WTFCN
Wintrust Financial Corporation
Price Chart
Latest Quote
$26.22
+0.08 (+0.31%)
Current Price
| Previous Close | $26.14 |
| Open | $26.24 |
| Day High | $26.25 |
| Day Low | $26.16 |
| Volume | 7,283 |
Stock Information
| Quarterly Dividend / Yield | $2.26 / 8.61% |
| Quarterly Dividend Yield | 8.61% |
| Quarterly Dividend | $2.26 |
| Total Debt | $4.46B |
| Cash Equivalents | $3.75B |
| Revenue | $2.69B |
| Net Income | $811.13M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.91B |
| Sales | $2.69B |
| Income | $811.13M |
| Book/sh | $102.03 |
| Employees | 6K |
Financial Ratios
| EPS Growth TTM | 20.30% |
Returns & Margins
| ROA | 1.25% |
| ROE | 12.34% |
| Operating Margin | 46.33% |
| Profit Margin | 32.02% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/B | 0.26 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $26.34 |
| SMA50 | $26.17 |
| SMA200 | $25.69 |
| RSI | 37.63 |
| ATR | 0.1686 |
| Shares Float | 66.47M |
| Short Ratio | 1.39 |
| Volatility | 0.85 |
| Rel Volume | 0.16 |
Performance History
| Week | +0.00% |
| Month | -0.91% |
| Quarter | +0.95% |
| 6 Months | +3.68% |
| YTD | +2.26% |
| Year | +9.55% |
| 10 Years | +11.42% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $26.22 | 7,500 |
| 2026-06-04 | $26.14 | 22,000 |
| 2026-06-03 | $26.24 | 23,300 |
| 2026-06-02 | $26.18 | 40,300 |
| 2026-06-01 | $26.31 | 11,200 |
| 2026-05-29 | $26.22 | 462,700 |
| 2026-05-28 | $26.23 | 77,700 |
| 2026-05-27 | $26.32 | 37,100 |
| 2026-05-26 | $26.34 | 18,300 |
| 2026-05-22 | $26.35 | 40,900 |
| 2026-05-21 | $26.36 | 45,400 |
| 2026-05-20 | $26.45 | 17,300 |
| 2026-05-19 | $26.33 | 25,600 |
| 2026-05-18 | $26.38 | 6,500 |
| 2026-05-15 | $26.45 | 13,300 |
| 2026-05-14 | $26.45 | 6,900 |
| 2026-05-13 | $26.40 | 21,600 |
| 2026-05-12 | $26.50 | 33,700 |
| 2026-05-11 | $26.56 | 10,700 |
| 2026-05-08 | $26.45 | 10,700 |
| 2026-05-07 | $26.48 | 11,100 |
| 2026-05-06 | $26.46 | 11,200 |
About Wintrust Financial Corporation
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
đ° Latest News
Wintrust Financial (WTFC) Valuation Check After Recent Share Performance And DCF Undervaluation Signal
Simply Wall St. âĸ 2026-06-01T08:14:17Z
Wintrust (WTFC) Moves to Buy: Rationale Behind the Upgrade
Zacks âĸ 2026-05-25T16:00:02Z
1 Small-Cap Stock to Consider Right Now and 2 We Ignore
StockStory âĸ 2026-05-21T03:00:55Z
Bank of Hawaii, Glacier Bancorp, and Wintrust Financial Shares Plummet, What You Need To Know
StockStory âĸ 2026-05-16T02:28:55Z
2 Reasons to Like WTFC (and 1 Not So Much)
StockStory âĸ 2026-05-13T02:36:55Z
What Wintrust Financial (WTFC)'s Rising ChargeâOffs and Dividend Move Mean For Shareholders
Simply Wall St. âĸ 2026-04-28T16:09:27Z
Wintrust Financialâs Q1 Earnings Call: Our Top 5 Analyst Questions
StockStory âĸ 2026-04-27T12:04:55Z
Wintrust Financial Corp (WTFC) Q1 2026 Earnings Call Highlights: Record Net Income and Robust ...
GuruFocus.com âĸ 2026-04-22T07:03:12ZWTFC Q1 Deep Dive: Loan Growth, Deposit Momentum, and Stable Credit Drive Outlook
StockStory âĸ 2026-04-21T22:37:51Z
Wintrust (WTFC) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-21T17:08:43Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $2,725,992,000 | $2,450,860,000 | $2,271,970,000 | $1,956,415,000 |
| Operating Revenue | $2,725,992,000 | $2,450,860,000 | $2,271,970,000 | $1,956,415,000 |
| Expenses | ||||
| Interest Expense | $1,503,981,000 | $1,515,062,000 | $1,055,250,000 | $252,081,000 |
| Selling And Marketing Expense | $63,852,000 | $61,812,000 | $65,075,000 | $59,418,000 |
| General And Administrative Expense | $917,668,000 | $858,070,000 | $784,741,000 | $724,746,000 |
| Professional Expense And Contract Services Expense | $34,032,000 | $40,637,000 | $34,758,000 | $33,088,000 |
| Other Non Interest Expense | $208,633,000 | $180,649,000 | $163,990,000 | $149,045,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $823,844,000 | $695,045,000 | $622,626,000 | $509,682,000 |
| Net Interest Income | $2,224,052,000 | $1,962,535,000 | $1,837,864,000 | $1,495,362,000 |
| Interest Income | $3,728,033,000 | $3,477,597,000 | $2,893,114,000 | $1,747,443,000 |
| Normalized Income | $823,476,237 | $698,829,504 | $647,959,638 | $509,682,000 |
| Net Income From Continuing And Discontinued Operation | $823,844,000 | $695,045,000 | $622,626,000 | $509,682,000 |
| Net Income Common Stockholders | $774,154,000 | $667,081,000 | $594,662,000 | $481,718,000 |
| Net Income | $823,844,000 | $695,045,000 | $622,626,000 | $509,682,000 |
| Net Income Including Noncontrolling Interests | $823,844,000 | $695,045,000 | $622,626,000 | $509,682,000 |
| Net Income Continuous Operations | $823,844,000 | $695,045,000 | $622,626,000 | $509,682,000 |
| Pretax Income | $1,118,407,000 | $947,089,000 | $845,081,000 | $700,555,000 |
| Special Income Charges | $499,000 | $-5,156,000 | $-34,374,000 | $0 |
| Depreciation Amortization Depletion Income Statement | $21,393,000 | $12,095,000 | $5,498,000 | $6,116,000 |
| Depreciation And Amortization In Income Statement | $21,393,000 | $12,095,000 | $5,498,000 | $6,116,000 |
| Amortization Of Intangibles Income Statement | $21,393,000 | $12,095,000 | $5,498,000 | $6,116,000 |
| Depreciation Income Statement | - | - | $42,363,000 | $38,008,000 |
| Other | ||||
| Tax Effect Of Unusual Items | $131,237 | $-1,371,496 | $-9,040,362 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $499,000 | $-5,156,000 | $-34,374,000 | $0 |
| Total Unusual Items Excluding Goodwill | $499,000 | $-5,156,000 | $-34,374,000 | $0 |
| Reconciled Depreciation | $118,778,000 | $100,079,000 | $84,764,000 | $82,070,000 |
| Diluted NI Availto Com Stockholders | $774,154,000 | $667,081,000 | $594,662,000 | $481,718,000 |
| Otherunder Preferred Stock Dividend | $14,046,000 | - | - | - |
| Preferred Stock Dividends | $35,644,000 | $27,964,000 | $27,964,000 | $27,964,000 |
| Tax Provision | $294,563,000 | $252,044,000 | $222,455,000 | $190,873,000 |
| Other Special Charges | $-499,000 | $5,156,000 | $34,374,000 | $2,500,000 |
| Gain On Sale Of Security | $8,323,000 | $-2,602,000 | $1,525,000 | $-20,427,000 |
| Amortization | $21,393,000 | $12,095,000 | $5,498,000 | $6,116,000 |
| Selling General And Administration | $981,520,000 | $919,882,000 | $849,816,000 | $784,164,000 |
| Insurance And Claims | $44,376,000 | $40,962,000 | $36,728,000 | $28,639,000 |
| Salaries And Wages | $873,292,000 | $817,108,000 | $748,013,000 | $696,107,000 |
| Occupancy And Equipment | $266,953,000 | $244,305,000 | $224,063,000 | $204,858,000 |
| Write Off | - | - | - | - |
Fetched: 2026-06-01
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $6,362,756,000 | $5,425,665,000 | $4,719,965,000 | $4,121,128,000 |
| Total Assets | $71,142,046,000 | $64,879,668,000 | $56,259,934,000 | $52,949,649,000 |
| Goodwill And Other Intangible Assets | $895,959,000 | $918,632,000 | $679,561,000 | $675,710,000 |
| Other Intangible Assets | $97,999,000 | $121,690,000 | $22,889,000 | $22,186,000 |
| Receivables | $835,275,000 | $18,102,000 | $701,314,000 | $938,104,000 |
| Other Receivables | $835,275,000 | - | $690,722,000 | $921,717,000 |
| Accounts Receivable | $0 | $18,102,000 | $10,592,000 | $16,387,000 |
| Cash And Cash Equivalents | $3,648,427,000 | $4,861,770,000 | $2,507,727,000 | $2,479,627,000 |
| Cash Financial | $467,874,000 | $452,017,000 | $423,404,000 | $490,908,000 |
| Cash Cash Equivalents And Federal Funds Sold | $3,648,491,000 | $4,868,289,000 | $2,507,787,000 | $2,479,685,000 |
| Debt | ||||
| Net Debt | $833,050,000 | - | $1,142,159,000 | $1,106,404,000 |
| Total Debt | $4,481,477,000 | $4,237,961,000 | $3,649,886,000 | $3,586,031,000 |
| Long Term Debt And Capital Lease Obligation | $4,481,477,000 | $4,237,961,000 | $3,649,886,000 | $3,296,031,000 |
| Long Term Debt | $4,481,477,000 | $4,237,961,000 | $3,649,886,000 | $3,296,031,000 |
| Current Debt And Capital Lease Obligation | $0 | $0 | $0 | $290,000,000 |
| Current Debt | $0 | $0 | $0 | $290,000,000 |
| Other Current Borrowings | $0 | $0 | $0 | $290,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $63,883,331,000 | $58,535,371,000 | $50,860,408,000 | $48,152,811,000 |
| Payables And Accrued Expenses | - | - | $1,799,922,000 | $1,646,624,000 |
| Payables | - | - | $1,799,922,000 | $1,646,624,000 |
| Accounts Payable | - | - | $1,799,922,000 | $1,646,624,000 |
| Equity | ||||
| Common Stock Equity | $6,833,715,000 | $5,931,797,000 | $4,987,026,000 | $4,384,338,000 |
| Preferred Stock Equity | $425,000,000 | $412,500,000 | $412,500,000 | $412,500,000 |
| Total Equity Gross Minority Interest | $7,258,715,000 | $6,344,297,000 | $5,399,526,000 | $4,796,838,000 |
| Stockholders Equity | $7,258,715,000 | $6,344,297,000 | $5,399,526,000 | $4,796,838,000 |
| Gains Losses Not Affecting Retained Earnings | $-295,754,000 | $-508,335,000 | $-361,231,000 | $-427,636,000 |
| Retained Earnings | $4,537,539,000 | $3,897,164,000 | $3,345,399,000 | $2,849,007,000 |
| Other | ||||
| Treasury Shares Number | $87,269 | $64,955 | $24,940 | $3,262 |
| Preferred Shares Number | $17,000 | $16,500,000 | $16,500,000 | $16,500,000 |
| Ordinary Shares Number | $66,974,913 | $66,495,227 | $61,243,626 | $60,794,008 |
| Share Issued | $67,062,182 | $66,560,182 | $61,268,566 | $60,797,270 |
| Tangible Book Value | $5,937,756,000 | $5,013,165,000 | $4,307,465,000 | $3,708,628,000 |
| Invested Capital | $11,315,192,000 | $10,169,758,000 | $8,636,912,000 | $7,970,369,000 |
| Total Capitalization | $11,740,192,000 | $10,582,258,000 | $9,049,412,000 | $8,092,869,000 |
| Treasury Stock | $9,156,000 | $6,153,000 | $2,217,000 | $304,000 |
| Additional Paid In Capital | $2,534,024,000 | $2,482,561,000 | $1,943,806,000 | $1,902,474,000 |
| Capital Stock | $492,062,000 | $479,060,000 | $473,769,000 | $473,297,000 |
| Common Stock | $67,062,000 | $66,560,000 | $61,269,000 | $60,797,000 |
| Preferred Stock | $425,000,000 | $412,500,000 | $412,500,000 | $412,500,000 |
| Investments And Advances | $9,643,938,000 | $7,974,229,000 | $7,503,806,000 | $6,995,076,000 |
| Held To Maturity Securities | $3,296,875,000 | $3,594,334,000 | $3,851,747,000 | $3,639,227,000 |
| Available For Sale Securities | $309,822,000 | $474,627,000 | $355,904,000 | $334,620,000 |
| Trading Securities | $0 | $4,072,000 | $4,707,000 | $1,127,000 |
| Goodwill | $797,960,000 | $796,942,000 | $656,672,000 | $653,524,000 |
| Net PPE | $1,142,257,000 | $1,057,394,000 | $1,030,246,000 | $1,018,726,000 |
| Accumulated Depreciation | $-551,277,000 | $-507,744,000 | $-464,015,000 | $-411,762,000 |
| Gross PPE | $1,693,534,000 | $1,565,138,000 | $1,494,261,000 | $1,430,488,000 |
| Construction In Progress | $10,182,000 | $15,702,000 | $26,443,000 | $27,498,000 |
| Other Properties | $360,646,000 | $278,264,000 | $281,280,000 | $253,928,000 |
| Machinery Furniture Equipment | $409,087,000 | $383,056,000 | $333,176,000 | $307,468,000 |
| Buildings And Improvements | $728,665,000 | $703,798,000 | $687,326,000 | $674,887,000 |
| Land And Improvements | $184,954,000 | $184,318,000 | $166,036,000 | $166,707,000 |
| Other Short Term Investments | $6,037,241,000 | $3,901,196,000 | $3,291,448,000 | $3,020,102,000 |
Fetched: 2026-06-01
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $860,397,000 | $635,525,000 | $697,970,000 | $1,321,551,000 |
| Operating Activities | ||||
| Operating Cash Flow | $910,348,000 | $721,557,000 | $744,376,000 | $1,375,000,000 |
| Cash Flow From Continuing Operating Activities | $910,348,000 | $721,557,000 | $744,376,000 | $1,375,000,000 |
| Operating Gains Losses | $-113,534,000 | $-10,229,000 | $-67,865,000 | $61,730,000 |
| Investing Activities | ||||
| Capital Expenditure | $-49,951,000 | $-86,032,000 | $-46,406,000 | $-53,449,000 |
| Investing Cash Flow | $-6,168,623,000 | $-5,946,363,000 | $-3,237,816,000 | $-3,490,769,000 |
| Cash Flow From Continuing Investing Activities | $-6,168,623,000 | $-5,946,363,000 | $-3,237,816,000 | $-3,490,769,000 |
| Net Other Investing Changes | $-7,982,000 | $-56,011,000 | $25,381,000 | $-84,467,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-415,503,000 | $-3,936,000 | $-1,913,000 | $-304,000 |
| Issuance Of Capital Stock | $414,148,000 | $0 | $0 | $285,729,000 |
| Financing Cash Flow | $5,267,677,000 | $5,259,878,000 | $2,425,938,000 | $2,195,530,000 |
| Cash Flow From Continuing Financing Activities | $5,267,677,000 | $5,259,878,000 | $2,425,938,000 | $2,195,530,000 |
| Cash Dividends Paid | $-169,423,000 | $-143,280,000 | $-125,690,000 | $-108,210,000 |
| Net Preferred Stock Issuance | $1,648,000 | $0 | $0 | $0 |
| Preferred Stock Issuance | $414,148,000 | $0 | $0 | $0 |
| Net Common Stock Issuance | $-3,003,000 | $-3,936,000 | $-1,913,000 | $285,425,000 |
| Dividends Received Cfi | $-10,853,000 | $2,763,000 | $7,476,000 | $4,765,000 |
| Net Other Financing Charges | - | $-6,168,000 | $-57,000 | - |
| Common Stock Issuance | - | $0 | $0 | $285,729,000 |
| Other | ||||
| Repayment Of Debt | $-73,607,000 | $-223,674,000 | $0 | $0 |
| Issuance Of Debt | $300,000,000 | $825,238,000 | $50,670,000 | $1,200,135,000 |
| Interest Paid Supplemental Data | $1,489,462,000 | $1,517,813,000 | $1,026,311,000 | $239,209,000 |
| Income Tax Paid Supplemental Data | $222,412,000 | $252,851,000 | $231,653,000 | $153,499,000 |
| End Cash Position | $467,938,000 | $458,536,000 | $423,464,000 | $490,966,000 |
| Beginning Cash Position | $458,536,000 | $423,464,000 | $490,966,000 | $411,205,000 |
| Changes In Cash | $9,402,000 | $35,072,000 | $-67,502,000 | $79,761,000 |
| Proceeds From Stock Option Exercised | $7,220,000 | $6,694,000 | $8,309,000 | $11,233,000 |
| Preferred Stock Payments | $-412,500,000 | $0 | $0 | - |
| Common Stock Payments | $-3,003,000 | $-3,936,000 | $-1,913,000 | $-304,000 |
| Net Issuance Payments Of Debt | $226,393,000 | $601,564,000 | $50,670,000 | $1,200,135,000 |
| Net Long Term Debt Issuance | $226,393,000 | $601,564,000 | $50,670,000 | $1,200,135,000 |
| Long Term Debt Payments | $-73,607,000 | $-223,674,000 | $0 | $0 |
| Long Term Debt Issuance | $300,000,000 | $825,238,000 | $50,670,000 | $1,200,135,000 |
| Net Investment Purchase And Sale | $-2,302,148,000 | $773,922,000 | $-230,126,000 | $-3,119,759,000 |
| Sale Of Investment | $2,825,607,000 | $2,654,963,000 | $2,481,259,000 | $630,300,000 |
| Purchase Of Investment | $-5,127,755,000 | $-1,881,041,000 | $-2,711,385,000 | $-3,750,059,000 |
| Net Business Purchase And Sale | $0 | $531,308,000 | $-5,147,000 | $0 |
| Net PPE Purchase And Sale | $-49,951,000 | $-86,032,000 | $-46,406,000 | $-53,449,000 |
| Purchase Of PPE | $-49,951,000 | $-86,032,000 | $-46,406,000 | $-53,449,000 |
| Change In Working Capital | $-104,486,000 | $-187,652,000 | $-38,607,000 | $295,426,000 |
| Change In Other Working Capital | $4,072,000 | $635,000 | $-3,580,000 | $-66,000 |
| Change In Payables And Accrued Expense | $-57,673,000 | $-49,348,000 | $164,606,000 | $377,396,000 |
| Change In Payable | $-57,673,000 | $-49,348,000 | $164,606,000 | $377,396,000 |
| Change In Account Payable | $-57,673,000 | $-49,348,000 | $164,606,000 | $377,396,000 |
| Change In Receivables | $-50,885,000 | $-138,939,000 | $-199,633,000 | $-81,904,000 |
| Changes In Account Receivables | $-50,885,000 | $-138,939,000 | $-199,633,000 | $-81,904,000 |
| Other Non Cash Items | $34,132,000 | $-4,735,000 | $30,987,000 | $310,847,000 |
| Stock Based Compensation | $41,551,000 | $38,108,000 | $33,495,000 | $31,748,000 |
| Deferred Tax | $44,841,000 | $11,011,000 | $-19,707,000 | $22,057,000 |
| Deferred Income Tax | $44,841,000 | $11,011,000 | $-19,707,000 | $22,057,000 |
| Depreciation Amortization Depletion | $118,778,000 | $100,079,000 | $84,764,000 | $82,070,000 |
| Depreciation And Amortization | $118,778,000 | $100,079,000 | $84,764,000 | $82,070,000 |
| Gain Loss On Investment Securities | $-8,323,000 | $2,602,000 | $-1,525,000 | $20,427,000 |
| Gain Loss On Sale Of PPE | $438,000 | $336,000 | $1,290,000 | $2,845,000 |
| Net Income From Continuing Operations | $823,844,000 | $695,045,000 | $622,626,000 | $509,682,000 |
| Purchase Of Business | - | - | - | $0 |
Fetched: 2026-06-01