UNM
Unum Group
Price Chart
Latest Quote
$91.62
| Previous Close | $92.30 |
| Open | $91.96 |
| Day High | $92.69 |
| Day Low | $91.26 |
| Volume | 941,834 |
Stock Information
| Quarterly Dividend / Yield | $1.84 / 1.99% |
| Shares Outstanding | 159.78M |
| Quarterly Dividend Yield | 1.99% |
| Quarterly Dividend | $1.84 |
| Total Debt | $4.02B |
| Cash Equivalents | $2.25B |
| Revenue | $13.34B |
| Net Income | $781.40M |
| Sector | Financial Services |
| Industry | Insurance - Life |
| Market Cap | $14.64B |
| P/E Ratio | 19.83 |
| EPS (TTM) | $4.62 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $16.52B |
| Sales | $13.34B |
| Income | $781.40M |
| Book/sh | $67.11 |
| Cash/sh | $14.07 |
| Employees | 11K |
Financial Ratios
| Quick Ratio | 4.50 |
| Current Ratio | 18.37 |
| Debt/Eq | 36.93 |
| EPS Growth TTM | 22.70% |
Returns & Margins
| ROA | 1.20% |
| ROE | 7.07% |
| Gross Margin | 29.53% |
| Operating Margin | 10.60% |
| Profit Margin | 5.86% |
Ownership
| Insider Ownership | 0.98% |
| Institutional Ownership | 90.55% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.40 |
| PEG | 1.03 |
| P/S | 1.10 |
| P/B | 1.37 |
Analyst Data
| Recommendation | buy |
| Target Price | $97.62 |
Technical Indicators
| SMA20 | $86.75 |
| SMA50 | $82.28 |
| SMA200 | $76.53 |
| RSI | 83.54 |
| ATR | 1.8343 |
| Shares Float | 143.36M |
| Short Float | 2.67% |
| Short Ratio | 2.65 |
| Volatility | 0.25 |
| Rel Volume | 0.75 |
Performance History
| Week | +1.04% |
| Month | +10.69% |
| Quarter | +24.14% |
| 6 Months | +20.25% |
| YTD | +20.06% |
| Year | +18.98% |
| 3 Years | +117.23% |
| 5 Years | +253.18% |
| 10 Years | +271.82% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $91.62 | 941,834 |
| 2026-06-16 | $92.30 | 1,362,500 |
| 2026-06-15 | $91.82 | 1,291,900 |
| 2026-06-12 | $92.73 | 1,789,500 |
| 2026-06-11 | $91.71 | 1,462,900 |
| 2026-06-10 | $90.68 | 2,085,000 |
| 2026-06-09 | $88.00 | 1,711,600 |
| 2026-06-08 | $87.02 | 1,423,100 |
| 2026-06-05 | $86.84 | 1,169,300 |
| 2026-06-04 | $84.91 | 963,300 |
| 2026-06-03 | $83.51 | 867,900 |
| 2026-06-02 | $84.17 | 1,046,200 |
| 2026-06-01 | $83.43 | 1,039,600 |
| 2026-05-29 | $83.23 | 1,589,600 |
| 2026-05-28 | $82.45 | 973,500 |
| 2026-05-27 | $83.41 | 1,192,600 |
| 2026-05-26 | $84.42 | 889,300 |
| 2026-05-22 | $84.52 | 913,400 |
| 2026-05-21 | $84.49 | 1,389,000 |
| 2026-05-20 | $83.83 | 1,108,200 |
| 2026-05-19 | $82.23 | 984,600 |
| 2026-05-18 | $82.77 | 1,121,600 |
About Unum Group
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.
đ° Latest News
Does Unum Groupâs (UNM) Revenue Miss and Insider Selling Challenge Its Intrinsic Value Story?
Simply Wall St. âĸ 2026-06-14T06:06:43ZUnum Group (UNM) Stock Weighs Strong MultiâYear Gains Against Mixed Valuation Signals
Simply Wall St. âĸ 2026-06-14T05:10:32ZThe âDuck Stockâ Keeps Quietly Making Money for Shareholders
MarketBeat âĸ 2026-06-11T11:45:00ZGlobe Life Hits 52-Week High: Time to Add the Stock for Solid Returns?
Zacks âĸ 2026-06-10T14:48:00Z1 Insurance Stock to Own for Decades and 2 We Avoid
StockStory âĸ 2026-06-10T14:25:28ZLife Insurance Stocks Q1 Results: Benchmarking Unum Group (NYSE:UNM)
StockStory âĸ 2026-06-09T16:38:14ZThese 3 Insurance Stocks Made New 52-Week Highs: Still Time to Buy?
MarketBeat âĸ 2026-06-07T16:05:00ZWhy Is Unum (UNM) Up 2.6% Since Last Earnings Report?
Zacks âĸ 2026-05-28T15:30:19ZUnum Group (UNM) Valuation Check After Dividend Increase And Recent Share Price Strength
Simply Wall St. âĸ 2026-05-24T06:08:48ZZacks Industry Outlook Highlights Aflac, Unum, Globe Life, Trupanion and Employers
Zacks âĸ 2026-05-20T13:20:00ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $12,984,100,000 | $12,790,100,000 | $12,308,700,000 | $11,875,000,000 |
| Operating Revenue | $12,984,100,000 | $12,790,100,000 | $12,308,700,000 | $11,875,000,000 |
| Expenses | ||||
| Interest Expense | $208,800,000 | $201,100,000 | $194,800,000 | $188,500,000 |
| Total Expenses | $12,050,600,000 | $10,538,800,000 | $10,668,600,000 | $10,125,000,000 |
| Other Income Expense | $318,400,000 | $294,500,000 | $279,200,000 | $261,100,000 |
| Net Non Operating Interest Income Expense | $-208,800,000 | $-201,100,000 | $-194,800,000 | $-188,500,000 |
| Interest Expense Non Operating | $208,800,000 | $201,100,000 | $194,800,000 | $188,500,000 |
| Other Operating Expenses | $1,498,800,000 | $1,228,600,000 | $1,112,900,000 | $1,007,700,000 |
| General And Administrative Expense | $1,183,600,000 | $1,166,200,000 | $1,162,600,000 | $1,089,500,000 |
| Loss Adjustment Expense | $8,065,300,000 | $6,917,900,000 | $7,257,100,000 | $6,994,600,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Net Interest Income | $-208,800,000 | $-201,100,000 | $-194,800,000 | $-188,500,000 |
| Normalized Income | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,410,576,800 |
| Net Income From Continuing And Discontinued Operation | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Net Income Common Stockholders | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Net Income | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Net Income Including Noncontrolling Interests | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Net Income Continuous Operations | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Pretax Income | $933,500,000 | $2,251,300,000 | $1,640,100,000 | $1,750,000,000 |
| Special Income Charges | - | $0 | $0 | $-4,200,000 |
| Per Share | ||||
| Diluted EPS | $4.27 | $9.46 | $6.50 | $6.50 |
| Basic EPS | $4.28 | $9.49 | $6.53 | $6.55 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $-823,200 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $123,000,000 | $116,100,000 | $108,800,000 | $110,500,000 |
| EBIT | $1,142,300,000 | $2,452,400,000 | $1,834,900,000 | $1,938,500,000 |
| Diluted Average Shares | $172,921,600 | $188,069,200 | $197,602,000 | $202,109,400 |
| Basic Average Shares | $172,511,500 | $187,497,700 | $196,659,700 | $200,647,200 |
| Diluted NI Availto Com Stockholders | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Tax Provision | $195,000,000 | $472,200,000 | $356,300,000 | $342,800,000 |
| Selling General And Administration | $1,183,600,000 | $1,166,200,000 | $1,162,600,000 | $1,089,500,000 |
| Salaries And Wages | $1,183,600,000 | $1,166,200,000 | $1,162,600,000 | $1,089,500,000 |
| Net Policyholder Benefits And Claims | $8,065,300,000 | $6,917,900,000 | $7,257,100,000 | $6,994,600,000 |
| Policyholder Benefits Gross | $9,023,100,000 | $7,635,800,000 | $8,091,200,000 | $8,004,300,000 |
| Policyholder Benefits Ceded | $957,800,000 | $717,900,000 | $834,100,000 | $1,009,700,000 |
| Total Unusual Items | - | $0 | $0 | $-4,200,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $0 | $-4,200,000 |
| Write Off | - | $2,500,000 | $0 | $0 |
| Other Special Charges | - | - | - | $4,200,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $10,708,300,000 | $10,556,900,000 | $9,237,600,000 | $8,324,500,000 |
| Total Assets | $63,519,400,000 | $61,959,300,000 | $63,255,200,000 | $61,148,500,000 |
| Goodwill And Other Intangible Assets | $410,800,000 | $404,200,000 | $413,800,000 | $410,500,000 |
| Other Intangible Assets | $56,900,000 | $55,100,000 | $63,900,000 | $62,900,000 |
| Receivables | $13,004,400,000 | $9,755,400,000 | $10,652,100,000 | $11,090,100,000 |
| Accounts Receivable | $13,004,400,000 | $9,755,400,000 | $10,652,100,000 | $11,090,100,000 |
| Cash Cash Equivalents And Short Term Investments | $36,231,000,000 | $38,333,000,000 | $38,590,600,000 | $36,354,800,000 |
| Cash And Cash Equivalents | $158,200,000 | $162,800,000 | $146,000,000 | $119,200,000 |
| Taxes Receivable | - | - | - | - |
| Debt | ||||
| Net Debt | $3,609,400,000 | $3,577,000,000 | $3,284,400,000 | $3,310,600,000 |
| Total Debt | $3,767,600,000 | $3,739,800,000 | $3,430,400,000 | $3,429,800,000 |
| Long Term Debt And Capital Lease Obligation | $3,767,600,000 | $3,465,200,000 | $3,430,400,000 | $3,427,800,000 |
| Long Term Debt | $3,767,600,000 | $3,465,200,000 | $3,430,400,000 | $3,427,800,000 |
| Current Debt And Capital Lease Obligation | $0 | $274,600,000 | $0 | $2,000,000 |
| Current Debt | $0 | $274,600,000 | $0 | $2,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $52,400,300,000 | $50,998,200,000 | $53,603,800,000 | $52,413,500,000 |
| Non Current Deferred Liabilities | $38,800,000 | $31,000,000 | $27,000,000 | $25,200,000 |
| Non Current Deferred Taxes Liabilities | $38,800,000 | $31,000,000 | $27,000,000 | $25,200,000 |
| Current Notes Payable | $0 | $274,600,000 | $0 | $2,000,000 |
| Payables And Accrued Expenses | $52,200,000 | $226,500,000 | $190,000,000 | $190,900,000 |
| Payables | $52,200,000 | $226,500,000 | $190,000,000 | $190,900,000 |
| Total Tax Payable | $52,200,000 | $226,500,000 | $190,000,000 | $190,900,000 |
| Income Tax Payable | $52,200,000 | $226,500,000 | $190,000,000 | $190,900,000 |
| Equity | ||||
| Common Stock Equity | $11,119,100,000 | $10,961,100,000 | $9,651,400,000 | $8,735,000,000 |
| Total Equity Gross Minority Interest | $11,119,100,000 | $10,961,100,000 | $9,651,400,000 | $8,735,000,000 |
| Stockholders Equity | $11,119,100,000 | $10,961,100,000 | $9,651,400,000 | $8,735,000,000 |
| Gains Losses Not Affecting Retained Earnings | $-1,808,500,000 | $-2,523,700,000 | $-3,308,000,000 | $-3,448,300,000 |
| Other Equity Adjustments | $-1,808,500,000 | $-2,523,700,000 | $-3,308,000,000 | $-3,448,300,000 |
| Retained Earnings | $13,345,300,000 | $12,914,000,000 | $11,431,500,000 | $13,141,300,000 |
| Other | ||||
| Treasury Shares Number | $30,500,524 | $16,871,752 | $1,216,528 | $110,551,977 |
| Ordinary Shares Number | $165,694,417 | $178,588,971 | $193,372,097 | $197,754,513 |
| Share Issued | $196,194,941 | $195,460,723 | $194,588,625 | $308,306,490 |
| Tangible Book Value | $10,708,300,000 | $10,556,900,000 | $9,237,600,000 | $8,324,500,000 |
| Invested Capital | $14,886,700,000 | $14,700,900,000 | $13,081,800,000 | $12,164,800,000 |
| Total Capitalization | $14,886,700,000 | $14,426,300,000 | $13,081,800,000 | $12,162,800,000 |
| Treasury Stock | $2,030,300,000 | $938,300,000 | $39,300,000 | $3,429,800,000 |
| Additional Paid In Capital | $1,593,000,000 | $1,489,600,000 | $1,547,800,000 | $2,441,000,000 |
| Capital Stock | $19,600,000 | $19,500,000 | $19,400,000 | $30,800,000 |
| Common Stock | $19,600,000 | $19,500,000 | $19,400,000 | $30,800,000 |
| Investments And Advances | $36,072,800,000 | $38,170,200,000 | $38,444,600,000 | $36,235,600,000 |
| Goodwill | $353,900,000 | $349,100,000 | $349,900,000 | $347,600,000 |
| Net PPE | $503,700,000 | $487,600,000 | $485,300,000 | $451,700,000 |
| Other Short Term Investments | $36,072,800,000 | $38,170,200,000 | $38,444,600,000 | $36,235,600,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $555,400,000 | $1,387,500,000 | $1,068,000,000 | $1,316,500,000 |
| Operating Activities | ||||
| Operating Cash Flow | $687,700,000 | $1,513,200,000 | $1,202,800,000 | $1,418,700,000 |
| Cash Flow From Continuing Operating Activities | $687,700,000 | $1,513,200,000 | $1,202,800,000 | $1,418,700,000 |
| Operating Gains Losses | $-12,100,000 | $-206,400,000 | $-195,600,000 | $-218,100,000 |
| Investing Activities | ||||
| Capital Expenditure | $-132,300,000 | $-125,700,000 | $-134,800,000 | $-102,200,000 |
| Investing Cash Flow | $548,900,000 | $-344,400,000 | $-725,900,000 | $-955,900,000 |
| Cash Flow From Continuing Investing Activities | $548,900,000 | $-344,400,000 | $-725,900,000 | $-955,900,000 |
| Net Other Investing Changes | $330,900,000 | $251,800,000 | $-98,300,000 | $-50,800,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,010,300,000 | $-972,900,000 | $-250,100,000 | $-200,100,000 |
| Issuance Of Capital Stock | $5,100,000 | $6,000,000 | $5,200,000 | $4,000,000 |
| Financing Cash Flow | $-1,241,200,000 | $-1,152,000,000 | $-450,100,000 | $-418,600,000 |
| Cash Flow From Continuing Financing Activities | $-1,241,200,000 | $-1,152,000,000 | $-450,100,000 | $-418,600,000 |
| Net Other Financing Charges | $49,200,000 | $69,800,000 | $73,900,000 | $46,500,000 |
| Cash Dividends Paid | $-306,200,000 | $-296,500,000 | $-277,100,000 | $-254,200,000 |
| Common Stock Dividend Paid | $-306,200,000 | $-296,500,000 | $-277,100,000 | $-254,200,000 |
| Net Common Stock Issuance | $-1,005,200,000 | $-966,900,000 | $-244,900,000 | $-196,100,000 |
| Common Stock Issuance | $5,100,000 | $6,000,000 | $5,200,000 | $4,000,000 |
| Other | ||||
| Repayment Of Debt | $-275,000,000 | $-350,000,000 | $-2,000,000 | $-364,000,000 |
| Issuance Of Debt | $296,000,000 | $391,600,000 | $0 | $349,200,000 |
| End Cash Position | $158,200,000 | $162,800,000 | $146,000,000 | $119,200,000 |
| Beginning Cash Position | $162,800,000 | $146,000,000 | $119,200,000 | $75,000,000 |
| Changes In Cash | $-4,600,000 | $16,800,000 | $26,800,000 | $44,200,000 |
| Common Stock Payments | $-1,010,300,000 | $-972,900,000 | $-250,100,000 | $-200,100,000 |
| Net Issuance Payments Of Debt | $21,000,000 | $41,600,000 | $-2,000,000 | $-14,800,000 |
| Net Short Term Debt Issuance | $-275,000,000 | $0 | $-2,000,000 | $0 |
| Short Term Debt Payments | $-275,000,000 | $0 | $-2,000,000 | $0 |
| Net Long Term Debt Issuance | $296,000,000 | $41,600,000 | - | $-14,800,000 |
| Long Term Debt Payments | $0 | $-350,000,000 | $0 | $-364,000,000 |
| Long Term Debt Issuance | $296,000,000 | $391,600,000 | $0 | $349,200,000 |
| Net Investment Purchase And Sale | $350,300,000 | $-470,500,000 | $-492,800,000 | $-802,900,000 |
| Sale Of Investment | $3,460,800,000 | $2,692,400,000 | $3,000,800,000 | $2,537,900,000 |
| Purchase Of Investment | $-3,110,500,000 | $-3,162,900,000 | $-3,493,600,000 | $-3,340,800,000 |
| Net PPE Purchase And Sale | $-132,300,000 | $-125,700,000 | $-134,800,000 | $-102,200,000 |
| Purchase Of PPE | $-132,300,000 | $-125,700,000 | $-134,800,000 | $-102,200,000 |
| Change In Working Capital | $661,700,000 | $-222,200,000 | $-20,400,000 | $64,900,000 |
| Change In Payables And Accrued Expense | $-135,000,000 | $65,300,000 | $-159,100,000 | $-145,200,000 |
| Change In Accrued Expense | $-112,400,000 | $-32,300,000 | $-74,800,000 | $-113,900,000 |
| Change In Payable | $-22,600,000 | $97,600,000 | $-84,300,000 | $-31,300,000 |
| Change In Tax Payable | $-22,600,000 | $97,600,000 | $-84,300,000 | $-31,300,000 |
| Change In Income Tax Payable | $-22,600,000 | $97,600,000 | $-84,300,000 | $-31,300,000 |
| Change In Receivables | $529,400,000 | $623,900,000 | $602,700,000 | $590,600,000 |
| Other Non Cash Items | $-820,000,000 | $63,400,000 | $38,000,000 | $73,000,000 |
| Depreciation And Amortization | $123,000,000 | $116,100,000 | $108,800,000 | $110,500,000 |
| Depreciation | $123,000,000 | $116,100,000 | $108,800,000 | $110,500,000 |
| Pension And Employee Benefit Expense | $103,800,000 | $0 | $0 | - |
| Gain Loss On Investment Securities | $-110,500,000 | $-210,900,000 | $-193,600,000 | $-221,900,000 |
| Net Foreign Currency Exchange Gain Loss | $-5,400,000 | $4,500,000 | $-2,000,000 | $3,800,000 |
| Net Income From Continuing Operations | $738,500,000 | $1,779,100,000 | $1,283,800,000 | $1,407,200,000 |
| Change In Other Working Capital | - | - | $-84,300,000 | $-31,300,000 |