SBSI
Southside Bancshares, Inc.
Price Chart
Latest Quote
$33.63
+0.48 (+1.45%)
Current Price
| Previous Close | $33.15 |
| Open | $33.22 |
| Day High | $34.75 |
| Day Low | $32.75 |
| Volume | 103,170 |
Stock Information
| Quarterly Dividend / Yield | $1.44 / 4.28% |
| Shares Outstanding | 29.75M |
| Quarterly Dividend Yield | 4.28% |
| Quarterly Dividend | $1.44 |
| Total Debt | $907.48M |
| Cash Equivalents | $391.48M |
| Revenue | $239.54M |
| Net Income | $70.93M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.00B |
| P/E Ratio | 14.25 |
| EPS (TTM) | $2.36 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.52B |
| Sales | $239.54M |
| Income | $70.93M |
| Book/sh | $28.73 |
| Cash/sh | $13.16 |
| Employees | 781 |
Financial Ratios
| EPS Growth TTM | 8.10% |
Returns & Margins
| ROA | 0.83% |
| ROE | 8.49% |
| Operating Margin | 42.64% |
| Profit Margin | 29.63% |
Ownership
| Insider Ownership | 4.65% |
| Institutional Ownership | 58.95% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.68 |
| PEG | 5.35 |
| P/S | 4.18 |
| P/B | 1.17 |
Analyst Data
| Recommendation | none |
| Target Price | $37.00 |
Technical Indicators
| SMA20 | $33.20 |
| SMA50 | $32.82 |
| SMA200 | $30.49 |
| RSI | 57.00 |
| ATR | 1.1121 |
| Shares Float | 28.15M |
| Short Float | 2.78% |
| Short Ratio | 8.15 |
| Volatility | 0.58 |
| Rel Volume | 2.97 |
Performance History
| Week | -1.15% |
| Month | +5.19% |
| Quarter | +13.42% |
| 6 Months | +7.67% |
| YTD | +12.94% |
| Year | +27.26% |
| 3 Years | +35.13% |
| 5 Years | -1.07% |
| 10 Years | +68.79% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $33.63 | 290,500 |
| 2026-06-17 | $33.15 | 100,100 |
| 2026-06-16 | $33.88 | 125,700 |
| 2026-06-15 | $33.81 | 86,400 |
| 2026-06-12 | $34.43 | 124,000 |
| 2026-06-11 | $34.02 | 99,800 |
| 2026-06-10 | $33.90 | 100,000 |
| 2026-06-09 | $33.65 | 108,300 |
| 2026-06-08 | $33.06 | 73,100 |
| 2026-06-05 | $33.15 | 91,200 |
| 2026-06-04 | $32.93 | 96,400 |
| 2026-06-03 | $31.72 | 91,600 |
| 2026-06-02 | $32.77 | 57,700 |
| 2026-06-01 | $32.58 | 93,600 |
| 2026-05-29 | $32.76 | 78,400 |
| 2026-05-28 | $33.04 | 52,500 |
| 2026-05-27 | $32.88 | 73,200 |
| 2026-05-26 | $32.97 | 64,800 |
| 2026-05-22 | $32.74 | 57,000 |
| 2026-05-21 | $32.97 | 91,700 |
| 2026-05-20 | $32.74 | 106,700 |
| 2026-05-19 | $31.97 | 67,800 |
| 2026-05-18 | $nan | 0 |
About Southside Bancshares, Inc.
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
đ° Latest News
Dividend Investors: Don't Be Too Quick To Buy Southside Bancshares, Inc. (NYSE:SBSI) For Its Upcoming Dividend
Simply Wall St. âĸ 2026-05-13T10:19:22Z
Can Southside Bancshares (SBSI) Run Higher on Rising Earnings Estimates?
Zacks âĸ 2026-05-04T16:20:02Z
Stronger Margins And Cleaner Balance Sheet Could Be A Game Changer For Southside Bancshares (SBSI)
Simply Wall St. âĸ 2026-05-03T21:06:50Z
Is It Time To Reassess Southside Bancshares (SBSI) After Its Strong 1-Year Share Price Run?
Simply Wall St. âĸ 2026-05-03T17:06:11Z
Southside Bancshares Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-02T11:36:19Z
Southside Bancshares Inc (SBSI) Q1 2026 Earnings Call Highlights: Strong Loan Growth and ...
GuruFocus.com âĸ 2026-05-01T07:16:46ZSouthside Bancshares, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-30T21:07:39Z
Southside Bancshares (SBSI) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
Zacks âĸ 2026-04-30T13:30:14Z
Southside Bancshares (SBSI) Tops Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-30T11:10:03Z
Southside Bancshares (SBSI) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-04-23T14:00:16Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $237,040,000 | $257,860,000 | $250,861,000 | $253,198,000 |
| Operating Revenue | $237,040,000 | $257,860,000 | $250,861,000 | $253,198,000 |
| Expenses | ||||
| Interest Expense | $181,990,000 | $198,209,000 | $144,714,000 | $40,640,000 |
| Selling And Marketing Expense | $3,928,000 | $3,363,000 | $4,093,000 | $3,430,000 |
| General And Administrative Expense | $94,032,000 | $94,080,000 | $89,183,000 | $84,578,000 |
| Professional Expense And Contract Services Expense | $5,715,000 | $5,080,000 | $5,351,000 | $4,959,000 |
| Other Non Interest Expense | $32,439,000 | $29,089,000 | $25,560,000 | $19,956,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $69,220,000 | $88,494,000 | $86,692,000 | $105,020,000 |
| Net Interest Income | $221,084,000 | $216,127,000 | $215,027,000 | $212,341,000 |
| Interest Income | $403,074,000 | $414,336,000 | $359,741,000 | $252,981,000 |
| Normalized Income | $69,220,000 | $88,494,000 | $86,692,000 | $105,020,000 |
| Net Income From Continuing And Discontinued Operation | $69,220,000 | $88,494,000 | $86,692,000 | $105,020,000 |
| Net Income Common Stockholders | $69,179,000 | $88,437,000 | $86,654,000 | $104,993,000 |
| Net Income | $69,220,000 | $88,494,000 | $86,692,000 | $105,020,000 |
| Net Income Including Noncontrolling Interests | $69,220,000 | $88,494,000 | $86,692,000 | $105,020,000 |
| Net Income Continuous Operations | $69,220,000 | $88,494,000 | $86,692,000 | $105,020,000 |
| Pretax Income | $82,630,000 | $107,377,000 | $101,129,000 | $119,631,000 |
| Depreciation Amortization Depletion Income Statement | $742,000 | $1,171,000 | $1,697,000 | $2,273,000 |
| Depreciation And Amortization In Income Statement | $742,000 | $1,171,000 | $1,697,000 | $2,273,000 |
| Amortization Of Intangibles Income Statement | $742,000 | $1,171,000 | $1,697,000 | $2,273,000 |
| Special Income Charges | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $2.29 | $2.91 | $2.82 | $3.26 |
| Basic EPS | $2.30 | $2.92 | $2.82 | $3.27 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $10,610,000 | $10,459,000 | $10,577,000 | $11,105,000 |
| Diluted Average Shares | $30,226,000 | $30,369,000 | $30,759,000 | $32,251,000 |
| Basic Average Shares | $30,137,000 | $30,293,000 | $30,704,000 | $32,120,000 |
| Diluted NI Availto Com Stockholders | $69,179,000 | $88,437,000 | $86,654,000 | $104,993,000 |
| Preferred Stock Dividends | $41,000 | $57,000 | $38,000 | $27,000 |
| Tax Provision | $13,410,000 | $18,883,000 | $14,437,000 | $14,611,000 |
| Gain On Sale Of Security | $-32,270,000 | $-2,510,000 | $-10,918,000 | $-3,819,000 |
| Amortization | $742,000 | $1,171,000 | $1,697,000 | $2,273,000 |
| Selling General And Administration | $97,960,000 | $97,443,000 | $93,276,000 | $88,008,000 |
| Insurance And Claims | $3,759,000 | $3,790,000 | $3,558,000 | $1,945,000 |
| Salaries And Wages | $90,273,000 | $90,290,000 | $85,625,000 | $82,633,000 |
| Occupancy And Equipment | $14,501,000 | $14,354,000 | $14,694,000 | $15,130,000 |
| Total Unusual Items | - | - | $0 | $0 |
| Total Unusual Items Excluding Goodwill | - | - | $0 | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $645,487,000 | $609,072,000 | $569,247,000 | $540,259,000 |
| Total Assets | $8,514,590,000 | $8,517,448,000 | $8,284,914,000 | $7,558,636,000 |
| Goodwill And Other Intangible Assets | $202,128,000 | $202,870,000 | $204,041,000 | $205,738,000 |
| Other Intangible Assets | $1,012,000 | $1,754,000 | $2,925,000 | $4,622,000 |
| Receivables | $41,809,000 | $46,724,000 | $50,489,000 | $49,350,000 |
| Accounts Receivable | $41,809,000 | $46,724,000 | $50,489,000 | $49,350,000 |
| Cash And Cash Equivalents | $383,986,000 | $373,354,000 | $513,740,000 | $115,419,000 |
| Cash Financial | $81,080,000 | $91,409,000 | $122,021,000 | $106,143,000 |
| Cash Cash Equivalents And Federal Funds Sold | $389,786,000 | $426,161,000 | $560,510,000 | $199,252,000 |
| Debt | ||||
| Net Debt | $335,764,000 | $587,314,000 | $362,875,000 | $418,031,000 |
| Total Debt | $734,085,000 | $976,447,000 | $893,319,000 | $550,520,000 |
| Long Term Debt And Capital Lease Obligation | $314,944,000 | $900,004,000 | $893,319,000 | $550,520,000 |
| Long Term Debt | $300,609,000 | $884,225,000 | $876,615,000 | $533,450,000 |
| Current Debt And Capital Lease Obligation | $419,141,000 | $76,443,000 | - | - |
| Current Debt | $419,141,000 | $76,443,000 | - | - |
| Other Current Borrowings | $419,141,000 | $76,443,000 | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,666,975,000 | $7,705,506,000 | $7,511,626,000 | $6,812,639,000 |
| Non Current Deferred Liabilities | - | - | - | - |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $847,615,000 | $811,942,000 | $773,288,000 | $745,997,000 |
| Total Equity Gross Minority Interest | $847,615,000 | $811,942,000 | $773,288,000 | $745,997,000 |
| Stockholders Equity | $847,615,000 | $811,942,000 | $773,288,000 | $745,997,000 |
| Gains Losses Not Affecting Retained Earnings | $-95,617,000 | $-124,898,000 | $-113,462,000 | $-137,456,000 |
| Other Equity Adjustments | $-95,617,000 | $-124,898,000 | $-113,462,000 | $-137,456,000 |
| Retained Earnings | $352,193,000 | $326,793,000 | $282,355,000 | $239,610,000 |
| Other | ||||
| Treasury Shares Number | $8,387,077 | $7,699,182 | $7,790,276 | $6,454,192 |
| Ordinary Shares Number | $29,723,001 | $30,378,810 | $30,249,430 | $31,546,630 |
| Share Issued | $38,110,078 | $38,077,992 | $38,039,706 | $38,000,822 |
| Tangible Book Value | $645,487,000 | $609,072,000 | $569,247,000 | $540,259,000 |
| Invested Capital | $1,567,365,000 | $1,772,610,000 | $1,649,903,000 | $1,279,447,000 |
| Capital Lease Obligations | $14,335,000 | $15,779,000 | $16,704,000 | $17,070,000 |
| Total Capitalization | $1,148,224,000 | $1,696,167,000 | $1,649,903,000 | $1,279,447,000 |
| Treasury Stock | $252,358,000 | $231,137,000 | $231,995,000 | $188,203,000 |
| Additional Paid In Capital | $795,759,000 | $793,586,000 | $788,840,000 | $784,545,000 |
| Capital Stock | $47,638,000 | $47,598,000 | $47,550,000 | $47,501,000 |
| Common Stock | $47,638,000 | $47,598,000 | $47,550,000 | $47,501,000 |
| Long Term Capital Lease Obligation | $14,335,000 | $15,779,000 | $16,704,000 | $17,070,000 |
| Investments And Advances | $2,713,270,000 | $2,822,595,000 | $2,613,038,000 | $2,636,924,000 |
| Held To Maturity Securities | $1,247,337,000 | $1,279,234,000 | $1,307,053,000 | $1,326,729,000 |
| Available For Sale Securities | $203,794,000 | $9,467,000 | $9,691,000 | $11,181,000 |
| Goodwill | $201,116,000 | $201,116,000 | $201,116,000 | $201,116,000 |
| Net PPE | $164,691,000 | $155,508,000 | $153,787,000 | $156,570,000 |
| Accumulated Depreciation | $-107,256,000 | $-102,845,000 | $-95,412,000 | $-88,458,000 |
| Gross PPE | $271,947,000 | $258,353,000 | $249,199,000 | $245,028,000 |
| Other Properties | $12,398,000 | $13,860,000 | $14,837,000 | $15,314,000 |
| Machinery Furniture Equipment | $45,906,000 | $45,145,000 | $44,719,000 | $44,126,000 |
| Properties | $213,643,000 | $199,348,000 | $189,643,000 | $185,588,000 |
| Other Short Term Investments | $1,262,139,000 | $1,533,894,000 | $1,296,294,000 | $1,299,014,000 |
Fetched: 2026-06-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $73,479,000 | $90,687,000 | $72,960,000 | $217,216,000 |
| Operating Activities | ||||
| Operating Cash Flow | $93,817,000 | $101,849,000 | $79,864,000 | $226,517,000 |
| Cash Flow From Continuing Operating Activities | $93,817,000 | $101,849,000 | $79,864,000 | $226,517,000 |
| Operating Gains Losses | $34,028,000 | $3,772,000 | $10,673,000 | $4,433,000 |
| Investing Activities | ||||
| Capital Expenditure | $-20,338,000 | $-11,162,000 | $-6,904,000 | $-9,301,000 |
| Investing Cash Flow | $-34,221,000 | $-382,856,000 | $-327,073,000 | $-634,779,000 |
| Cash Flow From Continuing Investing Activities | $-34,221,000 | $-382,856,000 | $-327,073,000 | $-634,779,000 |
| Net Other Investing Changes | $17,005,000 | $-9,585,000 | $-1,555,000 | $6,189,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-23,182,000 | $-1,505,000 | $-44,803,000 | $-33,708,000 |
| Issuance Of Capital Stock | $954,000 | $1,160,000 | $1,224,000 | $1,233,000 |
| Financing Cash Flow | $-95,971,000 | $146,658,000 | $608,467,000 | $405,761,000 |
| Cash Flow From Continuing Financing Activities | $-95,971,000 | $146,658,000 | $608,467,000 | $405,761,000 |
| Net Other Financing Charges | $-784,000 | $-576,000 | $-597,000 | $-501,000 |
| Cash Dividends Paid | $-43,371,000 | $-43,630,000 | $-43,582,000 | $-44,936,000 |
| Common Stock Dividend Paid | $-43,371,000 | $-43,630,000 | $-43,582,000 | $-44,936,000 |
| Net Common Stock Issuance | $-22,228,000 | $-345,000 | $-43,579,000 | $-32,475,000 |
| Common Stock Issuance | $954,000 | $1,160,000 | $1,224,000 | $1,233,000 |
| Other | ||||
| Repayment Of Debt | $-4,276,773,000 | $-8,059,873,000 | $-1,964,075,000 | $-3,511,680,000 |
| Issuance Of Debt | $4,035,642,000 | $8,143,952,000 | $2,307,667,000 | $3,518,934,000 |
| Interest Paid Supplemental Data | $178,550,000 | $198,646,000 | $137,292,000 | $39,262,000 |
| Income Tax Paid Supplemental Data | $12,952,000 | $15,750,000 | $15,750,000 | $11,950,000 |
| End Cash Position | $389,786,000 | $426,161,000 | $560,510,000 | $199,252,000 |
| Beginning Cash Position | $426,161,000 | $560,510,000 | $199,252,000 | $201,753,000 |
| Changes In Cash | $-36,375,000 | $-134,349,000 | $361,258,000 | $-2,501,000 |
| Proceeds From Stock Option Exercised | $693,000 | $2,624,000 | $1,082,000 | $790,000 |
| Common Stock Payments | $-23,182,000 | $-1,505,000 | $-44,803,000 | $-33,708,000 |
| Net Issuance Payments Of Debt | $-241,131,000 | $84,079,000 | $343,592,000 | $7,254,000 |
| Net Long Term Debt Issuance | $-241,131,000 | $84,079,000 | $343,592,000 | $7,254,000 |
| Long Term Debt Payments | $-4,276,773,000 | $-8,059,873,000 | $-1,964,075,000 | $-3,511,680,000 |
| Long Term Debt Issuance | $4,035,642,000 | $8,143,952,000 | $2,307,667,000 | $3,518,934,000 |
| Net Investment Purchase And Sale | $127,776,000 | $-224,044,000 | $69,260,000 | $-129,385,000 |
| Sale Of Investment | $1,095,489,000 | $963,864,000 | $2,115,270,000 | $580,554,000 |
| Purchase Of Investment | $-967,713,000 | $-1,187,908,000 | $-2,046,010,000 | $-709,939,000 |
| Net PPE Purchase And Sale | $-20,016,000 | $-11,142,000 | $-6,474,000 | $-7,936,000 |
| Sale Of PPE | $322,000 | $20,000 | $430,000 | $1,365,000 |
| Purchase Of PPE | $-20,338,000 | $-11,162,000 | $-6,904,000 | $-9,301,000 |
| Change In Working Capital | $-35,932,000 | $-15,959,000 | $-41,402,000 | $80,400,000 |
| Change In Other Current Liabilities | $-52,477,000 | $51,472,000 | $-85,559,000 | $94,674,000 |
| Change In Other Current Assets | $8,190,000 | $-70,759,000 | $37,874,000 | $-5,447,000 |
| Change In Payables And Accrued Expense | $3,440,000 | $-437,000 | $7,422,000 | $1,378,000 |
| Change In Payable | $3,440,000 | $-437,000 | $7,422,000 | $1,378,000 |
| Change In Account Payable | $3,440,000 | $-437,000 | $7,422,000 | $1,378,000 |
| Change In Receivables | $4,915,000 | $3,765,000 | $-1,139,000 | $-10,205,000 |
| Changes In Account Receivables | $4,915,000 | $3,765,000 | $-1,139,000 | $-10,205,000 |
| Other Non Cash Items | $723,000 | $1,051,000 | $-2,195,000 | $977,000 |
| Stock Based Compensation | $3,046,000 | $3,523,000 | $3,552,000 | $3,221,000 |
| Deferred Tax | $-351,000 | $-1,026,000 | $-2,110,000 | $-89,000 |
| Deferred Income Tax | $-351,000 | $-1,026,000 | $-2,110,000 | $-89,000 |
| Depreciation Amortization Depletion | $10,610,000 | $10,459,000 | $10,577,000 | $11,105,000 |
| Depreciation And Amortization | $10,610,000 | $10,459,000 | $10,577,000 | $11,105,000 |
| Gain Loss On Investment Securities | $32,270,000 | $2,510,000 | $10,918,000 | $3,819,000 |
| Gain Loss On Sale Of PPE | $1,758,000 | $160,000 | $342,000 | $576,000 |
| Net Income From Continuing Operations | $69,220,000 | $88,494,000 | $86,692,000 | $105,020,000 |
| Pension And Employee Benefit Expense | - | - | - | $0 |
Fetched: 2026-06-20