UVSP
Univest Financial Corporation
Price Chart
Latest Quote
$41.64
+0.17 (+0.41%)
Current Price
| Previous Close | $41.47 |
| Open | $41.93 |
| Day High | $42.47 |
| Day Low | $41.53 |
| Volume | 345,594 |
Stock Information
| Quarterly Dividend / Yield | $0.92 / 2.20% |
| Shares Outstanding | 27.85M |
| Quarterly Dividend Yield | 2.20% |
| Quarterly Dividend | $0.92 |
| Total Debt | $327.87M |
| Cash Equivalents | $222.64M |
| Revenue | $323.55M |
| Net Income | $95.45M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.16B |
| P/E Ratio | 12.54 |
| EPS (TTM) | $3.32 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.27B |
| Sales | $323.55M |
| Income | $95.45M |
| Book/sh | $33.50 |
| Cash/sh | $8.00 |
Financial Ratios
| EPS Growth TTM | 21.00% |
Returns & Margins
| ROA | 1.18% |
| ROE | 10.29% |
| Operating Margin | 40.72% |
| Profit Margin | 29.50% |
Ownership
| Insider Ownership | 1.62% |
| Institutional Ownership | 82.12% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.06 |
| PEG | 1.30 |
| P/S | 3.58 |
| P/B | 1.24 |
Analyst Data
| Recommendation | none |
| Target Price | $40.00 |
Technical Indicators
| SMA20 | $40.55 |
| SMA50 | $38.83 |
| SMA200 | $33.72 |
| RSI | 66.13 |
| ATR | 1.2350 |
| Shares Float | 27.17M |
| Short Float | 2.09% |
| Short Ratio | 3.29 |
| Volatility | 0.67 |
| Rel Volume | 1.88 |
Performance History
| Week | -0.90% |
| Month | +8.38% |
| Quarter | +26.78% |
| 6 Months | +21.76% |
| YTD | +30.59% |
| Year | +49.49% |
| 3 Years | +126.61% |
| 5 Years | +75.09% |
| 10 Years | +178.71% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $41.64 | 355,800 |
| 2026-06-17 | $41.47 | 230,800 |
| 2026-06-16 | $41.83 | 178,000 |
| 2026-06-15 | $41.90 | 188,900 |
| 2026-06-12 | $42.58 | 200,100 |
| 2026-06-11 | $42.02 | 149,900 |
| 2026-06-10 | $41.79 | 181,100 |
| 2026-06-09 | $41.21 | 151,600 |
| 2026-06-08 | $40.93 | 153,800 |
| 2026-06-05 | $40.57 | 136,900 |
| 2026-06-04 | $40.31 | 107,800 |
| 2026-06-03 | $39.03 | 193,300 |
| 2026-06-02 | $39.88 | 125,300 |
| 2026-06-01 | $39.09 | 511,500 |
| 2026-05-29 | $39.44 | 160,300 |
| 2026-05-28 | $39.38 | 140,200 |
| 2026-05-27 | $39.41 | 138,200 |
| 2026-05-26 | $39.88 | 154,100 |
| 2026-05-22 | $39.30 | 121,900 |
| 2026-05-21 | $39.31 | 206,900 |
| 2026-05-20 | $39.00 | 280,800 |
| 2026-05-19 | $38.42 | 152,300 |
About Univest Financial Corporation
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
đ° Latest News
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-06-11T15:45:02Z
Univest (UVSP) Could Be a Great Choice
Zacks âĸ 2026-05-26T15:45:01Z
Undiscovered Gems in the US Market for May 2026
Simply Wall St. âĸ 2026-05-19T17:33:18Z
This Director Just Sold 13,000 Shares of Univest Financial for $491,000
Motley Fool âĸ 2026-05-01T13:33:24Z
Univest Financial Corporation Just Beat EPS By 16%: Here's What Analysts Think Will Happen Next
Simply Wall St. âĸ 2026-04-26T12:24:52Z
Univest Corporation of Pennsylvania Shareholders Re-Elect Directors, OK KPMG and Pay in 2026 AGM
MarketBeat âĸ 2026-04-26T04:03:14Z
Univest (UVSP) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-24T03:35:49Z
Univest Corporation of Pennsylvania Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-23T21:46:58Z
Univest Financial Corporation Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-23T12:30:00Z
Univest (UVSP) Q2 2025 Earnings Transcript
Motley Fool âĸ 2026-04-23T00:47:27Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $328,056,000 | $299,225,000 | $296,821,000 | $296,182,000 |
| Operating Revenue | $328,056,000 | $299,225,000 | $296,821,000 | $296,182,000 |
| Expenses | ||||
| Interest Expense | $190,291,000 | $201,185,000 | $151,733,000 | $33,896,000 |
| Selling And Marketing Expense | $1,653,000 | $2,173,000 | $2,180,000 | $2,462,000 |
| General And Administrative Expense | $131,549,000 | $128,177,000 | $125,013,000 | $118,881,000 |
| Professional Expense And Contract Services Expense | $7,217,000 | $6,402,000 | $7,141,000 | $9,332,000 |
| Other Non Interest Expense | $47,178,000 | $45,762,000 | $46,691,000 | $41,818,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Net Interest Income | $240,195,000 | $211,170,000 | $219,997,000 | $218,297,000 |
| Interest Income | $430,486,000 | $412,355,000 | $371,730,000 | $252,193,000 |
| Normalized Income | $90,757,000 | $75,931,000 | $72,322,238 | $78,267,936 |
| Net Income From Continuing And Discontinued Operation | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Net Income Common Stockholders | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Net Income | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Net Income Including Noncontrolling Interests | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Net Income Continuous Operations | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Pretax Income | $113,350,000 | $95,300,000 | $88,689,000 | $97,210,000 |
| Special Income Charges | $0 | $0 | $-1,519,000 | $-184,000 |
| Per Share | ||||
| Diluted EPS | $3.13 | $2.58 | $2.41 | $2.64 |
| Basic EPS | $3.16 | $2.60 | $2.42 | $2.66 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $-300,762 | $-36,064 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $-1,519,000 | $-184,000 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $-1,519,000 | $-184,000 |
| Reconciled Depreciation | $6,017,000 | $7,466,000 | $4,646,000 | $3,772,000 |
| Diluted Average Shares | $28,995,847 | $29,430,620 | $29,503,734 | $29,590,909 |
| Basic Average Shares | $28,734,922 | $29,215,365 | $29,433,359 | $29,392,606 |
| Diluted NI Availto Com Stockholders | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Tax Provision | $22,593,000 | $19,369,000 | $17,585,000 | $19,090,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $1,519,000 | $184,000 |
| Gain On Sale Of Security | $0 | $18,000 | $0 | $30,000 |
| Selling General And Administration | $133,202,000 | $130,350,000 | $127,193,000 | $121,343,000 |
| Insurance And Claims | $4,526,000 | $4,432,000 | $4,825,000 | $3,075,000 |
| Salaries And Wages | $127,023,000 | $123,745,000 | $120,188,000 | $115,806,000 |
| Occupancy And Equipment | $15,442,000 | $15,478,000 | $14,818,000 | $14,097,000 |
| Otherunder Preferred Stock Dividend | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-10
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $760,480,000 | $703,482,000 | $652,748,000 | $589,606,000 |
| Total Assets | $8,436,897,000 | $8,128,417,000 | $7,780,628,000 | $7,222,016,000 |
| Goodwill And Other Intangible Assets | $182,838,000 | $183,819,000 | $186,460,000 | $186,894,000 |
| Other Intangible Assets | $7,328,000 | $8,309,000 | $10,950,000 | $11,384,000 |
| Prepaid Assets | $13,542,000 | $12,517,000 | $9,662,000 | $9,487,000 |
| Receivables | $265,911,000 | $278,818,000 | $277,566,000 | $239,505,000 |
| Other Receivables | $236,265,000 | $250,167,000 | $249,694,000 | $217,042,000 |
| Accounts Receivable | $29,646,000 | $28,651,000 | $27,872,000 | $22,463,000 |
| Cash And Cash Equivalents | $553,712,000 | $328,844,000 | $249,799,000 | $152,799,000 |
| Cash Financial | $63,579,000 | $75,998,000 | $72,815,000 | $84,176,000 |
| Cash Cash Equivalents And Federal Funds Sold | $553,712,000 | $328,844,000 | $249,799,000 | $152,799,000 |
| Debt | ||||
| Total Debt | $327,398,000 | $405,746,000 | $493,612,000 | $401,413,000 |
| Long Term Debt And Capital Lease Obligation | $327,398,000 | $405,746,000 | $493,612,000 | $276,413,000 |
| Long Term Debt | $298,867,000 | $374,261,000 | $458,761,000 | $243,260,000 |
| Net Debt | - | $45,417,000 | $208,962,000 | $215,461,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $0 | $125,000,000 |
| Current Debt | - | $0 | $0 | $125,000,000 |
| Other Current Borrowings | - | $0 | $0 | $125,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,493,579,000 | $7,241,116,000 | $6,941,420,000 | $6,445,516,000 |
| Derivative Product Liabilities | $221,000 | $67,000 | $6,393,000 | $9,007,000 |
| Payables And Accrued Expenses | $43,624,000 | $54,504,000 | $46,921,000 | $38,321,000 |
| Payables | $21,193,000 | $31,390,000 | $28,725,000 | $16,653,000 |
| Total Tax Payable | $1,009,000 | $0 | $0 | $2,197,000 |
| Income Tax Payable | $1,009,000 | $0 | $0 | $2,197,000 |
| Accounts Payable | $20,184,000 | $31,390,000 | $28,725,000 | $14,456,000 |
| Equity | ||||
| Common Stock Equity | $943,318,000 | $887,301,000 | $839,208,000 | $776,500,000 |
| Total Equity Gross Minority Interest | $943,318,000 | $887,301,000 | $839,208,000 | $776,500,000 |
| Stockholders Equity | $943,318,000 | $887,301,000 | $839,208,000 | $776,500,000 |
| Gains Losses Not Affecting Retained Earnings | $-25,467,000 | $-43,992,000 | $-50,646,000 | $-62,104,000 |
| Other Equity Adjustments | $-25,467,000 | $-43,992,000 | $-50,646,000 | $-62,104,000 |
| Retained Earnings | $591,202,000 | $525,780,000 | $474,691,000 | $428,637,000 |
| Other | ||||
| Treasury Shares Number | $3,399,882 | $2,510,922 | $2,045,078 | $2,284,884 |
| Ordinary Shares Number | $28,156,917 | $29,045,877 | $29,511,721 | $29,271,915 |
| Share Issued | $31,556,799 | $31,556,799 | $31,556,799 | $31,556,799 |
| Tangible Book Value | $760,480,000 | $703,482,000 | $652,748,000 | $589,606,000 |
| Invested Capital | $1,242,185,000 | $1,261,562,000 | $1,297,969,000 | $1,144,760,000 |
| Capital Lease Obligations | $28,531,000 | $31,485,000 | $34,851,000 | $33,153,000 |
| Total Capitalization | $1,242,185,000 | $1,261,562,000 | $1,297,969,000 | $1,019,760,000 |
| Treasury Stock | $84,222,000 | $55,100,000 | $43,687,000 | $48,625,000 |
| Additional Paid In Capital | $304,021,000 | $302,829,000 | $301,066,000 | $300,808,000 |
| Capital Stock | $157,784,000 | $157,784,000 | $157,784,000 | $157,784,000 |
| Common Stock | $157,784,000 | $157,784,000 | $157,784,000 | $157,784,000 |
| Employee Benefits | $1,957,000 | $2,245,000 | $2,475,000 | $2,950,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $1,957,000 | $2,245,000 | $2,475,000 | $2,950,000 |
| Long Term Capital Lease Obligation | $28,531,000 | $31,485,000 | $34,851,000 | $33,153,000 |
| Long Term Provisions | $5,323,000 | $4,904,000 | $4,458,000 | $5,007,000 |
| Current Accrued Expenses | $22,431,000 | $23,114,000 | $18,196,000 | $21,668,000 |
| Defined Pension Benefit | $14,610,000 | $10,154,000 | $3,409,000 | $0 |
| Investments And Advances | $496,289,000 | $493,978,000 | $500,623,000 | $507,562,000 |
| Held To Maturity Securities | $122,510,000 | $134,111,000 | $145,777,000 | $154,727,000 |
| Available For Sale Securities | $365,135,000 | $2,506,000 | $3,293,000 | $2,579,000 |
| Goodwill | $175,510,000 | $175,510,000 | $175,510,000 | $175,510,000 |
| Net PPE | $71,349,000 | $75,202,000 | $83,236,000 | $80,998,000 |
| Accumulated Depreciation | $-42,335,000 | $-48,902,000 | $-49,317,000 | $-47,779,000 |
| Gross PPE | $113,684,000 | $124,104,000 | $132,553,000 | $128,777,000 |
| Other Properties | $25,795,000 | $28,531,000 | $31,795,000 | $30,059,000 |
| Machinery Furniture Equipment | $27,914,000 | $33,809,000 | $37,423,000 | $35,755,000 |
| Buildings And Improvements | $48,560,000 | $50,277,000 | $51,515,000 | $51,191,000 |
| Land And Improvements | $11,415,000 | $11,487,000 | $11,820,000 | $11,772,000 |
| Other Short Term Investments | $8,644,000 | $357,361,000 | $351,553,000 | $350,256,000 |
| Leases | - | - | - | - |
Fetched: 2026-06-10
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $96,927,000 | $72,002,000 | $83,017,000 | $104,234,000 |
| Operating Activities | ||||
| Operating Cash Flow | $101,512,000 | $75,106,000 | $89,741,000 | $109,455,000 |
| Cash Flow From Continuing Operating Activities | $101,512,000 | $75,106,000 | $89,741,000 | $109,455,000 |
| Operating Gains Losses | - | $-18,000 | - | $-30,000 |
| Investing Activities | ||||
| Capital Expenditure | $-4,585,000 | $-3,104,000 | $-6,724,000 | $-5,221,000 |
| Investing Cash Flow | $-83,682,000 | $-259,741,000 | $-454,436,000 | $-897,612,000 |
| Cash Flow From Continuing Investing Activities | $-83,682,000 | $-259,741,000 | $-454,436,000 | $-897,612,000 |
| Net Other Investing Changes | $5,521,000 | $-4,067,000 | $-7,602,000 | $2,189,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-36,236,000 | $-19,755,000 | $-1,694,000 | $-12,284,000 |
| Issuance Of Capital Stock | $2,316,000 | $2,384,000 | $2,565,000 | $2,541,000 |
| Financing Cash Flow | $207,038,000 | $263,680,000 | $461,695,000 | $50,806,000 |
| Cash Flow From Continuing Financing Activities | $207,038,000 | $263,680,000 | $461,695,000 | $50,806,000 |
| Net Other Financing Charges | $-1,437,000 | $-635,000 | $-635,000 | $-949,000 |
| Cash Dividends Paid | $-25,334,000 | $-24,842,000 | $-25,050,000 | $-24,607,000 |
| Common Stock Dividend Paid | $-25,334,000 | $-24,842,000 | $-25,050,000 | $-24,607,000 |
| Net Common Stock Issuance | $-33,920,000 | $-17,371,000 | $871,000 | $-9,743,000 |
| Common Stock Issuance | $2,316,000 | $2,384,000 | $2,565,000 | $2,541,000 |
| Other | ||||
| Repayment Of Debt | $-175,000,000 | $-85,000,000 | $-35,000,000 | $0 |
| Issuance Of Debt | $100,000,000 | $0 | $250,000,000 | $50,000,000 |
| Interest Paid Supplemental Data | $200,413,000 | $191,513,000 | $139,600,000 | $32,668,000 |
| End Cash Position | $553,712,000 | $328,844,000 | $249,799,000 | $152,799,000 |
| Beginning Cash Position | $328,844,000 | $249,799,000 | $152,799,000 | $890,150,000 |
| Changes In Cash | $224,868,000 | $79,045,000 | $97,000,000 | $-737,351,000 |
| Proceeds From Stock Option Exercised | $1,448,000 | $3,195,000 | $115,000 | $698,000 |
| Common Stock Payments | $-36,236,000 | $-19,755,000 | $-1,694,000 | $-12,284,000 |
| Net Issuance Payments Of Debt | $-61,770,000 | $-80,125,000 | $24,165,000 | $227,035,000 |
| Net Short Term Debt Issuance | $13,230,000 | $4,875,000 | $-190,835,000 | $177,035,000 |
| Net Long Term Debt Issuance | $-75,000,000 | $-85,000,000 | $215,000,000 | $50,000,000 |
| Long Term Debt Payments | $-175,000,000 | $-85,000,000 | $-35,000,000 | $0 |
| Long Term Debt Issuance | $100,000,000 | $0 | $250,000,000 | $50,000,000 |
| Net Investment Purchase And Sale | $15,932,000 | $6,044,000 | $6,763,000 | $-67,309,000 |
| Sale Of Investment | $76,241,000 | $76,790,000 | $46,769,000 | $69,166,000 |
| Purchase Of Investment | $-60,309,000 | $-70,746,000 | $-40,006,000 | $-136,475,000 |
| Net PPE Purchase And Sale | $-4,174,000 | $-737,000 | $-4,847,000 | $1,624,000 |
| Sale Of PPE | $411,000 | $2,367,000 | $1,877,000 | $6,845,000 |
| Purchase Of PPE | $-4,585,000 | $-3,104,000 | $-6,724,000 | $-5,221,000 |
| Change In Working Capital | $-3,886,000 | $-8,215,000 | $8,273,000 | $134,000 |
| Change In Payables And Accrued Expense | $-6,022,000 | $3,805,000 | $17,150,000 | $5,993,000 |
| Change In Payable | $-6,022,000 | $3,805,000 | $17,150,000 | $5,993,000 |
| Change In Account Payable | $-6,022,000 | $3,805,000 | $17,150,000 | $5,993,000 |
| Change In Receivables | $2,136,000 | $-12,020,000 | $-8,877,000 | $-5,859,000 |
| Changes In Account Receivables | $2,136,000 | $-12,020,000 | $-8,877,000 | $-5,859,000 |
| Other Non Cash Items | $-9,209,000 | $-10,393,000 | $-9,674,000 | $10,224,000 |
| Stock Based Compensation | $4,690,000 | $4,615,000 | $4,194,000 | $4,120,000 |
| Deferred Tax | $508,000 | $-1,271,000 | $-710,000 | $-545,000 |
| Deferred Income Tax | $508,000 | $-1,271,000 | $-710,000 | $-545,000 |
| Depreciation Amortization Depletion | $6,017,000 | $7,466,000 | $4,646,000 | $3,772,000 |
| Depreciation And Amortization | $6,017,000 | $7,466,000 | $4,646,000 | $3,772,000 |
| Amortization Cash Flow | $512,000 | $1,993,000 | $-411,000 | $-693,000 |
| Amortization Of Intangibles | $512,000 | $1,993,000 | $-411,000 | $-693,000 |
| Depreciation | $5,505,000 | $5,473,000 | $5,057,000 | $4,465,000 |
| Gain Loss On Investment Securities | $0 | $-18,000 | $0 | $-30,000 |
| Net Income From Continuing Operations | $90,757,000 | $75,931,000 | $71,104,000 | $78,120,000 |
| Income Tax Paid Supplemental Data | - | $20,704,000 | $16,784,000 | $11,859,000 |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Purchase Of Business | - | - | $0 | $0 |
Fetched: 2026-06-10