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UNM

Unum Group

Price Chart
Latest Quote

$91.62

-0.68 (-0.74%)
Current Price
Previous Close $92.30
Open $91.96
Day High $92.69
Day Low $91.26
Volume 941,834
Fetched: 2026-06-17T22:13:40
Stock Information
Quarterly Dividend / Yield $1.84 / 1.99%
Shares Outstanding 159.78M
Quarterly Dividend Yield 1.99%
Quarterly Dividend $1.84
Total Debt $4.02B
Cash Equivalents $2.25B
Revenue $13.34B
Net Income $781.40M
Sector Financial Services
Industry Insurance - Life
Market Cap $14.64B
P/E Ratio 19.83
EPS (TTM) $4.62
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$16.52B
Sales$13.34B
Income$781.40M
Book/sh$67.11
Cash/sh$14.07
Employees11K
Financial Ratios
Quick Ratio4.50
Current Ratio18.37
Debt/Eq36.93
EPS Growth TTM22.70%
Returns & Margins
ROA1.20%
ROE7.07%
Gross Margin29.53%
Operating Margin10.60%
Profit Margin5.86%
Ownership
Insider Ownership0.98%
Institutional Ownership90.55%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E9.40
PEG1.03
P/S1.10
P/B1.37
Analyst Data
Recommendationbuy
Target Price$97.62
Technical Indicators
SMA20$86.75
SMA50$82.28
SMA200$76.53
RSI83.54
ATR1.8343
Shares Float143.36M
Short Float2.67%
Short Ratio2.65
Volatility0.25
Rel Volume0.75
Performance History
Week+1.04%
Month+10.69%
Quarter+24.14%
6 Months+20.25%
YTD+20.06%
Year+18.98%
3 Years+117.23%
5 Years+253.18%
10 Years+271.82%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-17 $91.62 941,834
2026-06-16 $92.30 1,362,500
2026-06-15 $91.82 1,291,900
2026-06-12 $92.73 1,789,500
2026-06-11 $91.71 1,462,900
2026-06-10 $90.68 2,085,000
2026-06-09 $88.00 1,711,600
2026-06-08 $87.02 1,423,100
2026-06-05 $86.84 1,169,300
2026-06-04 $84.91 963,300
2026-06-03 $83.51 867,900
2026-06-02 $84.17 1,046,200
2026-06-01 $83.43 1,039,600
2026-05-29 $83.23 1,589,600
2026-05-28 $82.45 973,500
2026-05-27 $83.41 1,192,600
2026-05-26 $84.42 889,300
2026-05-22 $84.52 913,400
2026-05-21 $84.49 1,389,000
2026-05-20 $83.83 1,108,200
2026-05-19 $82.23 984,600
2026-05-18 $82.77 1,121,600
About Unum Group

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $12,984,100,000 $12,790,100,000 $12,308,700,000 $11,875,000,000
Operating Revenue $12,984,100,000 $12,790,100,000 $12,308,700,000 $11,875,000,000
Expenses
Interest Expense $208,800,000 $201,100,000 $194,800,000 $188,500,000
Total Expenses $12,050,600,000 $10,538,800,000 $10,668,600,000 $10,125,000,000
Other Income Expense $318,400,000 $294,500,000 $279,200,000 $261,100,000
Net Non Operating Interest Income Expense $-208,800,000 $-201,100,000 $-194,800,000 $-188,500,000
Interest Expense Non Operating $208,800,000 $201,100,000 $194,800,000 $188,500,000
Other Operating Expenses $1,498,800,000 $1,228,600,000 $1,112,900,000 $1,007,700,000
General And Administrative Expense $1,183,600,000 $1,166,200,000 $1,162,600,000 $1,089,500,000
Loss Adjustment Expense $8,065,300,000 $6,917,900,000 $7,257,100,000 $6,994,600,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Net Interest Income $-208,800,000 $-201,100,000 $-194,800,000 $-188,500,000
Normalized Income $738,500,000 $1,779,100,000 $1,283,800,000 $1,410,576,800
Net Income From Continuing And Discontinued Operation $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Net Income Common Stockholders $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Net Income $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Net Income Including Noncontrolling Interests $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Net Income Continuous Operations $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Pretax Income $933,500,000 $2,251,300,000 $1,640,100,000 $1,750,000,000
Special Income Charges - $0 $0 $-4,200,000
Per Share
Diluted EPS $4.27 $9.46 $6.50 $6.50
Basic EPS $4.28 $9.49 $6.53 $6.55
Other
Tax Effect Of Unusual Items $0 $0 $0 $-823,200
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $123,000,000 $116,100,000 $108,800,000 $110,500,000
EBIT $1,142,300,000 $2,452,400,000 $1,834,900,000 $1,938,500,000
Diluted Average Shares $172,921,600 $188,069,200 $197,602,000 $202,109,400
Basic Average Shares $172,511,500 $187,497,700 $196,659,700 $200,647,200
Diluted NI Availto Com Stockholders $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Tax Provision $195,000,000 $472,200,000 $356,300,000 $342,800,000
Selling General And Administration $1,183,600,000 $1,166,200,000 $1,162,600,000 $1,089,500,000
Salaries And Wages $1,183,600,000 $1,166,200,000 $1,162,600,000 $1,089,500,000
Net Policyholder Benefits And Claims $8,065,300,000 $6,917,900,000 $7,257,100,000 $6,994,600,000
Policyholder Benefits Gross $9,023,100,000 $7,635,800,000 $8,091,200,000 $8,004,300,000
Policyholder Benefits Ceded $957,800,000 $717,900,000 $834,100,000 $1,009,700,000
Total Unusual Items - $0 $0 $-4,200,000
Total Unusual Items Excluding Goodwill - $0 $0 $-4,200,000
Write Off - $2,500,000 $0 $0
Other Special Charges - - - $4,200,000
Fetched: 2026-06-14
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $10,708,300,000 $10,556,900,000 $9,237,600,000 $8,324,500,000
Total Assets $63,519,400,000 $61,959,300,000 $63,255,200,000 $61,148,500,000
Goodwill And Other Intangible Assets $410,800,000 $404,200,000 $413,800,000 $410,500,000
Other Intangible Assets $56,900,000 $55,100,000 $63,900,000 $62,900,000
Receivables $13,004,400,000 $9,755,400,000 $10,652,100,000 $11,090,100,000
Accounts Receivable $13,004,400,000 $9,755,400,000 $10,652,100,000 $11,090,100,000
Cash Cash Equivalents And Short Term Investments $36,231,000,000 $38,333,000,000 $38,590,600,000 $36,354,800,000
Cash And Cash Equivalents $158,200,000 $162,800,000 $146,000,000 $119,200,000
Taxes Receivable - - - -
Debt
Net Debt $3,609,400,000 $3,577,000,000 $3,284,400,000 $3,310,600,000
Total Debt $3,767,600,000 $3,739,800,000 $3,430,400,000 $3,429,800,000
Long Term Debt And Capital Lease Obligation $3,767,600,000 $3,465,200,000 $3,430,400,000 $3,427,800,000
Long Term Debt $3,767,600,000 $3,465,200,000 $3,430,400,000 $3,427,800,000
Current Debt And Capital Lease Obligation $0 $274,600,000 $0 $2,000,000
Current Debt $0 $274,600,000 $0 $2,000,000
Liabilities
Total Liabilities Net Minority Interest $52,400,300,000 $50,998,200,000 $53,603,800,000 $52,413,500,000
Non Current Deferred Liabilities $38,800,000 $31,000,000 $27,000,000 $25,200,000
Non Current Deferred Taxes Liabilities $38,800,000 $31,000,000 $27,000,000 $25,200,000
Current Notes Payable $0 $274,600,000 $0 $2,000,000
Payables And Accrued Expenses $52,200,000 $226,500,000 $190,000,000 $190,900,000
Payables $52,200,000 $226,500,000 $190,000,000 $190,900,000
Total Tax Payable $52,200,000 $226,500,000 $190,000,000 $190,900,000
Income Tax Payable $52,200,000 $226,500,000 $190,000,000 $190,900,000
Equity
Common Stock Equity $11,119,100,000 $10,961,100,000 $9,651,400,000 $8,735,000,000
Total Equity Gross Minority Interest $11,119,100,000 $10,961,100,000 $9,651,400,000 $8,735,000,000
Stockholders Equity $11,119,100,000 $10,961,100,000 $9,651,400,000 $8,735,000,000
Gains Losses Not Affecting Retained Earnings $-1,808,500,000 $-2,523,700,000 $-3,308,000,000 $-3,448,300,000
Other Equity Adjustments $-1,808,500,000 $-2,523,700,000 $-3,308,000,000 $-3,448,300,000
Retained Earnings $13,345,300,000 $12,914,000,000 $11,431,500,000 $13,141,300,000
Other
Treasury Shares Number $30,500,524 $16,871,752 $1,216,528 $110,551,977
Ordinary Shares Number $165,694,417 $178,588,971 $193,372,097 $197,754,513
Share Issued $196,194,941 $195,460,723 $194,588,625 $308,306,490
Tangible Book Value $10,708,300,000 $10,556,900,000 $9,237,600,000 $8,324,500,000
Invested Capital $14,886,700,000 $14,700,900,000 $13,081,800,000 $12,164,800,000
Total Capitalization $14,886,700,000 $14,426,300,000 $13,081,800,000 $12,162,800,000
Treasury Stock $2,030,300,000 $938,300,000 $39,300,000 $3,429,800,000
Additional Paid In Capital $1,593,000,000 $1,489,600,000 $1,547,800,000 $2,441,000,000
Capital Stock $19,600,000 $19,500,000 $19,400,000 $30,800,000
Common Stock $19,600,000 $19,500,000 $19,400,000 $30,800,000
Investments And Advances $36,072,800,000 $38,170,200,000 $38,444,600,000 $36,235,600,000
Goodwill $353,900,000 $349,100,000 $349,900,000 $347,600,000
Net PPE $503,700,000 $487,600,000 $485,300,000 $451,700,000
Other Short Term Investments $36,072,800,000 $38,170,200,000 $38,444,600,000 $36,235,600,000
Fetched: 2026-06-14
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $555,400,000 $1,387,500,000 $1,068,000,000 $1,316,500,000
Operating Activities
Operating Cash Flow $687,700,000 $1,513,200,000 $1,202,800,000 $1,418,700,000
Cash Flow From Continuing Operating Activities $687,700,000 $1,513,200,000 $1,202,800,000 $1,418,700,000
Operating Gains Losses $-12,100,000 $-206,400,000 $-195,600,000 $-218,100,000
Investing Activities
Capital Expenditure $-132,300,000 $-125,700,000 $-134,800,000 $-102,200,000
Investing Cash Flow $548,900,000 $-344,400,000 $-725,900,000 $-955,900,000
Cash Flow From Continuing Investing Activities $548,900,000 $-344,400,000 $-725,900,000 $-955,900,000
Net Other Investing Changes $330,900,000 $251,800,000 $-98,300,000 $-50,800,000
Financing Activities
Repurchase Of Capital Stock $-1,010,300,000 $-972,900,000 $-250,100,000 $-200,100,000
Issuance Of Capital Stock $5,100,000 $6,000,000 $5,200,000 $4,000,000
Financing Cash Flow $-1,241,200,000 $-1,152,000,000 $-450,100,000 $-418,600,000
Cash Flow From Continuing Financing Activities $-1,241,200,000 $-1,152,000,000 $-450,100,000 $-418,600,000
Net Other Financing Charges $49,200,000 $69,800,000 $73,900,000 $46,500,000
Cash Dividends Paid $-306,200,000 $-296,500,000 $-277,100,000 $-254,200,000
Common Stock Dividend Paid $-306,200,000 $-296,500,000 $-277,100,000 $-254,200,000
Net Common Stock Issuance $-1,005,200,000 $-966,900,000 $-244,900,000 $-196,100,000
Common Stock Issuance $5,100,000 $6,000,000 $5,200,000 $4,000,000
Other
Repayment Of Debt $-275,000,000 $-350,000,000 $-2,000,000 $-364,000,000
Issuance Of Debt $296,000,000 $391,600,000 $0 $349,200,000
End Cash Position $158,200,000 $162,800,000 $146,000,000 $119,200,000
Beginning Cash Position $162,800,000 $146,000,000 $119,200,000 $75,000,000
Changes In Cash $-4,600,000 $16,800,000 $26,800,000 $44,200,000
Common Stock Payments $-1,010,300,000 $-972,900,000 $-250,100,000 $-200,100,000
Net Issuance Payments Of Debt $21,000,000 $41,600,000 $-2,000,000 $-14,800,000
Net Short Term Debt Issuance $-275,000,000 $0 $-2,000,000 $0
Short Term Debt Payments $-275,000,000 $0 $-2,000,000 $0
Net Long Term Debt Issuance $296,000,000 $41,600,000 - $-14,800,000
Long Term Debt Payments $0 $-350,000,000 $0 $-364,000,000
Long Term Debt Issuance $296,000,000 $391,600,000 $0 $349,200,000
Net Investment Purchase And Sale $350,300,000 $-470,500,000 $-492,800,000 $-802,900,000
Sale Of Investment $3,460,800,000 $2,692,400,000 $3,000,800,000 $2,537,900,000
Purchase Of Investment $-3,110,500,000 $-3,162,900,000 $-3,493,600,000 $-3,340,800,000
Net PPE Purchase And Sale $-132,300,000 $-125,700,000 $-134,800,000 $-102,200,000
Purchase Of PPE $-132,300,000 $-125,700,000 $-134,800,000 $-102,200,000
Change In Working Capital $661,700,000 $-222,200,000 $-20,400,000 $64,900,000
Change In Payables And Accrued Expense $-135,000,000 $65,300,000 $-159,100,000 $-145,200,000
Change In Accrued Expense $-112,400,000 $-32,300,000 $-74,800,000 $-113,900,000
Change In Payable $-22,600,000 $97,600,000 $-84,300,000 $-31,300,000
Change In Tax Payable $-22,600,000 $97,600,000 $-84,300,000 $-31,300,000
Change In Income Tax Payable $-22,600,000 $97,600,000 $-84,300,000 $-31,300,000
Change In Receivables $529,400,000 $623,900,000 $602,700,000 $590,600,000
Other Non Cash Items $-820,000,000 $63,400,000 $38,000,000 $73,000,000
Depreciation And Amortization $123,000,000 $116,100,000 $108,800,000 $110,500,000
Depreciation $123,000,000 $116,100,000 $108,800,000 $110,500,000
Pension And Employee Benefit Expense $103,800,000 $0 $0 -
Gain Loss On Investment Securities $-110,500,000 $-210,900,000 $-193,600,000 $-221,900,000
Net Foreign Currency Exchange Gain Loss $-5,400,000 $4,500,000 $-2,000,000 $3,800,000
Net Income From Continuing Operations $738,500,000 $1,779,100,000 $1,283,800,000 $1,407,200,000
Change In Other Working Capital - - $-84,300,000 $-31,300,000
Fetched: 2026-06-14