WNEB
Western New England Bancorp, Inc.
Price Chart
Latest Quote
$13.20
| Previous Close | $12.81 |
| Open | $13.04 |
| Day High | $13.21 |
| Day Low | $12.19 |
| Volume | 51,721 |
Stock Information
| Quarterly Dividend / Yield | $0.28 / 2.10% |
| Shares Outstanding | 20.13M |
| Quarterly Dividend Yield | 2.10% |
| Quarterly Dividend | $0.28 |
| Total Debt | $121.33M |
| Cash Equivalents | $60.85M |
| Revenue | $86.31M |
| Net Income | $17.74M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $268.47M |
| P/E Ratio | 15.16 |
| EPS (TTM) | $0.88 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $326.90M |
| Sales | $86.31M |
| Income | $17.74M |
| Book/sh | $12.25 |
| Cash/sh | $3.02 |
| Employees | 292 |
Financial Ratios
| EPS Growth TTM | 107.40% |
Returns & Margins
| ROA | 0.65% |
| ROE | 7.31% |
| Operating Margin | 29.60% |
| Profit Margin | 20.56% |
Ownership
| Insider Ownership | 11.65% |
| Institutional Ownership | 64.52% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 12.02 |
| PEG | 1.58 |
| P/S | 3.11 |
| P/B | 1.09 |
Analyst Data
| Recommendation | none |
| Target Price | $15.17 |
Technical Indicators
| SMA20 | $13.33 |
| SMA50 | $13.49 |
| SMA200 | $12.63 |
| RSI | 54.01 |
| ATR | 0.4607 |
| Shares Float | 16.28M |
| Short Float | 1.19% |
| Short Ratio | 5.22 |
| Volatility | 0.76 |
| Rel Volume | 0.88 |
Performance History
| Week | +0.53% |
| Month | -4.89% |
| Quarter | +7.45% |
| 6 Months | +5.71% |
| YTD | +9.13% |
| Year | +47.81% |
| 3 Years | +158.81% |
| 5 Years | +82.24% |
| 10 Years | +122.82% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $13.34 | 33,800 |
| 2026-06-04 | $13.20 | 52,100 |
| 2026-06-03 | $12.81 | 49,200 |
| 2026-06-02 | $13.16 | 22,600 |
| 2026-06-01 | $12.97 | 21,500 |
| 2026-05-29 | $13.27 | 35,300 |
| 2026-05-28 | $13.32 | 32,100 |
| 2026-05-27 | $13.34 | 31,400 |
| 2026-05-26 | $13.51 | 33,400 |
| 2026-05-22 | $13.39 | 32,200 |
| 2026-05-21 | $13.59 | 64,000 |
| 2026-05-20 | $13.48 | 42,500 |
| 2026-05-19 | $13.44 | 54,500 |
| 2026-05-18 | $13.42 | 54,100 |
| 2026-05-15 | $13.15 | 37,500 |
| 2026-05-14 | $13.23 | 26,300 |
| 2026-05-13 | $13.24 | 45,000 |
| 2026-05-12 | $13.35 | 36,900 |
| 2026-05-11 | $13.41 | 34,600 |
| 2026-05-08 | $13.90 | 27,700 |
| 2026-05-07 | $14.02 | 30,400 |
| 2026-05-06 | $14.03 | 45,300 |
About Western New England Bancorp, Inc.
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies. It offers various deposit products, including commercial, small business, nonprofit and municipal checking, money market, sweep accounts, time deposits, interest-bearing and noninterest-bearing checking, and individual retirement accounts, as well as certificates of deposit. The company also originates and funds commercial and residential real estate loans, including first mortgages, home equity loans, and home equity lines, and secured by one-to-four family residential properties; home equity revolving loans and lines of credit; consumer loans, including automobile, spa and pool, collateral, and personal lines of credit; commercial and industrial loans, such as letters of credit, revolving lines of credit, working capital, equipment financing, and term loans; and construction and land development loans. In addition, it provides automated teller machine (ATM), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facility, and night deposit services. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. The company was founded in 1853 and is headquartered in Westfield, Massachusetts.
đ° Latest News
Western New England Bancorp (WNEB) Q1 Earnings and Revenues Beat Estimates
Zacks âĸ 2026-04-28T23:00:10ZStrength Seen in Banco Comercial Portugues (BPCGY): Can Its 6.5% Jump Turn into More Strength?
Zacks âĸ 2026-04-07T12:15:00ZWestern New England Bancorp (NASDAQ:WNEB) Is Due To Pay A Dividend Of $0.07
Simply Wall St. âĸ 2026-01-31T13:01:16ZBest Momentum Stocks to Buy for January 30th
Zacks âĸ 2026-01-30T15:00:00ZNew Strong Buy Stocks for January 30th
Zacks âĸ 2026-01-30T11:13:00ZWestern New England Bancorp (WNEB) Reports Q4 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-01-28T01:30:01ZWestern New England Bancorp (WNEB) Q4 Earnings and Revenues Top Estimates
Zacks âĸ 2026-01-27T22:25:02ZWestern New England Bancorp: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-27T21:32:48ZUncovering US Undiscovered Gems in January 2026
Simply Wall St. âĸ 2026-01-02T11:32:56ZWestern New England Bancorp's (NASDAQ:WNEB) investors will be pleased with their splendid 126% return over the last five years
Simply Wall St. âĸ 2025-12-12T10:05:14ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $82,613,000 | $72,726,000 | $79,952,000 | $89,757,000 |
| Operating Revenue | $82,613,000 | $72,726,000 | $79,952,000 | $89,757,000 |
| Expenses | ||||
| Interest Expense | $48,522,000 | $50,015,000 | $33,209,000 | $6,696,000 |
| Selling And Marketing Expense | $1,654,000 | $1,269,000 | $1,495,000 | $1,408,000 |
| General And Administrative Expense | $37,430,000 | $34,246,000 | $33,701,000 | $33,745,000 |
| Professional Expense And Contract Services Expense | $2,017,000 | $2,161,000 | $2,732,000 | $2,601,000 |
| Other Non Interest Expense | $14,293,000 | $13,560,000 | $13,422,000 | $12,471,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Net Interest Income | $70,097,000 | $59,817,000 | $67,909,000 | $79,232,000 |
| Interest Income | $118,619,000 | $109,832,000 | $101,118,000 | $85,928,000 |
| Normalized Income | $15,269,000 | $11,670,680 | $15,949,274 | $23,787,364 |
| Net Income From Continuing And Discontinued Operation | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Net Income Common Stockholders | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Net Income | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Net Income Including Noncontrolling Interests | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Net Income Continuous Operations | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Pretax Income | $19,790,000 | $14,957,000 | $19,584,000 | $34,629,000 |
| Special Income Charges | $0 | $-6,000 | $-1,146,000 | $2,807,000 |
| Per Share | ||||
| Diluted EPS | $0.75 | $0.56 | $0.70 | $1.18 |
| Basic EPS | $0.76 | $0.56 | $0.70 | $1.18 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $-1,320 | $-264,726 | $707,364 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $-6,000 | $-1,146,000 | $2,807,000 |
| Total Unusual Items Excluding Goodwill | $0 | $-6,000 | $-1,146,000 | $2,807,000 |
| Reconciled Depreciation | $2,484,000 | $2,605,000 | $2,594,000 | $2,687,000 |
| Diluted Average Shares | $20,321,755 | $21,016,358 | $21,610,329 | $21,938,323 |
| Basic Average Shares | $20,194,877 | $20,899,573 | $21,535,888 | $21,879,657 |
| Diluted NI Availto Com Stockholders | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Tax Provision | $4,521,000 | $3,291,000 | $4,516,000 | $8,742,000 |
| Gain On Sale Of Security | $278,000 | $1,300,000 | $589,000 | $-299,000 |
| Selling General And Administration | $39,084,000 | $35,515,000 | $35,196,000 | $35,153,000 |
| Insurance And Claims | $1,604,000 | $1,460,000 | $1,321,000 | $1,048,000 |
| Salaries And Wages | $35,826,000 | $32,786,000 | $32,380,000 | $32,697,000 |
| Occupancy And Equipment | $7,094,000 | $7,192,000 | $7,000,000 | $7,010,000 |
| Other Special Charges | - | $6,000 | $1,146,000 | $-2,807,000 |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $234,087,000 | $221,985,000 | $223,109,000 | $213,468,000 |
| Total Assets | $2,736,480,000 | $2,653,090,000 | $2,564,571,000 | $2,553,150,000 |
| Goodwill And Other Intangible Assets | $13,550,000 | $13,925,000 | $14,300,000 | $14,675,000 |
| Other Intangible Assets | $1,063,000 | $1,438,000 | $1,813,000 | $2,188,000 |
| Receivables | $8,783,000 | $8,468,000 | $8,528,000 | $8,140,000 |
| Accounts Receivable | $8,783,000 | $8,468,000 | $8,528,000 | $8,140,000 |
| Cash And Cash Equivalents | $38,145,000 | $57,186,000 | $25,849,000 | $28,690,000 |
| Cash Financial | $19,890,000 | $18,824,000 | $20,784,000 | $25,577,000 |
| Cash Cash Equivalents And Federal Funds Sold | $40,381,000 | $66,450,000 | $28,840,000 | $30,342,000 |
| Debt | ||||
| Net Debt | $67,915,000 | $65,955,000 | $130,609,000 | $33,511,000 |
| Total Debt | $106,060,000 | $123,141,000 | $156,458,000 | $62,201,000 |
| Long Term Debt And Capital Lease Obligation | $92,790,000 | $117,751,000 | $140,358,000 | $20,851,000 |
| Long Term Debt | $92,790,000 | $117,751,000 | $140,358,000 | $20,851,000 |
| Current Debt And Capital Lease Obligation | $13,270,000 | $5,390,000 | $16,100,000 | $41,350,000 |
| Current Debt | $13,270,000 | $5,390,000 | $16,100,000 | $41,350,000 |
| Other Current Borrowings | $13,270,000 | $5,390,000 | $16,100,000 | $41,350,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,488,843,000 | $2,417,180,000 | $2,327,162,000 | $2,325,007,000 |
| Equity | ||||
| Common Stock Equity | $247,637,000 | $235,910,000 | $237,409,000 | $228,143,000 |
| Total Equity Gross Minority Interest | $247,637,000 | $235,910,000 | $237,409,000 | $228,143,000 |
| Stockholders Equity | $247,637,000 | $235,910,000 | $237,409,000 | $228,143,000 |
| Other Equity Interest | $-2,667,000 | $-3,096,000 | $-3,505,000 | $-3,918,000 |
| Gains Losses Not Affecting Retained Earnings | $-16,717,000 | $-23,274,000 | $-21,744,000 | $-25,042,000 |
| Other Equity Adjustments | $-16,717,000 | $-23,274,000 | $-21,744,000 | $-25,042,000 |
| Retained Earnings | $152,302,000 | $142,745,000 | $136,993,000 | $127,982,000 |
| Other | ||||
| Ordinary Shares Number | $20,372,786 | $20,875,713 | $21,666,807 | $22,216,789 |
| Share Issued | $20,372,786 | $20,875,713 | $21,666,807 | $22,216,789 |
| Tangible Book Value | $234,087,000 | $221,985,000 | $223,109,000 | $213,468,000 |
| Invested Capital | $353,697,000 | $359,051,000 | $393,867,000 | $290,344,000 |
| Total Capitalization | $340,427,000 | $353,661,000 | $377,767,000 | $248,994,000 |
| Additional Paid In Capital | $114,515,000 | $119,326,000 | $125,448,000 | $128,899,000 |
| Capital Stock | $204,000 | $209,000 | $217,000 | $222,000 |
| Common Stock | $204,000 | $209,000 | $217,000 | $222,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $365,232,000 | $366,137,000 | $360,681,000 | $383,402,000 |
| Held To Maturity Securities | $183,799,000 | $205,036,000 | $223,370,000 | $230,168,000 |
| Available For Sale Securities | $176,432,000 | $397,000 | $196,000 | $6,237,000 |
| Goodwill | $12,487,000 | $12,487,000 | $12,487,000 | $12,487,000 |
| Net PPE | $23,345,000 | $24,421,000 | $25,575,000 | $24,953,000 |
| Accumulated Depreciation | $-40,054,000 | $-37,905,000 | $-35,635,000 | $-33,376,000 |
| Gross PPE | $63,399,000 | $62,326,000 | $61,210,000 | $58,329,000 |
| Leases | $3,472,000 | $3,472,000 | $3,472,000 | $3,472,000 |
| Machinery Furniture Equipment | $24,619,000 | $24,164,000 | $23,268,000 | $21,880,000 |
| Buildings And Improvements | $29,069,000 | $28,451,000 | $28,231,000 | $26,738,000 |
| Land And Improvements | $6,239,000 | $6,239,000 | $6,239,000 | $6,239,000 |
| Other Short Term Investments | $5,001,000 | $160,704,000 | $137,115,000 | $146,997,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $17,140,000 | $10,974,000 | $11,871,000 | $35,627,000 |
| Operating Activities | ||||
| Operating Cash Flow | $18,213,000 | $12,170,000 | $14,773,000 | $36,770,000 |
| Cash Flow From Continuing Operating Activities | $18,213,000 | $12,170,000 | $14,773,000 | $36,770,000 |
| Operating Gains Losses | $-11,000 | $-229,000 | $3,000 | $4,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,073,000 | $-1,196,000 | $-2,902,000 | $-1,143,000 |
| Investing Cash Flow | $-113,614,000 | $-46,594,000 | $-13,706,000 | $-111,874,000 |
| Cash Flow From Continuing Investing Activities | $-113,614,000 | $-46,594,000 | $-13,706,000 | $-111,874,000 |
| Net Other Investing Changes | $459,000 | $-2,111,000 | $1,724,000 | $1,677,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-6,097,000 | $-7,599,000 | $-5,022,000 | $-6,351,000 |
| Financing Cash Flow | $69,332,000 | $72,034,000 | $-2,569,000 | $1,990,000 |
| Cash Flow From Continuing Financing Activities | $69,332,000 | $72,034,000 | $-2,569,000 | $1,990,000 |
| Cash Dividends Paid | $-5,712,000 | $-5,914,000 | $-6,066,000 | $-5,281,000 |
| Common Stock Dividend Paid | $-5,712,000 | $-5,914,000 | $-6,066,000 | $-5,281,000 |
| Net Common Stock Issuance | $-6,097,000 | $-7,599,000 | $-5,022,000 | $-6,351,000 |
| Net Other Financing Charges | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-25,000,000 | $-120,646,000 | $-532,000 | $-1,472,000 |
| Issuance Of Debt | $0 | $98,000,000 | $120,000,000 | $0 |
| End Cash Position | $40,381,000 | $66,450,000 | $28,840,000 | $30,342,000 |
| Beginning Cash Position | $66,450,000 | $28,840,000 | $30,342,000 | $103,456,000 |
| Changes In Cash | $-26,069,000 | $37,610,000 | $-1,502,000 | $-73,114,000 |
| Common Stock Payments | $-6,097,000 | $-7,599,000 | $-5,022,000 | $-6,351,000 |
| Net Issuance Payments Of Debt | $-17,120,000 | $-33,356,000 | $94,218,000 | $39,878,000 |
| Net Short Term Debt Issuance | $7,880,000 | $-10,710,000 | $-25,250,000 | $41,350,000 |
| Net Long Term Debt Issuance | $-25,000,000 | $-22,646,000 | $119,468,000 | $-1,472,000 |
| Long Term Debt Payments | $-25,000,000 | $-120,646,000 | $-532,000 | $-1,472,000 |
| Long Term Debt Issuance | $0 | $98,000,000 | $120,000,000 | $0 |
| Net Investment Purchase And Sale | $337,000 | $-219,000 | $24,477,000 | $15,415,000 |
| Sale Of Investment | $32,138,000 | $33,826,000 | $32,374,000 | $48,445,000 |
| Purchase Of Investment | $-31,801,000 | $-34,045,000 | $-7,897,000 | $-33,030,000 |
| Net PPE Purchase And Sale | $-1,073,000 | $-1,122,000 | $-2,884,000 | $-1,143,000 |
| Sale Of PPE | $0 | $74,000 | $18,000 | $0 |
| Purchase Of PPE | $-1,073,000 | $-1,196,000 | $-2,902,000 | $-1,143,000 |
| Change In Working Capital | $-94,000 | $-3,179,000 | $-5,235,000 | $3,516,000 |
| Change In Other Current Liabilities | $-124,000 | $-3,372,000 | $-3,879,000 | $8,099,000 |
| Change In Other Current Assets | $345,000 | $133,000 | $-968,000 | $-4,218,000 |
| Change In Receivables | $-315,000 | $60,000 | $-388,000 | $-365,000 |
| Changes In Account Receivables | $-315,000 | $60,000 | $-388,000 | $-365,000 |
| Other Non Cash Items | $-1,956,000 | $-1,950,000 | $-2,503,000 | $-1,860,000 |
| Stock Based Compensation | $1,789,000 | $2,041,000 | $1,979,000 | $1,757,000 |
| Unrealized Gain Loss On Investment Securities | $-35,000 | $-13,000 | $1,000 | $717,000 |
| Deferred Tax | $-1,002,000 | $178,000 | $191,000 | $1,088,000 |
| Deferred Income Tax | $-1,002,000 | $178,000 | $191,000 | $1,088,000 |
| Depreciation Amortization Depletion | $2,484,000 | $2,605,000 | $2,594,000 | $2,687,000 |
| Depreciation And Amortization | $2,484,000 | $2,605,000 | $2,594,000 | $2,687,000 |
| Amortization Cash Flow | $375,000 | $375,000 | $375,000 | $375,000 |
| Amortization Of Intangibles | $375,000 | $375,000 | $375,000 | $375,000 |
| Depreciation | $2,109,000 | $2,230,000 | $2,219,000 | $2,312,000 |
| Gain Loss On Sale Of PPE | $0 | $6,000 | $3,000 | $0 |
| Net Income From Continuing Operations | $15,269,000 | $11,666,000 | $15,068,000 | $25,887,000 |
| Proceeds From Stock Option Exercised | - | $0 | $0 | $1,171,000 |
| Gain Loss On Investment Securities | - | $0 | $1,000 | $4,000 |