SMBC
Southern Missouri Bancorp, Inc.
Price Chart
Latest Quote
$72.51
+1.21 (+1.70%)
Current Price
| Previous Close | $71.30 |
| Open | $72.18 |
| Day High | $75.00 |
| Day Low | $71.65 |
| Volume | 237,198 |
Stock Information
| Quarterly Dividend / Yield | $1.00 / 1.40% |
| Shares Outstanding | 11.02M |
| Quarterly Dividend Yield | 1.40% |
| Quarterly Dividend | $1.00 |
| Total Debt | $155.61M |
| Cash Equivalents | $93.84M |
| Revenue | $185.73M |
| Net Income | $67.05M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $798.74M |
| P/E Ratio | 12.13 |
| EPS (TTM) | $5.98 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $849.94M |
| Sales | $185.73M |
| Income | $67.05M |
| Book/sh | $52.07 |
| Cash/sh | $8.52 |
| Employees | 696 |
Financial Ratios
| EPS Growth TTM | 13.30% |
Returns & Margins
| ROA | 1.33% |
| ROE | 12.22% |
| Operating Margin | 48.28% |
| Profit Margin | 36.26% |
Ownership
| Insider Ownership | 14.56% |
| Institutional Ownership | 57.78% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.74 |
| PEG | 1.07 |
| P/S | 4.30 |
| P/B | 1.39 |
Analyst Data
| Recommendation | none |
| Target Price | $73.33 |
Technical Indicators
| SMA20 | $70.03 |
| SMA50 | $68.50 |
| SMA200 | $60.77 |
| RSI | 64.08 |
| ATR | 1.9664 |
| Shares Float | 9.29M |
| Short Float | 1.95% |
| Short Ratio | 2.53 |
| Volatility | 0.88 |
| Rel Volume | 2.21 |
Performance History
| Week | +1.57% |
| Month | +7.28% |
| Quarter | +17.50% |
| 6 Months | +17.42% |
| YTD | +24.68% |
| Year | +43.28% |
| 3 Years | +74.92% |
| 5 Years | +72.32% |
| 10 Years | +272.41% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $72.51 | 243,300 |
| 2026-06-17 | $71.30 | 96,700 |
| 2026-06-16 | $71.55 | 97,900 |
| 2026-06-15 | $71.16 | 101,700 |
| 2026-06-12 | $72.34 | 98,400 |
| 2026-06-11 | $71.39 | 125,100 |
| 2026-06-10 | $70.96 | 165,500 |
| 2026-06-09 | $70.00 | 156,100 |
| 2026-06-08 | $69.78 | 86,600 |
| 2026-06-05 | $69.70 | 167,700 |
| 2026-06-04 | $69.00 | 243,600 |
| 2026-06-03 | $67.50 | 99,000 |
| 2026-06-02 | $69.57 | 76,200 |
| 2026-06-01 | $68.16 | 65,700 |
| 2026-05-29 | $69.06 | 81,900 |
| 2026-05-28 | $69.21 | 81,800 |
| 2026-05-27 | $69.20 | 48,600 |
| 2026-05-26 | $69.89 | 42,100 |
| 2026-05-22 | $68.99 | 54,600 |
| 2026-05-21 | $69.30 | 74,100 |
| 2026-05-20 | $68.57 | 71,700 |
| 2026-05-19 | $67.59 | 48,000 |
About Southern Missouri Bancorp, Inc.
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; and consumer loans. In addition, the company offers fiduciary and investment management services; commercial and consumer insurance products; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
đ° Latest News
How The Story Is Shifting For Southern Missouri Bancorp (SMBC) As Analysts Rework Valuation Models
Simply Wall St. âĸ 2026-06-05T19:12:48Z
Southern Missouri Bancorp (SMBC) Upgraded to Buy: Here's What You Should Know
Zacks âĸ 2026-06-04T16:00:02Z
US Market's Undiscovered Gems To Explore In May 2026
Simply Wall St. âĸ 2026-05-27T17:33:26Z
Zacks Industry Outlook Highlights Deutsche WSFS Financial, Southern Missouri Bancorp and Citizens Community Bancorp
Zacks âĸ 2026-05-21T15:17:00Z
Zacks Industry Outlook Highlights WSFS Financial, Southern Missouri Bancorp and Citizens Community Bancorp
Zacks âĸ 2026-05-20T13:23:00Z
3 Savings & Loan Stocks to Buy on Solid Industry Prospects
Zacks âĸ 2026-05-19T16:22:00Z
Be Sure To Check Out Southern Missouri Bancorp, Inc. (NASDAQ:SMBC) Before It Goes Ex-Dividend
Simply Wall St. âĸ 2026-05-11T11:11:15Z
Market Chatter: JPMorgan Chase, Other Major Banks Seek to Offload Risks Tied to Data Centers Amid AI Strain
MT Newswires âĸ 2026-05-04T09:12:43ZDiscovering US Undiscovered Gems This April 2026
Simply Wall St. âĸ 2026-04-24T17:33:37Z
Southern Missouri Bancorp Q3 Earnings Call Highlights
MarketBeat âĸ 2026-04-23T20:37:22Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $182,600,000 | $164,327,000 | $152,949,000 | $124,770,000 |
| Operating Revenue | $182,600,000 | $164,327,000 | $152,949,000 | $124,770,000 |
| Expenses | ||||
| Interest Expense | $122,749,000 | $108,892,000 | $49,671,000 | $13,300,000 |
| Selling And Marketing Expense | $2,070,000 | $2,119,000 | $1,772,000 | $1,496,000 |
| General And Administrative Expense | $58,093,000 | $55,716,000 | $48,366,000 | $36,354,000 |
| Professional Expense And Contract Services Expense | $3,595,000 | $1,731,000 | $4,051,000 | $1,362,000 |
| Other Non Interest Expense | $19,898,000 | $19,575,000 | $18,383,000 | $13,478,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $58,578,000 | $50,182,000 | $39,237,000 | $47,169,000 |
| Net Interest Income | $154,616,000 | $139,483,000 | $126,745,000 | $103,567,000 |
| Interest Income | $277,365,000 | $248,375,000 | $176,416,000 | $116,867,000 |
| Normalized Income | $58,578,000 | $50,182,000 | $39,237,000 | $47,169,000 |
| Net Income From Continuing And Discontinued Operation | $58,578,000 | $50,182,000 | $39,237,000 | $47,169,000 |
| Net Income Common Stockholders | $58,314,000 | $49,925,000 | $39,045,000 | $46,974,000 |
| Net Income | $58,578,000 | $50,182,000 | $39,237,000 | $47,169,000 |
| Net Income Including Noncontrolling Interests | $58,578,000 | $50,182,000 | $39,237,000 | $47,169,000 |
| Net Income Continuous Operations | $58,578,000 | $50,182,000 | $39,237,000 | $47,169,000 |
| Pretax Income | $73,994,000 | $63,110,000 | $49,463,000 | $59,904,000 |
| Depreciation Amortization Depletion Income Statement | $3,540,000 | $4,071,000 | $2,633,000 | $1,441,000 |
| Depreciation And Amortization In Income Statement | $3,540,000 | $4,071,000 | $2,633,000 | $1,441,000 |
| Amortization Of Intangibles Income Statement | $3,540,000 | $4,071,000 | $2,633,000 | $1,441,000 |
| Per Share | ||||
| Basic EPS | $5.19 | $4.42 | $3.86 | $5.22 |
| Diluted EPS | - | $4.41 | $3.85 | $5.22 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $10,022,000 | $10,092,000 | $7,556,000 | $5,921,000 |
| Diluted Average Shares | $11,253,000 | $11,298,750 | $11,330,462 | $9,009,750 |
| Basic Average Shares | $11,235,000 | $11,287,750 | $11,330,462 | $8,994,000 |
| Diluted NI Availto Com Stockholders | $58,314,000 | $49,925,000 | $39,045,000 | $46,974,000 |
| Otherunder Preferred Stock Dividend | $264,000 | $257,000 | $192,000 | $195,000 |
| Tax Provision | $15,416,000 | $12,928,000 | $10,226,000 | $12,735,000 |
| Gain On Sale Of Security | $48,000 | $-1,489,000 | $0 | $0 |
| Amortization | $3,540,000 | $4,071,000 | $2,633,000 | $1,441,000 |
| Selling General And Administration | $60,163,000 | $57,835,000 | $50,138,000 | $37,850,000 |
| Insurance And Claims | $2,335,000 | $2,463,000 | $1,470,000 | $743,000 |
| Salaries And Wages | $55,758,000 | $53,253,000 | $46,896,000 | $35,611,000 |
| Occupancy And Equipment | $14,887,000 | $14,405,000 | $11,220,000 | $9,248,000 |
| Other Gand A | - | - | - | $8,092,000 |
Fetched: 2026-06-12
Balance Sheet (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $470,971,000 | $411,516,000 | $364,813,000 | $285,309,000 |
| Total Assets | $5,019,607,000 | $4,604,316,000 | $4,360,211,000 | $3,214,782,000 |
| Goodwill And Other Intangible Assets | $73,721,000 | $77,232,000 | $81,245,000 | $35,463,000 |
| Other Intangible Assets | $22,994,000 | $26,505,000 | $30,472,000 | $8,175,000 |
| Receivables | $26,018,000 | $23,826,000 | $18,871,000 | $11,052,000 |
| Accounts Receivable | $26,018,000 | $23,826,000 | $18,871,000 | $11,052,000 |
| Cash And Cash Equivalents | $193,105,000 | $61,395,000 | $55,221,000 | $91,560,000 |
| Cash Cash Equivalents And Federal Funds Sold | $193,105,000 | $61,395,000 | $55,221,000 | $91,560,000 |
| Prepaid Assets | - | - | - | $23,380,000 |
| Cash Financial | - | - | - | $86,792,000 |
| Debt | ||||
| Total Debt | $127,260,000 | $125,206,000 | $156,619,000 | $61,012,000 |
| Long Term Debt And Capital Lease Obligation | $127,260,000 | $125,206,000 | $156,619,000 | $61,012,000 |
| Long Term Debt | $127,260,000 | $125,206,000 | $156,619,000 | $61,012,000 |
| Net Debt | - | $63,811,000 | $101,398,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $4,474,915,000 | $4,115,568,000 | $3,914,153,000 | $2,894,010,000 |
| Payables And Accrued Expenses | $14,186,000 | $12,868,000 | $4,723,000 | $801,000 |
| Payables | $14,186,000 | $12,868,000 | $4,723,000 | $801,000 |
| Accounts Payable | $14,186,000 | $12,868,000 | $4,723,000 | $801,000 |
| Equity | ||||
| Common Stock Equity | $544,692,000 | $488,748,000 | $446,058,000 | $320,772,000 |
| Total Equity Gross Minority Interest | $544,692,000 | $488,748,000 | $446,058,000 | $320,772,000 |
| Stockholders Equity | $544,692,000 | $488,748,000 | $446,058,000 | $320,772,000 |
| Gains Losses Not Affecting Retained Earnings | $-11,378,000 | $-17,455,000 | $-21,925,000 | $-17,487,000 |
| Other Equity Adjustments | $-11,378,000 | $-17,455,000 | $-21,925,000 | $-17,487,000 |
| Retained Earnings | $359,576,000 | $311,376,000 | $270,720,000 | $240,115,000 |
| Other | ||||
| Treasury Shares Number | $681,420 | $681,420 | $588,625 | $588,625 |
| Ordinary Shares Number | $11,299,467 | $11,277,737 | $11,330,462 | $9,227,111 |
| Share Issued | $11,980,887 | $11,959,157 | $11,919,087 | $9,815,736 |
| Tangible Book Value | $470,971,000 | $411,516,000 | $364,813,000 | $285,309,000 |
| Invested Capital | $671,952,000 | $613,954,000 | $602,677,000 | $381,784,000 |
| Total Capitalization | $671,952,000 | $613,954,000 | $602,677,000 | $381,784,000 |
| Treasury Stock | $24,973,000 | $24,973,000 | $21,116,000 | $21,116,000 |
| Additional Paid In Capital | $221,347,000 | $219,680,000 | $218,260,000 | $119,162,000 |
| Capital Stock | $120,000 | $120,000 | $119,000 | $98,000 |
| Common Stock | $120,000 | $120,000 | $119,000 | $98,000 |
| Investments And Advances | $460,844,000 | $427,903,000 | $417,554,000 | $235,394,000 |
| Goodwill | $50,727,000 | $50,727,000 | $50,773,000 | $27,288,000 |
| Net PPE | $95,982,000 | $95,952,000 | $92,397,000 | $71,347,000 |
| Accumulated Depreciation | $-44,165,000 | $-39,358,000 | $-35,780,000 | $-31,864,000 |
| Gross PPE | $140,147,000 | $135,310,000 | $128,177,000 | $103,211,000 |
| Construction In Progress | $2,754,000 | $829,000 | $450,000 | $142,000 |
| Other Properties | $7,109,000 | $6,781,000 | $6,247,000 | $3,969,000 |
| Machinery Furniture Equipment | $29,386,000 | $27,850,000 | $26,404,000 | $20,838,000 |
| Buildings And Improvements | $85,512,000 | $84,474,000 | $79,661,000 | $64,730,000 |
| Land And Improvements | $15,386,000 | $15,376,000 | $15,415,000 | $13,532,000 |
| Other Short Term Investments | $460,844,000 | $427,903,000 | $417,554,000 | $235,394,000 |
Fetched: 2026-06-12
Cash Flow Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $75,294,000 | $61,221,000 | $55,984,000 | $62,725,000 |
| Operating Activities | ||||
| Operating Cash Flow | $81,557,000 | $70,268,000 | $62,023,000 | $67,342,000 |
| Cash Flow From Continuing Operating Activities | $81,557,000 | $70,268,000 | $62,023,000 | $67,342,000 |
| Operating Gains Losses | $-726,000 | $776,000 | $-1,319,000 | $-1,595,000 |
| Investing Activities | ||||
| Capital Expenditure | $-6,263,000 | $-9,047,000 | $-6,039,000 | $-4,617,000 |
| Investing Cash Flow | $-285,112,000 | $-245,735,000 | $-213,405,000 | $-303,928,000 |
| Cash Flow From Continuing Investing Activities | $-285,112,000 | $-245,735,000 | $-213,405,000 | $-303,928,000 |
| Net Other Investing Changes | $3,362,000 | $4,088,000 | $-2,162,000 | $2,114,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $-3,857,000 | $0 | $-5,838,000 |
| Issuance Of Capital Stock | $0 | $1,000 | $0 | $0 |
| Financing Cash Flow | $335,510,000 | $182,392,000 | $118,552,000 | $199,803,000 |
| Cash Flow From Continuing Financing Activities | $335,510,000 | $182,392,000 | $118,552,000 | $199,803,000 |
| Cash Dividends Paid | $-10,378,000 | $-9,526,000 | $-8,632,000 | $-7,194,000 |
| Common Stock Dividend Paid | $-10,378,000 | $-9,526,000 | $-8,632,000 | $-7,194,000 |
| Net Common Stock Issuance | $0 | $-3,856,000 | $0 | $-5,838,000 |
| Common Stock Issuance | $0 | $1,000 | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-258,054,000 | $-334,752,000 | $-1,818,381,000 | $-29,300,000 |
| Issuance Of Debt | $260,000,000 | $303,200,000 | $1,913,830,000 | $0 |
| Interest Paid Supplemental Data | $8,148,000 | $7,706,000 | $5,649,000 | $2,057,000 |
| Income Tax Paid Supplemental Data | $7,530,000 | $2,298,000 | $4,307,000 | $361,000 |
| End Cash Position | $192,859,000 | $60,904,000 | $53,979,000 | $86,809,000 |
| Beginning Cash Position | $60,904,000 | $53,979,000 | $86,809,000 | $123,592,000 |
| Changes In Cash | $131,955,000 | $6,925,000 | $-32,830,000 | $-36,783,000 |
| Proceeds From Stock Option Exercised | $0 | $391,000 | $0 | $0 |
| Common Stock Payments | $0 | $-3,857,000 | $0 | $-5,838,000 |
| Net Issuance Payments Of Debt | $1,946,000 | $-31,552,000 | $95,449,000 | $-29,300,000 |
| Net Long Term Debt Issuance | $1,946,000 | $-31,552,000 | $95,449,000 | $-29,300,000 |
| Long Term Debt Payments | $-258,054,000 | $-334,752,000 | $-1,818,381,000 | $-29,300,000 |
| Long Term Debt Issuance | $260,000,000 | $303,200,000 | $1,913,830,000 | $0 |
| Net Investment Purchase And Sale | $-27,526,000 | $-13,091,000 | $28,717,000 | $-68,088,000 |
| Sale Of Investment | $68,694,000 | $74,565,000 | $172,082,000 | $40,474,000 |
| Purchase Of Investment | $-96,220,000 | $-87,656,000 | $-143,365,000 | $-108,562,000 |
| Net Business Purchase And Sale | $0 | $0 | $208,336,000 | $48,767,000 |
| Sale Of Business | $0 | $0 | $208,336,000 | $48,767,000 |
| Net PPE Purchase And Sale | $-6,263,000 | $-9,032,000 | $-2,315,000 | $-3,689,000 |
| Sale Of PPE | $0 | $15,000 | $3,724,000 | $928,000 |
| Purchase Of PPE | $-6,263,000 | $-9,047,000 | $-6,039,000 | $-4,617,000 |
| Change In Working Capital | $12,065,000 | $12,406,000 | $3,041,000 | $13,542,000 |
| Change In Payables And Accrued Expense | $7,535,000 | $8,004,000 | $3,966,000 | $4,869,000 |
| Change In Payable | $7,535,000 | $8,004,000 | $3,966,000 | $4,869,000 |
| Change In Account Payable | $7,535,000 | $8,004,000 | $3,966,000 | $4,869,000 |
| Change In Prepaid Assets | $6,682,000 | $8,943,000 | $5,449,000 | $9,681,000 |
| Change In Receivables | $-2,192,000 | $-4,955,000 | $-5,400,000 | $-391,000 |
| Changes In Account Receivables | $-2,192,000 | $-4,955,000 | $-5,400,000 | $-391,000 |
| Other Non Cash Items | $-5,061,000 | $-6,975,000 | $-5,168,000 | $-1,077,000 |
| Stock Based Compensation | $1,667,000 | $1,029,000 | $839,000 | $697,000 |
| Depreciation Amortization Depletion | $10,022,000 | $10,092,000 | $7,556,000 | $5,921,000 |
| Depreciation And Amortization | $10,022,000 | $10,092,000 | $7,556,000 | $5,921,000 |
| Amortization Cash Flow | $3,540,000 | $4,071,000 | $2,633,000 | $1,441,000 |
| Amortization Of Intangibles | $3,540,000 | $4,071,000 | $2,633,000 | $1,441,000 |
| Depreciation | $6,482,000 | $6,021,000 | $4,923,000 | $4,480,000 |
| Gain Loss On Investment Securities | $-48,000 | $1,489,000 | $0 | $0 |
| Gain Loss On Sale Of PPE | $73,000 | $0 | $-444,000 | $3,000 |
| Net Income From Continuing Operations | $58,578,000 | $50,182,000 | $39,237,000 | $47,169,000 |
| Purchase Of Business | - | - | - | - |
Fetched: 2026-06-12