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XZO

Exzeo Group, Inc.

Price Chart
Latest Quote

$13.22

+0.67 (+5.34%)
Current Price
Previous Close $12.55
Open $12.61
Day High $13.34
Day Low $12.78
Volume 284,436
Fetched: 2026-06-06T00:51:42
Stock Information
Shares Outstanding 90.92M
Total Debt $6.93M
Cash Equivalents $231.38M
Revenue $226.52M
Net Income $81.76M
Sector Financial Services
Industry Insurance - Diversified
Market Cap $1.20B
P/E Ratio 14.06
EPS (TTM) $0.94
Exchange NYQ
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Enterprise Value$977.49M
Sales$226.52M
Income$81.76M
Book/sh$2.79
Cash/sh$2.54
Employees354
Financial Ratios
Quick Ratio2.58
Current Ratio2.65
Debt/Eq2.52
EPS Growth TTM13.70%
Returns & Margins
ROE58.67%
Gross Margin100.00%
Operating Margin47.53%
Profit Margin37.61%
Ownership
Insider Ownership86.24%
Institutional Ownership8.11%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E11.50
P/S5.31
P/B4.73
Analyst Data
Recommendationstrong_buy
Target Price$26.00
Technical Indicators
SMA20$13.54
SMA50$14.87
RSI47.02
ATR0.7754
Shares Float12.38M
Short Float3.88%
Short Ratio2.35
Rel Volume1.09
Performance History
Week-4.55%
Month-23.45%
Quarter-14.43%
6 Months-27.12%
YTD-41.92%
10 Years-37.08%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-05 $13.22 284,436
2026-06-04 $12.55 440,100
2026-06-03 $13.09 236,900
2026-06-02 $14.39 248,000
2026-06-01 $14.60 215,700
2026-05-29 $13.85 291,600
2026-05-28 $13.64 221,500
2026-05-27 $13.74 234,500
2026-05-26 $13.47 354,400
2026-05-22 $12.97 189,200
2026-05-21 $12.93 236,900
2026-05-20 $12.84 280,400
2026-05-19 $13.69 239,100
2026-05-18 $13.71 155,600
2026-05-15 $13.56 120,500
2026-05-14 $13.53 147,200
2026-05-13 $13.38 180,000
2026-05-12 $13.76 295,500
2026-05-11 $14.37 221,100
2026-05-08 $13.49 604,900
2026-05-07 $13.94 873,700
2026-05-06 $17.27 237,500
About Exzeo Group, Inc.

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. It serves property and casualty insurance industry. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

📰 Latest News
3 Undervalued Small Caps With Insider Buying Across Regions
Simply Wall St. â€ĸ 2026-06-01T11:40:10Z
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Simply Wall St. â€ĸ 2026-05-28T11:33:00Z
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Exzeo (XZO) Q1 2026 Earnings Transcript
Motley Fool â€ĸ 2026-05-07T13:37:57Z
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Assessing Exzeo Group (XZO) Valuation As Mixed Momentum And Analyst Targets Create A Pricing Gap
Simply Wall St. â€ĸ 2026-05-05T11:14:14Z
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Discovering US Undiscovered Gems for April 2026
Simply Wall St. â€ĸ 2026-04-09T11:33:02Z
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Assessing Exzeo Group (XZO) Valuation After Recent Share Price Rebound And Conflicting Fair Value Signals
Simply Wall St. â€ĸ 2026-03-03T09:23:22Z
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Exzeo Group Q4 Earnings Call Highlights
MarketBeat â€ĸ 2026-03-01T08:05:30Z
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Exzeo: Q4 Earnings Snapshot
Associated Press Finance â€ĸ 2026-02-25T22:29:19Z
3 Undiscovered Gems in the US Market with Promising Potential
Simply Wall St. â€ĸ 2026-02-19T11:33:23Z
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Exploring 3 High Growth Tech Stocks In The US Market
Simply Wall St. â€ĸ 2025-12-31T11:37:54Z
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Period:
Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $83,502,000 - - -
Cost Of Revenue $85,957,000 - - -
Total Revenue $216,980,000 - - -
Operating Revenue $207,522,000 - - -
Expenses
Interest Expense $0 - - -
Total Expenses $110,990,000 - - -
Other Income Expense $4,302,000 - - -
Net Non Operating Interest Income Expense $0 - - -
Interest Expense Non Operating $0 - - -
Operating Expense $25,033,000 - - -
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $82,749,000 - - -
Net Interest Income $0 - - -
Normalized Income $79,522,500 $25,662,583 - -
Net Income From Continuing And Discontinued Operation $82,749,000 - - -
Total Operating Income As Reported $105,990,000 - - -
Net Income Common Stockholders $82,749,000 - - -
Net Income $82,749,000 - - -
Net Income Including Noncontrolling Interests $82,749,000 - - -
Net Income Discontinuous Operations $0 - - -
Net Income Continuous Operations $82,749,000 - - -
Pretax Income $110,292,000 - - -
Operating Income $105,990,000 - - -
Depreciation Amortization Depletion Income Statement $479,000 - - -
Depreciation And Amortization In Income Statement $479,000 - - -
Gross Profit $131,023,000 - - -
Per Share
Diluted EPS $0.99 $0.39 $0.13 $-0.75
Basic EPS $0.99 $0.39 $0.13 $-0.75
Other
Tax Effect Of Unusual Items $1,075,500 $142,583 - -
Tax Rate For Calcs $0 $0 - -
Normalized EBITDA (Bullshit earnings) $108,924,000 - - -
Total Unusual Items $4,302,000 - - -
Total Unusual Items Excluding Goodwill $4,302,000 - - -
Reconciled Depreciation $2,934,000 - - -
EBITDA (Bullshit earnings) $113,226,000 - - -
EBIT $110,292,000 - - -
Diluted Average Shares $80,171,000 $90,775,789 $90,775,789 $90,775,789
Basic Average Shares $80,171,000 $90,775,789 $90,775,789 $90,775,789
Diluted NI Availto Com Stockholders $82,749,000 - - -
Tax Provision $27,543,000 - - -
Gain On Sale Of Security $4,302,000 - - -
Research And Development $8,830,000 - - -
Selling General And Administration $15,724,000 - - -
Fetched: 2026-06-01
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31
Assets
Net Tangible Assets $254,156,000 - -
Total Assets $347,734,000 - -
Total Non Current Assets $21,913,000 - -
Other Non Current Assets $274,000 - -
Non Current Deferred Assets $4,093,000 $3,132,000 $3,223,000
Non Current Deferred Taxes Assets $2,975,000 $0 -
Non Current Accounts Receivable $1,118,000 - -
Current Assets $325,821,000 - -
Other Current Assets $43,000 - -
Current Deferred Assets $4,722,000 $6,397,000 $3,223,000
Prepaid Assets $1,483,000 - -
Receivables $14,201,000 $5,680,000 $9,129,000
Other Receivables $4,722,000 - -
Taxes Receivable $0 - -
Accounts Receivable $2,906,000 $0 -
Cash Cash Equivalents And Short Term Investments $305,372,000 - -
Cash And Cash Equivalents $305,372,000 - -
Debt
Total Debt $7,245,000 - -
Long Term Debt And Capital Lease Obligation $4,832,000 - -
Current Debt And Capital Lease Obligation $2,413,000 - -
Liabilities
Total Liabilities Net Minority Interest $93,578,000 - -
Total Non Current Liabilities Net Minority Interest $9,189,000 - -
Other Non Current Liabilities $790,000 - -
Non Current Deferred Liabilities $3,567,000 - -
Non Current Deferred Taxes Liabilities $0 - -
Current Liabilities $84,389,000 - -
Current Deferred Liabilities $70,893,000 - -
Payables And Accrued Expenses $11,083,000 - -
Payables $11,083,000 - -
Total Tax Payable $2,455,000 $0 -
Income Tax Payable $2,455,000 $0 -
Accounts Payable $7,555,000 - -
Equity
Common Stock Equity $254,156,000 - -
Total Equity Gross Minority Interest $254,156,000 - -
Stockholders Equity $254,156,000 - -
Retained Earnings $25,418,000 - -
Other Equity Adjustments - - $-1,803,000
Other
Ordinary Shares Number $90,926,720 - -
Share Issued $90,926,720 - -
Tangible Book Value $254,156,000 - -
Invested Capital $254,156,000 - -
Working Capital $241,432,000 - -
Capital Lease Obligations $7,245,000 - -
Total Capitalization $254,156,000 - -
Additional Paid In Capital $228,647,000 - -
Capital Stock $91,000 - -
Common Stock $91,000 - -
Non Current Deferred Revenue $3,567,000 - -
Long Term Capital Lease Obligation $4,832,000 - -
Current Deferred Revenue $70,893,000 - -
Current Capital Lease Obligation $2,413,000 - -
Dueto Related Parties Current $1,073,000 - -
Net PPE $17,546,000 - -
Accumulated Depreciation $-13,947,000 - -
Gross PPE $31,493,000 - -
Leases $587,000 - -
Construction In Progress $711,000 - -
Other Properties $6,931,000 - -
Machinery Furniture Equipment $23,264,000 - -
Properties $0 - -
Duefrom Related Parties Current $11,295,000 - -
Fetched: 2026-06-01
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31
Free Cash Flow
Free Cash Flow $97,454,000 - -
Operating Activities
Operating Cash Flow $100,298,000 - -
Cash Flow From Continuing Operating Activities $100,298,000 - -
Operating Gains Losses $173,000 - -
Investing Activities
Capital Expenditure $-2,844,000 - -
Investing Cash Flow $-2,844,000 - -
Cash Flow From Continuing Investing Activities $-2,844,000 - -
Capital Expenditure Reported $-2,844,000 $-3,334,000 $-3,247,000
Financing Activities
Repurchase Of Capital Stock $-1,490,000 - -
Issuance Of Capital Stock $156,205,000 $0 $0
Financing Cash Flow $153,646,000 - -
Cash Flow From Continuing Financing Activities $153,646,000 - -
Net Other Financing Charges $-1,069,000 - -
Cash Dividends Paid $0 - -
Preferred Stock Dividend Paid $0 - -
Net Preferred Stock Issuance $0 - -
Net Common Stock Issuance $154,715,000 - -
Common Stock Issuance $156,205,000 $0 $0
Other
Repayment Of Debt $0 - -
Issuance Of Debt $0 - -
Interest Paid Supplemental Data $0 - -
Income Tax Paid Supplemental Data $34,223,000 - -
End Cash Position $305,372,000 - -
Beginning Cash Position $54,502,000 - -
Effect Of Exchange Rate Changes $-230,000 - -
Changes In Cash $251,100,000 - -
Preferred Stock Payments $0 - -
Common Stock Payments $-1,490,000 - -
Net Issuance Payments Of Debt $0 - -
Net Long Term Debt Issuance $0 - -
Long Term Debt Payments $0 - -
Long Term Debt Issuance $0 - -
Change In Working Capital $16,902,000 - -
Change In Other Working Capital $16,217,000 $17,884,000 $-888,000
Change In Other Current Liabilities $58,000 - -
Change In Other Current Assets $-1,000 - -
Change In Payables And Accrued Expense $719,000 - -
Change In Payable $719,000 - -
Change In Account Payable $719,000 - -
Change In Prepaid Assets $-874,000 - -
Change In Receivables $783,000 $-3,083,000 $-1,636,000
Changes In Account Receivables $-2,906,000 $0 $0
Stock Based Compensation $2,636,000 - -
Deferred Tax $-5,096,000 - -
Deferred Income Tax $-5,096,000 - -
Depreciation Amortization Depletion $2,934,000 - -
Depreciation And Amortization $2,934,000 - -
Depreciation $2,934,000 - -
Net Foreign Currency Exchange Gain Loss $173,000 - -
Net Income From Continuing Operations $82,749,000 - -
Fetched: 2026-06-01