SHBI
Shore Bancshares, Inc.
Price Chart
Latest Quote
$21.96
+0.22 (+1.01%)
Current Price
| Previous Close | $21.74 |
| Open | $22.24 |
| Day High | $22.24 |
| Day Low | $21.77 |
| Volume | 275,074 |
Stock Information
| Quarterly Dividend / Yield | $0.56 / 2.55% |
| Shares Outstanding | 33.46M |
| Quarterly Dividend Yield | 2.55% |
| Quarterly Dividend | $0.56 |
| Total Debt | $99.70M |
| Cash Equivalents | $341.28M |
| Revenue | $224.40M |
| Net Income | $62.83M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $734.69M |
| P/E Ratio | 11.68 |
| EPS (TTM) | $1.88 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $493.11M |
| Sales | $224.40M |
| Income | $62.83M |
| Book/sh | $18.02 |
| Cash/sh | $10.20 |
| Employees | 595 |
Financial Ratios
| EPS Growth TTM | 24.20% |
Returns & Margins
| ROA | 1.01% |
| ROE | 10.88% |
| Operating Margin | 43.11% |
| Profit Margin | 28.00% |
Ownership
| Insider Ownership | 8.69% |
| Institutional Ownership | 69.83% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.93 |
| PEG | 1.17 |
| P/S | 3.27 |
| P/B | 1.22 |
Analyst Data
| Recommendation | buy |
| Target Price | $21.75 |
Technical Indicators
| SMA20 | $21.13 |
| SMA50 | $20.02 |
| SMA200 | $18.04 |
| RSI | 62.95 |
| ATR | 0.6544 |
| Shares Float | 30.47M |
| Short Float | 2.37% |
| Short Ratio | 4.21 |
| Volatility | 0.84 |
| Rel Volume | 1.32 |
Performance History
| Week | -1.44% |
| Month | +15.45% |
| Quarter | +23.58% |
| 6 Months | +19.63% |
| YTD | +27.81% |
| Year | +56.89% |
| 3 Years | +93.15% |
| 5 Years | +47.22% |
| 10 Years | +159.29% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $21.96 | 289,200 |
| 2026-06-17 | $21.74 | 224,500 |
| 2026-06-16 | $22.17 | 330,400 |
| 2026-06-15 | $22.32 | 239,300 |
| 2026-06-12 | $22.81 | 233,800 |
| 2026-06-11 | $22.28 | 238,600 |
| 2026-06-10 | $22.13 | 255,000 |
| 2026-06-09 | $21.67 | 212,500 |
| 2026-06-08 | $21.38 | 199,500 |
| 2026-06-05 | $20.99 | 226,200 |
| 2026-06-04 | $20.77 | 220,700 |
| 2026-06-03 | $19.99 | 178,500 |
| 2026-06-02 | $20.71 | 224,900 |
| 2026-06-01 | $20.25 | 213,000 |
| 2026-05-29 | $20.52 | 183,500 |
| 2026-05-28 | $20.50 | 148,400 |
| 2026-05-27 | $20.26 | 126,600 |
| 2026-05-26 | $20.33 | 170,200 |
| 2026-05-22 | $20.08 | 254,000 |
| 2026-05-21 | $19.82 | 227,200 |
| 2026-05-20 | $19.57 | 173,000 |
| 2026-05-19 | $19.02 | 106,700 |
About Shore Bancshares, Inc.
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.
đ° Latest News
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $225,065,000 | $201,696,000 | $159,650,000 | $124,388,000 |
| Operating Revenue | $225,065,000 | $201,696,000 | $159,650,000 | $124,388,000 |
| Expenses | ||||
| Interest Expense | $117,651,000 | $124,789,000 | $78,772,000 | $12,543,000 |
| Selling And Marketing Expense | $1,320,000 | $1,319,000 | $1,089,000 | $898,000 |
| General And Administrative Expense | $75,159,000 | $70,992,000 | $60,482,000 | $48,104,000 |
| Professional Expense And Contract Services Expense | $5,064,000 | $5,836,000 | $4,337,000 | $2,840,000 |
| Other Non Interest Expense | $34,692,000 | $37,181,000 | $23,618,000 | $17,032,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Net Interest Income | $192,377,000 | $170,549,000 | $135,307,000 | $101,302,000 |
| Interest Income | $310,028,000 | $295,338,000 | $214,079,000 | $113,845,000 |
| Normalized Income | $59,506,000 | $43,889,000 | $17,991,680 | $32,729,520 |
| Net Income From Continuing And Discontinued Operation | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Net Income Common Stockholders | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Net Income | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Net Income Including Noncontrolling Interests | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Net Income Continuous Operations | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Pretax Income | $78,655,000 | $58,704,000 | $14,184,000 | $42,141,000 |
| Special Income Charges | $0 | $0 | $-8,540,000 | $-2,098,000 |
| Depreciation Amortization Depletion Income Statement | $8,589,000 | $9,779,000 | $6,105,000 | $1,988,000 |
| Depreciation And Amortization In Income Statement | $8,589,000 | $9,779,000 | $6,105,000 | $1,988,000 |
| Amortization Of Intangibles Income Statement | $8,589,000 | $9,779,000 | $6,105,000 | $1,988,000 |
| Per Share | ||||
| Diluted EPS | $1.78 | $1.32 | $0.42 | $1.57 |
| Basic EPS | $1.78 | $1.32 | $0.42 | $1.57 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $-1,776,320 | $-545,480 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $-8,540,000 | $-2,098,000 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $-8,540,000 | $-2,098,000 |
| Reconciled Depreciation | $15,331,000 | $16,040,000 | $10,939,000 | $5,861,000 |
| Diluted Average Shares | $33,407,155 | $33,285,000 | $26,660,000 | $19,847,000 |
| Basic Average Shares | $33,392,817 | $33,267,000 | $26,660,000 | $19,847,000 |
| Diluted NI Availto Com Stockholders | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Tax Provision | $19,149,000 | $14,815,000 | $2,956,000 | $10,964,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $8,540,000 | $2,098,000 |
| Amortization | $8,589,000 | $9,779,000 | $6,105,000 | $1,988,000 |
| Selling General And Administration | $76,479,000 | $72,311,000 | $61,571,000 | $48,104,000 |
| Insurance And Claims | $3,753,000 | $4,413,000 | $3,479,000 | $1,426,000 |
| Salaries And Wages | $71,406,000 | $66,579,000 | $57,003,000 | $46,678,000 |
| Occupancy And Equipment | $13,211,000 | $13,147,000 | $10,342,000 | $8,260,000 |
| Gain On Sale Of Security | - | $0 | $-2,166,000 | $0 |
| Other Gand A | - | - | - | $2,331,000 |
Fetched: 2026-06-18
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $496,885,000 | $439,489,000 | $393,853,000 | $290,197,000 |
| Total Assets | $6,258,818,000 | $6,230,763,000 | $6,010,918,000 | $3,477,276,000 |
| Goodwill And Other Intangible Assets | $92,988,000 | $101,577,000 | $117,282,000 | $74,088,000 |
| Other Intangible Assets | $29,722,000 | $38,311,000 | $54,016,000 | $10,822,000 |
| Receivables | $18,551,000 | $19,570,000 | $19,217,000 | $9,384,000 |
| Accounts Receivable | $18,551,000 | $19,570,000 | $19,217,000 | $9,384,000 |
| Cash And Cash Equivalents | $355,566,000 | $459,851,000 | $372,413,000 | $55,499,000 |
| Cash Financial | $50,164,000 | $44,008,000 | $63,172,000 | $37,661,000 |
| Cash Cash Equivalents And Federal Funds Sold | $373,555,000 | $480,104,000 | $390,313,000 | $66,668,000 |
| Prepaid Assets | - | - | - | $2,680,000 |
| Other Receivables | - | - | - | $74,000 |
| Debt | ||||
| Total Debt | $100,088,000 | $135,561,000 | $85,526,000 | $92,980,000 |
| Long Term Debt And Capital Lease Obligation | $100,088,000 | $135,561,000 | $85,526,000 | $52,980,000 |
| Long Term Debt | $89,061,000 | $123,717,000 | $72,669,000 | $43,072,000 |
| Current Debt And Capital Lease Obligation | - | - | $0 | $40,000,000 |
| Current Debt | - | - | $0 | $40,000,000 |
| Other Current Borrowings | - | - | $0 | $40,000,000 |
| Net Debt | - | - | - | $27,573,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,668,945,000 | $5,689,697,000 | $5,499,783,000 | $3,112,991,000 |
| Payables And Accrued Expenses | - | - | - | $2,702,000 |
| Payables | - | - | - | $1,342,000 |
| Accounts Payable | - | - | - | $1,342,000 |
| Equity | ||||
| Common Stock Equity | $589,873,000 | $541,066,000 | $511,135,000 | $364,285,000 |
| Total Equity Gross Minority Interest | $589,873,000 | $541,066,000 | $511,135,000 | $364,285,000 |
| Stockholders Equity | $589,873,000 | $541,066,000 | $511,135,000 | $364,285,000 |
| Gains Losses Not Affecting Retained Earnings | $-4,593,000 | $-7,545,000 | $-7,494,000 | $-9,021,000 |
| Other Equity Adjustments | $-4,593,000 | $-7,545,000 | $-7,494,000 | $-9,021,000 |
| Retained Earnings | $233,578,000 | $190,166,000 | $162,290,000 | $171,613,000 |
| Other | ||||
| Ordinary Shares Number | $33,413,503 | $33,332,177 | $33,161,532 | $19,849,563 |
| Share Issued | $33,413,503 | $33,332,177 | $33,161,532 | $19,849,563 |
| Tangible Book Value | $496,885,000 | $439,489,000 | $393,853,000 | $290,197,000 |
| Invested Capital | $678,934,000 | $664,783,000 | $583,804,000 | $447,357,000 |
| Capital Lease Obligations | $11,027,000 | $11,844,000 | $12,857,000 | $9,908,000 |
| Total Capitalization | $678,934,000 | $664,783,000 | $583,804,000 | $407,357,000 |
| Additional Paid In Capital | $360,554,000 | $358,112,000 | $356,007,000 | $201,494,000 |
| Capital Stock | $334,000 | $333,000 | $332,000 | $199,000 |
| Common Stock | $334,000 | $333,000 | $332,000 | $199,000 |
| Long Term Capital Lease Obligation | $11,027,000 | $11,844,000 | $12,857,000 | $9,908,000 |
| Investments And Advances | $641,371,000 | $636,103,000 | $629,412,000 | $644,275,000 |
| Held To Maturity Securities | $414,827,000 | $481,077,000 | $513,188,000 | $559,455,000 |
| Available For Sale Securities | $6,186,000 | $5,814,000 | $5,703,000 | $1,233,000 |
| Goodwill | $63,266,000 | $63,266,000 | $63,266,000 | $63,266,000 |
| Net PPE | $90,691,000 | $93,191,000 | $94,873,000 | $61,117,000 |
| Accumulated Depreciation | $-23,187,000 | $-19,964,000 | $-18,981,000 | $-16,180,000 |
| Gross PPE | $113,878,000 | $113,155,000 | $113,854,000 | $77,297,000 |
| Other Properties | $10,523,000 | $11,385,000 | $12,487,000 | $9,629,000 |
| Machinery Furniture Equipment | $13,604,000 | $11,783,000 | $14,820,000 | $8,177,000 |
| Buildings And Improvements | $71,485,000 | $71,721,000 | $67,506,000 | $48,605,000 |
| Land And Improvements | $18,266,000 | $18,266,000 | $19,041,000 | $10,886,000 |
| Other Short Term Investments | $220,358,000 | $149,212,000 | $110,521,000 | $83,587,000 |
| Treasury Shares Number | - | - | $0 | - |
| Employee Benefits | - | - | - | $5,679,000 |
| Current Accrued Expenses | - | - | - | $1,360,000 |
Fetched: 2026-06-18
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $59,223,000 | $41,663,000 | $16,759,000 | $50,232,000 |
| Operating Activities | ||||
| Operating Cash Flow | $62,391,000 | $46,887,000 | $22,713,000 | $52,647,000 |
| Cash Flow From Continuing Operating Activities | $62,391,000 | $46,887,000 | $22,713,000 | $52,647,000 |
| Operating Gains Losses | $-5,246,000 | $-5,968,000 | $-1,311,000 | $183,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,168,000 | $-5,224,000 | $-5,954,000 | $-2,415,000 |
| Investing Cash Flow | $-118,322,000 | $-134,541,000 | $172,313,000 | $-581,572,000 |
| Cash Flow From Continuing Investing Activities | $-118,322,000 | $-134,541,000 | $172,313,000 | $-581,572,000 |
| Net Other Investing Changes | $8,428,000 | $340,000 | $-1,898,000 | $-16,815,000 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $82,000 | $376,000 | $385,000 | $386,000 |
| Financing Cash Flow | $-48,354,000 | $175,092,000 | $121,888,000 | $811,000 |
| Cash Flow From Continuing Financing Activities | $-48,354,000 | $175,092,000 | $121,888,000 | $811,000 |
| Cash Dividends Paid | $-16,094,000 | $-16,013,000 | $-12,733,000 | $-9,530,000 |
| Common Stock Dividend Paid | $-16,094,000 | $-16,013,000 | $-12,733,000 | $-9,530,000 |
| Net Common Stock Issuance | $82,000 | $376,000 | $385,000 | $386,000 |
| Common Stock Issuance | $82,000 | $376,000 | $385,000 | $386,000 |
| Repurchase Of Capital Stock | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-44,500,000 | $0 | $0 | $-10,000,000 |
| Issuance Of Debt | $58,860,000 | $50,000,000 | $0 | $35,857,000 |
| Interest Paid Supplemental Data | $114,858,000 | $123,567,000 | $74,038,000 | $12,621,000 |
| Income Tax Paid Supplemental Data | $15,070,000 | $0 | $7,293,000 | $11,851,000 |
| End Cash Position | $355,566,000 | $459,851,000 | $372,413,000 | $55,499,000 |
| Beginning Cash Position | $459,851,000 | $372,413,000 | $55,499,000 | $583,613,000 |
| Changes In Cash | $-104,285,000 | $87,438,000 | $316,914,000 | $-528,114,000 |
| Net Issuance Payments Of Debt | $-35,640,000 | $50,000,000 | $-109,000,000 | $25,857,000 |
| Net Short Term Debt Issuance | $-50,000,000 | $0 | $-109,000,000 | $35,857,000 |
| Net Long Term Debt Issuance | $14,360,000 | $50,000,000 | $0 | $-10,000,000 |
| Long Term Debt Payments | $-44,500,000 | $0 | $0 | $-10,000,000 |
| Long Term Debt Issuance | $58,860,000 | $50,000,000 | $0 | - |
| Net Investment Purchase And Sale | $-999,000 | $-6,380,000 | $463,465,000 | $-135,386,000 |
| Sale Of Investment | $95,211,000 | $119,852,000 | $496,770,000 | $72,765,000 |
| Purchase Of Investment | $-96,210,000 | $-126,232,000 | $-33,305,000 | $-208,151,000 |
| Net Business Purchase And Sale | $0 | $0 | $25,372,000 | $0 |
| Sale Of Business | $0 | $0 | $25,372,000 | $0 |
| Net PPE Purchase And Sale | $-3,168,000 | $-5,224,000 | $-5,954,000 | $-2,398,000 |
| Purchase Of PPE | $-3,168,000 | $-5,224,000 | $-5,954,000 | $-2,415,000 |
| Change In Working Capital | $3,600,000 | $912,000 | $-13,190,000 | $-9,656,000 |
| Change In Other Current Assets | $-4,115,000 | $5,027,000 | $-10,908,000 | $-1,450,000 |
| Change In Payables And Accrued Expense | $-421,000 | $-1,313,000 | $2,095,000 | $297,000 |
| Change In Payable | $-421,000 | $-1,313,000 | $2,095,000 | $297,000 |
| Change In Account Payable | $-421,000 | $-1,313,000 | $2,095,000 | $297,000 |
| Change In Receivables | $1,019,000 | $-353,000 | $-724,000 | $-2,665,000 |
| Changes In Account Receivables | $1,019,000 | $-353,000 | $-724,000 | $-2,665,000 |
| Other Non Cash Items | $-21,884,000 | $-22,832,000 | $-20,585,000 | $22,132,000 |
| Stock Based Compensation | $1,890,000 | $1,730,000 | $1,174,000 | $636,000 |
| Unrealized Gain Loss On Investment Securities | $-189,000 | $55,000 | $-54,000 | $157,000 |
| Amortization Of Securities | $86,000 | $-546,000 | $838,000 | $1,414,000 |
| Deferred Tax | $922,000 | $8,869,000 | $2,721,000 | $-1,182,000 |
| Deferred Income Tax | $922,000 | $8,869,000 | $2,721,000 | $-1,182,000 |
| Depreciation Amortization Depletion | $15,331,000 | $16,040,000 | $10,939,000 | $5,861,000 |
| Depreciation And Amortization | $15,331,000 | $16,040,000 | $10,939,000 | $5,861,000 |
| Gain Loss On Investment Securities | $0 | $0 | $2,166,000 | $0 |
| Gain Loss On Sale Of PPE | $419,000 | $-727,000 | $0 | $183,000 |
| Net Income From Continuing Operations | $59,506,000 | $43,889,000 | $11,228,000 | $31,177,000 |
| Sale Of PPE | - | - | $0 | $17,000 |
| Common Stock Payments | - | - | - | $0 |
| Short Term Debt Issuance | - | - | - | $35,857,000 |
| Proceeds From Stock Option Exercised | - | - | - | - |
Fetched: 2026-06-18