WABC
Westamerica Bancorporation
Price Chart
Latest Quote
$56.58
+0.26 (+0.46%)
Current Price
| Previous Close | $56.32 |
| Open | $56.35 |
| Day High | $56.95 |
| Day Low | $56.24 |
| Volume | 115,617 |
Stock Information
| Quarterly Dividend / Yield | $1.86 / 3.29% |
| Shares Outstanding | 23.49M |
| Quarterly Dividend Yield | 3.29% |
| Quarterly Dividend | $1.86 |
| Total Debt | $165.48M |
| Cash Equivalents | $397.28M |
| Revenue | $253.92M |
| Net Income | $112.49M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.33B |
| P/E Ratio | 12.60 |
| EPS (TTM) | $4.49 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.10B |
| Sales | $253.92M |
| Income | $112.49M |
| Book/sh | $37.35 |
| Cash/sh | $16.91 |
| Employees | 608 |
Financial Ratios
| EPS Growth TTM | -11.90% |
Returns & Margins
| ROA | 1.90% |
| ROE | 12.46% |
| Operating Margin | 60.24% |
| Profit Margin | 44.30% |
Ownership
| Insider Ownership | 3.64% |
| Institutional Ownership | 80.70% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 13.17 |
| PEG | 4.62 |
| P/S | 5.23 |
| P/B | 1.51 |
Analyst Data
| Recommendation | none |
| Target Price | $58.00 |
Technical Indicators
| SMA20 | $55.09 |
| SMA50 | $53.97 |
| SMA200 | $49.76 |
| RSI | 70.90 |
| ATR | 1.1150 |
| Shares Float | 22.23M |
| Short Float | 3.65% |
| Short Ratio | 3.03 |
| Volatility | 0.56 |
| Rel Volume | 0.72 |
Performance History
| Week | +1.96% |
| Month | +3.49% |
| Quarter | +13.74% |
| 6 Months | +18.08% |
| YTD | +20.43% |
| Year | +23.46% |
| 3 Years | +66.81% |
| 5 Years | +7.04% |
| 10 Years | +55.14% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $56.58 | 115,600 |
| 2026-06-04 | $56.32 | 144,900 |
| 2026-06-03 | $54.98 | 167,400 |
| 2026-06-02 | $55.81 | 127,100 |
| 2026-06-01 | $55.15 | 144,500 |
| 2026-05-29 | $55.49 | 148,100 |
| 2026-05-28 | $55.35 | 106,700 |
| 2026-05-27 | $55.62 | 153,500 |
| 2026-05-26 | $56.02 | 167,000 |
| 2026-05-22 | $55.36 | 152,900 |
| 2026-05-21 | $55.47 | 172,300 |
| 2026-05-20 | $55.45 | 198,600 |
| 2026-05-19 | $54.66 | 216,000 |
| 2026-05-18 | $54.64 | 173,800 |
| 2026-05-15 | $53.78 | 266,200 |
| 2026-05-14 | $54.18 | 218,900 |
| 2026-05-13 | $53.85 | 187,800 |
| 2026-05-12 | $53.96 | 102,800 |
| 2026-05-11 | $54.19 | 155,300 |
| 2026-05-08 | $54.85 | 107,700 |
| 2026-05-07 | $54.86 | 84,800 |
| 2026-05-06 | $54.67 | 122,600 |
About Westamerica Bancorporation
Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $258,058,000 | $293,750,000 | $323,645,000 | $264,952,000 |
| Operating Revenue | $258,058,000 | $293,750,000 | $323,645,000 | $264,952,000 |
| Expenses | ||||
| Interest Expense | $13,712,000 | $17,419,000 | $3,890,000 | $1,925,000 |
| General And Administrative Expense | $48,687,000 | $50,292,000 | $47,871,000 | $46,125,000 |
| Professional Expense And Contract Services Expense | $1,964,000 | $1,470,000 | $1,751,000 | $2,628,000 |
| Other Non Interest Expense | $26,764,000 | $26,771,000 | $27,320,000 | $25,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Net Interest Income | $217,268,000 | $250,595,000 | $280,123,000 | $219,831,000 |
| Interest Income | $230,980,000 | $268,014,000 | $284,013,000 | $221,756,000 |
| Normalized Income | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Net Income From Continuing And Discontinued Operation | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Net Income Common Stockholders | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Net Income | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Net Income Including Noncontrolling Interests | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Net Income Continuous Operations | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Pretax Income | $156,686,000 | $189,059,000 | $221,579,000 | $165,591,000 |
| Special Income Charges | - | - | - | $0 |
| Depreciation Amortization Depletion Income Statement | - | - | - | - |
| Depreciation And Amortization In Income Statement | - | - | - | - |
| Amortization Of Intangibles Income Statement | - | - | - | - |
| Per Share | ||||
| Diluted EPS | $4.52 | $5.20 | $6.06 | $4.54 |
| Basic EPS | $4.52 | $5.20 | $6.06 | $4.54 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $7,246,000 | $10,404,000 | $11,774,000 | $16,565,000 |
| Diluted Average Shares | $25,674,000 | $26,686,000 | $26,706,000 | $26,907,000 |
| Basic Average Shares | $25,674,000 | $26,685,000 | $26,703,000 | $26,895,000 |
| Diluted NI Availto Com Stockholders | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Tax Provision | $40,513,000 | $50,423,000 | $59,811,000 | $43,557,000 |
| Gain On Sale Of Security | $0 | $0 | $-125,000 | $0 |
| Selling General And Administration | $48,687,000 | $50,292,000 | $47,871,000 | $46,125,000 |
| Salaries And Wages | $48,687,000 | $50,292,000 | $47,871,000 | $46,125,000 |
| Occupancy And Equipment | $20,871,000 | $20,673,000 | $20,520,000 | $19,884,000 |
| Total Unusual Items | - | - | - | $0 |
| Total Unusual Items Excluding Goodwill | - | - | - | $0 |
| Amortization | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-05-26
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $811,836,000 | $768,159,000 | $650,874,000 | $479,854,000 |
| Total Assets | $5,960,180,000 | $6,076,274,000 | $6,364,592,000 | $6,950,317,000 |
| Goodwill And Other Intangible Assets | $121,673,000 | $121,798,000 | $122,020,000 | $122,256,000 |
| Prepaid Assets | $5,843,000 | $5,697,000 | $5,200,000 | $4,894,000 |
| Receivables | $37,143,000 | $44,606,000 | $54,568,000 | $53,558,000 |
| Accounts Receivable | $37,143,000 | $44,606,000 | $54,568,000 | $53,558,000 |
| Cash And Cash Equivalents | $567,801,000 | $601,494,000 | $190,314,000 | $294,236,000 |
| Cash Cash Equivalents And Federal Funds Sold | $567,801,000 | $601,494,000 | $190,314,000 | $294,236,000 |
| Other Intangible Assets | - | $125,000 | $347,000 | $583,000 |
| Debt | ||||
| Total Debt | $22,206,000 | $17,985,000 | $18,814,000 | $15,746,000 |
| Long Term Debt And Capital Lease Obligation | $22,206,000 | $17,985,000 | $18,814,000 | $15,746,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,026,671,000 | $5,186,317,000 | $5,591,698,000 | $6,348,207,000 |
| Non Current Deferred Liabilities | - | - | - | - |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $933,509,000 | $889,957,000 | $772,894,000 | $602,110,000 |
| Total Equity Gross Minority Interest | $933,509,000 | $889,957,000 | $772,894,000 | $602,110,000 |
| Stockholders Equity | $933,509,000 | $889,957,000 | $772,894,000 | $602,110,000 |
| Other Equity Interest | $35,000 | $35,000 | $35,000 | $35,000 |
| Gains Losses Not Affecting Retained Earnings | $-91,139,000 | $-168,104,000 | $-190,282,000 | $-256,105,000 |
| Other Equity Adjustments | $-91,139,000 | $-168,104,000 | $-190,282,000 | $-256,105,000 |
| Retained Earnings | $584,633,000 | $581,555,000 | $490,005,000 | $383,094,000 |
| Long Term Equity Investment | $29,891,000 | $28,551,000 | $28,667,000 | $34,421,000 |
| Other | ||||
| Ordinary Shares Number | $24,623,000 | $26,708,000 | $26,671,000 | $26,913,000 |
| Share Issued | $24,623,000 | $26,708,000 | $26,671,000 | $26,913,000 |
| Tangible Book Value | $811,836,000 | $768,159,000 | $650,874,000 | $479,854,000 |
| Capital Lease Obligations | $22,206,000 | $17,985,000 | $18,814,000 | $15,746,000 |
| Capital Stock | $439,980,000 | $476,471,000 | $473,136,000 | $475,086,000 |
| Common Stock | $439,980,000 | $476,471,000 | $473,136,000 | $475,086,000 |
| Long Term Capital Lease Obligation | $22,206,000 | $17,985,000 | $18,814,000 | $15,746,000 |
| Investments And Advances | $4,318,824,000 | $4,269,153,000 | $4,907,022,000 | $5,282,235,000 |
| Held To Maturity Securities | $786,249,000 | $844,634,000 | $878,396,000 | $915,913,000 |
| Available For Sale Securities | $1,953,799,000 | $158,000 | $158,000 | $158,000 |
| Trading Securities | $466,000 | $0 | - | - |
| Goodwill | $121,673,000 | $121,673,000 | $121,673,000 | $121,673,000 |
| Net PPE | $47,928,000 | $44,118,000 | $45,830,000 | $44,565,000 |
| Accumulated Depreciation | $-64,870,000 | $-64,327,000 | $-61,830,000 | $-60,085,000 |
| Gross PPE | $112,798,000 | $108,445,000 | $107,660,000 | $104,650,000 |
| Leases | $8,056,000 | $7,777,000 | $7,622,000 | $8,157,000 |
| Other Properties | $22,206,000 | $17,985,000 | $18,814,000 | $15,746,000 |
| Machinery Furniture Equipment | $27,860,000 | $27,588,000 | $26,586,000 | $26,766,000 |
| Buildings And Improvements | $43,223,000 | $43,642,000 | $43,185,000 | $42,528,000 |
| Land And Improvements | $11,453,000 | $11,453,000 | $11,453,000 | $11,453,000 |
| Other Short Term Investments | $1,548,419,000 | $3,395,810,000 | $3,999,801,000 | $4,331,743,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-05-26
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $119,651,000 | $139,828,000 | $157,047,000 | $112,891,000 |
| Operating Activities | ||||
| Operating Cash Flow | $121,897,000 | $141,572,000 | $158,208,000 | $113,702,000 |
| Cash Flow From Continuing Operating Activities | $121,897,000 | $141,572,000 | $158,208,000 | $113,702,000 |
| Operating Gains Losses | - | $-1,367,000 | $125,000 | - |
| Investing Activities | ||||
| Capital Expenditure | $-2,246,000 | $-1,744,000 | $-1,161,000 | $-811,000 |
| Investing Cash Flow | $149,610,000 | $715,678,000 | $547,274,000 | $-631,286,000 |
| Cash Flow From Continuing Investing Activities | $149,610,000 | $715,678,000 | $547,274,000 | $-631,286,000 |
| Net Other Investing Changes | $904,000 | $6,437,000 | $-1,722,000 | $5,367,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-103,785,000 | $-210,000 | $-13,747,000 | $-218,000 |
| Financing Cash Flow | $-305,200,000 | $-446,070,000 | $-809,404,000 | $-320,265,000 |
| Cash Flow From Continuing Financing Activities | $-305,200,000 | $-446,070,000 | $-809,404,000 | $-320,265,000 |
| Cash Dividends Paid | $-46,936,000 | $-46,958,000 | $-45,954,000 | $-45,182,000 |
| Common Stock Dividend Paid | $-46,936,000 | $-46,958,000 | $-45,954,000 | $-45,182,000 |
| Net Common Stock Issuance | $-103,785,000 | $-210,000 | $-13,747,000 | $-218,000 |
| Net Other Financing Charges | - | $-132,000 | - | - |
| Other | ||||
| Interest Paid Supplemental Data | $13,733,000 | $17,427,000 | $3,902,000 | $1,935,000 |
| Income Tax Paid Supplemental Data | $33,020,000 | $57,255,000 | $64,017,000 | $39,840,000 |
| End Cash Position | $567,801,000 | $601,494,000 | $190,314,000 | $294,236,000 |
| Beginning Cash Position | $601,494,000 | $190,314,000 | $294,236,000 | $1,132,085,000 |
| Changes In Cash | $-33,693,000 | $411,180,000 | $-103,922,000 | $-837,849,000 |
| Proceeds From Stock Option Exercised | $376,000 | $1,487,000 | $950,000 | $2,255,000 |
| Common Stock Payments | $-103,785,000 | $-210,000 | $-13,747,000 | $-218,000 |
| Net Issuance Payments Of Debt | $16,976,000 | $62,160,000 | $370,000 | $-88,454,000 |
| Net Short Term Debt Issuance | $16,976,000 | $62,160,000 | $370,000 | $-88,454,000 |
| Net Investment Purchase And Sale | $60,640,000 | $666,800,000 | $459,965,000 | $-743,949,000 |
| Sale Of Investment | $770,785,000 | $687,535,000 | $459,965,000 | $611,219,000 |
| Purchase Of Investment | $-710,145,000 | $-20,735,000 | $0 | $-1,355,168,000 |
| Net PPE Purchase And Sale | $-2,246,000 | $-1,744,000 | $-1,161,000 | $-811,000 |
| Purchase Of PPE | $-2,246,000 | $-1,744,000 | $-1,161,000 | $-811,000 |
| Change In Working Capital | $-4,934,000 | $1,012,000 | $-13,944,000 | $-26,592,000 |
| Change In Other Working Capital | $60,000 | - | - | - |
| Change In Other Current Liabilities | $-14,332,000 | $-8,708,000 | $-7,484,000 | $-6,827,000 |
| Change In Other Current Assets | $-1,669,000 | $-1,827,000 | $-3,443,000 | $-2,415,000 |
| Change In Payables And Accrued Expense | $-21,000 | $-8,000 | $-12,000 | $-10,000 |
| Change In Payable | $-21,000 | $-8,000 | $-12,000 | $-10,000 |
| Change In Account Payable | $-21,000 | $-8,000 | $-12,000 | $-10,000 |
| Change In Receivables | $7,463,000 | $9,962,000 | $-1,010,000 | $-18,037,000 |
| Changes In Account Receivables | $7,463,000 | $9,962,000 | $-1,010,000 | $-18,037,000 |
| Other Non Cash Items | $-208,000 | $-202,000 | $-279,000 | $-930,000 |
| Stock Based Compensation | $1,100,000 | $1,483,000 | $1,356,000 | $1,309,000 |
| Deferred Tax | $2,750,000 | $-8,424,000 | $-869,000 | $3,020,000 |
| Deferred Income Tax | $2,750,000 | $-8,424,000 | $-869,000 | $3,020,000 |
| Depreciation Amortization Depletion | $7,246,000 | $10,404,000 | $11,774,000 | $16,565,000 |
| Depreciation And Amortization | $7,246,000 | $10,404,000 | $11,774,000 | $16,565,000 |
| Gain Loss On Investment Securities | $0 | $0 | $125,000 | $0 |
| Net Income From Continuing Operations | $116,173,000 | $138,636,000 | $161,768,000 | $122,034,000 |
| Change In Tax Payable | - | - | $-869,000 | $3,020,000 |
| Change In Income Tax Payable | - | - | $-869,000 | $3,020,000 |
| Sale Of PPE | - | - | - | $0 |
| Gain Loss On Sale Of PPE | - | - | - | $0 |
Fetched: 2026-05-26