WTM
White Mountains Insurance Group, Ltd.
Price Chart
Latest Quote
$2065.14
+49.60 (+2.46%)
Current Price
| Previous Close | $2015.54 |
| Open | $2016.80 |
| Day High | $2084.71 |
| Day Low | $2028.81 |
| Volume | 20,023 |
Stock Information
| Quarterly Dividend / Yield | $1.00 / 0.05% |
| Shares Outstanding | 2.48M |
| Quarterly Dividend Yield | 0.05% |
| Quarterly Dividend | $1.00 |
| Total Debt | $834.80M |
| Cash Equivalents | $1.63B |
| Revenue | $2.82B |
| Net Income | $1.03B |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $5.11B |
| P/E Ratio | 5.11 |
| EPS (TTM) | $404.35 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $5.05B |
| Sales | $2.82B |
| Income | $1.03B |
| Book/sh | $2197.77 |
| Cash/sh | $660.04 |
| Employees | 2K |
Financial Ratios
| Quick Ratio | 1.13 |
| Current Ratio | 1.59 |
| Debt/Eq | 13.52 |
Returns & Margins
| ROA | 3.32% |
| ROE | 19.67% |
| Gross Margin | 52.24% |
| Operating Margin | 0.27% |
| Profit Margin | 37.02% |
Ownership
| Insider Ownership | 3.11% |
| Institutional Ownership | 93.99% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 22.95 |
| PEG | 0.81 |
| P/S | 1.81 |
| P/B | 0.94 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $2103.08 |
| SMA50 | $2179.53 |
| SMA200 | $2036.67 |
| RSI | 32.31 |
| ATR | 40.8421 |
| Shares Float | 2.37M |
| Short Float | 3.66% |
| Short Ratio | 4.79 |
| Volatility | 0.29 |
| Rel Volume | 0.93 |
Performance History
| Week | +0.02% |
| Month | -0.71% |
| Quarter | -4.60% |
| 6 Months | +2.00% |
| YTD | +1.18% |
| Year | +15.51% |
| 3 Years | +52.74% |
| 5 Years | +73.61% |
| 10 Years | +158.00% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $2065.14 | 22,300 |
| 2026-06-04 | $2015.54 | 29,900 |
| 2026-06-03 | $2034.02 | 45,000 |
| 2026-06-02 | $2050.81 | 23,500 |
| 2026-06-01 | $2062.03 | 24,200 |
| 2026-05-29 | $2064.82 | 25,800 |
| 2026-05-28 | $2084.31 | 23,500 |
| 2026-05-27 | $2101.94 | 27,700 |
| 2026-05-26 | $2129.17 | 16,900 |
| 2026-05-22 | $2146.85 | 16,600 |
| 2026-05-21 | $2139.09 | 22,400 |
| 2026-05-20 | $2144.81 | 18,200 |
| 2026-05-19 | $2144.19 | 29,100 |
| 2026-05-18 | $2138.35 | 17,900 |
| 2026-05-15 | $2136.76 | 21,200 |
| 2026-05-14 | $2112.72 | 27,700 |
| 2026-05-13 | $2119.91 | 23,000 |
| 2026-05-12 | $2109.20 | 22,400 |
| 2026-05-11 | $2133.58 | 21,000 |
| 2026-05-08 | $2128.40 | 18,800 |
| 2026-05-07 | $2092.50 | 26,200 |
| 2026-05-06 | $2080.00 | 38,300 |
About White Mountains Insurance Group, Ltd.
White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments. The company offers property insurance and reinsurance; specialty insurance and reinsurance consisting of aviation, contingency, cyber, fine art and specie, mortgage, nuclear, political and credit, space, surety, and terrorism and political violence; marine and energy insurance and reinsurance; casualty insurance and reinsurance, such as medical malpractice, and professional and general liability; and accident and health insurance and reinsurance, which includes personal accident, sickness, disability, travel, short-term life, and medical products through brokers, managing general agents (MGA), and reinsurance intermediaries. It also provides municipal bond guarantee reinsurance, which focuses on single risk limits for small-to-medium sized, and public investment grade municipal bonds that are issued to finance public purpose projects, including schools, utilities, and transportation facilities. In addition, the company offers capital solutions for boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisition and growth finance, and legacy partner liquidity; strategic advice; investment management; and specialty electrical contracting services. Further, it operates as a full-service MGA and program administrator for specialty property and casualty insurance for the real estate and hospitality end markets, and start-up programs; and an MGA for leisure travel and global expatriate medical insurance in Israel, the European Union, and Australia. The company was formerly known as Fund American Enterprises Holdings, Inc. and changed its name to White Mountains Insurance Group, Ltd. in 1999. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.
đ° Latest News
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With EPS Growth And More, White Mountains Insurance Group (NYSE:WTM) Makes An Interesting Case
Simply Wall St. âĸ 2026-02-09T10:58:30Z
White Mountains: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-02-06T13:26:27ZWhite Mountains Insurance Group (NYSE:WTM) shareholders have earned a 15% CAGR over the last five years
Simply Wall St. âĸ 2026-01-13T10:15:43Z
White Mountains Insurance Group (WTM): Assessing Valuation After a Steady MultiâYear Share Price Climb
Simply Wall St. âĸ 2025-12-03T18:07:33Z
Longleaf Partners Small-Cap Fundâs Investment Theses for White Mountains (WTM)
Insider Monkey âĸ 2025-12-02T13:11:26Z
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MarketBeat âĸ 2025-12-01T22:35:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $2,885,500,000 | $2,354,800,000 | $2,166,700,000 | $1,157,900,000 |
| Operating Revenue | $2,885,500,000 | $2,354,800,000 | $2,166,700,000 | $1,157,900,000 |
| Expenses | ||||
| Interest Expense | $78,400,000 | $60,800,000 | $62,700,000 | $40,300,000 |
| Total Expenses | $1,557,000,000 | $2,037,600,000 | $1,601,300,000 | $1,307,300,000 |
| Other Income Expense | $226,300,000 | $87,400,000 | $84,200,000 | $136,800,000 |
| Net Non Operating Interest Income Expense | $-78,400,000 | $-60,800,000 | $-62,700,000 | $-40,300,000 |
| Interest Expense Non Operating | $78,400,000 | $60,800,000 | $62,700,000 | $40,300,000 |
| Other Operating Expenses | $151,800,000 | $29,600,000 | $40,400,000 | $98,600,000 |
| General And Administrative Expense | $606,600,000 | $490,100,000 | $432,600,000 | $364,100,000 |
| Loss Adjustment Expense | $882,200,000 | $888,500,000 | $726,800,000 | $536,400,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $1,106,400,000 | $230,400,000 | $509,200,000 | $-110,400,000 |
| Net Interest Income | $-78,400,000 | $-60,800,000 | $-62,700,000 | $-40,300,000 |
| Interest Income | $29,800,000 | $15,800,000 | $0 | $0 |
| Normalized Income | $495,024,800 | $388,092,600 | $547,673,000 | $-96,733,000 |
| Net Income From Continuing And Discontinued Operation | $1,106,400,000 | $230,400,000 | $509,200,000 | $792,800,000 |
| Net Income Common Stockholders | $1,090,100,000 | $227,400,000 | $502,000,000 | $793,400,000 |
| Net Income | $1,106,400,000 | $230,400,000 | $509,200,000 | $792,800,000 |
| Net Income Including Noncontrolling Interests | $1,201,800,000 | $284,100,000 | $580,900,000 | $712,400,000 |
| Net Income Continuous Operations | $1,201,800,000 | $284,100,000 | $580,900,000 | $-190,800,000 |
| Pretax Income | $1,328,700,000 | $316,700,000 | $565,400,000 | $-149,400,000 |
| Special Income Charges | $676,300,000 | $-175,800,000 | $-48,700,000 | $-17,300,000 |
| Net Income Discontinuous Operations | - | $0 | $0 | $903,200,000 |
| Depreciation And Amortization In Income Statement | - | - | - | $5,200,000 |
| Per Share | ||||
| Diluted EPS | $430.14 | $89.79 | $198.60 | $276.96 |
| Basic EPS | $430.14 | $89.79 | $198.60 | $276.96 |
| Other | ||||
| Tax Effect Of Unusual Items | $64,924,800 | $-18,107,400 | $-10,227,000 | $-3,633,000 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $676,300,000 | $-175,800,000 | $-48,700,000 | $-17,300,000 |
| Total Unusual Items Excluding Goodwill | $676,300,000 | $-175,800,000 | $-48,700,000 | $-17,300,000 |
| Reconciled Depreciation | $9,000,000 | $-6,400,000 | $-17,800,000 | $4,300,000 |
| EBIT | $1,407,100,000 | $377,500,000 | $628,100,000 | $-109,100,000 |
| Diluted Average Shares | $2,534,300 | $2,565,987 | $2,563,948 | $2,862,507 |
| Basic Average Shares | $2,534,300 | $2,565,987 | $2,563,948 | $2,862,507 |
| Diluted NI Availto Com Stockholders | $1,090,100,000 | $227,400,000 | $502,000,000 | $793,400,000 |
| Otherunder Preferred Stock Dividend | $16,300,000 | $3,000,000 | $7,200,000 | $-600,000 |
| Minority Interests | $-95,400,000 | $-53,700,000 | $-71,700,000 | $80,400,000 |
| Tax Provision | $126,900,000 | $32,600,000 | $-15,500,000 | $41,400,000 |
| Other Special Charges | $-849,300,000 | $114,500,000 | - | - |
| Restructuring And Mergern Acquisition | $173,000,000 | $61,300,000 | $48,700,000 | $17,300,000 |
| Selling General And Administration | $606,600,000 | $490,100,000 | $432,600,000 | $364,100,000 |
| Other Gand A | $606,600,000 | $490,100,000 | $432,600,000 | $364,100,000 |
| Net Policyholder Benefits And Claims | $882,200,000 | $888,500,000 | $726,800,000 | $536,400,000 |
| Policyholder Benefits Gross | $1,156,600,000 | $1,089,400,000 | $782,500,000 | $814,900,000 |
| Policyholder Benefits Ceded | $274,400,000 | $200,900,000 | $55,700,000 | $278,500,000 |
| Preferred Stock Dividends | - | - | - | $700,000 |
| Amortization | - | - | - | $5,200,000 |
Fetched: 2026-05-30
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $4,405,200,000 | $4,118,400,000 | $3,869,900,000 | $3,354,500,000 |
| Total Assets | $12,306,500,000 | $9,925,600,000 | $8,385,900,000 | $7,389,300,000 |
| Goodwill And Other Intangible Assets | $1,020,200,000 | $365,300,000 | $370,600,000 | $392,400,000 |
| Receivables | $1,741,600,000 | $1,362,000,000 | $1,059,700,000 | $1,146,000,000 |
| Other Receivables | $45,700,000 | - | - | - |
| Accounts Receivable | $1,695,900,000 | $1,362,000,000 | $1,059,700,000 | $1,146,000,000 |
| Cash Cash Equivalents And Short Term Investments | $1,971,600,000 | $1,135,300,000 | $1,609,600,000 | $1,179,100,000 |
| Cash And Cash Equivalents | $184,900,000 | $190,900,000 | $121,700,000 | $255,000,000 |
| Notes Receivable | - | $381,700,000 | $0 | - |
| Prepaid Assets | - | - | - | $59,200,000 |
| Debt | ||||
| Net Debt | $652,100,000 | $371,600,000 | $442,900,000 | $320,200,000 |
| Total Debt | $837,000,000 | $562,500,000 | $564,600,000 | $575,200,000 |
| Long Term Debt And Capital Lease Obligation | $837,000,000 | $562,500,000 | $564,600,000 | $575,200,000 |
| Long Term Debt | $837,000,000 | $562,500,000 | $564,600,000 | $575,200,000 |
| Current Debt And Capital Lease Obligation | - | - | - | - |
| Current Debt | - | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $6,051,400,000 | $4,794,600,000 | $3,824,300,000 | $3,454,300,000 |
| Payables And Accrued Expenses | $367,500,000 | $149,500,000 | $81,100,000 | $251,100,000 |
| Payables | $367,500,000 | $149,500,000 | $81,100,000 | $251,100,000 |
| Accounts Payable | $367,500,000 | $149,500,000 | $81,100,000 | $251,100,000 |
| Equity | ||||
| Common Stock Equity | $5,425,400,000 | $4,483,700,000 | $4,240,500,000 | $3,746,900,000 |
| Total Equity Gross Minority Interest | $6,255,100,000 | $5,131,000,000 | $4,561,600,000 | $3,935,000,000 |
| Stockholders Equity | $5,425,400,000 | $4,483,700,000 | $4,240,500,000 | $3,746,900,000 |
| Gains Losses Not Affecting Retained Earnings | $800,000 | $-1,700,000 | $-1,600,000 | $-3,500,000 |
| Retained Earnings | $4,845,600,000 | $3,919,000,000 | $3,690,800,000 | $3,211,800,000 |
| Long Term Equity Investment | $231,200,000 | $201,600,000 | $254,900,000 | $168,600,000 |
| Investments In Other Ventures Under Equity Method | $231,200,000 | $201,600,000 | $254,900,000 | $168,600,000 |
| Other | ||||
| Ordinary Shares Number | $2,479,677 | $2,568,148 | $2,560,452 | $2,572,156 |
| Share Issued | $2,479,677 | $2,568,148 | $2,560,452 | $2,572,156 |
| Tangible Book Value | $4,405,200,000 | $4,118,400,000 | $3,869,900,000 | $3,354,500,000 |
| Invested Capital | $6,262,400,000 | $5,046,200,000 | $4,805,100,000 | $4,322,100,000 |
| Total Capitalization | $6,262,400,000 | $5,046,200,000 | $4,805,100,000 | $4,322,100,000 |
| Minority Interest | $829,700,000 | $647,300,000 | $321,100,000 | $188,100,000 |
| Foreign Currency Translation Adjustments | $800,000 | $-1,700,000 | $-1,600,000 | $-3,500,000 |
| Capital Stock | $579,000,000 | $566,400,000 | $2,600,000 | $2,600,000 |
| Common Stock | $579,000,000 | $566,400,000 | $2,600,000 | $2,600,000 |
| Employee Benefits | $102,900,000 | $79,300,000 | $87,700,000 | $114,100,000 |
| Investments And Advances | $5,610,400,000 | $4,648,600,000 | $4,390,500,000 | $3,682,000,000 |
| Other Short Term Investments | $1,786,700,000 | $944,400,000 | $1,487,900,000 | $924,100,000 |
| Additional Paid In Capital | - | $563,800,000 | $548,700,000 | $536,000,000 |
| Treasury Shares Number | - | - | $0 | - |
| Line Of Credit | - | - | - | - |
Fetched: 2026-05-30
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $550,500,000 | $586,800,000 | $404,100,000 | $365,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $550,500,000 | $586,800,000 | $404,100,000 | $365,000,000 |
| Cash Flow From Continuing Operating Activities | $550,500,000 | $586,800,000 | $404,100,000 | $326,300,000 |
| Operating Gains Losses | $-1,210,800,000 | $-70,400,000 | $-434,200,000 | $191,500,000 |
| Cash From Discontinued Operating Activities | - | - | $0 | $38,700,000 |
| Investing Activities | ||||
| Investing Cash Flow | $-666,900,000 | $-447,000,000 | $-543,900,000 | $115,500,000 |
| Cash Flow From Continuing Investing Activities | $-666,900,000 | $-447,000,000 | $-543,900,000 | $108,400,000 |
| Net Other Investing Changes | $-100,000 | $4,900,000 | $-3,400,000 | $-4,400,000 |
| Cash From Discontinued Investing Activities | - | $0 | $0 | $7,100,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-202,600,000 | $-7,900,000 | $-32,700,000 | $-615,800,000 |
| Financing Cash Flow | $35,600,000 | $4,200,000 | $7,200,000 | $-344,900,000 |
| Cash Flow From Continuing Financing Activities | $35,600,000 | $4,200,000 | $7,200,000 | $-339,000,000 |
| Net Other Financing Charges | $-36,400,000 | $16,100,000 | $55,800,000 | $122,700,000 |
| Cash Dividends Paid | $-2,600,000 | $-2,500,000 | $-2,600,000 | $-3,000,000 |
| Common Stock Dividend Paid | $-2,600,000 | $-2,500,000 | $-2,600,000 | $-3,000,000 |
| Net Common Stock Issuance | $-202,600,000 | $-7,900,000 | $-32,700,000 | $-615,800,000 |
| Dividends Received Cfi | $117,300,000 | $195,700,000 | $116,900,000 | $115,400,000 |
| Cash From Discontinued Financing Activities | - | $0 | $0 | $-5,900,000 |
| Issuance Of Capital Stock | - | - | - | $74,600,000 |
| Common Stock Issuance | - | - | - | $74,600,000 |
| Other | ||||
| Repayment Of Debt | $-17,500,000 | $-38,100,000 | $-25,700,000 | $-56,700,000 |
| Issuance Of Debt | $294,700,000 | $36,600,000 | $12,400,000 | $213,800,000 |
| End Cash Position | $185,600,000 | $266,400,000 | $122,400,000 | $255,000,000 |
| Beginning Cash Position | $266,400,000 | $122,400,000 | $255,000,000 | $147,700,000 |
| Changes In Cash | $-80,800,000 | $144,000,000 | $-132,600,000 | $135,600,000 |
| Common Stock Payments | $-202,600,000 | $-7,900,000 | $-32,700,000 | $-615,800,000 |
| Net Issuance Payments Of Debt | $277,200,000 | $-1,500,000 | $-13,300,000 | $157,100,000 |
| Net Short Term Debt Issuance | $277,200,000 | $-1,500,000 | $-13,300,000 | $157,100,000 |
| Short Term Debt Payments | $-17,500,000 | $-38,100,000 | $-25,700,000 | $-56,700,000 |
| Short Term Debt Issuance | $294,700,000 | $36,600,000 | $12,400,000 | $213,800,000 |
| Net Investment Purchase And Sale | $-1,205,300,000 | $-432,000,000 | $-674,700,000 | $-1,326,700,000 |
| Sale Of Investment | $1,248,900,000 | $1,556,800,000 | $793,200,000 | $387,200,000 |
| Purchase Of Investment | $-2,454,200,000 | $-1,988,800,000 | $-1,467,900,000 | $-1,713,900,000 |
| Net Business Purchase And Sale | $421,200,000 | $-215,600,000 | $17,300,000 | $1,324,100,000 |
| Sale Of Business | $770,700,000 | $16,200,000 | $17,300,000 | $1,392,000,000 |
| Purchase Of Business | $-349,500,000 | $-231,800,000 | $0 | $-67,900,000 |
| Change In Working Capital | $421,900,000 | $395,400,000 | $346,700,000 | $239,400,000 |
| Change In Other Working Capital | $89,600,000 | $-42,100,000 | $-5,500,000 | $80,800,000 |
| Change In Payables And Accrued Expense | $186,600,000 | $98,900,000 | $-168,400,000 | $-173,000,000 |
| Change In Accrued Expense | $22,900,000 | $-8,400,000 | $1,600,000 | - |
| Change In Payable | $163,700,000 | $107,300,000 | $-170,000,000 | $-173,000,000 |
| Change In Account Payable | $163,700,000 | $107,300,000 | $-170,000,000 | $-173,000,000 |
| Change In Receivables | $-338,500,000 | $-351,700,000 | $86,300,000 | $-207,600,000 |
| Changes In Account Receivables | $-338,500,000 | $-351,700,000 | $86,300,000 | $-207,600,000 |
| Other Non Cash Items | $-500,000 | $-32,800,000 | $-39,900,000 | $-809,500,000 |
| Unrealized Gain Loss On Investment Securities | $37,500,000 | $-500,000 | $0 | $0 |
| Amortization Of Securities | $18,500,000 | $16,300,000 | $15,300,000 | $14,000,000 |
| Deferred Tax | $92,100,000 | $11,100,000 | $-46,900,000 | $12,900,000 |
| Deferred Income Tax | $92,100,000 | $11,100,000 | $-46,900,000 | $12,900,000 |
| Depreciation And Amortization | $9,000,000 | $-6,400,000 | $-17,800,000 | $4,300,000 |
| Gain Loss On Investment Securities | $-361,500,000 | $-184,900,000 | $-434,200,000 | $191,500,000 |
| Gain Loss On Sale Of Business | $-849,300,000 | $114,500,000 | $0 | $0 |
| Net Income From Continuing Operations | $1,201,800,000 | $284,100,000 | $580,900,000 | $712,400,000 |
| Change In Prepaid Assets | - | - | - | $7,900,000 |
| Effect Of Exchange Rate Changes | - | - | - | - |
| Stock Based Compensation | - | - | - | - |
Fetched: 2026-05-30