SLM
SLM Corporation
Price Chart
Latest Quote
$23.03
+0.08 (+0.35%)
Current Price
| Previous Close | $22.95 |
| Open | $22.99 |
| Day High | $23.45 |
| Day Low | $22.83 |
| Volume | 4,519,712 |
Stock Information
| Quarterly Dividend / Yield | $0.52 / 2.32% |
| Shares Outstanding | 188.59M |
| Quarterly Dividend Yield | 2.32% |
| Quarterly Dividend | $0.52 |
| Total Debt | $6.17B |
| Cash Equivalents | $5.20B |
| Revenue | $1.67B |
| Net Income | $732.94M |
| Sector | Financial Services |
| Industry | Credit Services |
| Market Cap | $4.34B |
| P/E Ratio | 6.40 |
| EPS (TTM) | $3.60 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $5.45B |
| Sales | $1.67B |
| Income | $732.94M |
| Book/sh | $11.04 |
| Cash/sh | $27.59 |
| Employees | 2K |
Financial Ratios
| Quick Ratio | 1.28 |
| Current Ratio | 1.30 |
| Debt/Eq | 253.08 |
| EPS Growth TTM | 1.10% |
Returns & Margins
| ROA | 2.57% |
| ROE | 30.93% |
| Gross Margin | 100.00% |
| Operating Margin | 70.06% |
| Profit Margin | 44.93% |
Ownership
| Insider Ownership | 1.26% |
| Institutional Ownership | 113.33% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 6.81 |
| PEG | 0.51 |
| P/S | 2.61 |
| P/B | 2.09 |
Analyst Data
| Recommendation | buy |
| Target Price | $28.82 |
Technical Indicators
| SMA20 | $22.14 |
| SMA50 | $22.19 |
| SMA200 | $24.70 |
| RSI | 58.08 |
| ATR | 0.8394 |
| Shares Float | 186.48M |
| Short Float | 13.50% |
| Short Ratio | 11.24 |
| Volatility | 0.99 |
| Rel Volume | 1.96 |
Performance History
| Week | +4.02% |
| Month | +7.97% |
| Quarter | +18.27% |
| 6 Months | -13.10% |
| YTD | -14.91% |
| Year | -24.70% |
| 3 Years | +45.40% |
| 5 Years | +25.57% |
| 10 Years | +322.93% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $23.03 | 5,175,700 |
| 2026-06-17 | $22.95 | 3,089,400 |
| 2026-06-16 | $22.45 | 2,312,900 |
| 2026-06-15 | $21.92 | 2,855,100 |
| 2026-06-12 | $22.38 | 3,003,600 |
| 2026-06-11 | $22.14 | 2,434,300 |
| 2026-06-10 | $21.30 | 6,946,900 |
| 2026-06-09 | $23.05 | 1,871,100 |
| 2026-06-08 | $22.39 | 1,932,000 |
| 2026-06-05 | $22.39 | 3,508,600 |
| 2026-06-04 | $22.28 | 3,506,400 |
| 2026-06-03 | $21.49 | 1,997,200 |
| 2026-06-02 | $21.92 | 1,956,200 |
| 2026-06-01 | $21.93 | 2,868,600 |
| 2026-05-29 | $21.99 | 2,483,400 |
| 2026-05-28 | $21.75 | 1,433,400 |
| 2026-05-27 | $21.75 | 1,430,900 |
| 2026-05-26 | $21.95 | 1,401,100 |
| 2026-05-22 | $22.02 | 1,007,500 |
| 2026-05-21 | $21.82 | 1,632,100 |
| 2026-05-20 | $21.89 | 1,684,500 |
| 2026-05-19 | $21.33 | 1,628,900 |
About SLM Corporation
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
đ° Latest News
3 Value Stocks That Concern Us
StockStory âĸ 2026-06-16T10:25:04Z
SLM (SLM) Stock Valuation Check After Recent Weakness And Rebound
Simply Wall St. âĸ 2026-06-14T11:06:58Z
Sallie Mae Stock Tumbles 7.6% on Elevated Charge-Off Concerns
Zacks âĸ 2026-06-11T19:24:00Z
M.D. Sass Exits Sallie Mae -- Selling Its Entire $33.1 Million Stake
Motley Fool âĸ 2026-06-09T11:16:54Z
1 Financials Stock to Research Further and 2 Facing Headwinds
StockStory âĸ 2026-06-04T18:29:30Z
Should SLMâs Earnings Beat and Higher EPS Guidance Require Action From SLM (SLM) Investors?
Simply Wall St. âĸ 2026-05-30T13:06:01Z
Q1 Consumer Finance Earnings: Sallie Mae (NASDAQ:SLM) Impresses
StockStory âĸ 2026-05-27T17:37:24Z
Sallie Mae (SLM): Buy, Sell, or Hold Post Q1 Earnings?
StockStory âĸ 2026-05-21T02:44:55Z
What SLM (SLM)'s Debt Refinancing And New Senior Notes Issue Means For Shareholders
Simply Wall St. âĸ 2026-05-11T00:20:11Z
This Fund Just Disclosed a New $16 Million Bet on SLM Despite a 30% One-Year Slide
Motley Fool âĸ 2026-05-10T12:14:01Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,984,393,000 | $1,849,050,000 | $1,809,329,000 | $1,823,419,000 |
| Operating Revenue | $1,984,393,000 | $1,849,050,000 | $1,809,329,000 | $1,823,419,000 |
| Expenses | ||||
| Interest Expense | $1,125,431,000 | $1,138,264,000 | $1,030,090,000 | $542,799,000 |
| General And Administrative Expense | $380,105,000 | $400,993,000 | $372,320,000 | $291,293,000 |
| Other Non Interest Expense | $275,480,000 | $235,577,000 | $245,934,000 | $257,566,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $744,847,000 | $608,325,000 | $581,391,000 | $469,014,000 |
| Net Interest Income | $1,501,824,000 | $1,480,782,000 | $1,562,213,000 | $1,488,781,000 |
| Interest Income | $2,627,255,000 | $2,619,046,000 | $2,592,303,000 | $2,031,580,000 |
| Normalized Income | $744,847,000 | $608,325,000 | $623,934,144 | $470,950,632 |
| Net Income From Continuing And Discontinued Operation | $744,847,000 | $608,325,000 | $581,391,000 | $469,014,000 |
| Net Income Common Stockholders | $729,122,000 | $590,029,000 | $563,686,000 | $459,985,000 |
| Net Income | $744,847,000 | $608,325,000 | $581,391,000 | $469,014,000 |
| Net Income Including Noncontrolling Interests | $744,847,000 | $608,325,000 | $581,391,000 | $469,014,000 |
| Net Income Continuous Operations | $744,847,000 | $608,325,000 | $581,391,000 | $469,014,000 |
| Pretax Income | $992,563,000 | $798,636,000 | $778,296,000 | $630,725,000 |
| Special Income Charges | $0 | $0 | $-56,952,000 | $-2,603,000 |
| Depreciation Amortization Depletion Income Statement | $3,558,000 | $5,329,000 | $10,364,000 | $7,779,000 |
| Depreciation And Amortization In Income Statement | $3,558,000 | $5,329,000 | $10,364,000 | $7,779,000 |
| Amortization Of Intangibles Income Statement | $3,558,000 | $5,329,000 | $10,364,000 | $7,779,000 |
| Per Share | ||||
| Diluted EPS | $3.46 | $2.68 | $2.41 | $1.76 |
| Basic EPS | $3.52 | $2.73 | $2.44 | $1.78 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $-14,408,856 | $-666,368 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $-56,952,000 | $-2,603,000 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $-56,952,000 | $-2,603,000 |
| Reconciled Depreciation | $16,166,000 | $17,652,000 | $17,811,000 | $17,331,000 |
| Diluted Average Shares | $210,914,000 | $219,934,000 | $234,063,000 | $261,503,000 |
| Basic Average Shares | $207,155,000 | $216,220,000 | $231,411,000 | $258,439,000 |
| Diluted NI Availto Com Stockholders | $729,122,000 | $590,029,000 | $563,686,000 | $459,985,000 |
| Preferred Stock Dividends | $15,725,000 | $18,296,000 | $17,705,000 | $9,029,000 |
| Tax Provision | $247,716,000 | $190,311,000 | $196,905,000 | $161,711,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $952,000 | $2,603,000 |
| Gain On Sale Of Security | $-9,795,000 | $467,000 | $2,678,000 | $-60,272,000 |
| Amortization | $3,558,000 | $5,329,000 | $10,364,000 | $7,779,000 |
| Selling General And Administration | $380,105,000 | $400,993,000 | $372,320,000 | $291,293,000 |
| Insurance And Claims | $34,291,000 | $51,606,000 | $45,766,000 | $20,939,000 |
| Salaries And Wages | $345,814,000 | $349,387,000 | $326,554,000 | $270,354,000 |
| Impairment Of Capital Assets | - | - | $56,000,000 | - |
| Gain On Sale Of Business | - | - | - | $0 |
Fetched: 2026-06-18
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,391,384,000 | $2,096,388,000 | $1,812,086,000 | $1,608,697,000 |
| Total Assets | $29,746,295,000 | $30,072,110,000 | $29,169,468,000 | $28,811,029,000 |
| Goodwill And Other Intangible Assets | $59,974,000 | $63,532,000 | $68,711,000 | $118,273,000 |
| Receivables | $1,910,071,000 | $1,972,215,000 | $1,746,151,000 | $1,584,933,000 |
| Other Receivables | $347,260,000 | $425,625,000 | $366,247,000 | $382,874,000 |
| Accounts Receivable | $1,562,811,000 | $1,546,590,000 | $1,379,904,000 | $1,202,059,000 |
| Cash And Cash Equivalents | $4,241,265,000 | $4,700,366,000 | $4,149,838,000 | $4,616,117,000 |
| Cash Cash Equivalents And Federal Funds Sold | $4,418,528,000 | $4,874,260,000 | $4,299,507,000 | $4,772,836,000 |
| Debt | ||||
| Net Debt | $1,619,644,000 | $1,739,979,000 | $1,077,674,000 | $618,997,000 |
| Total Debt | $5,860,909,000 | $6,440,345,000 | $5,227,512,000 | $5,235,114,000 |
| Long Term Debt And Capital Lease Obligation | $5,362,494,000 | $6,440,345,000 | $5,227,512,000 | $5,235,114,000 |
| Long Term Debt | $5,362,494,000 | $6,440,345,000 | $5,227,512,000 | $5,235,114,000 |
| Current Debt And Capital Lease Obligation | $498,415,000 | $0 | - | - |
| Current Debt | $498,415,000 | $0 | - | - |
| Other Current Borrowings | $498,415,000 | $0 | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $27,294,937,000 | $27,912,190,000 | $27,288,671,000 | $27,084,059,000 |
| Equity | ||||
| Common Stock Equity | $2,200,288,000 | $1,908,850,000 | $1,629,727,000 | $1,475,900,000 |
| Preferred Stock Equity | $251,070,000 | $251,070,000 | $251,070,000 | $251,070,000 |
| Total Equity Gross Minority Interest | $2,451,358,000 | $2,159,920,000 | $1,880,797,000 | $1,726,970,000 |
| Stockholders Equity | $2,451,358,000 | $2,159,920,000 | $1,880,797,000 | $1,726,970,000 |
| Gains Losses Not Affecting Retained Earnings | $-40,128,000 | $-65,861,000 | $-75,104,000 | $-93,870,000 |
| Retained Earnings | $4,734,313,000 | $4,114,446,000 | $3,624,859,000 | $3,163,640,000 |
| Other | ||||
| Treasury Shares Number | $243,979,114 | $230,222,501 | $217,886,532 | $194,445,696 |
| Preferred Shares Number | $2,510,696 | $2,510,696 | $2,510,696 | $2,510,696 |
| Ordinary Shares Number | $199,268,318 | $210,382,294 | $220,343,884 | $240,675,444 |
| Share Issued | $443,247,432 | $440,604,795 | $438,230,416 | $435,121,140 |
| Tangible Book Value | $2,140,314,000 | $1,845,318,000 | $1,561,016,000 | $1,357,627,000 |
| Invested Capital | $8,061,197,000 | $8,349,195,000 | $6,857,239,000 | $6,711,014,000 |
| Total Capitalization | $7,813,852,000 | $8,600,265,000 | $7,108,309,000 | $6,962,084,000 |
| Treasury Stock | $3,822,797,000 | $3,421,609,000 | $3,156,364,000 | $2,789,967,000 |
| Additional Paid In Capital | $1,240,250,000 | $1,193,753,000 | $1,148,689,000 | $1,109,072,000 |
| Capital Stock | $339,720,000 | $339,191,000 | $338,717,000 | $338,095,000 |
| Common Stock | $88,650,000 | $88,121,000 | $87,647,000 | $87,025,000 |
| Preferred Stock | $251,070,000 | $251,070,000 | $251,070,000 | $251,070,000 |
| Investments And Advances | $1,922,714,000 | $2,098,865,000 | $2,557,670,000 | $2,492,708,000 |
| Available For Sale Securities | $1,873,464,000 | $112,377,000 | $91,567,000 | $94,716,000 |
| Trading Securities | $49,250,000 | $53,262,000 | $54,481,000 | $55,903,000 |
| Net PPE | $122,193,000 | $119,354,000 | $129,501,000 | $140,728,000 |
| Accumulated Depreciation | $-176,776,000 | $-168,221,000 | $-145,646,000 | $-123,181,000 |
| Gross PPE | $298,969,000 | $287,575,000 | $275,147,000 | $263,909,000 |
| Machinery Furniture Equipment | $157,502,000 | $150,651,000 | $140,490,000 | $129,310,000 |
| Buildings And Improvements | $129,111,000 | $124,568,000 | $122,301,000 | $122,243,000 |
| Land And Improvements | $12,356,000 | $12,356,000 | $12,356,000 | $12,356,000 |
| Other Short Term Investments | - | $1,933,226,000 | $2,411,622,000 | $2,342,089,000 |
Fetched: 2026-06-18
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-398,581,000 | $-329,395,000 | $-144,637,000 | $4,992,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-398,581,000 | $-329,395,000 | $-144,637,000 | $4,992,000 |
| Cash Flow From Continuing Operating Activities | $-398,581,000 | $-329,395,000 | $-144,637,000 | $4,992,000 |
| Operating Gains Losses | $-359,090,000 | $-255,330,000 | $-163,309,000 | $-267,214,000 |
| Investing Activities | ||||
| Investing Cash Flow | $1,046,760,000 | $675,993,000 | $-12,460,000 | $1,077,392,000 |
| Cash Flow From Continuing Investing Activities | $1,046,760,000 | $675,993,000 | $-12,460,000 | $1,077,392,000 |
| Net Other Investing Changes | - | $27,579,000 | $50,145,000 | $33,197,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-368,736,000 | $-247,968,000 | $-350,264,000 | $-713,197,000 |
| Financing Cash Flow | $-1,103,911,000 | $228,155,000 | $-316,232,000 | $-854,892,000 |
| Cash Flow From Continuing Financing Activities | $-1,103,911,000 | $228,155,000 | $-316,232,000 | $-854,892,000 |
| Net Other Financing Charges | $-11,279,000 | $-10,332,000 | $-10,724,000 | $-14,418,000 |
| Cash Dividends Paid | $-123,416,000 | $-117,468,000 | $-118,938,000 | $-121,990,000 |
| Preferred Stock Dividend Paid | $-15,725,000 | $-18,296,000 | $-17,705,000 | $-9,029,000 |
| Common Stock Dividend Paid | $-107,691,000 | $-99,172,000 | $-101,233,000 | $-112,961,000 |
| Net Common Stock Issuance | $-368,736,000 | $-247,968,000 | $-350,264,000 | $-713,197,000 |
| Net Preferred Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-2,321,460,000 | $-1,004,117,000 | $-1,154,269,000 | $-1,278,183,000 |
| Issuance Of Debt | $1,730,495,000 | $2,206,704,000 | $1,135,036,000 | $572,640,000 |
| Interest Paid Supplemental Data | $1,111,851,000 | $1,109,084,000 | $963,260,000 | $482,974,000 |
| Income Tax Paid Supplemental Data | $167,203,000 | $243,341,000 | $191,690,000 | $272,940,000 |
| End Cash Position | $4,418,528,000 | $4,874,260,000 | $4,299,507,000 | $4,772,836,000 |
| Beginning Cash Position | $4,874,260,000 | $4,299,507,000 | $4,772,836,000 | $4,545,344,000 |
| Changes In Cash | $-455,732,000 | $574,753,000 | $-473,329,000 | $227,492,000 |
| Common Stock Payments | $-368,736,000 | $-247,968,000 | $-350,264,000 | $-713,197,000 |
| Net Issuance Payments Of Debt | $-590,965,000 | $1,202,587,000 | $-19,233,000 | $-705,543,000 |
| Net Long Term Debt Issuance | $-590,965,000 | $1,202,587,000 | $-19,233,000 | $-705,543,000 |
| Long Term Debt Payments | $-2,321,460,000 | $-1,004,117,000 | $-1,154,269,000 | $-1,278,183,000 |
| Long Term Debt Issuance | $1,730,495,000 | $2,206,704,000 | $1,135,036,000 | $572,640,000 |
| Net Investment Purchase And Sale | $367,524,000 | $740,569,000 | $159,682,000 | $206,886,000 |
| Sale Of Investment | $448,860,000 | $832,450,000 | $265,652,000 | $960,015,000 |
| Purchase Of Investment | $-81,336,000 | $-91,881,000 | $-105,970,000 | $-753,129,000 |
| Net Business Purchase And Sale | $0 | $0 | $-14,654,000 | $-127,654,000 |
| Purchase Of Business | $0 | $0 | $-14,654,000 | $-127,654,000 |
| Change In Working Capital | $-1,260,214,000 | $-1,156,117,000 | $-1,049,900,000 | $-848,654,000 |
| Change In Other Working Capital | $5,654,000 | $-6,987,000 | $677,000 | $-8,674,000 |
| Change In Other Current Liabilities | $-54,584,000 | $-15,180,000 | $-27,807,000 | $-6,473,000 |
| Change In Other Current Assets | $-50,215,000 | $-6,531,000 | $-38,902,000 | $-23,472,000 |
| Change In Payables And Accrued Expense | $19,314,000 | $-16,985,000 | $70,203,000 | $9,923,000 |
| Change In Payable | $19,314,000 | $-16,985,000 | $70,203,000 | $9,923,000 |
| Change In Account Payable | $-10,964,000 | $3,423,000 | $33,480,000 | $24,986,000 |
| Change In Tax Payable | $30,278,000 | $-20,408,000 | $36,723,000 | $-15,063,000 |
| Change In Income Tax Payable | $30,278,000 | $-20,408,000 | $36,723,000 | $-15,063,000 |
| Change In Receivables | $-1,180,383,000 | $-1,110,434,000 | $-1,054,071,000 | $-819,958,000 |
| Changes In Account Receivables | $-1,180,383,000 | $-1,110,434,000 | $-1,054,071,000 | $-819,958,000 |
| Other Non Cash Items | $17,809,000 | $25,451,000 | $31,714,000 | $32,354,000 |
| Stock Based Compensation | $40,559,000 | $39,996,000 | $36,380,000 | $34,461,000 |
| Asset Impairment Charge | $3,558,000 | $5,329,000 | $66,364,000 | $7,779,000 |
| Deferred Tax | $50,316,000 | $-34,327,000 | $-20,408,000 | $-88,439,000 |
| Deferred Income Tax | $50,316,000 | $-34,327,000 | $-20,408,000 | $-88,439,000 |
| Depreciation Amortization Depletion | $16,166,000 | $17,652,000 | $17,811,000 | $17,331,000 |
| Depreciation And Amortization | $16,166,000 | $17,652,000 | $17,811,000 | $17,331,000 |
| Depreciation | $16,166,000 | $17,652,000 | $17,811,000 | $17,331,000 |
| Gain Loss On Investment Securities | $9,795,000 | $-467,000 | $-2,678,000 | $60,267,000 |
| Net Income From Continuing Operations | $744,847,000 | $608,325,000 | $581,391,000 | $469,014,000 |
| Amortization Cash Flow | - | - | $66,364,000 | $7,779,000 |
| Amortization Of Intangibles | - | - | $66,364,000 | $7,779,000 |
| Preferred Stock Payments | - | - | - | $0 |
| Sale Of Business | - | - | - | $0 |
| Gain Loss On Sale Of Business | - | - | - | $0 |
Fetched: 2026-06-18