UFCS
United Fire Group, Inc.
Price Chart
Latest Quote
$47.98
-0.26 (-0.54%)
Current Price
| Previous Close | $48.24 |
| Open | $48.00 |
| Day High | $48.68 |
| Day Low | $47.62 |
| Volume | 107,378 |
Stock Information
| Shares Outstanding | 25.66M |
| Total Debt | $146.27M |
| Cash Equivalents | $162.03M |
| Revenue | $1.42B |
| Net Income | $130.54M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $1.23B |
| P/E Ratio | 9.67 |
| EPS (TTM) | $4.96 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.22B |
| Sales | $1.42B |
| Income | $130.54M |
| Book/sh | $36.88 |
| Cash/sh | $6.32 |
| Employees | 846 |
Financial Ratios
| Quick Ratio | 0.25 |
| Current Ratio | 0.35 |
| Debt/Eq | 15.39 |
| EPS Growth TTM | 69.80% |
Returns & Margins
| ROA | 2.96% |
| ROE | 14.77% |
| Gross Margin | 12.36% |
| Operating Margin | 11.15% |
| Profit Margin | 9.16% |
Ownership
| Insider Ownership | 17.30% |
| Institutional Ownership | 68.72% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.59 |
| PEG | 1.41 |
| P/S | 0.86 |
| P/B | 1.30 |
Analyst Data
| Recommendation | none |
| Target Price | $51.00 |
Technical Indicators
| SMA20 | $46.08 |
| SMA50 | $43.79 |
| SMA200 | $36.99 |
| RSI | 70.73 |
| ATR | 1.3002 |
| Shares Float | 22.16M |
| Short Float | 1.53% |
| Short Ratio | 2.01 |
| Volatility | 0.53 |
| Rel Volume | 0.89 |
Performance History
| Week | +0.50% |
| Month | -2.03% |
| Quarter | +31.05% |
| 6 Months | +30.59% |
| YTD | +35.47% |
| Year | +72.03% |
| 3 Years | +121.97% |
| 5 Years | +84.65% |
| 10 Years | +56.73% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $47.98 | 107,378 |
| 2026-06-16 | $48.24 | 97,100 |
| 2026-06-15 | $47.91 | 130,700 |
| 2026-06-12 | $48.44 | 86,700 |
| 2026-06-11 | $47.72 | 84,200 |
| 2026-06-10 | $47.74 | 130,700 |
| 2026-06-09 | $46.32 | 149,400 |
| 2026-06-08 | $45.24 | 129,000 |
| 2026-06-05 | $45.23 | 127,600 |
| 2026-06-04 | $43.59 | 137,100 |
| 2026-06-03 | $42.98 | 192,000 |
| 2026-06-02 | $43.50 | 101,300 |
| 2026-06-01 | $43.50 | 118,700 |
| 2026-05-29 | $44.13 | 103,300 |
| 2026-05-28 | $44.58 | 136,700 |
| 2026-05-27 | $44.83 | 88,200 |
| 2026-05-26 | $46.99 | 99,400 |
| 2026-05-22 | $46.95 | 175,900 |
| 2026-05-21 | $47.91 | 134,900 |
| 2026-05-20 | $47.82 | 90,600 |
| 2026-05-19 | $48.10 | 116,400 |
| 2026-05-18 | $48.98 | 146,000 |
About United Fire Group, Inc.
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing. The company also offers marine specialty, professional liability, and earthquake coverages; specialty and surplus lines coverage; and reinsurance coverage for property and casualty insurance. It sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.
đ° Latest News
Are Investors Undervaluing United Fire Group (UFCS) Right Now?
Zacks âĸ 2026-06-15T13:40:03Z
UVE Outperforms Industry in a Year: Time to Add It for Better Returns?
Zacks âĸ 2026-06-02T15:24:00Z
Is It Smart To Buy United Fire Group, Inc. (NASDAQ:UFCS) Before It Goes Ex-Dividend?
Simply Wall St. âĸ 2026-05-31T12:26:39Z
Is United Fire Group (UFCS) Stock Undervalued Right Now?
Zacks âĸ 2026-05-28T13:40:03Z
3 P&C Insurance Stocks That Have Outperformed the S&P 500 in a Year
Zacks âĸ 2026-05-25T15:12:00Z
Should Value Investors Buy United Fire Group (UFCS) Stock?
Zacks âĸ 2026-05-12T13:40:03Z
United Fire Group, Inc (UFCS) Hits Fresh High: Is There Still Room to Run?
Zacks âĸ 2026-05-11T13:15:03Z
Undiscovered Gems in the US Market for May 2026
Simply Wall St. âĸ 2026-05-07T11:33:12Z
United Fire Group Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-07T08:18:17Z
United Fire Group (UFCS) Surpasses Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-05-05T22:05:20Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,387,894,000 | $1,251,860,000 | $1,098,331,000 | $988,216,000 |
| Operating Revenue | $1,387,894,000 | $1,251,860,000 | $1,098,331,000 | $988,216,000 |
| Expenses | ||||
| Interest Expense | $11,267,000 | $7,281,000 | $3,260,000 | $3,188,000 |
| Total Expenses | $1,239,958,000 | $1,174,826,000 | $1,138,052,000 | $976,139,000 |
| Net Non Operating Interest Income Expense | $-11,267,000 | $-7,281,000 | $-3,260,000 | $-3,188,000 |
| Interest Expense Non Operating | $11,267,000 | $7,281,000 | $3,260,000 | $3,188,000 |
| Other Operating Expenses | $875,000 | $2,107,000 | $1,723,000 | $-524,000 |
| Loss Adjustment Expense | $764,402,000 | $744,605,000 | $769,414,000 | $637,301,000 |
| Other Income Expense | - | - | - | $-295,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Net Interest Income | $-11,267,000 | $-7,281,000 | $-3,260,000 | $-3,188,000 |
| Interest Income | $106,676,000 | $86,481,000 | $67,809,000 | $61,598,000 |
| Normalized Income | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Net Income From Continuing And Discontinued Operation | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Net Income Common Stockholders | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Net Income | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Net Income Including Noncontrolling Interests | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Net Income Continuous Operations | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Pretax Income | $147,936,000 | $77,034,000 | $-39,721,000 | $12,077,000 |
| Special Income Charges | - | - | - | $0 |
| Per Share | ||||
| Diluted EPS | $4.48 | $2.39 | $-1.18 | $0.59 |
| Basic EPS | $4.63 | $2.44 | $-1.18 | $0.60 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $10,770,000 | $10,904,000 | $10,508,000 | $7,670,000 |
| EBIT | $159,203,000 | $84,315,000 | $-36,461,000 | $15,265,000 |
| Diluted Average Shares | $26,381,920 | $25,923,431 | $25,269,842 | $25,476,271 |
| Basic Average Shares | $25,522,051 | $25,378,291 | $25,269,842 | $25,210,541 |
| Diluted NI Availto Com Stockholders | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Tax Provision | $29,745,000 | $15,077,000 | $-10,021,000 | $-2,954,000 |
| Net Policyholder Benefits And Claims | $764,402,000 | $744,605,000 | $769,414,000 | $637,301,000 |
| Policyholder Benefits Gross | $839,637,000 | $796,432,000 | $866,017,000 | - |
| Policyholder Benefits Ceded | $75,235,000 | $51,827,000 | $96,603,000 | - |
| Total Unusual Items | - | - | - | $0 |
| Total Unusual Items Excluding Goodwill | - | - | - | $0 |
| Impairment Of Capital Assets | - | - | - | $0 |
Fetched: 2026-06-12
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $937,973,000 | $777,625,000 | $729,130,000 | $734,790,000 |
| Total Assets | $3,840,789,000 | $3,488,469,000 | $3,144,190,000 | $2,882,286,000 |
| Goodwill And Other Intangible Assets | $3,197,000 | $3,906,000 | $4,615,000 | $5,324,000 |
| Other Intangible Assets | $3,197,000 | $3,906,000 | $4,615,000 | $5,324,000 |
| Prepaid Assets | $32,357,000 | $44,892,000 | $27,682,000 | $11,300,000 |
| Receivables | $736,960,000 | $695,810,000 | $709,523,000 | $568,100,000 |
| Taxes Receivable | $532,000 | $14,181,000 | $21,463,000 | $31,418,000 |
| Accounts Receivable | $736,428,000 | $681,629,000 | $688,060,000 | $536,682,000 |
| Cash Cash Equivalents And Short Term Investments | $1,274,365,000 | $2,069,380,000 | $1,788,648,000 | $96,925,000 |
| Cash And Cash Equivalents | $156,332,000 | $200,949,000 | $102,046,000 | $96,650,000 |
| Debt | ||||
| Total Debt | $146,200,000 | $117,059,000 | $50,000,000 | $50,000,000 |
| Long Term Debt And Capital Lease Obligation | $146,200,000 | $117,059,000 | $50,000,000 | $50,000,000 |
| Long Term Debt | $146,200,000 | $117,059,000 | $50,000,000 | $50,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,899,619,000 | $2,706,938,000 | $2,410,445,000 | $2,142,172,000 |
| Payables And Accrued Expenses | - | - | - | $120,510,000 |
| Non Current Deferred Liabilities | - | - | - | - |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $941,170,000 | $781,531,000 | $733,745,000 | $740,114,000 |
| Total Equity Gross Minority Interest | $941,170,000 | $781,531,000 | $733,745,000 | $740,114,000 |
| Stockholders Equity | $941,170,000 | $781,531,000 | $733,745,000 | $740,114,000 |
| Gains Losses Not Affecting Retained Earnings | $-5,063,000 | $-54,781,000 | $-50,957,000 | $-87,496,000 |
| Other Equity Adjustments | $-5,063,000 | $-54,781,000 | $-50,957,000 | $-87,496,000 |
| Retained Earnings | $722,321,000 | $620,436,000 | $574,691,000 | $620,555,000 |
| Other | ||||
| Ordinary Shares Number | $25,522,051 | $25,378,291 | $25,269,842 | $25,210,541 |
| Share Issued | $25,522,051 | $25,378,291 | $25,269,842 | $25,210,541 |
| Tangible Book Value | $937,973,000 | $777,625,000 | $729,130,000 | $734,790,000 |
| Invested Capital | $1,087,370,000 | $898,590,000 | $783,745,000 | $790,114,000 |
| Total Capitalization | $1,087,370,000 | $898,590,000 | $783,745,000 | $790,114,000 |
| Additional Paid In Capital | $223,887,000 | $215,851,000 | $209,986,000 | $207,030,000 |
| Capital Stock | $25,000 | $25,000 | $25,000 | $25,000 |
| Common Stock | $25,000 | $25,000 | $25,000 | $25,000 |
| Investments And Advances | $2,205,350,000 | $1,868,431,000 | $1,741,621,000 | $1,720,717,000 |
| Net PPE | $132,631,000 | $136,021,000 | $134,247,000 | $133,113,000 |
| Other Short Term Investments | $1,118,033,000 | $1,868,431,000 | $1,686,602,000 | $275,000 |
| Current Accrued Expenses | - | - | - | $120,510,000 |
Fetched: 2026-06-12
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $263,297,000 | $328,434,000 | $160,850,000 | $-3,388,000 |
| Operating Activities | ||||
| Operating Cash Flow | $269,743,000 | $340,304,000 | $171,736,000 | $-1,251,000 |
| Cash Flow From Continuing Operating Activities | $269,743,000 | $340,304,000 | $171,736,000 | $-1,251,000 |
| Operating Gains Losses | $4,281,000 | $62,282,000 | $114,533,000 | $45,347,000 |
| Investing Activities | ||||
| Capital Expenditure | $-6,446,000 | $-11,870,000 | $-10,886,000 | $-2,137,000 |
| Investing Cash Flow | $-325,963,000 | $-292,487,000 | $-149,886,000 | $-19,171,000 |
| Cash Flow From Continuing Investing Activities | $-325,963,000 | $-292,487,000 | $-149,886,000 | $-19,171,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-993,000 | - | $-290,000 | $0 |
| Financing Cash Flow | $11,603,000 | $51,086,000 | $-16,454,000 | $-15,032,000 |
| Cash Flow From Continuing Financing Activities | $11,603,000 | $51,086,000 | $-16,454,000 | $-15,032,000 |
| Net Other Financing Charges | $-1,098,000 | $-3,050,000 | - | - |
| Cash Dividends Paid | $-16,306,000 | $-16,212,000 | $-16,164,000 | $-15,860,000 |
| Common Stock Dividend Paid | $-16,306,000 | $-16,212,000 | $-16,164,000 | $-15,860,000 |
| Net Common Stock Issuance | $-993,000 | $348,000 | $-290,000 | $828,000 |
| Issuance Of Capital Stock | - | $348,000 | - | $828,000 |
| Common Stock Issuance | - | $348,000 | - | $828,000 |
| Other | ||||
| Issuance Of Debt | $30,000,000 | $70,000,000 | $0 | $0 |
| Interest Paid Supplemental Data | $11,267,000 | $7,172,000 | $3,260,000 | $3,188,000 |
| Income Tax Paid Supplemental Data | $23,551,000 | $16,112,000 | $1,348,000 | $21,548,000 |
| End Cash Position | $156,332,000 | $200,949,000 | $102,046,000 | $96,650,000 |
| Beginning Cash Position | $200,949,000 | $102,046,000 | $96,650,000 | $132,104,000 |
| Changes In Cash | $-44,617,000 | $98,903,000 | $5,396,000 | $-35,454,000 |
| Common Stock Payments | $-993,000 | - | $-290,000 | $0 |
| Net Issuance Payments Of Debt | $30,000,000 | $70,000,000 | $0 | $0 |
| Net Long Term Debt Issuance | $30,000,000 | $70,000,000 | - | - |
| Long Term Debt Issuance | $30,000,000 | $70,000,000 | $0 | $0 |
| Net Investment Purchase And Sale | $-319,517,000 | $-280,617,000 | $-130,863,000 | $-16,931,000 |
| Sale Of Investment | $394,451,000 | $679,957,000 | $162,084,000 | $280,417,000 |
| Purchase Of Investment | $-713,968,000 | $-960,574,000 | $-292,947,000 | $-297,348,000 |
| Net PPE Purchase And Sale | $-6,446,000 | $-11,870,000 | $-10,886,000 | $-2,137,000 |
| Change In Working Capital | $131,575,000 | $203,505,000 | $74,365,000 | $-77,195,000 |
| Change In Other Working Capital | $3,821,000 | $-1,691,000 | $2,901,000 | $7,276,000 |
| Change In Other Current Assets | $5,099,000 | $-2,277,000 | $-34,403,000 | $-8,136,000 |
| Change In Payables And Accrued Expense | $-2,128,000 | $1,432,000 | $70,956,000 | $12,972,000 |
| Change In Accrued Expense | $-2,128,000 | $1,432,000 | $70,956,000 | $12,972,000 |
| Change In Prepaid Assets | $12,535,000 | $-17,210,000 | $-16,382,000 | $-1,972,000 |
| Change In Receivables | $-41,150,000 | $13,713,000 | $-141,423,000 | $-91,136,000 |
| Changes In Account Receivables | $-54,799,000 | $6,431,000 | $-151,378,000 | $-92,096,000 |
| Stock Based Compensation | $9,029,000 | $5,517,000 | $3,246,000 | $2,826,000 |
| Amortization Of Securities | $1,550,000 | $4,531,000 | $7,092,000 | $9,000,000 |
| Deferred Tax | $-5,653,000 | $-8,392,000 | $-8,308,000 | $-3,930,000 |
| Deferred Income Tax | $-5,653,000 | $-8,392,000 | $-8,308,000 | $-3,930,000 |
| Depreciation And Amortization | $10,770,000 | $10,904,000 | $10,508,000 | $7,670,000 |
| Gain Loss On Investment Securities | $4,281,000 | $62,282,000 | $114,533,000 | $45,347,000 |
| Net Income From Continuing Operations | $118,191,000 | $61,957,000 | $-29,700,000 | $15,031,000 |
| Amortization Cash Flow | - | - | $709,000 | $709,000 |
| Amortization Of Intangibles | - | - | $709,000 | $709,000 |
| Depreciation | - | - | $9,799,000 | $6,961,000 |
| Asset Impairment Charge | - | - | - | $0 |
| Purchase Of PPE | - | - | - | - |
Fetched: 2026-06-12