THFF
First Financial Corporation
Price Chart
Latest Quote
$73.61
+0.73 (+1.01%)
Current Price
| Previous Close | $72.88 |
| Open | $74.00 |
| Day High | $74.50 |
| Day Low | $72.88 |
| Volume | 99,876 |
Stock Information
| Quarterly Dividend / Yield | $2.14 / 2.90% |
| Shares Outstanding | 11.89M |
| Quarterly Dividend Yield | 2.90% |
| Quarterly Dividend | $2.14 |
| Total Debt | $565.92M |
| Cash Equivalents | $96.89M |
| Revenue | $258.70M |
| Net Income | $80.61M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $875.42M |
| P/E Ratio | 10.83 |
| EPS (TTM) | $6.80 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.35B |
| Sales | $258.70M |
| Income | $80.61M |
| Book/sh | $55.10 |
| Cash/sh | $8.15 |
| Employees | 946 |
Financial Ratios
| EPS Growth TTM | 7.60% |
Returns & Margins
| ROA | 1.38% |
| ROE | 13.14% |
| Operating Margin | 38.74% |
| Profit Margin | 31.16% |
Ownership
| Insider Ownership | 4.98% |
| Institutional Ownership | 83.33% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.72 |
| PEG | 9.51 |
| P/S | 3.38 |
| P/B | 1.34 |
Analyst Data
| Recommendation | none |
| Target Price | $73.00 |
Technical Indicators
| SMA20 | $71.17 |
| SMA50 | $68.41 |
| SMA200 | $61.70 |
| RSI | 64.89 |
| ATR | 2.0425 |
| Shares Float | 11.29M |
| Short Float | 2.12% |
| Short Ratio | 3.45 |
| Volatility | 0.43 |
| Rel Volume | 1.08 |
Performance History
| Week | -0.53% |
| Month | +11.08% |
| Quarter | +21.82% |
| 6 Months | +15.87% |
| YTD | +24.79% |
| Year | +50.45% |
| 3 Years | +128.52% |
| 5 Years | +96.21% |
| 10 Years | +175.75% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $73.61 | 99,876 |
| 2026-06-17 | $72.88 | 162,900 |
| 2026-06-16 | $73.75 | 95,800 |
| 2026-06-15 | $73.37 | 108,100 |
| 2026-06-12 | $74.98 | 132,300 |
| 2026-06-11 | $74.01 | 82,400 |
| 2026-06-10 | $74.04 | 110,900 |
| 2026-06-09 | $72.78 | 87,300 |
| 2026-06-08 | $71.68 | 87,300 |
| 2026-06-05 | $71.08 | 119,900 |
| 2026-06-04 | $70.65 | 128,200 |
| 2026-06-03 | $67.61 | 101,700 |
| 2026-06-02 | $69.51 | 65,300 |
| 2026-06-01 | $68.36 | 66,400 |
| 2026-05-29 | $69.18 | 58,100 |
| 2026-05-28 | $69.16 | 56,000 |
| 2026-05-27 | $69.10 | 44,600 |
| 2026-05-26 | $69.69 | 77,000 |
| 2026-05-22 | $68.58 | 61,600 |
| 2026-05-21 | $69.33 | 107,300 |
| 2026-05-20 | $68.19 | 105,700 |
| 2026-05-19 | $66.27 | 69,200 |
| 2026-05-18 | $66.81 | 66,000 |
About First Financial Corporation
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
đ° Latest News
First Financial Corp. (THFF) Could Be a Great Choice
Zacks âĸ 2026-06-17T15:45:03Z
First Financial Bancorp. (FFBC) Hits Fresh High: Is There Still Room to Run?
Zacks âĸ 2026-06-10T13:15:03Z
First Financial (FFBC) Upgraded to Buy: Here's Why
Zacks âĸ 2026-06-03T16:00:04Z
First Financial (FFIN) Upgraded to Buy: What Does It Mean for the Stock?
Zacks âĸ 2026-06-02T16:00:03Z
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-06-01T15:45:04Z
Discovering US Undiscovered Gems In May 2026
Simply Wall St. âĸ 2026-05-21T17:33:23Z
First Financial (FFBC) is an Incredible Growth Stock: 3 Reasons Why
Zacks âĸ 2026-05-19T16:45:03Z
Earnings Estimates Moving Higher for First Financial (FFBC): Time to Buy?
Zacks âĸ 2026-04-29T16:20:01Z
Sector Update: Financial Stocks Higher Late Afternoon
MT Newswires âĸ 2026-04-28T19:59:05ZCompared to Estimates, First Financial Corp. (THFF) Q1 Earnings: A Look at Key Metrics
Zacks âĸ 2026-04-28T15:00:02Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $261,840,000 | $217,758,000 | $209,964,000 | $211,758,000 |
| Operating Revenue | $261,840,000 | $217,758,000 | $209,964,000 | $211,758,000 |
| Expenses | ||||
| Interest Expense | $85,720,000 | $89,756,000 | $61,135,000 | $18,259,000 |
| General And Administrative Expense | $81,977,000 | $77,343,000 | $71,432,000 | $67,882,000 |
| Other Non Interest Expense | $43,494,000 | $39,867,000 | $35,373,000 | $35,986,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Net Interest Income | $219,868,000 | $174,986,000 | $167,262,000 | $165,042,000 |
| Interest Income | $305,588,000 | $264,742,000 | $228,397,000 | $183,301,000 |
| Normalized Income | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Net Income From Continuing And Discontinued Operation | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Net Income Common Stockholders | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Net Income | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Net Income Including Noncontrolling Interests | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Net Income Continuous Operations | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Pretax Income | $98,714,000 | $57,154,000 | $72,493,000 | $87,760,000 |
| Per Share | ||||
| Diluted EPS | $6.68 | $4.00 | $5.08 | $5.82 |
| Basic EPS | $6.68 | $4.00 | $5.08 | $5.82 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $12,220,000 | $9,946,000 | $6,530,000 | $6,111,000 |
| Diluted Average Shares | $11,852,000 | $11,812,000 | $11,937,000 | $12,211,000 |
| Basic Average Shares | $11,852,000 | $11,812,000 | $11,937,000 | $12,211,000 |
| Diluted NI Availto Com Stockholders | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Tax Provision | $19,506,000 | $9,879,000 | $11,821,000 | $16,651,000 |
| Gain On Sale Of Security | $-4,600,000 | $103,000 | $-1,000 | $3,000 |
| Selling General And Administration | $81,977,000 | $77,343,000 | $71,432,000 | $67,882,000 |
| Insurance And Claims | $2,845,000 | $2,788,000 | $2,907,000 | $2,327,000 |
| Salaries And Wages | $79,132,000 | $74,555,000 | $68,525,000 | $65,555,000 |
| Occupancy And Equipment | $29,455,000 | $27,228,000 | $23,371,000 | $22,155,000 |
Fetched: 2026-06-16
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $536,406,000 | $427,470,000 | $435,405,000 | $381,594,000 |
| Total Assets | $5,756,126,000 | $5,560,348,000 | $4,851,146,000 | $4,989,281,000 |
| Goodwill And Other Intangible Assets | $114,463,000 | $121,571,000 | $92,571,000 | $93,699,000 |
| Other Intangible Assets | $16,234,000 | $21,545,000 | $5,586,000 | $6,714,000 |
| Receivables | $27,762,000 | $26,934,000 | $24,877,000 | $21,288,000 |
| Accounts Receivable | $27,762,000 | $26,934,000 | $24,877,000 | $21,288,000 |
| Cash And Cash Equivalents | $130,369,000 | $93,526,000 | $76,759,000 | $222,517,000 |
| Cash Cash Equivalents And Federal Funds Sold | $149,380,000 | $111,901,000 | $92,405,000 | $247,269,000 |
| Debt | ||||
| Net Debt | $57,839,000 | - | $31,818,000 | - |
| Total Debt | $188,208,000 | $28,120,000 | $108,577,000 | $9,589,000 |
| Long Term Debt And Capital Lease Obligation | $188,208,000 | $28,120,000 | $108,577,000 | $9,589,000 |
| Long Term Debt | $188,208,000 | $28,120,000 | $108,577,000 | $9,589,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,105,257,000 | $5,011,307,000 | $4,323,170,000 | $4,513,988,000 |
| Equity | ||||
| Common Stock Equity | $650,869,000 | $549,041,000 | $527,976,000 | $475,293,000 |
| Total Equity Gross Minority Interest | $650,869,000 | $549,041,000 | $527,976,000 | $475,293,000 |
| Stockholders Equity | $650,869,000 | $549,041,000 | $527,976,000 | $475,293,000 |
| Gains Losses Not Affecting Retained Earnings | $-86,681,000 | $-132,285,000 | $-127,087,000 | $-139,974,000 |
| Other Equity Adjustments | $-86,681,000 | $-132,285,000 | $-127,087,000 | $-139,974,000 |
| Retained Earnings | $741,793,000 | $687,366,000 | $663,726,000 | $614,829,000 |
| Other | ||||
| Treasury Shares Number | $4,309,398 | $4,322,484 | $4,342,196 | $4,063,028 |
| Ordinary Shares Number | $11,880,759 | $11,842,539 | $11,795,024 | $12,051,964 |
| Share Issued | $16,190,157 | $16,165,023 | $16,137,220 | $16,114,992 |
| Tangible Book Value | $536,406,000 | $427,470,000 | $435,405,000 | $381,594,000 |
| Invested Capital | $839,077,000 | $577,161,000 | $636,553,000 | $484,882,000 |
| Total Capitalization | $839,077,000 | $577,161,000 | $636,553,000 | $484,882,000 |
| Treasury Stock | $153,706,000 | $153,985,000 | $154,829,000 | $144,759,000 |
| Additional Paid In Capital | $147,442,000 | $145,927,000 | $144,152,000 | $143,185,000 |
| Capital Stock | $2,021,000 | $2,018,000 | $2,014,000 | $2,012,000 |
| Common Stock | $2,021,000 | $2,018,000 | $2,014,000 | $2,012,000 |
| Investments And Advances | $1,149,526,000 | $1,195,990,000 | $1,259,137,000 | $1,330,481,000 |
| Available For Sale Securities | $454,571,000 | $469,848,000 | - | - |
| Goodwill | $98,229,000 | $100,026,000 | $86,985,000 | $86,985,000 |
| Net PPE | $78,582,000 | $81,508,000 | $67,286,000 | $66,147,000 |
| Accumulated Depreciation | $-67,769,000 | $-65,206,000 | $-70,460,000 | $-68,720,000 |
| Gross PPE | $146,351,000 | $146,714,000 | $137,746,000 | $134,867,000 |
| Machinery Furniture Equipment | $48,325,000 | $48,919,000 | $52,201,000 | $46,669,000 |
| Buildings And Improvements | $77,577,000 | $77,248,000 | $68,166,000 | $70,310,000 |
| Land And Improvements | $20,449,000 | $20,547,000 | $17,379,000 | $17,888,000 |
| Other Short Term Investments | $694,955,000 | $1,195,990,000 | $1,259,137,000 | $1,330,481,000 |
| Capital Lease Obligations | - | - | - | - |
| Long Term Capital Lease Obligation | - | - | - | - |
| Other Properties | - | - | - | - |
Fetched: 2026-06-16
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $86,422,000 | $54,258,000 | $79,549,000 | $77,361,000 |
| Operating Activities | ||||
| Operating Cash Flow | $90,405,000 | $60,366,000 | $86,090,000 | $78,787,000 |
| Cash Flow From Continuing Operating Activities | $90,405,000 | $60,366,000 | $86,090,000 | $78,787,000 |
| Operating Gains Losses | $3,147,000 | $-1,256,000 | $-965,000 | $-1,997,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,983,000 | $-6,108,000 | $-6,541,000 | $-1,426,000 |
| Investing Cash Flow | $-126,157,000 | $-66,119,000 | $-22,098,000 | $-433,689,000 |
| Cash Flow From Continuing Investing Activities | $-126,157,000 | $-66,119,000 | $-22,098,000 | $-433,689,000 |
| Net Other Investing Changes | $-466,000 | $-1,075,000 | $301,000 | $1,108,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-795,000 | $-376,000 | $-11,514,000 | $-27,701,000 |
| Financing Cash Flow | $72,595,000 | $22,520,000 | $-209,750,000 | $-110,608,000 |
| Cash Flow From Continuing Financing Activities | $72,595,000 | $22,520,000 | $-209,750,000 | $-110,608,000 |
| Cash Dividends Paid | $-24,164,000 | $-21,248,000 | $-15,383,000 | $-14,459,000 |
| Common Stock Dividend Paid | $-24,164,000 | $-21,248,000 | $-15,383,000 | $-14,459,000 |
| Net Common Stock Issuance | $-795,000 | $-376,000 | $-11,514,000 | $-27,701,000 |
| Other | ||||
| Repayment Of Debt | $-2,690,072,000 | $-1,607,254,000 | $-1,981,000,000 | $-6,402,000 |
| Issuance Of Debt | $2,850,000,000 | $1,525,000,000 | $2,080,000,000 | $0 |
| Interest Paid Supplemental Data | $86,436,000 | $88,545,000 | $59,031,000 | $18,463,000 |
| Income Tax Paid Supplemental Data | $13,130,000 | $10,480,000 | $11,350,000 | $13,525,000 |
| End Cash Position | $130,369,000 | $93,526,000 | $76,759,000 | $222,517,000 |
| Beginning Cash Position | $93,526,000 | $76,759,000 | $222,517,000 | $688,027,000 |
| Changes In Cash | $36,843,000 | $16,767,000 | $-145,758,000 | $-465,510,000 |
| Common Stock Payments | $-795,000 | $-376,000 | $-11,514,000 | $-27,701,000 |
| Net Issuance Payments Of Debt | $265,339,000 | $37,582,000 | $95,346,000 | $-28,901,000 |
| Net Short Term Debt Issuance | $105,411,000 | $119,836,000 | $-3,654,000 | $-22,499,000 |
| Net Long Term Debt Issuance | $159,928,000 | $-82,254,000 | $99,000,000 | $-6,402,000 |
| Long Term Debt Payments | $-2,690,072,000 | $-1,607,254,000 | $-1,981,000,000 | $-6,402,000 |
| Long Term Debt Issuance | $2,850,000,000 | $1,525,000,000 | $2,080,000,000 | $0 |
| Net Investment Purchase And Sale | $95,553,000 | $123,594,000 | $81,081,000 | $-165,604,000 |
| Sale Of Investment | $205,053,000 | $163,692,000 | $111,541,000 | $179,597,000 |
| Purchase Of Investment | $-109,500,000 | $-40,098,000 | $-30,460,000 | $-345,201,000 |
| Net Business Purchase And Sale | $0 | $28,152,000 | $0 | $0 |
| Sale Of Business | $0 | $28,152,000 | $0 | - |
| Net PPE Purchase And Sale | $-3,983,000 | $-6,108,000 | $-6,541,000 | $-1,426,000 |
| Purchase Of PPE | $-3,983,000 | $-6,108,000 | $-6,541,000 | $-1,426,000 |
| Change In Working Capital | $-828,000 | $-2,057,000 | $-3,589,000 | $-4,342,000 |
| Change In Receivables | $-828,000 | $-2,057,000 | $-3,589,000 | $-4,342,000 |
| Changes In Account Receivables | $-828,000 | $-2,057,000 | $-3,589,000 | $-4,342,000 |
| Other Non Cash Items | $-17,247,000 | $-20,547,000 | $9,149,000 | $4,254,000 |
| Stock Based Compensation | $2,592,000 | $2,999,000 | $2,413,000 | $2,276,000 |
| Deferred Tax | $-786,000 | $3,280,000 | $-472,000 | $-3,150,000 |
| Deferred Income Tax | $-786,000 | $3,280,000 | $-472,000 | $-3,150,000 |
| Depreciation Amortization Depletion | $12,220,000 | $9,946,000 | $6,530,000 | $6,111,000 |
| Depreciation And Amortization | $12,220,000 | $9,946,000 | $6,530,000 | $6,111,000 |
| Gain Loss On Investment Securities | $4,600,000 | $-103,000 | $1,000 | $-3,000 |
| Net Income From Continuing Operations | $79,208,000 | $47,275,000 | $60,672,000 | $71,109,000 |
| Amortization Of Securities | - | - | - | - |
Fetched: 2026-06-16