SRBK
SR Bancorp, Inc.
Price Chart
Latest Quote
$18.83
-0.05 (-0.26%)
Current Price
| Previous Close | $18.88 |
| Open | $19.00 |
| Day High | $19.00 |
| Day Low | $18.69 |
| Volume | 44,678 |
Stock Information
| Quarterly Dividend / Yield | $0.20 / 1.06% |
| Shares Outstanding | 7.43M |
| Quarterly Dividend Yield | 1.06% |
| Quarterly Dividend | $0.20 |
| Total Debt | $53.00M |
| Cash Equivalents | $63.68M |
| Revenue | $32.19M |
| Net Income | $4.62M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $139.99M |
| P/E Ratio | 32.47 |
| EPS (TTM) | $0.58 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $129.27M |
| Sales | $32.19M |
| Income | $4.62M |
| Book/sh | $24.99 |
| Cash/sh | $8.57 |
| Employees | 119 |
Financial Ratios
| EPS Growth TTM | 65.00% |
Returns & Margins
| ROA | 0.42% |
| ROE | 2.44% |
| Operating Margin | 15.57% |
| Profit Margin | 14.37% |
Ownership
| Insider Ownership | 17.57% |
| Institutional Ownership | 33.26% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 22.96 |
| P/S | 4.35 |
| P/B | 0.75 |
Analyst Data
| Recommendation | none |
| Target Price | $19.00 |
Technical Indicators
| SMA20 | $18.75 |
| SMA50 | $18.48 |
| SMA200 | $16.53 |
| RSI | 51.54 |
| ATR | 0.3184 |
| Shares Float | 6.72M |
| Short Float | 5.13% |
| Short Ratio | 5.63 |
| Volatility | 0.59 |
| Rel Volume | 1.11 |
Performance History
| Week | -0.32% |
| Month | +4.79% |
| Quarter | +13.77% |
| 6 Months | +14.40% |
| YTD | +18.92% |
| Year | +46.61% |
| 10 Years | +106.46% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $18.83 | 62,400 |
| 2026-06-17 | $18.88 | 51,900 |
| 2026-06-16 | $18.96 | 37,100 |
| 2026-06-15 | $18.90 | 52,600 |
| 2026-06-12 | $18.96 | 24,300 |
| 2026-06-11 | $18.89 | 19,300 |
| 2026-06-10 | $18.90 | 44,300 |
| 2026-06-09 | $18.81 | 38,100 |
| 2026-06-08 | $18.72 | 28,600 |
| 2026-06-05 | $18.72 | 68,900 |
| 2026-06-04 | $18.53 | 50,800 |
| 2026-06-03 | $18.48 | 72,600 |
| 2026-06-02 | $18.82 | 22,800 |
| 2026-06-01 | $18.70 | 51,700 |
| 2026-05-29 | $18.79 | 26,500 |
| 2026-05-28 | $18.82 | 40,900 |
| 2026-05-27 | $18.64 | 81,000 |
| 2026-05-26 | $18.64 | 71,000 |
| 2026-05-22 | $18.70 | 168,200 |
| 2026-05-21 | $18.29 | 110,200 |
| 2026-05-20 | $18.14 | 143,100 |
| 2026-05-19 | $17.97 | 56,200 |
About SR Bancorp, Inc.
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also offers loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit. In addition, the company is involved in the investment activities. SR Bancorp, Inc. was founded in 1887 and is based in Bound Brook, New Jersey.
đ° Latest News
Do SR Bancorp's (NASDAQ:SRBK) Earnings Warrant Your Attention?
Simply Wall St. âĸ 2026-04-10T13:13:28Z
SR Bancorp, Inc.'s (NASDAQ:SRBK) largest shareholders are retail investors with 51% ownership, institutions own 40%
Simply Wall St. âĸ 2026-01-22T11:34:27Z
SR Bancorp, Inc. (NASDAQ:SRBK) Looks Interesting, And It's About To Pay A Dividend
Simply Wall St. âĸ 2025-12-26T11:01:01Z
SR Bancorp Insiders Placed Bullish Bets Worth US$513.2k
Simply Wall St. âĸ 2025-11-28T12:37:01Z
With EPS Growth And More, SR Bancorp (NASDAQ:SRBK) Makes An Interesting Case
Simply Wall St. âĸ 2025-11-01T12:30:30Z
SR Bancorp Full Year 2025 Earnings: EPS: US$0.44 (vs US$1.59 loss in FY 2024)
Simply Wall St. âĸ 2025-08-02T12:06:06Z
SR Bancorp, Inc.'s (NASDAQ:SRBK) top owners are individual investors with 59% stake, while 34% is held by institutions
Simply Wall St. âĸ 2025-07-25T13:24:55Z
Period:
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Income Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $33,315,000 | $26,880,000 | $14,956,000 | $13,248,000 |
| Operating Revenue | $33,315,000 | $26,880,000 | $14,956,000 | $13,248,000 |
| Expenses | ||||
| Interest Expense | $16,734,000 | $11,495,000 | $2,428,000 | $1,535,000 |
| Selling And Marketing Expense | $385,000 | $301,000 | $198,000 | $266,000 |
| General And Administrative Expense | $15,351,000 | $16,505,000 | $8,461,000 | $6,981,000 |
| Professional Expense And Contract Services Expense | $1,854,000 | $1,999,000 | $1,029,000 | $412,000 |
| Other Non Interest Expense | $6,028,000 | $12,463,000 | $2,176,000 | $908,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Net Interest Income | $29,581,000 | $29,371,000 | $13,691,000 | $11,897,000 |
| Interest Income | $46,315,000 | $40,866,000 | $16,119,000 | $13,432,000 |
| Normalized Income | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Net Income From Continuing And Discontinued Operation | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Net Income Common Stockholders | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Net Income | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Net Income Including Noncontrolling Interests | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Net Income Continuous Operations | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Pretax Income | $6,127,000 | $-11,769,000 | $1,803,000 | $2,234,000 |
| Per Share | ||||
| Diluted EPS | $0.44 | $-1.59 | $0.16 | $0.20 |
| Basic EPS | $0.44 | $-1.59 | $0.16 | $0.20 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $2,343,000 | $2,174,000 | $394,000 | $395,000 |
| Diluted NI Availto Com Stockholders | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Tax Provision | $991,000 | $-909,000 | $250,000 | $363,000 |
| Gain On Sale Of Security | $13,000 | $-4,462,000 | $-114,000 | $-8,000 |
| Selling General And Administration | $15,736,000 | $16,806,000 | $8,659,000 | $7,247,000 |
| Insurance And Claims | $1,069,000 | $1,014,000 | $347,000 | $319,000 |
| Salaries And Wages | $14,282,000 | $15,491,000 | $8,114,000 | $6,662,000 |
| Occupancy And Equipment | $3,437,000 | $3,315,000 | $1,289,000 | $2,447,000 |
| Diluted Average Shares | - | $6,830,189 | $9,507,930 | $9,507,930 |
| Basic Average Shares | - | $6,830,189 | $9,507,930 | $9,507,930 |
Fetched: 2026-06-15
Balance Sheet (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $167,072,000 | $171,342,000 | $122,084,000 | $118,231,000 |
| Total Assets | $1,084,405,000 | $1,020,844,000 | $651,486,000 | $648,631,000 |
| Goodwill And Other Intangible Assets | $26,708,000 | $28,141,000 | $0 | - |
| Receivables | $3,072,000 | $2,695,000 | $1,189,000 | $1,068,000 |
| Accounts Receivable | $3,072,000 | $2,695,000 | $1,189,000 | $1,068,000 |
| Cash And Cash Equivalents | $57,779,000 | $45,909,000 | $42,449,000 | $35,344,000 |
| Cash Financial | $3,945,000 | $8,622,000 | $8,657,000 | $7,557,000 |
| Cash Cash Equivalents And Federal Funds Sold | $60,387,000 | $47,140,000 | $43,175,000 | $36,046,000 |
| Debt | ||||
| Total Debt | $33,211,000 | $2,403,000 | $20,019,000 | - |
| Long Term Debt And Capital Lease Obligation | $33,211,000 | $2,403,000 | $20,019,000 | - |
| Long Term Debt | $30,000,000 | - | $20,000,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $890,625,000 | $821,361,000 | $529,402,000 | $530,400,000 |
| Payables And Accrued Expenses | $223,000 | $149,000 | $0 | - |
| Payables | $223,000 | $149,000 | $0 | - |
| Accounts Payable | $223,000 | $149,000 | $0 | - |
| Equity | ||||
| Common Stock Equity | $193,780,000 | $199,483,000 | $122,084,000 | $118,231,000 |
| Total Equity Gross Minority Interest | $193,780,000 | $199,483,000 | $122,084,000 | $118,231,000 |
| Stockholders Equity | $193,780,000 | $199,483,000 | $122,084,000 | $118,231,000 |
| Other Equity Interest | $-6,655,000 | $-7,036,000 | - | - |
| Gains Losses Not Affecting Retained Earnings | $-1,002,000 | $-1,217,000 | $-5,015,000 | $-7,315,000 |
| Other Equity Adjustments | $-1,002,000 | $-1,217,000 | $-5,015,000 | $-7,315,000 |
| Retained Earnings | $120,505,000 | $116,205,000 | $127,099,000 | $125,546,000 |
| Other | ||||
| Treasury Shares Number | $665,554 | $703,586 | - | - |
| Ordinary Shares Number | $8,209,616 | $8,804,344 | $9,507,930 | $9,507,930 |
| Share Issued | $8,875,170 | $9,507,930 | $9,507,930 | $9,507,930 |
| Tangible Book Value | $167,072,000 | $171,342,000 | $122,084,000 | $118,231,000 |
| Invested Capital | $223,780,000 | - | $142,084,000 | - |
| Capital Lease Obligations | $3,211,000 | $2,403,000 | $19,000 | - |
| Total Capitalization | $223,780,000 | - | $142,084,000 | - |
| Additional Paid In Capital | $80,843,000 | $91,436,000 | $0 | - |
| Capital Stock | $89,000 | $95,000 | - | - |
| Common Stock | $89,000 | $95,000 | - | - |
| Preferred Stock | $0 | $0 | - | - |
| Long Term Capital Lease Obligation | $3,211,000 | $2,403,000 | $19,000 | - |
| Investments And Advances | $141,882,000 | $156,169,000 | $207,285,000 | $240,779,000 |
| Held To Maturity Securities | $141,645,000 | $156,144,000 | $171,185,000 | $192,903,000 |
| Net PPE | $8,098,000 | $7,730,000 | $3,565,000 | $3,443,000 |
| Accumulated Depreciation | $-11,131,000 | $-10,570,000 | $-9,784,000 | $-9,371,000 |
| Gross PPE | $19,229,000 | $18,300,000 | $13,349,000 | $12,814,000 |
| Other Properties | $3,156,000 | $2,311,000 | $19,000 | - |
| Machinery Furniture Equipment | $6,123,000 | $5,882,000 | $4,608,000 | $4,390,000 |
| Buildings And Improvements | $9,024,000 | $9,181,000 | $7,796,000 | $7,498,000 |
| Land And Improvements | $926,000 | $926,000 | $926,000 | $926,000 |
| Other Short Term Investments | $237,000 | $25,000 | $36,100,000 | $47,876,000 |
Fetched: 2026-06-15
Cash Flow Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $4,232,000 | $-2,841,000 | $1,804,000 | $708,000 |
| Operating Activities | ||||
| Operating Cash Flow | $4,665,000 | $-1,739,000 | $2,320,000 | $1,035,000 |
| Cash Flow From Continuing Operating Activities | $4,665,000 | $-1,739,000 | $2,320,000 | $1,035,000 |
| Operating Gains Losses | $-51,000 | $4,395,000 | $118,000 | - |
| Investing Activities | ||||
| Capital Expenditure | $-433,000 | $-1,102,000 | $-516,000 | $-327,000 |
| Investing Cash Flow | $-50,483,000 | $11,750,000 | $2,695,000 | $-34,903,000 |
| Cash Flow From Continuing Investing Activities | $-50,483,000 | $11,750,000 | $2,695,000 | $-34,903,000 |
| Net Other Investing Changes | $-2,727,000 | $43,000 | $-24,000 | $-67,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-11,324,000 | $0 | - | - |
| Issuance Of Capital Stock | $0 | $79,452,000 | $0 | - |
| Financing Cash Flow | $57,688,000 | $-6,551,000 | $2,090,000 | $12,461,000 |
| Cash Flow From Continuing Financing Activities | $57,688,000 | $-6,551,000 | $2,090,000 | $12,461,000 |
| Net Other Financing Charges | $663,000 | $3,760,000 | $245,000 | $382,000 |
| Cash Dividends Paid | $-444,000 | $0 | - | - |
| Net Common Stock Issuance | $-11,324,000 | $79,452,000 | $0 | - |
| Common Stock Issuance | $0 | $79,452,000 | $0 | - |
| Other | ||||
| Repayment Of Debt | $0 | $-20,000,000 | $0 | - |
| Issuance Of Debt | $30,000,000 | $0 | $20,000,000 | $0 |
| Interest Paid Supplemental Data | $15,474,000 | $9,582,000 | $2,428,000 | $1,535,000 |
| Income Tax Paid Supplemental Data | $0 | $475,000 | $0 | $370,000 |
| End Cash Position | $57,779,000 | $45,909,000 | $42,449,000 | $35,344,000 |
| Beginning Cash Position | $45,909,000 | $42,449,000 | $35,344,000 | $56,751,000 |
| Changes In Cash | $11,870,000 | $3,460,000 | $7,105,000 | $-21,407,000 |
| Common Stock Payments | $-11,324,000 | $0 | - | - |
| Net Issuance Payments Of Debt | $30,000,000 | $-20,000,000 | $20,000,000 | $0 |
| Net Short Term Debt Issuance | $30,000,000 | $-20,000,000 | $20,000,000 | - |
| Short Term Debt Payments | $0 | $-20,000,000 | $0 | - |
| Short Term Debt Issuance | $30,000,000 | $0 | $20,000,000 | - |
| Net Investment Purchase And Sale | $14,001,000 | $64,187,000 | $31,497,000 | $-6,315,000 |
| Sale Of Investment | $14,001,000 | $64,187,000 | $32,391,000 | $48,471,000 |
| Net Business Purchase And Sale | $0 | $-14,244,000 | $0 | - |
| Sale Of Business | $0 | $55,294,000 | $0 | - |
| Purchase Of Business | $0 | $-69,538,000 | $0 | - |
| Net PPE Purchase And Sale | $-433,000 | $-1,089,000 | $-516,000 | $-327,000 |
| Sale Of PPE | $0 | $13,000 | $0 | - |
| Purchase Of PPE | $-433,000 | $-1,102,000 | $-516,000 | $-327,000 |
| Change In Working Capital | $558,000 | $515,000 | $148,000 | $-2,002,000 |
| Change In Other Current Liabilities | $-1,203,000 | $-1,603,000 | $1,464,000 | $-1,755,000 |
| Change In Other Current Assets | $2,316,000 | $2,410,000 | $-1,195,000 | $-218,000 |
| Change In Receivables | $-555,000 | $-292,000 | $-121,000 | $-29,000 |
| Changes In Account Receivables | $-555,000 | $-292,000 | $-121,000 | $-29,000 |
| Other Non Cash Items | $-5,249,000 | $-1,792,000 | $-657,000 | $-622,000 |
| Stock Based Compensation | $1,106,000 | $515,000 | $0 | - |
| Unrealized Gain Loss On Investment Securities | $-13,000 | $-1,000 | $-5,000 | $8,000 |
| Deferred Tax | $-298,000 | $-1,395,000 | $-366,000 | $264,000 |
| Deferred Income Tax | $-298,000 | $-1,395,000 | $-366,000 | $264,000 |
| Depreciation Amortization Depletion | $2,343,000 | $2,174,000 | $394,000 | $395,000 |
| Depreciation And Amortization | $2,343,000 | $2,174,000 | $394,000 | $395,000 |
| Amortization Cash Flow | $1,433,000 | $1,340,000 | $0 | - |
| Amortization Of Intangibles | $1,433,000 | $1,340,000 | $0 | - |
| Depreciation | $910,000 | $834,000 | $394,000 | $395,000 |
| Gain Loss On Investment Securities | $0 | $4,463,000 | $119,000 | $0 |
| Gain Loss On Sale Of PPE | $0 | $-13,000 | $0 | - |
| Net Income From Continuing Operations | $5,136,000 | $-10,860,000 | $1,553,000 | $1,871,000 |
| Purchase Of Investment | - | $0 | $-894,000 | $-54,786,000 |
| Net Long Term Debt Issuance | - | - | $20,000,000 | $0 |
| Long Term Debt Issuance | - | - | $20,000,000 | $0 |
Fetched: 2026-06-15