,010,151	$-6,956,753	-
Financing Activities
Repurchase Of Capital Stock	$-716,318,641	$-439,294,945	$-93,996,694	$0
Financing Cash Flow	$411,321,510	$-312,416,053	$157,571,260	$473,407,327
Cash Flow From Continuing Financing Activities	$411,321,510	$-312,416,053	$157,571,260	$473,407,327
Net Other Financing Charges	$877,614,285	$205,887,776	$284,125,394	$636,760,269
Cash Dividends Paid	$-203,617,419	$-186,601,122	$-139,138,759	$-146,065,519
Common Stock Dividend Paid	$-203,617,419	$-186,601,122	$-139,138,759	$-146,065,519
Net Common Stock Issuance	$-716,318,641	$-439,294,945	$-93,996,694	$37,664,339
Issuance Of Capital Stock	-	$0	$0	$37,664,339
Common Stock Issuance	-	$0	$0	$37,664,339
Other
Repayment Of Debt	$-583,094,541	$-194,878,186	$-26,004,345	$-108,295,095
Issuance Of Debt	$1,036,737,827	$302,470,425	$132,585,665	$53,343,333
Interest Paid Supplemental Data	$5,050,310	$2,745,970	$1,901,272	$1,604,882
Income Tax Paid Supplemental Data	$237,574,218	$186,903,570	$125,967,707	$133,707,693
End Cash Position	$1,114,185,415	$1,005,570,289	$1,116,856,622	$1,553,222,237
Beginning Cash Position	$1,005,570,289	$1,116,856,622	$1,553,222,237	$1,294,299,339
Effect Of Exchange Rate Changes	$-7,454,234	$1,778,343	$1,420,635	$-2,687,904
Changes In Cash	$116,069,359	$-113,064,676	$-437,786,250	$261,610,802
Common Stock Payments	$-716,318,641	$-439,294,945	$-93,996,694	$0
Net Issuance Payments Of Debt	$453,643,286	$107,592,239	$106,581,320	$-54,951,761
Net Short Term Debt Issuance	$-24,154,786	$84,418,526	$95,829,853	$-44,735,304
Short Term Debt Payments	$-301,082,147	$-194,823,666	$-26,004,345	$-94,997,418
Short Term Debt Issuance	$276,927,362	$279,242,192	$121,834,198	$50,262,114
Net Long Term Debt Issuance	$477,798,072	$23,173,713	$10,751,467	$-10,216,457
Long Term Debt Payments	$-282,012,393	$-54,520	$0	$-13,297,676
Long Term Debt Issuance	$759,810,465	$23,228,233	$10,751,467	$3,081,219
Net Investment Purchase And Sale	$49,867,616	$-492,489,640	$8,117,493	$-9,284,881
Sale Of Investment	$1,544,579,634	$193,325,461	$44,813,317	$2,643,283
Purchase Of Investment	$-1,494,712,018	$-685,815,101	$-36,695,825	$-11,928,163
Net PPE Purchase And Sale	$-35,540,552	$-22,628,213	$-12,493,019	$-3,985,314
Purchase Of PPE	$-35,540,552	$-22,628,213	$-12,493,019	$-3,985,314
Change In Working Capital	$-140,934,241	$-164,871,241	$-474,080,189	$-756,383,654
Change In Other Working Capital	$-34,069,238	$-4,306,526	$7,871,190	$66,026,214
Change In Other Current Liabilities	$-247,875,485	$-507,657,561	$-508,702,758	$-727,487,360
Change In Other Current Assets	$3,333,727	$-4,094,355	$-4,138,680	$-7,831,149
Change In Payables And Accrued Expense	$26,896,176	$118,342,080	$73,470,992	$46,601,116
Change In Accrued Expense	$39,160,327	$71,760,763	$7,775,595	$-15,607,631
Change In Payable	$-12,264,151	$46,581,317	$65,695,397	$62,208,746
Change In Tax Payable	$-3,556,537	$42,422,986	$13,204,740	$-3,260,590
Change In Income Tax Payable	$-3,556,537	$42,422,986	$13,204,740	$-3,260,590
Change In Prepaid Assets	$109,633,875	$-160,862,730	$8,608,768	$145,831
Change In Receivables	$44,422,366	$382,475,008	$-62,728,686	$-103,542,653
Changes In Account Receivables	$44,422,366	$382,475,008	$-62,728,686	$-103,542,653
Other Non Cash Items	$249,698,448	$70,685,129	$451,206,413	$645,347,465
Stock Based Compensation	$55,905,500	$24,765,149	$27,423,355	$29,511,533
Depreciation Amortization Depletion	$10,065,011	$11,065,735	$10,898,480	$11,374,389
Depreciation And Amortization	$10,065,011	$11,065,735	$10,898,480	$11,374,389
Depreciation	$10,065,011	$11,065,735	$10,898,480	$11,374,389
Gain Loss On Investment Securities	$0	$0	$4,449,107	$2,938,491
Net Foreign Currency Exchange Gain Loss	$-23,576,780	$-223,401	$-348,104	$23,673,558
Net Income From Continuing Operations	$882,912,966	$923,171,385	$630,690,618	$591,830,523
Net Business Purchase And Sale	-	$-384,451	$-3,876,864	$494,821
Sale Of Business	-	$0	$0	$494,821
Purchase Of Business	-	$-384,451	$-3,876,864	$0
Earnings Losses From Equity Investments	-	-	-	$2,938,491

Fetched: 2026-06-20