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YB

Yuanbao Inc.

Price Chart
Latest Quote

$14.66

-0.14 (-0.95%)
Current Price
Previous Close $14.80
Open $14.95
Day High $15.36
Day Low $14.41
Volume 52,016
Fetched: 2026-06-06T03:44:10
Stock Information
Note: Financial values converted from CNY to USD
Shares Outstanding 32.39M
Total Debt $1.17M
Cash Equivalents $585.77M
Revenue $646.34M
Net Income $296.83M
Sector Technology
Industry Software - Application
Market Cap $675.54M
P/E Ratio 3.62
EPS (TTM) $4.05
Exchange NGM
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📊 Comprehensive Analysis
Company Data
Enterprise Value$97.80M
Sales$646.34M
Income$296.83M
Book/sh$10.66
Cash/sh$122.36
Employees613
Financial Ratios
Quick Ratio3.87
Current Ratio3.92
Debt/Eq0.24
EPS Growth TTM15.40%
Returns & Margins
ROA22.47%
ROE50.94%
Gross Margin96.17%
Operating Margin33.60%
Profit Margin29.90%
Ownership
Insider Ownership4.00%
Institutional Ownership10.76%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E2.97
P/S0.15
P/B1.37
Analyst Data
Recommendationnone
Target Price$22.15
Technical Indicators
SMA20$14.43
SMA50$16.23
SMA200$19.92
RSI53.91
ATR1.0034
Shares Float29.76M
Short Float0.38%
Short Ratio2.36
Rel Volume1.33
Performance History
Week-1.28%
Month-5.17%
Quarter-27.10%
6 Months-35.50%
YTD-26.70%
Year-5.11%
10 Years-8.15%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-05 $14.66 52,016
2026-06-04 $14.80 18,900
2026-06-03 $14.87 51,000
2026-06-02 $15.18 97,000
2026-06-01 $14.94 55,000
2026-05-29 $14.85 38,600
2026-05-28 $14.25 15,400
2026-05-27 $13.54 53,300
2026-05-26 $12.37 62,700
2026-05-22 $12.70 80,300
2026-05-21 $14.07 51,400
2026-05-20 $14.26 15,300
2026-05-19 $14.13 35,400
2026-05-18 $14.31 29,100
2026-05-15 $14.22 16,500
2026-05-14 $14.22 9,900
2026-05-13 $14.30 46,900
2026-05-12 $15.41 15,900
2026-05-11 $15.81 9,500
2026-05-08 $15.64 27,300
2026-05-07 $15.85 66,600
2026-05-06 $15.46 15,900
About Yuanbao Inc.

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Republic of China.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $57,812,197 $49,340,938 $31,504,943 $15,003,916
Cost Of Revenue $57,812,197 $49,340,938 $31,504,943 $15,003,916
Total Revenue $646,371,080 $485,467,116 $302,282,382 $125,670,657
Operating Revenue $646,371,080 $485,467,116 $302,282,382 $125,670,657
Expenses
Total Expenses $448,818,729 $358,561,405 $276,363,706 $128,059,915
Other Income Expense $7,395,982 $1,256,041 $1,540,417 $1,065,522
Other Non Operating Income Expenses $1,343,246 $259,397 $1,320,484 $410,157
Net Non Operating Interest Income Expense $3,265,294 $3,593,124 $2,911,302 $978,169
Operating Expense $391,006,531 $309,220,467 $244,858,763 $113,055,998
Other Operating Expenses $8,356,563 $10,757,201 $8,879,347 $6,984,791
Selling And Marketing Expense $319,084,930 $257,640,884 $210,566,378 $92,515,035
General And Administrative Expense $9,599,745 $6,673,515 $6,416,039 $1,963,285
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $193,260,113 $127,975,814 $30,327,385 $-347,340
Net Interest Income $3,265,294 $3,593,124 $2,911,302 $978,169
Interest Income $3,265,294 $3,593,124 $2,911,302 $978,169
Normalized Income $187,642,073 $127,007,755 $30,107,764 $-838,864
Net Income From Continuing And Discontinued Operation $193,260,113 $127,975,814 $30,021,578 $2,771,627
Average Dilution Earnings $-103,580,556 $63,545,676 $0 -
Net Income Common Stockholders $296,840,669 $64,430,138 $-49,210,279 $-64,349,436
Net Income $193,260,113 $127,975,814 $30,021,578 $2,771,627
Net Income Including Noncontrolling Interests $193,260,113 $127,975,814 $30,021,578 $2,771,627
Net Income Discontinuous Operations $0 $0 $-305,807 $3,118,968
Net Income Continuous Operations $193,260,113 $127,975,814 $30,327,385 $-347,340
Pretax Income $208,213,628 $131,754,876 $30,370,396 $-345,567
Interest Income Non Operating $3,265,294 $3,593,124 $2,911,302 $978,169
Operating Income $197,552,351 $126,905,710 $25,918,677 $-2,389,257
Gross Profit $588,558,883 $436,126,177 $270,777,440 $110,666,741
Per Share
Diluted EPS - $1.43 $-1.09 $-1.43
Basic EPS - $1.43 $-1.09 $-1.43
Other
Tax Effect Of Unusual Items $434,696 $28,586 $311 $163,841
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $194,112,057 $128,118,445 $28,084,011 $-1,638,116
Total Unusual Items $6,052,736 $996,645 $219,933 $655,365
Total Unusual Items Excluding Goodwill $6,052,736 $996,645 $219,933 $655,365
Reconciled Depreciation $2,612,442 $2,209,380 $2,385,267 $1,406,506
EBITDA (Bullshit earnings) $200,164,794 $129,115,090 $28,303,944 $-982,751
EBIT $197,552,351 $126,905,710 $25,918,677 $-2,389,257
Diluted NI Availto Com Stockholders $193,260,113 $127,975,814 $-49,210,279 $-64,349,436
Otherunder Preferred Stock Dividend $-103,580,556 $63,545,676 $79,231,857 $67,121,064
Tax Provision $14,953,515 $3,779,062 $43,011 $1,774
Gain On Sale Of Security $6,052,736 $996,645 $219,933 $655,365
Research And Development $53,965,293 $34,148,867 $18,996,999 $11,592,887
Selling General And Administration $328,684,675 $264,314,398 $216,982,417 $94,478,321
Other Gand A $9,599,745 $6,673,515 $6,416,039 $1,963,285
Diluted Average Shares - $6,663,050 $6,663,050 $6,663,050
Basic Average Shares - $6,663,050 $6,663,050 $6,663,050
Preferred Stock Dividends - $63,545,676 $79,231,857 $67,121,064
Salaries And Wages - $35,513,693 $19,992,905 $12,695,064
Fetched: 2026-05-30
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $485,055,776 $255,559,059 $117,557,085 $76,329,275
Total Assets $688,113,249 $410,842,911 $224,757,961 $159,187,217
Total Non Current Assets $29,195,500 $15,789,496 $16,319,966 $12,775,913
Other Non Current Assets $38,725 - - $789,275
Non Current Prepaid Assets $1,319,450 $397,150 $490,710 $0
Non Current Deferred Assets $4,927,354 $1,025,171 $0 -
Non Current Deferred Taxes Assets $4,927,354 $1,025,171 $0 -
Non Current Note Receivables $2,306,783 $2,205,832 $2,099,265 $0
Investmentin Financial Assets $7,758,546 $0 - -
Goodwill And Other Intangible Assets $9,541,215 $8,579,895 $8,603,692 $8,590,981
Other Intangible Assets $9,541,215 $8,579,895 $8,603,692 $8,590,981
Current Assets $658,917,749 $395,053,415 $208,437,995 $146,411,304
Other Current Assets $92,969 $261,170 $406,462 $219,785
Restricted Cash $3,477,098 $2,217,065 $1,595,105 $1,478,044
Prepaid Assets $4,178,429 $11,031,674 $2,583,620 $1,127,008
Receivables $65,371,356 $38,505,696 $37,582,067 $32,928,003
Receivables Adjustments Allowances $-121,643 $-90,900 $-100,655 $-82,918
Taxes Receivable $250,085 $25,866 $488,641 $878,106
Accounts Receivable $65,242,914 $38,570,730 $36,520,536 $32,132,816
Allowance For Doubtful Accounts Receivable $-252,154 $-427,746 $-88,091 $-74,789
Gross Accounts Receivable $65,495,068 $38,998,476 $36,608,627 $32,207,605
Cash Cash Equivalents And Short Term Investments $585,797,898 $343,037,809 $166,270,741 $94,798,760
Cash And Cash Equivalents $127,179,001 $281,519,122 $127,572,604 $55,213,649
Assets Held For Sale Current - - $0 $15,859,703
Debt
Total Debt $1,171,054 $2,832,079 $4,584,596 $3,580,561
Long Term Debt And Capital Lease Obligation $125,042 $844,554 $2,745,318 $2,096,161
Current Debt And Capital Lease Obligation $1,046,011 $1,987,525 $1,839,277 $1,484,399
Liabilities
Total Liabilities Net Minority Interest $193,516,258 $146,703,957 $98,597,185 $74,266,961
Total Non Current Liabilities Net Minority Interest $25,207,590 $7,647,989 $4,866,902 $4,432,357
Non Current Deferred Liabilities $25,082,548 $6,803,435 $2,121,584 $2,118,480
Non Current Deferred Taxes Liabilities $25,082,548 $6,803,435 $2,121,584 $2,118,480
Current Liabilities $168,308,668 $139,055,968 $93,730,283 $69,834,604
Current Deferred Liabilities $9,391,637 $17,389,035 $9,973,247 $6,863,591
Payables And Accrued Expenses $146,360,311 $112,117,884 $81,587,268 $45,647,603
Payables $141,040,685 $106,744,457 $76,938,229 $44,284,995
Other Payable $132,075,907 $97,575,413 $68,111,649 $41,784,736
Total Tax Payable $6,396,234 $7,591,084 $1,396,899 $1,064,487
Accounts Payable $2,568,544 $1,577,959 $2,523,907 $1,435,772
Other Current Liabilities - $1,300,678 $1,256,337 $15,640,214
Income Tax Payable - $4,511,137 $524,705 $165,393
Liabilities Heldfor Sale Non Current - - $0 $217,716
Equity
Common Stock Equity $494,596,991 $-241,482,320 $-315,914,822 $-277,923,485
Total Equity Gross Minority Interest $494,596,991 $264,138,955 $126,160,776 $84,920,256
Stockholders Equity $494,596,991 $264,138,955 $126,160,776 $84,920,256
Gains Losses Not Affecting Retained Earnings $35,377,565 $14,720,723 $2,260,668 $1,744,091
Other Equity Adjustments $35,377,565 $14,720,723 $2,260,668 $1,744,091
Retained Earnings $-10,767,695 $-285,576,942 $-338,038,622 $-288,828,343
Preferred Stock Equity - $505,621,275 $442,075,598 $362,843,741
Preferred Securities Outside Stock Equity - $505,621,275 $442,075,598 $362,843,741
Other
Ordinary Shares Number $40,865,128 $39,978,302 $39,978,302 $39,978,302
Share Issued $40,865,128 $39,978,302 $39,978,302 $39,978,302
Tangible Book Value $485,055,776 $-250,062,215 $-324,518,514 $-286,514,466
Invested Capital $494,596,991 $-241,482,320 $-315,914,822 $-277,923,485
Working Capital $490,609,081 $255,997,447 $114,707,712 $76,576,700
Capital Lease Obligations $1,171,054 $2,832,079 $4,584,596 $3,580,561
Total Capitalization $494,596,991 $264,138,955 $126,160,776 $84,920,256
Additional Paid In Capital $469,959,039 $29,363,405 $19,855,151 $9,156,037
Capital Stock $28,083 $505,631,769 $442,083,580 $362,848,471
Common Stock $28,083 $10,494 $7,981 $4,730
Preferred Stock $0 $505,621,275 $442,075,598 $362,843,741
Long Term Capital Lease Obligation $125,042 $844,554 $2,745,318 $2,096,161
Current Deferred Revenue $9,391,637 $17,389,035 $9,973,247 $6,863,591
Current Capital Lease Obligation $1,046,011 $1,987,525 $1,839,277 $1,484,399
Current Provisions $11,510,708 $7,561,523 $330,491 $198,797
Current Accrued Expenses $5,319,627 $5,373,428 $4,649,038 $1,362,608
Investments And Advances $7,758,546 $0 - -
Available For Sale Securities $7,758,546 - - -
Net PPE $3,303,427 $3,581,447 $5,126,299 $3,395,657
Gross PPE $3,303,427 $3,581,447 $5,126,299 $3,833,306
Other Properties $3,303,427 $3,581,447 $5,126,299 $3,558,242
Other Short Term Investments $458,618,897 $61,518,687 $38,698,138 $39,585,111
Dueto Related Parties Current - $0 $4,905,775 $0
Duefrom Related Parties Current - $0 $673,544 $0
Accumulated Depreciation - - $-885,644 $-437,649
Leases - - $700,888 $275,064
Properties - - $0 $0
Fetched: 2026-05-30
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $218,173,720 $177,994,879 $64,638,985 $12,604,312
Operating Activities
Operating Cash Flow $220,987,915 $178,488,693 $65,325,389 $12,965,251
Cash From Discontinued Operating Activities $0 $0 $2,271,014 $4,819,752
Cash Flow From Continuing Operating Activities $220,987,915 $178,488,693 $63,054,375 $8,145,498
Operating Gains Losses - - $-121,643 $-497,953
Investing Activities
Capital Expenditure $-2,814,195 $-493,814 $-686,403 $-360,938
Investing Cash Flow $-402,453,388 $-23,289,533 $-6,688,886 $-32,359,104
Cash From Discontinued Investing Activities $0 $0 $-4,685,250 $1,412,714
Cash Flow From Continuing Investing Activities $-402,453,388 $-23,289,533 $-2,003,636 $-33,771,818
Net Other Investing Changes - - $-2,169,325 -
Financing Activities
Issuance Of Capital Stock $30,282,157 $0 $0 $0
Financing Cash Flow $29,094,401 $-1,346,941 $2,667,277 $0
Cash Flow From Continuing Financing Activities $29,094,401 $-1,346,941 $2,667,277 $0
Net Other Financing Charges $-1,191,599 $-1,346,941 - -
Net Common Stock Issuance $30,282,157 $0 $0 -
Common Stock Issuance $30,282,157 $0 $0 -
Net Preferred Stock Issuance - - - $0
Preferred Stock Issuance - - - $0
Other
Income Tax Paid Supplemental Data $97,107 $88,091 $295,757 $2,660
End Cash Position $130,656,098 $283,736,187 $129,167,708 $66,890,193
Beginning Cash Position $283,736,187 $129,167,708 $66,890,193 $82,612,587
Effect Of Exchange Rate Changes $-709,018 $716,260 $973,735 $3,671,460
Changes In Cash $-152,371,071 $153,852,219 $61,303,780 $-19,393,853
Proceeds From Stock Option Exercised $3,843 $0 $2,667,277 $0
Net Investment Purchase And Sale $-398,651,269 $-22,805,030 $852,092 $-32,530,409
Sale Of Investment $1,136,147,284 $553,074,899 $148,789,180 $48,568,217
Purchase Of Investment $-1,534,798,553 $-575,879,929 $-147,937,088 $-81,098,626
Net Business Purchase And Sale $-1,019,850 $0 $0 $-931,020
Purchase Of Business $-1,019,850 $0 $0 $-931,020
Net PPE Purchase And Sale $-2,782,269 $-484,503 $-686,403 $-310,389
Sale Of PPE $31,926 $9,312 $0 $50,549
Purchase Of PPE $-2,814,195 $-493,814 $-686,403 $-360,938
Change In Working Capital $6,888,866 $34,986,770 $25,103,979 $3,633,179
Change In Other Working Capital $-7,997,398 $7,415,788 $3,109,656 $-10,436,761
Change In Other Current Liabilities $-2,040,439 $-1,806,613 $-2,425,026 $-492,041
Change In Other Current Assets $-26,457 $0 $-505,934 -
Change In Payables And Accrued Expense $38,292,119 $37,804,808 $29,676,307 $38,899,004
Change In Accrued Expense $28,249,700 $25,163,101 $18,657,492 $34,549,565
Change In Payable $10,042,419 $12,641,707 $11,018,815 $4,349,439
Change In Account Payable $990,585 $-945,948 $1,088,136 $735,474
Change In Tax Payable $-1,198,250 $6,193,150 $332,412 $998,418
Change In Income Tax Payable $-1,198,250 $6,193,150 $332,412 $998,418
Change In Prepaid Assets $5,157,633 $-6,453,286 $-1,060,940 $2,393,100
Change In Receivables $-26,496,592 $-1,973,927 $-3,690,084 $-26,730,123
Changes In Account Receivables $-26,496,592 $-2,389,849 $-3,010,627 $-26,730,123
Other Non Cash Items $-285,410 $-148,248 $-330,195 $-154,751
Stock Based Compensation $10,984,672 $9,461,992 $5,485,020 $4,001,655
Unrealized Gain Loss On Investment Securities $-6,680,314 $-228,210 $-42,568 $4,878
Provisionand Write Offof Assets $-148,248 $574,516 $122,234 $99,325
Deferred Tax $14,355,794 $3,656,680 $3,252 $0
Deferred Income Tax $14,355,794 $3,656,680 $3,252 $0
Depreciation Amortization Depletion $2,612,442 $2,209,380 $2,385,267 $1,406,506
Depreciation And Amortization $2,612,442 $2,209,380 $2,385,267 $1,406,506
Depreciation $2,612,442 $2,209,380 $2,385,267 $1,346,498
Net Income From Continuing Operations $193,260,113 $127,975,814 $30,327,385 $-347,340
Amortization Cash Flow - - $52,618 $60,009
Amortization Of Intangibles - - $52,618 $60,009
Net Foreign Currency Exchange Gain Loss - - $-123,712 $-522,341
Gain Loss On Sale Of PPE - - $2,069 $24,388
Repayment Of Debt - - - $0
Issuance Of Debt - - - $0
Net Issuance Payments Of Debt - - - $0
Net Short Term Debt Issuance - - - $0
Short Term Debt Payments - - - $0
Short Term Debt Issuance - - - $0
Fetched: 2026-05-30