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WNEB

Western New England Bancorp, Inc.

Price Chart
Latest Quote

$13.20

+0.39 (+3.04%)
Current Price
Previous Close $12.81
Open $13.04
Day High $13.21
Day Low $12.19
Volume 51,721
Fetched: 2026-06-05T05:19:21
Stock Information
Quarterly Dividend / Yield $0.28 / 2.10%
Shares Outstanding 20.13M
Quarterly Dividend Yield 2.10%
Quarterly Dividend $0.28
Total Debt $121.33M
Cash Equivalents $60.85M
Revenue $86.31M
Net Income $17.74M
Sector Financial Services
Industry Banks - Regional
Market Cap $268.47M
P/E Ratio 15.16
EPS (TTM) $0.88
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$326.90M
Sales$86.31M
Income$17.74M
Book/sh$12.25
Cash/sh$3.02
Employees292
Financial Ratios
EPS Growth TTM107.40%
Returns & Margins
ROA0.65%
ROE7.31%
Operating Margin29.60%
Profit Margin20.56%
Ownership
Insider Ownership11.65%
Institutional Ownership64.52%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E12.02
PEG1.58
P/S3.11
P/B1.09
Analyst Data
Recommendationnone
Target Price$15.17
Technical Indicators
SMA20$13.33
SMA50$13.49
SMA200$12.63
RSI54.01
ATR0.4607
Shares Float16.28M
Short Float1.19%
Short Ratio5.22
Volatility0.76
Rel Volume0.88
Performance History
Week+0.53%
Month-4.89%
Quarter+7.45%
6 Months+5.71%
YTD+9.13%
Year+47.81%
3 Years+158.81%
5 Years+82.24%
10 Years+122.82%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-05 $13.34 33,800
2026-06-04 $13.20 52,100
2026-06-03 $12.81 49,200
2026-06-02 $13.16 22,600
2026-06-01 $12.97 21,500
2026-05-29 $13.27 35,300
2026-05-28 $13.32 32,100
2026-05-27 $13.34 31,400
2026-05-26 $13.51 33,400
2026-05-22 $13.39 32,200
2026-05-21 $13.59 64,000
2026-05-20 $13.48 42,500
2026-05-19 $13.44 54,500
2026-05-18 $13.42 54,100
2026-05-15 $13.15 37,500
2026-05-14 $13.23 26,300
2026-05-13 $13.24 45,000
2026-05-12 $13.35 36,900
2026-05-11 $13.41 34,600
2026-05-08 $13.90 27,700
2026-05-07 $14.02 30,400
2026-05-06 $14.03 45,300
About Western New England Bancorp, Inc.

Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies. It offers various deposit products, including commercial, small business, nonprofit and municipal checking, money market, sweep accounts, time deposits, interest-bearing and noninterest-bearing checking, and individual retirement accounts, as well as certificates of deposit. The company also originates and funds commercial and residential real estate loans, including first mortgages, home equity loans, and home equity lines, and secured by one-to-four family residential properties; home equity revolving loans and lines of credit; consumer loans, including automobile, spa and pool, collateral, and personal lines of credit; commercial and industrial loans, such as letters of credit, revolving lines of credit, working capital, equipment financing, and term loans; and construction and land development loans. In addition, it provides automated teller machine (ATM), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facility, and night deposit services. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. The company was founded in 1853 and is headquartered in Westfield, Massachusetts.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $82,613,000 $72,726,000 $79,952,000 $89,757,000
Operating Revenue $82,613,000 $72,726,000 $79,952,000 $89,757,000
Expenses
Interest Expense $48,522,000 $50,015,000 $33,209,000 $6,696,000
Selling And Marketing Expense $1,654,000 $1,269,000 $1,495,000 $1,408,000
General And Administrative Expense $37,430,000 $34,246,000 $33,701,000 $33,745,000
Professional Expense And Contract Services Expense $2,017,000 $2,161,000 $2,732,000 $2,601,000
Other Non Interest Expense $14,293,000 $13,560,000 $13,422,000 $12,471,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $15,269,000 $11,666,000 $15,068,000 $25,887,000
Net Interest Income $70,097,000 $59,817,000 $67,909,000 $79,232,000
Interest Income $118,619,000 $109,832,000 $101,118,000 $85,928,000
Normalized Income $15,269,000 $11,670,680 $15,949,274 $23,787,364
Net Income From Continuing And Discontinued Operation $15,269,000 $11,666,000 $15,068,000 $25,887,000
Net Income Common Stockholders $15,269,000 $11,666,000 $15,068,000 $25,887,000
Net Income $15,269,000 $11,666,000 $15,068,000 $25,887,000
Net Income Including Noncontrolling Interests $15,269,000 $11,666,000 $15,068,000 $25,887,000
Net Income Continuous Operations $15,269,000 $11,666,000 $15,068,000 $25,887,000
Pretax Income $19,790,000 $14,957,000 $19,584,000 $34,629,000
Special Income Charges $0 $-6,000 $-1,146,000 $2,807,000
Per Share
Diluted EPS $0.75 $0.56 $0.70 $1.18
Basic EPS $0.76 $0.56 $0.70 $1.18
Other
Tax Effect Of Unusual Items $0 $-1,320 $-264,726 $707,364
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $0 $-6,000 $-1,146,000 $2,807,000
Total Unusual Items Excluding Goodwill $0 $-6,000 $-1,146,000 $2,807,000
Reconciled Depreciation $2,484,000 $2,605,000 $2,594,000 $2,687,000
Diluted Average Shares $20,321,755 $21,016,358 $21,610,329 $21,938,323
Basic Average Shares $20,194,877 $20,899,573 $21,535,888 $21,879,657
Diluted NI Availto Com Stockholders $15,269,000 $11,666,000 $15,068,000 $25,887,000
Tax Provision $4,521,000 $3,291,000 $4,516,000 $8,742,000
Gain On Sale Of Security $278,000 $1,300,000 $589,000 $-299,000
Selling General And Administration $39,084,000 $35,515,000 $35,196,000 $35,153,000
Insurance And Claims $1,604,000 $1,460,000 $1,321,000 $1,048,000
Salaries And Wages $35,826,000 $32,786,000 $32,380,000 $32,697,000
Occupancy And Equipment $7,094,000 $7,192,000 $7,000,000 $7,010,000
Other Special Charges - $6,000 $1,146,000 $-2,807,000
Other Gand A - - - -
Fetched: 2026-05-25
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $234,087,000 $221,985,000 $223,109,000 $213,468,000
Total Assets $2,736,480,000 $2,653,090,000 $2,564,571,000 $2,553,150,000
Goodwill And Other Intangible Assets $13,550,000 $13,925,000 $14,300,000 $14,675,000
Other Intangible Assets $1,063,000 $1,438,000 $1,813,000 $2,188,000
Receivables $8,783,000 $8,468,000 $8,528,000 $8,140,000
Accounts Receivable $8,783,000 $8,468,000 $8,528,000 $8,140,000
Cash And Cash Equivalents $38,145,000 $57,186,000 $25,849,000 $28,690,000
Cash Financial $19,890,000 $18,824,000 $20,784,000 $25,577,000
Cash Cash Equivalents And Federal Funds Sold $40,381,000 $66,450,000 $28,840,000 $30,342,000
Debt
Net Debt $67,915,000 $65,955,000 $130,609,000 $33,511,000
Total Debt $106,060,000 $123,141,000 $156,458,000 $62,201,000
Long Term Debt And Capital Lease Obligation $92,790,000 $117,751,000 $140,358,000 $20,851,000
Long Term Debt $92,790,000 $117,751,000 $140,358,000 $20,851,000
Current Debt And Capital Lease Obligation $13,270,000 $5,390,000 $16,100,000 $41,350,000
Current Debt $13,270,000 $5,390,000 $16,100,000 $41,350,000
Other Current Borrowings $13,270,000 $5,390,000 $16,100,000 $41,350,000
Liabilities
Total Liabilities Net Minority Interest $2,488,843,000 $2,417,180,000 $2,327,162,000 $2,325,007,000
Equity
Common Stock Equity $247,637,000 $235,910,000 $237,409,000 $228,143,000
Total Equity Gross Minority Interest $247,637,000 $235,910,000 $237,409,000 $228,143,000
Stockholders Equity $247,637,000 $235,910,000 $237,409,000 $228,143,000
Other Equity Interest $-2,667,000 $-3,096,000 $-3,505,000 $-3,918,000
Gains Losses Not Affecting Retained Earnings $-16,717,000 $-23,274,000 $-21,744,000 $-25,042,000
Other Equity Adjustments $-16,717,000 $-23,274,000 $-21,744,000 $-25,042,000
Retained Earnings $152,302,000 $142,745,000 $136,993,000 $127,982,000
Other
Ordinary Shares Number $20,372,786 $20,875,713 $21,666,807 $22,216,789
Share Issued $20,372,786 $20,875,713 $21,666,807 $22,216,789
Tangible Book Value $234,087,000 $221,985,000 $223,109,000 $213,468,000
Invested Capital $353,697,000 $359,051,000 $393,867,000 $290,344,000
Total Capitalization $340,427,000 $353,661,000 $377,767,000 $248,994,000
Additional Paid In Capital $114,515,000 $119,326,000 $125,448,000 $128,899,000
Capital Stock $204,000 $209,000 $217,000 $222,000
Common Stock $204,000 $209,000 $217,000 $222,000
Preferred Stock $0 $0 $0 $0
Investments And Advances $365,232,000 $366,137,000 $360,681,000 $383,402,000
Held To Maturity Securities $183,799,000 $205,036,000 $223,370,000 $230,168,000
Available For Sale Securities $176,432,000 $397,000 $196,000 $6,237,000
Goodwill $12,487,000 $12,487,000 $12,487,000 $12,487,000
Net PPE $23,345,000 $24,421,000 $25,575,000 $24,953,000
Accumulated Depreciation $-40,054,000 $-37,905,000 $-35,635,000 $-33,376,000
Gross PPE $63,399,000 $62,326,000 $61,210,000 $58,329,000
Leases $3,472,000 $3,472,000 $3,472,000 $3,472,000
Machinery Furniture Equipment $24,619,000 $24,164,000 $23,268,000 $21,880,000
Buildings And Improvements $29,069,000 $28,451,000 $28,231,000 $26,738,000
Land And Improvements $6,239,000 $6,239,000 $6,239,000 $6,239,000
Other Short Term Investments $5,001,000 $160,704,000 $137,115,000 $146,997,000
Fetched: 2026-05-25
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $17,140,000 $10,974,000 $11,871,000 $35,627,000
Operating Activities
Operating Cash Flow $18,213,000 $12,170,000 $14,773,000 $36,770,000
Cash Flow From Continuing Operating Activities $18,213,000 $12,170,000 $14,773,000 $36,770,000
Operating Gains Losses $-11,000 $-229,000 $3,000 $4,000
Investing Activities
Capital Expenditure $-1,073,000 $-1,196,000 $-2,902,000 $-1,143,000
Investing Cash Flow $-113,614,000 $-46,594,000 $-13,706,000 $-111,874,000
Cash Flow From Continuing Investing Activities $-113,614,000 $-46,594,000 $-13,706,000 $-111,874,000
Net Other Investing Changes $459,000 $-2,111,000 $1,724,000 $1,677,000
Financing Activities
Repurchase Of Capital Stock $-6,097,000 $-7,599,000 $-5,022,000 $-6,351,000
Financing Cash Flow $69,332,000 $72,034,000 $-2,569,000 $1,990,000
Cash Flow From Continuing Financing Activities $69,332,000 $72,034,000 $-2,569,000 $1,990,000
Cash Dividends Paid $-5,712,000 $-5,914,000 $-6,066,000 $-5,281,000
Common Stock Dividend Paid $-5,712,000 $-5,914,000 $-6,066,000 $-5,281,000
Net Common Stock Issuance $-6,097,000 $-7,599,000 $-5,022,000 $-6,351,000
Net Other Financing Charges - - - -
Other
Repayment Of Debt $-25,000,000 $-120,646,000 $-532,000 $-1,472,000
Issuance Of Debt $0 $98,000,000 $120,000,000 $0
End Cash Position $40,381,000 $66,450,000 $28,840,000 $30,342,000
Beginning Cash Position $66,450,000 $28,840,000 $30,342,000 $103,456,000
Changes In Cash $-26,069,000 $37,610,000 $-1,502,000 $-73,114,000
Common Stock Payments $-6,097,000 $-7,599,000 $-5,022,000 $-6,351,000
Net Issuance Payments Of Debt $-17,120,000 $-33,356,000 $94,218,000 $39,878,000
Net Short Term Debt Issuance $7,880,000 $-10,710,000 $-25,250,000 $41,350,000
Net Long Term Debt Issuance $-25,000,000 $-22,646,000 $119,468,000 $-1,472,000
Long Term Debt Payments $-25,000,000 $-120,646,000 $-532,000 $-1,472,000
Long Term Debt Issuance $0 $98,000,000 $120,000,000 $0
Net Investment Purchase And Sale $337,000 $-219,000 $24,477,000 $15,415,000
Sale Of Investment $32,138,000 $33,826,000 $32,374,000 $48,445,000
Purchase Of Investment $-31,801,000 $-34,045,000 $-7,897,000 $-33,030,000
Net PPE Purchase And Sale $-1,073,000 $-1,122,000 $-2,884,000 $-1,143,000
Sale Of PPE $0 $74,000 $18,000 $0
Purchase Of PPE $-1,073,000 $-1,196,000 $-2,902,000 $-1,143,000
Change In Working Capital $-94,000 $-3,179,000 $-5,235,000 $3,516,000
Change In Other Current Liabilities $-124,000 $-3,372,000 $-3,879,000 $8,099,000
Change In Other Current Assets $345,000 $133,000 $-968,000 $-4,218,000
Change In Receivables $-315,000 $60,000 $-388,000 $-365,000
Changes In Account Receivables $-315,000 $60,000 $-388,000 $-365,000
Other Non Cash Items $-1,956,000 $-1,950,000 $-2,503,000 $-1,860,000
Stock Based Compensation $1,789,000 $2,041,000 $1,979,000 $1,757,000
Unrealized Gain Loss On Investment Securities $-35,000 $-13,000 $1,000 $717,000
Deferred Tax $-1,002,000 $178,000 $191,000 $1,088,000
Deferred Income Tax $-1,002,000 $178,000 $191,000 $1,088,000
Depreciation Amortization Depletion $2,484,000 $2,605,000 $2,594,000 $2,687,000
Depreciation And Amortization $2,484,000 $2,605,000 $2,594,000 $2,687,000
Amortization Cash Flow $375,000 $375,000 $375,000 $375,000
Amortization Of Intangibles $375,000 $375,000 $375,000 $375,000
Depreciation $2,109,000 $2,230,000 $2,219,000 $2,312,000
Gain Loss On Sale Of PPE $0 $6,000 $3,000 $0
Net Income From Continuing Operations $15,269,000 $11,666,000 $15,068,000 $25,887,000
Proceeds From Stock Option Exercised - $0 $0 $1,171,000
Gain Loss On Investment Securities - $0 $1,000 $4,000
Fetched: 2026-05-25