WSBK
Winchester Bancorp, Inc.
Price Chart
Latest Quote
$12.85
+0.00 (+0.02%)
Current Price
| Previous Close | $12.85 |
| Open | $12.81 |
| Day High | $12.85 |
| Day Low | $12.81 |
| Volume | 2,577 |
Stock Information
| Shares Outstanding | 8.96M |
| Total Debt | $146.88M |
| Cash Equivalents | $53.95M |
| Revenue | $23.78M |
| Net Income | $2.26M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $115.15M |
| P/E Ratio | 49.42 |
| EPS (TTM) | $0.26 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $212.38M |
| Sales | $23.78M |
| Income | $2.26M |
| Book/sh | $12.82 |
| Cash/sh | $6.02 |
| Employees | 71 |
Financial Ratios
| EPS Growth TTM | 275.40% |
Returns & Margins
| ROA | 0.23% |
| ROE | 2.26% |
| Operating Margin | 26.17% |
| Profit Margin | 9.51% |
Ownership
| Insider Ownership | 59.26% |
| Institutional Ownership | 8.07% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 4.84 |
| P/B | 1.00 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $12.73 |
| SMA50 | $12.82 |
| SMA200 | $11.15 |
| RSI | 61.64 |
| ATR | 0.1159 |
| Shares Float | 3.78M |
| Short Float | 0.48% |
| Short Ratio | 2.41 |
| Rel Volume | 0.41 |
Performance History
| Week | +1.18% |
| Month | +1.58% |
| Quarter | -0.85% |
| 6 Months | +33.99% |
| YTD | +23.08% |
| Year | +37.29% |
| 10 Years | +38.17% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $12.85 | 2,600 |
| 2026-06-04 | $12.81 | 2,000 |
| 2026-06-03 | $12.69 | 6,500 |
| 2026-06-02 | $12.73 | 16,500 |
| 2026-06-01 | $12.74 | 12,400 |
| 2026-05-29 | $12.70 | 2,400 |
| 2026-05-28 | $12.68 | 5,200 |
| 2026-05-27 | $12.77 | 37,700 |
| 2026-05-26 | $12.74 | 5,400 |
| 2026-05-22 | $12.68 | 3,000 |
| 2026-05-21 | $12.76 | 800 |
| 2026-05-20 | $12.71 | 13,800 |
| 2026-05-19 | $12.64 | 1,000 |
| 2026-05-18 | $12.70 | 1,600 |
| 2026-05-15 | $12.68 | 2,000 |
| 2026-05-14 | $12.75 | 5,500 |
| 2026-05-13 | $12.77 | 400 |
| 2026-05-12 | $12.74 | 2,800 |
| 2026-05-11 | $12.80 | 2,600 |
| 2026-05-08 | $12.76 | 1,400 |
| 2026-05-07 | $12.74 | 17,700 |
| 2026-05-06 | $12.65 | 32,300 |
About Winchester Bancorp, Inc.
Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily residential real estate loans, construction loans, commercial real estate loans, home equity loans and lines of credit, commercial business loans, and consumer loans including automobile loans, home mortgages, credit lines, and other personal loans, as well as invests in securities. Winchester Bancorp, Inc. was incorporated in 1871 and is headquartered in Winchester, Massachusetts. Winchester Bancorp, Inc. is a subsidiary of Winchester Bancorp, MHC.
đ° Latest News
Discovering US Undiscovered Gems 3 Promising Small Caps
Simply Wall St. âĸ 2026-06-01T17:33:45Z
Undiscovered Gems In The US Market 3 Promising Small Caps With Strong Potential
Simply Wall St. âĸ 2026-06-01T11:33:28Z
Discover 3 Undiscovered Gems in the US Market
Simply Wall St. âĸ 2026-05-29T11:33:23Z
US Market's Undiscovered Gems To Explore In May 2026
Simply Wall St. âĸ 2026-05-27T17:33:26Z
Exploring 3 Undiscovered Gems In The US Market
Simply Wall St. âĸ 2026-05-27T11:33:38Z
US Undiscovered Gems To Explore In May 2026
Simply Wall St. âĸ 2026-05-25T17:33:19Z
Discovering US Undiscovered Gems In May 2026
Simply Wall St. âĸ 2026-05-21T17:33:23Z
Undiscovered Gems in the US Market May 2026
Simply Wall St. âĸ 2026-05-21T11:33:22Z
Undiscovered Gems in the US Market for May 2026
Simply Wall St. âĸ 2026-05-20T11:33:10Z
Discovering Hidden Opportunities in US Stocks with Strong Potential
Simply Wall St. âĸ 2026-05-15T17:33:06Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $19,314,000 | $15,839,000 | $18,660,000 |
| Operating Revenue | $19,314,000 | $15,839,000 | $18,660,000 |
| Expenses | |||
| Interest Expense | $25,191,000 | $20,489,000 | $7,122,000 |
| Selling And Marketing Expense | $462,000 | $376,000 | $404,000 |
| General And Administrative Expense | $15,369,000 | $11,865,000 | $12,399,000 |
| Other Non Interest Expense | $1,368,000 | $1,131,000 | $964,000 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $-874,000 | $786,000 | $4,160,000 |
| Net Interest Income | $17,522,000 | $14,374,000 | $17,749,000 |
| Interest Income | $42,713,000 | $34,863,000 | $24,871,000 |
| Normalized Income | $-874,000 | $537,940 | $1,695,800 |
| Net Income From Continuing And Discontinued Operation | $-874,000 | $786,000 | $4,160,000 |
| Net Income Common Stockholders | $-874,000 | $786,000 | $4,160,000 |
| Net Income | $-874,000 | $786,000 | $4,160,000 |
| Net Income Including Noncontrolling Interests | $-874,000 | $786,000 | $4,160,000 |
| Net Income Continuous Operations | $-874,000 | $786,000 | $4,160,000 |
| Pretax Income | $-1,530,000 | $754,000 | $5,623,000 |
| Special Income Charges | $0 | $314,000 | $3,330,000 |
| Per Share | |||
| Diluted EPS | $-0.10 | $0.08 | $0.44 |
| Basic EPS | $-0.10 | $0.08 | $0.44 |
| Other | |||
| Tax Effect Of Unusual Items | $0 | $65,940 | $865,800 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Total Unusual Items | $0 | $314,000 | $3,330,000 |
| Total Unusual Items Excluding Goodwill | $0 | $314,000 | $3,330,000 |
| Reconciled Depreciation | $847,000 | $750,000 | $640,000 |
| Diluted Average Shares | $8,817,329 | $9,446,429 | $9,446,429 |
| Basic Average Shares | $8,817,329 | $9,446,429 | $9,446,429 |
| Diluted NI Availto Com Stockholders | $-874,000 | $786,000 | $4,160,000 |
| Tax Provision | $-656,000 | $-32,000 | $1,463,000 |
| Gain On Sale Of Security | $374,000 | $345,000 | $46,000 |
| Selling General And Administration | $15,831,000 | $12,241,000 | $12,803,000 |
| Other Gand A | $4,906,000 | $2,562,000 | $2,352,000 |
| Insurance And Claims | $848,000 | $472,000 | $283,000 |
| Salaries And Wages | $9,615,000 | $8,831,000 | $9,764,000 |
| Occupancy And Equipment | $1,579,000 | $1,513,000 | $1,204,000 |
| Other Special Charges | - | $-314,000 | $-3,330,000 |
Fetched: 2026-05-22
Balance Sheet (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $115,352,000 | $80,288,000 | $77,046,000 |
| Total Assets | $949,378,000 | $852,968,000 | $750,634,000 |
| Receivables | $3,327,000 | $3,165,000 | $2,258,000 |
| Accounts Receivable | $3,327,000 | $3,165,000 | $2,258,000 |
| Cash And Cash Equivalents | $55,244,000 | $44,114,000 | $52,178,000 |
| Cash Financial | $7,513,000 | $3,183,000 | $15,944,000 |
| Cash Cash Equivalents And Federal Funds Sold | $55,244,000 | $44,114,000 | $52,178,000 |
| Debt | |||
| Net Debt | $91,756,000 | $85,355,000 | $39,523,000 |
| Total Debt | $147,000,000 | $129,469,000 | $91,701,000 |
| Long Term Debt And Capital Lease Obligation | $147,000,000 | $129,469,000 | $69,000,000 |
| Long Term Debt | $147,000,000 | $129,469,000 | $69,000,000 |
| Current Debt And Capital Lease Obligation | $0 | $0 | $22,701,000 |
| Current Debt | $0 | $0 | $22,701,000 |
| Other Current Borrowings | $0 | $0 | $22,701,000 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $834,026,000 | $772,680,000 | $673,588,000 |
| Non Current Deferred Liabilities | - | $70,000 | - |
| Non Current Deferred Taxes Liabilities | - | $70,000 | - |
| Equity | |||
| Common Stock Equity | $115,352,000 | $80,288,000 | $77,046,000 |
| Total Equity Gross Minority Interest | $115,352,000 | $80,288,000 | $77,046,000 |
| Stockholders Equity | $115,352,000 | $80,288,000 | $77,046,000 |
| Other Equity Interest | $-3,346,000 | - | - |
| Gains Losses Not Affecting Retained Earnings | $-1,686,000 | $-1,806,000 | $-3,258,000 |
| Other Equity Adjustments | $-1,686,000 | $-1,806,000 | $-3,258,000 |
| Retained Earnings | $80,720,000 | $82,094,000 | $80,304,000 |
| Other | |||
| Treasury Shares Number | $334,633 | - | - |
| Ordinary Shares Number | $8,960,743 | $9,446,429 | $9,446,429 |
| Share Issued | $9,295,376 | $9,446,429 | $9,446,429 |
| Tangible Book Value | $115,352,000 | $80,288,000 | $77,046,000 |
| Invested Capital | $262,352,000 | $209,757,000 | $168,747,000 |
| Total Capitalization | $262,352,000 | $209,757,000 | $146,046,000 |
| Additional Paid In Capital | $39,571,000 | $0 | - |
| Capital Stock | $93,000 | $0 | - |
| Common Stock | $93,000 | - | - |
| Preferred Stock | $0 | $0 | - |
| Investments And Advances | $104,510,000 | $88,750,000 | $73,388,000 |
| Held To Maturity Securities | $54,712,000 | $55,548,000 | $44,686,000 |
| Available For Sale Securities | $24,535,000 | $2,112,000 | $1,733,000 |
| Net PPE | $6,418,000 | $6,981,000 | $6,100,000 |
| Accumulated Depreciation | $-8,326,000 | $-7,518,000 | $-7,863,000 |
| Gross PPE | $14,744,000 | $14,499,000 | $13,963,000 |
| Leases | $2,777,000 | $2,832,000 | $1,095,000 |
| Machinery Furniture Equipment | $3,758,000 | $3,458,000 | $3,025,000 |
| Buildings And Improvements | $7,377,000 | $7,377,000 | $8,846,000 |
| Land And Improvements | $832,000 | $832,000 | $997,000 |
| Other Short Term Investments | $25,263,000 | $31,090,000 | $26,969,000 |
Fetched: 2026-05-22
Cash Flow Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $2,181,000 | $-1,086,000 | $437,000 |
| Operating Activities | |||
| Operating Cash Flow | $2,465,000 | $231,000 | $437,000 |
| Cash Flow From Continuing Operating Activities | $2,465,000 | $231,000 | $437,000 |
| Operating Gains Losses | $-374,000 | $-659,000 | $-3,376,000 |
| Investing Activities | |||
| Capital Expenditure | $-284,000 | $-1,317,000 | - |
| Investing Cash Flow | $-86,728,000 | $-105,180,000 | $-121,752,000 |
| Cash Flow From Continuing Investing Activities | $-86,728,000 | $-105,180,000 | $-121,752,000 |
| Net Other Investing Changes | $-515,000 | $-5,788,000 | $-9,261,000 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-3,346,000 | $0 | - |
| Issuance Of Capital Stock | $37,805,000 | $0 | - |
| Financing Cash Flow | $95,393,000 | $96,885,000 | $110,314,000 |
| Cash Flow From Continuing Financing Activities | $95,393,000 | $96,885,000 | $110,314,000 |
| Net Other Financing Charges | $-386,000 | $84,000 | $-43,000 |
| Net Common Stock Issuance | $34,459,000 | $0 | - |
| Common Stock Issuance | $37,805,000 | $0 | - |
| Other | |||
| Repayment Of Debt | $-13,000,000 | $-149,000,000 | $-48,000,000 |
| Issuance Of Debt | $17,000,000 | $190,000,000 | $112,000,000 |
| Interest Paid Supplemental Data | $25,581,000 | $20,164,000 | $6,588,000 |
| End Cash Position | $55,244,000 | $44,114,000 | $52,178,000 |
| Beginning Cash Position | $44,114,000 | $52,178,000 | $63,179,000 |
| Changes In Cash | $11,130,000 | $-8,064,000 | $-11,001,000 |
| Common Stock Payments | $-3,346,000 | $0 | - |
| Net Issuance Payments Of Debt | $17,531,000 | $37,768,000 | $83,701,000 |
| Net Short Term Debt Issuance | $13,531,000 | $-3,232,000 | $19,701,000 |
| Net Long Term Debt Issuance | $4,000,000 | $41,000,000 | $64,000,000 |
| Long Term Debt Payments | $-13,000,000 | $-149,000,000 | $-48,000,000 |
| Long Term Debt Issuance | $17,000,000 | $190,000,000 | $112,000,000 |
| Net Investment Purchase And Sale | $-14,679,000 | $-14,701,000 | $3,231,000 |
| Sale Of Investment | $31,429,000 | $11,782,000 | $12,110,000 |
| Purchase Of Investment | $-46,108,000 | $-26,483,000 | $-8,879,000 |
| Net PPE Purchase And Sale | $-284,000 | $-1,317,000 | $4,299,000 |
| Purchase Of PPE | $-284,000 | $-1,317,000 | - |
| Change In Working Capital | $375,000 | $-979,000 | $-2,356,000 |
| Change In Other Current Assets | $1,543,000 | $-3,440,000 | $-5,164,000 |
| Change In Payables And Accrued Expense | $-1,006,000 | $3,368,000 | $3,415,000 |
| Change In Accrued Expense | $-1,006,000 | $3,368,000 | $3,415,000 |
| Change In Receivables | $-162,000 | $-907,000 | $-607,000 |
| Changes In Account Receivables | $-162,000 | $-907,000 | $-607,000 |
| Other Non Cash Items | $1,393,000 | $-315,000 | $-145,000 |
| Amortization Of Securities | $360,000 | $410,000 | $526,000 |
| Deferred Tax | $-1,242,000 | $-159,000 | $-530,000 |
| Deferred Income Tax | $-1,242,000 | $-159,000 | $-530,000 |
| Depreciation Amortization Depletion | $847,000 | $750,000 | $640,000 |
| Depreciation And Amortization | $847,000 | $750,000 | $640,000 |
| Gain Loss On Investment Securities | $-374,000 | $-345,000 | $-46,000 |
| Gain Loss On Sale Of PPE | $0 | $-314,000 | $-3,330,000 |
| Net Income From Continuing Operations | $-874,000 | $786,000 | $4,160,000 |
| Depreciation | - | $750,000 | $640,000 |
| Income Tax Paid Supplemental Data | - | - | $2,504,000 |
Fetched: 2026-05-22